Whitinsville, Massachusetts (MA) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Whitinsville, Massachusetts and the surrounding area include Milford Federal BankMilford Federal Bank1271 Providence Rd, Whitinsville, MA 01588A+5.0 ★Texas Ratio: 1.42% EZ Choice Savings at 1.50% APY, Webster First Federal Credit UnionWebster First Federal Credit Union1298 Providence Rd, Whitinsville, MA 01588A+5.0 ★Texas Ratio: 2.22% First Rate Savings at 0.05% APY, UniBank for SavingsUniBank for Savings49 Church St, Whitinsville, MA 01588A+5.0 ★Texas Ratio: 2.00% Statement Savings Account at 0.05% APY, Service Federal Credit UnionService Federal Credit Union199 Worcester Ct, Falmouth, MA 02540A5.0 ★Texas Ratio: 11.03% Deployed Warrior Savings at 10.00% APY, and Jeanne D Arc Credit UnionJeanne D Arc Credit Union581 Merrimack St, Lowell, MA 01854 3908A+5.0 ★Texas Ratio: 1.81% Savings Account at 8.00% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Whitinsville, Massachusetts, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Whitinsville, Massachusetts (MA) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Whitinsville, Massachusetts and the surrounding area. Last Updated and Verified: March 28, 2026
Compare the Best Savings Rates in Whitinsville, Massachusetts & Surrounding Communities
$2,500 minimum balance to waive $10 monthly fee. Must have an active EZ Interest Checking Account.
$2,500 minimum balance to waive $10 monthly fee. Must have an active EZ Interest Checking Account.
Must have passbook to make a withdrawal at the branch
Make 5 deposits, and earn an extra $5 for your account!
Qualifying balance up to $2,000.00
Qualifying balance up to $1,000.00
Qualifying balance up to $9,999.99
Qualifying balances of $250,000 or less only
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
Earn 10x the National Average2
Qualifications Required: Have at least 30 debit card purchases post and settle your account; Have at least 1 direct deposit or automatic payment (ACH) post and settle; Be enrolled in and agree to receive eStatements; Qualifying balance up to $25,000.00; Links to [EMPOWER Rewards Checking](https://www.leebank.com/personal/personal-checking/empower-rewards-checking.html)
LevelUp Rate is applied to the full balance of LevelUp Savings accounts that receive a total of at least $250 in deposits during the Evaluation Period.
Qualifying balance up to $10,000
Qualifying balance up to $10,000.00
bump up for PayBackSM or Quarter Back® customers
High Yield Savings5
NEW MONEY ONLY
Balances $100,000 -$500,000
Qualifying balance up to $500.00
As High As
bump up for PayBackSM or Quarter Back® customers
Available to consumers only. New money is welcome but not required.
Membership account; No monthly service charge
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Whitinsville, MA Savings Rate Trends
Compare local Whitinsville, MA savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Massachusetts high-yield savings rates fell 1.486 points this week to 1.614% APY, down from 3.100% last week.
Massachusetts standard savings rates rose 0.174 points this week to 0.253% APY, up from 0.080% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Whitinsville, Massachusetts directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Whitinsville, Massachusetts. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Whitinsville, Massachusetts
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Whitinsville, Massachusetts safe?
How often do savings rates change in Whitinsville, Massachusetts?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Whitinsville, Massachusetts?
How do I open a savings account in Whitinsville, Massachusetts?
Best Savings Rates in Whitinsville, Massachusetts
- Milford Federal Bank
EZ Choice Savings — 1.50% APY - Webster First Federal Credit Union
First Rate Savings — 0.05% APY - UniBank for Savings
Statement Savings Account — 0.05% APY - Service Federal Credit Union
Deployed Warrior Savings — 10.00% APY - Jeanne D Arc Credit Union
Savings Account — 8.00% APY
Whitinsville, Massachusetts Rates & Resources
