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Massachusetts Savings Rate Trends

Rowe, Massachusetts (MA) Savings Rates - April 2026

The best savings rates for Rowe, Massachusetts and the surrounding area include Service Federal Credit UnionService Federal Credit UnionA5.0 ★Texas Ratio: 11.03% Deployed Warrior Savings at 10.00% APY, Jeanne D Arc Credit UnionJeanne D Arc Credit UnionA+5.0 ★Texas Ratio: 1.81% Savings Account at 8.00% APY, Lowell Firefighters Credit UnionLowell Firefighters Credit UnionA+5.0 ★Texas Ratio: 0.00% Savings Club for Kids at 8.00% APY, MASS INSTITUTE OF TECHMASS INSTITUTE OF TECHB+4.7 ★Texas Ratio: 18.63% Starter Savings at 5.00% APY, and Cape Cod Five Cents Savings BankCape Cod Five Cents Savings BankA+5.0 ★Texas Ratio: 1.90% SaveUp Companion Savings* at 5.00% APY.

Rowe is a smaller community with no bank or credit union branches currently in our database. 47 institutions serving the Massachusetts area are available to Rowe residents, with savings rates as high as 10.00% APY from Service Federal Credit Union. Rates are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Rowe, Massachusetts and the surrounding area. Last Updated and Verified: April 6, 2026

Compare the Best Savings Rates in Rowe, Massachusetts & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.03%
Deployed Warrior Savings
10.00%
$0
Rate9.57%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Jeanne D Arc Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Savings Account
8.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Savings Club for Kids
8.00%
$0
Rate8.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.03%
Primary Savings Account
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★Texas Ratio: 18.63%
Starter Savings
5.00%
$0
Rate4.88%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Qualifying balance up to $2,000.00

Cape Cod Five Cents Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
SaveUp Companion Savings*
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $9,999.99

Dedham Institution for Savings
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
Start Up Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

Qualifying balance up to $1,000.00

Leader Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
Zeugma Plus Savings
4.75%
$0
Rate4.65%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Qualifying balances of $250,000 or less only

MutualOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
Mo Premium Savings
4.07%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

Lee Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
EMPOWER Rewards Savings
4.00%
$0
Rate3.92%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

Qualifications Required; Qualifying balance up to $25,000.00

Needham Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
GoalGetter Savings
4.00%
$10
Rate3.93%
Min Deposit$10
Min Balance
UpdatedMar 28, 2026
Details

Qualifying balance up to $10,000.00

LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
LevelUp Savings
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Qualifying balance up to $250.00

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
Personal Share Draft
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Qualifying balance up to $25,000.00

Bank5 Connect
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Jumbo Savings
3.65%
$25,000
Rate3.59%
Min Deposit$25,000
Min Balance
UpdatedMar 25, 2026
Details

Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
Relationship High Yield Savings
3.60%
$0
Rate3.54%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

bump up for PayBackSM or Quarter Back® customers

Direct Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
High-Yield Savings
3.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Earn As High As; Federally insured; No deposit limit; Liquid savings; No monthly fees

Institution for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
Gold Online Savings (plus interest paid)
3.50%
$100,000
Rate3.44%
Min Deposit$100,000
Min Balance
UpdatedApr 3, 2026
Details

Balances $100,000 -$500,000

Liberty Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
High Yield Savings
3.50%
$0
Rate3.44%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

High Yield Savings5

North Brookfield SB
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
High Five Savings
3.41%
$0
Rate3.35%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Qualifying balance up to $500.00

PIONEER VALLEY
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
Green High-Yield Savings
3.40%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Dedham Institution for Savings
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
High Yield Savings
3.40%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

South Shore Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
High-Yield Savings
3.40%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

PIONEER VALLEY
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
Green High Yield Savings
3.40%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

As High As

PIONEER VALLEY
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
Green High-Yield Savings
3.35%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Direct Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
High-Yield Savings
3.30%
$0
Rate3.25%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

APY shown assumes the account is paired with an active Direct Advantage Checking. Without a Direct Advantage Checking, the APY will be 0.10% lower.

USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
High Dividend Savings
3.30%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

PIONEER VALLEY
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
Green High-Yield Savings
3.30%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Adams Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
High-Yield Savings Spring Special
3.25%
$1,000
Rate0.00%
Min Deposit$1,000
Min Balance
UpdatedApr 4, 2026
Details

$1,000 is required to open the account.; Online account opening only. Applicable for consumers only. Rate may change at any time without notice. Fees could reduce earnings.

Village Bank Auburndale, MA
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
Village High Yield Savings (New Money Only)**
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
PNC High Yield Savings®
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Bluestone Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
High-Yield Savings Account
3.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

Qualifications Required: 2 monthly ACH credits (such as direct deposits or between-bank transfers) of at least $250 each; Qualifying balance up to $1,000.00

Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
Relationship High Yield Savings
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

bump up for PayBackSM or Quarter Back® customers

Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
Relationship High Yield Savings
3.10%
$0
Rate3.05%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

IC Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.06%
High-Yield Savings
3.04%
$0
Rate2.99%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

Available to consumers only. New money is welcome but not required.

Workers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.04%
Advantage Savings Account
3.00%
$5
Rate2.96%
Min Deposit$5
Min Balance
UpdatedApr 6, 2026
Details

Workers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.04%
Advantage Savings
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

Qualifying balance up to $100,000.00

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
SafeGuard Savings, Municipal
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
SafeGuard Savings, Consumer
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

PIONEER VALLEY
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
Traditional IRA Prime Share
3.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Lowell Five Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
High Yield Savings
3.00%
$10
Rate0.00%
Min Deposit$10
Min Balance
UpdatedApr 3, 2026
Details

Fees could reduce earnings. Account rate is variable and is subject to change at any time. Rates and Annual Percentage Yields effective 3/9/26

MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★Texas Ratio: 18.63%
High Yield Savings
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

PIONEER VALLEY
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
Education Prime Share
3.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

PIONEER VALLEY
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
Roth IRA Prime Share
3.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Millbury Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
Business Money Market Savings Special
2.75%
$0
Rate2.72%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
Your Way Savings
2.25%
$0
Rate2.21%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Workers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.04%
Accelerate Savings
2.10%
$5
Rate2.08%
Min Deposit$5
Min Balance
UpdatedApr 6, 2026
Details

Luso American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
Super Savers Account (Youth Savings)
2.02%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

For members aged 5 - 18

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Rowe, MA Savings Rate Trends

Compare local Rowe, MA savings rate quotes against the statewide average

Daily savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Massachusetts Savings Trends →
High-Yield Savings — MA Avg
1.954%
▲ 0.332 vs 7 days ago

Massachusetts high-yield savings rates rose 0.332 points over the past 7 days to 1.954% APY, up from 1.622%.

Standard Savings — MA Avg
0.561%
▲ 0.308 vs 7 days ago

Massachusetts standard savings rates rose 0.308 points over the past 7 days to 0.561% APY, up from 0.253%.

As of Apr 6, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Rowe, Massachusetts directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Rowe, Massachusetts. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Rowe, Massachusetts

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Massachusetts, help your money grow faster through a higher APY.

Are savings accounts in Rowe, Massachusetts safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Massachusetts up to $250,000 per depositor, per institution.

How often do savings rates change in Rowe, Massachusetts?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Massachusetts rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Rowe, Massachusetts may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Rowe, Massachusetts?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Rowe, Massachusetts offer in-person customer service, which some customers prefer.

How do I open a savings account in Rowe, Massachusetts?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Rowe, Massachusetts

Here are recent savings rates observed in Rowe, Massachusetts and the surrounding area:
  • Service Federal Credit Union
    Deployed Warrior Savings — 10.00% APY
  • Jeanne D Arc Credit Union
    Savings Account — 8.00% APY
  • Lowell Firefighters Credit Union
    Savings Club for Kids — 8.00% APY
  • MASS INSTITUTE OF TECH
    Starter Savings — 5.00% APY
  • Cape Cod Five Cents Savings Bank
    SaveUp Companion Savings* — 5.00% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Rowe, Massachusetts. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 6, 2026