Bayside, New York (NY) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Bayside, New York and the surrounding area include FourLeaf Federal Credit UnionFourLeaf Federal Credit Union2388 Bell Blvd # A, Bayside, NY 11360 2054A-4.9 ★Texas Ratio: 15.85% Student Savings at 5.00% APY, Ridgewood Savings BankRidgewood Savings Bank20824 Cross Island Pkwy, Bayside, NY 11360A5.0 ★Texas Ratio: 7.75% Smart Move Online Savings Account at 3.40% APY, Woori America BankWoori America Bank21510 Northern Blvd, Bayside, NY 11361A+5.0 ★Texas Ratio: 0.51% WooriWON Savings at 3.25% APY, Capital One BankCapital One Bank4505 Bell Blvd, Bayside, NY 11361A5.0 ★Texas Ratio: 10.41% 360 Performance Savings at 3.20% APY, and PCB BankPCB Bank220 34 And 220 36 Northern Blvd, Bayside, NY 11361A+5.0 ★Texas Ratio: 1.12% Your major-milestones savings account at 3.00% APY. Savings rates as of March 29, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Bayside, New York, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Bayside, New York (NY) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Bayside, New York and the surrounding area. Last Updated and Verified: March 29, 2026
Compare the Best Savings Rates in Bayside, New York & Surrounding Communities
Balances $0.00 - $1,000.00
$.01 - $249,999.99
$5 monthly maintenance fee waived when average daily balance requirement is met; Optional internet banking access at no additional cost; Manage your savings effortlessly from your smartphone or computer, with 24/7 online access; Move funds smoothly between accounts and automate your savings goals for effortless financial growth; Online Only
$5 monthly maintenance fee waived when average daily balance requirement is met; Optional internet banking access at no additional cost; Manage your savings effortlessly from your smartphone or computer, with 24/7 online access; Move funds smoothly between accounts and automate your savings goals for effortless financial growth; Online Only
Complimentary Kids Savings stackable money bank and passbook at new account opening
Qualifying balance up to $25,000.00; Up to $10 will be credited upon account opening and will be reported as interest income with a 1099-INT form.
$5 to open
Monthly cycle service charge of $5.00 if the average account balance falls below $500
Qualifying balance up to $6000
Qualifying balance up to $10,000.00
Qualifying balance up to $2,500.00
plus get $25 when balance reaches $1,000
Qualifying balance up to $1,000.00
Qualifying balance up to $5,000.00
Qualifying balance up to $500.00
Qualifying balance up to $1,000.00
UP TO AGE 21
Qualifying balance up to $10,000
Qualifying balance up to $1,000.00
Qualifying balance up to $500.00
Qualifying balance up to $1,000.00
Qualifying balance up to $500.00
Apple Bank SmartStart Savings pays 12x the national average2 on balances from $1.01 to $10,000.
Qualifying balance up to $10,000
Qualifying balance up to $10,000.00
Qualifying balance up to $10,000
Qualifying balance up to $10,000
Open a fee-free bank account and a high-yield savings account for teens 13-17.; Earn 5.00% APY1 on savings balances from $1.01 to $10,000
Qualifying balance up to $10,000.00
Qualifying balance up to $100.00
Qualifying balance up to $500.00
Qualifying balance up to $500.00
Qualifying balance up to $100.00
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
Direct Deposit to a new or existing Justice Federal Checking Account.
The current dividend rate is 3.69% for balances $10,000 and over. APY and rate may change after account is opened and any fees could reduce earnings. There is no minimum balance to open or maintain HighMarq Savings. The minimum average daily balance to earn the advertised APY is $10,000. There are no monthly fees as long as you register for and maintain e-Statements. If you choose to receive paper statements, there will be a $10 monthly fee.
Named the Best Savings Account of 2025 by Bankrate
As of 01/20/26 [according to the FDIC](https://www.fdic.gov/resources/bankers/national-rates/). HighQ rate: 3.35% dividend rate as of 02/10/2026.
Qualifications Required
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Bayside, NY Savings Rate Trends
Compare local Bayside, NY savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New York high-yield savings rates fell 0.200 points this week to 1.560% APY, down from 1.760% last week.
New York standard savings rates rose 0.157 points this week to 0.810% APY, up from 0.653% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Bayside, New York directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Bayside, New York. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NY.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Bayside, New York
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Bayside, New York safe?
How often do savings rates change in Bayside, New York?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Bayside, New York?
How do I open a savings account in Bayside, New York?
Best Savings Rates in Bayside, New York
- FourLeaf Federal Credit Union
Student Savings — 5.00% APY - Ridgewood Savings Bank
Smart Move Online Savings Account — 3.40% APY - Woori America Bank
WooriWON Savings — 3.25% APY - Capital One Bank
360 Performance Savings — 3.20% APY - PCB Bank
Your major-milestones savings account — 3.00% APY
