MonitorBankRates
☰
  1. Home›
  2. Credit Unions›
  3. REFUGIO COUNTY
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

REFUGIO COUNTY Rates & Review March 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated: March 21, 2026

REFUGIO COUNTY's 1 YEAR CDS rates are at 3.04%. MonitorBankRates evaluates the financial stability of REFUGIO COUNTY with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 03/21/2026.

REFUGIO COUNTY money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at REFUGIO COUNTY? Share your experience about REFUGIO COUNTY by leaving a review below, or read customer reviews before you decide to use REFUGIO COUNTY.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
--
No Data No data
FNB of Allendale
Refugio County FCU
514 Swift St
Refugio, TX 78377 1809
http://www.refugiocountyfcu.com
Member NCUA

REFUGIO COUNTY CD Rates

Product Rate APY Term View More
1 YEAR SHARE CERTIFICATES 3.00% 3.04% 1 YEAR
No additional details.
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.11%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.
Powered by MonitorBankRates

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for REFUGIO COUNTY is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather REFUGIO COUNTY rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with REFUGIO COUNTY's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name REFUGIO COUNTY
Website http://www.refugiocountyfcu.com
Address 514 Swift St, Refugio, TX 78377 1809
Phone 361-526-2275
Fax 361-526-4500
President Dwight Mutschler
CEO Tamara Moehr
Full-Time Employees 3
Part-Time Employees 0
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Return on Assets (ROA)
0.1455%
Return on Equity (ROE)
0.8531%
Non-Performing Loans Ratio (NPL)
0.00%
Total Assets
13,358,156
Total Amount of Shares and Deposits
11,030,274
Total Shares and Deposits < 1 Year
11,030,274
Total Insured Shares and Deposits > $250K (item 17 less item K)
11,030,274
Total Interest Expense (Sum of items 6 8)
192,114
Share Certificates
40
Number of Accounts for Share Drafts
472
Number of Accounts for Regular Shares
1,185
All other shares
7
Net Income (unless the amount is already included in Undivided Earnings)
27,948
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
607,545
Total Liabilities
11,079,379
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for REFUGIO COUNTY yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for REFUGIO COUNTY
Your Name:
Your Rating:

Frequently Asked Questions About REFUGIO COUNTY

Is REFUGIO COUNTY a safe place to deposit money?

Yes, REFUGIO COUNTY is considered a safe financial institution. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does REFUGIO COUNTY operate?

REFUGIO COUNTY currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join REFUGIO COUNTY?

Yes, to access services at REFUGIO COUNTY, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, REFUGIO COUNTY does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, REFUGIO COUNTY provides members with tools to manage their accounts and build a solid financial history.

Does REFUGIO COUNTY offer online and mobile banking?

Most modern institutions like REFUGIO COUNTY provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.refugiocountyfcu.com.

Current REFUGIO COUNTY Rates

  • 12-Month CD3.04%
Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Alabama River Credit Union Pittsford Federal Credit Union Torrington Municipal & Teachers Federal Credit Union Rural Cooperatives Credit Union Bergen Division Federal Credit Union Georgetown Kraft Credit Union E-Central Credit Union Mill Town Credit Union Crouse Federal Credit Union St Mark Credit Union Cheyenne Laramie County Employees FCU Peoria Postal Employees Credit Union NY Team Federal Credit Union Family Focus Federal Credit Union Leominster Credit Union Integra First Federal Credit Union Velocity Community Federal Credit Union North Coast Credit Union St Anthony Of Padua Federal Credit Union Coweta Cities & County Employees Federal Credit Union San Patricio County Teachers Federal Credit Union