New Paltz, New York (NY) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for New Paltz, New York and the surrounding area include Sawyer Savings BankSawyer Savings Bank100 Woodland Pond Cir, New Paltz, NY 12561A5.0 ★Texas Ratio: 7.52% High Yield Savings at 2.50% APY, Heritage Financial Credit UnionHeritage Financial Credit Union234 Main St Ste 6B, New Paltz, NY 12561 1352A5.0 ★Texas Ratio: 11.57% Heritage High Yield Savings at 2.25% APY, NBT BankNBT Bank275 Main St, New Paltz, NY 12561A+5.0 ★Texas Ratio: 1.76% Health Savings Accounts at 0.30% APY, Ulster Savings BankUlster Savings Bank226 Main St, New Paltz, NY 12561A+5.0 ★Texas Ratio: 5.39% Smart Savings at 0.10% APY, and Maspeth Federal S&LMaspeth Federal S&L5618 69th St, Maspeth, NY 11378A5.0 ★Texas Ratio: 6.07% Teen Savings at 10.00% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in New Paltz, New York, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in New Paltz, New York (NY) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in New Paltz, New York and the surrounding area. Last Updated and Verified: March 28, 2026
Compare the Best Savings Rates in New Paltz, New York & Surrounding Communities
$10,000 minimum balance to open with funds not currently on deposit with Sawyer Savings Bank
Qualifying balance up to $150,000
Qualifying balance up to $49,999.99
$10,000 minimum balance to open with funds not currently on deposit with Sawyer Savings Bank
Tier 4 - Average daily balance $50,000 +
Tier 3 - Average daily balance $25,000 < $50,000
$1 minimum balance to open
Tier 2 - Average daily balance $2,500 < $25,000
Tier 1 - Average daily balance $0.01 < $2,500
$100 minimum balance to open
$25 minimum balance to open
$5 minimum balance to open
Average daily balance $100 < $2,500
Average daily balance $2,500 < $10,000
Average daily balance is $10,000 +
Tier 1 - Average daily balance is $25 +
Qualifying balance up to $499.99
Qualifying balance up to $6000
Qualifying balance up to $10,000.00
Qualifying balance up to $2,500.00
plus get $25 when balance reaches $1,000
Qualifying balance up to $1,000.00
Qualifying balance up to $5,000.00
Qualifying balance up to $100.00
Qualifying balance up to $1,000.00
Qualifying balance up to $1,000.00
UP TO AGE 21
Qualifying balance up to $10,000.00
Qualifying balance up to $1,000.00
Qualifying balance up to $500.00
Qualifying balance up to $10,000
Balances $0.00 - $1,000.00
Qualifying balance up to $500.00
Qualifying balance up to $500.00
Qualifying balance up to $100.00
Qualifying balance up to $500.00
Qualifying balance up to $500.00
Open a fee-free bank account and a high-yield savings account for teens 13-17.; Earn 5.00% APY1 on savings balances from $1.01 to $10,000
Direct Deposit to a new or existing Justice Federal Checking Account.
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
The current dividend rate is 3.69% for balances $10,000 and over. APY and rate may change after account is opened and any fees could reduce earnings. There is no minimum balance to open or maintain HighMarq Savings. The minimum average daily balance to earn the advertised APY is $10,000. There are no monthly fees as long as you register for and maintain e-Statements. If you choose to receive paper statements, there will be a $10 monthly fee.
Named the Best Savings Account of 2025 by Bankrate
As of 01/20/26 [according to the FDIC](https://www.fdic.gov/resources/bankers/national-rates/). HighQ rate: 3.35% dividend rate as of 02/10/2026.
Qualifications Required
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
New Paltz, NY Savings Rate Trends
Compare local New Paltz, NY savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New York high-yield savings rates fell 0.487 points this week to 1.272% APY, down from 1.760% last week.
New York standard savings rates rose 0.167 points this week to 0.810% APY, up from 0.642% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for New Paltz, New York directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in New Paltz, New York. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NY.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in New Paltz, New York
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in New Paltz, New York safe?
How often do savings rates change in New Paltz, New York?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in New Paltz, New York?
How do I open a savings account in New Paltz, New York?
Best Savings Rates in New Paltz, New York
- Sawyer Savings Bank
High Yield Savings — 2.50% APY - Heritage Financial Credit Union
Heritage High Yield Savings — 2.25% APY - NBT Bank
Health Savings Accounts — 0.30% APY - Ulster Savings Bank
Smart Savings — 0.10% APY - Maspeth Federal S&L
Teen Savings — 10.00% APY
