Hopkinton, Massachusetts (MA) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
The best savings rates for Hopkinton, Massachusetts and the surrounding area include UniBank for SavingsUniBank for Savings87 W Main St, Hopkinton, MA 01748A+5.0 ★Texas Ratio: 2.00% Statement Savings Account at 0.05% APY, Webster First Federal Credit UnionWebster First Federal Credit Union22 South St Ste 106, Hopkinton, MA 01748A+5.0 ★Texas Ratio: 2.22% First Rate Savings at 0.05% APY, Service Federal Credit UnionService Federal Credit Union199 Worcester Ct, Falmouth, MA 02540A5.0 ★Texas Ratio: 11.03% Deployed Warrior Savings at 10.00% APY, Lowell Firefighters Credit UnionLowell Firefighters Credit Union642 Chelmsford St, Lowell, MA 01851A+5.0 ★Texas Ratio: 0.00% Savings Club for Kids at 8.00% APY, and Jeanne D Arc Credit UnionJeanne D Arc Credit Union581 Merrimack St, Lowell, MA 01854 3908A+5.0 ★Texas Ratio: 1.81% Savings Account at 8.00% APY. Savings rates as of March 29, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Hopkinton, Massachusetts, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Hopkinton, Massachusetts (MA) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Hopkinton, Massachusetts and the surrounding area. Last Updated and Verified: March 29, 2026
Compare the Best Savings Rates in Hopkinton, Massachusetts & Surrounding Communities
Qualifying balance up to $2,000.00
Qualifying balance up to $1,000.00
Qualifying balance up to $9,999.99
Qualifying balances of $250,000 or less only
Earn 10x the National Average2
LevelUp Rate is applied to the full balance of LevelUp Savings accounts that receive a total of at least $250 in deposits during the Evaluation Period.
Qualifications Required: Have at least 30 debit card purchases post and settle your account; Have at least 1 direct deposit or automatic payment (ACH) post and settle; Be enrolled in and agree to receive eStatements; Qualifying balance up to $25,000.00; Links to [EMPOWER Rewards Checking](https://www.leebank.com/personal/personal-checking/empower-rewards-checking.html)
Qualifying balance up to $10,000
Qualifying balance up to $10,000.00
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
bump up for PayBackSM or Quarter Back® customers
High Yield Savings5
NEW MONEY ONLY
Balances $100,000 -$500,000
Qualifying balance up to $500.00
As High As
bump up for PayBackSM or Quarter Back® customers
Available to consumers only. New money is welcome but not required.
Companion Savings Account can be opened in conjunction with a Certificate of Deposit (CD) or a TSB 365 Checking. Deposits and withdrawals can be made at any time. The minimum opening deposit is $10.00.
Companion Savings account - available only with a TSB 365 Checking account
$50,000.00 or more
Qualifications Required: linked Advantage High Interest or Advantage Cash Back account qualifications are met; Qualifying balance up to $100,000
Qualifying balance up to $100,000.00
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Hopkinton, MA Savings Rate Trends
Compare local Hopkinton, MA savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Massachusetts high-yield savings rates fell 1.486 points this week to 1.614% APY, down from 3.100% last week.
Massachusetts standard savings rates rose 0.174 points this week to 0.253% APY, up from 0.080% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Hopkinton, Massachusetts directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Hopkinton, Massachusetts. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Hopkinton, Massachusetts
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Hopkinton, Massachusetts safe?
How often do savings rates change in Hopkinton, Massachusetts?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Hopkinton, Massachusetts?
How do I open a savings account in Hopkinton, Massachusetts?
Best Savings Rates in Hopkinton, Massachusetts
- UniBank for Savings
Statement Savings Account — 0.05% APY - Webster First Federal Credit Union
First Rate Savings — 0.05% APY - Service Federal Credit Union
Deployed Warrior Savings — 10.00% APY - Lowell Firefighters Credit Union
Savings Club for Kids — 8.00% APY - Jeanne D Arc Credit Union
Savings Account — 8.00% APY
