Best Personal Loan Rates in Oklahoma City, Oklahoma (OK) - March 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Oklahoma borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Oklahoma City, Oklahoma include: Department of Public Safety Federal Credit UnionDepartment of Public Safety Federal Credit Union3650 N Martin Luther King Ave, Oklahoma City, OK, 73111 4223A+5.0 ★Texas Ratio: 0.69% offering Generator Loan at 3.99% APR, Tinker Federal Credit UnionTinker Federal Credit Union4626 NW 39th St, Oklahoma City, OK, 73122A+5.0 ★Texas Ratio: 2.99% offering Storm Shelter Loan at 3.99% APR, Energize Credit UnionEnergize Credit Union2325 E I 44 Service Rd, Oklahoma City, OK, 73111 8219A+5.0 ★Texas Ratio: 2.13% offering Tornado Shelter Loan at 5.00% APR, Communication Federal Credit UnionCommunication Federal Credit Union427 NW 6th St, Oklahoma City, OK, 73102 2804A5.0 ★Texas Ratio: 7.85% offering Storm Shelter Loan at 5.99% APR, and The Focus Federal Credit UnionThe Focus Federal Credit Union420 NE 10th St, Oklahoma City, OK, 73104A+5.0 ★Texas Ratio: 2.71% offering Other Collateral Loans at 6.45% APR. Personal loan rates as of March 28, 2026 according to verified data from MonitorBankRates.
Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in Oklahoma City, Oklahoma can save you significantly over the life of your loan.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Oklahoma City, Oklahoma.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Oklahoma City, Oklahoma. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: March 28, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Department of Public Safety Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
3650 N Martin Luther King Ave, Oklahoma City, OK, 73111 4223
Generator Loan
3.99%
▼
APR3.99%
Last UpdatedMarch 28, 2026
Details
As Low As
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
4626 NW 39th St, Oklahoma City, OK, 73122
Storm Shelter Loan
3.99%
▼
APR3.99%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Energize Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
2325 E I 44 Service Rd, Oklahoma City, OK, 73111 8219
Tornado Shelter Loan
5.00%
▼
APR5.00%
Last UpdatedMarch 28, 2026
Details
As Low As
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
427 NW 6th St, Oklahoma City, OK, 73102 2804
Storm Shelter Loan
5.99%
▼
APR5.99%
Last UpdatedMarch 28, 2026
Details
No additional details available.
The Focus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
420 NE 10th St, Oklahoma City, OK, 73104
Other Collateral Loans
6.45%
▼
APR6.45%
Last UpdatedMarch 28, 2026
Details
As Low As; Other Collateral Loans (Boats, Motorcycles, RVs, Farm Equipment, Trailers, etc.); 6.45% - 18% APR
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
8100 W Reno Ave, Oklahoma City, OK, 73127 7229
Storm Shelter Loans
7.99%
▼
APR7.99%
Last UpdatedMarch 28, 2026
Details
As Low As
Department of Public Safety Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
3650 N Martin Luther King Ave, Oklahoma City, OK, 73111 4223
Personal Loan
8.75%
▼
APR8.75%
Last UpdatedMarch 28, 2026
Details
As Low As
USE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
4301 S INTERSTATE 44 SERVICE RD, OKLAHOMA CITY, OK, 73119
Storm Shelter Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Municipal Employees Credit Union of Oklahoma City
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
101 N WALKER AVE, OKLAHOMA CITY, OK, 73102 2229
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedMarch 28, 2026
Details
As Low As; with specific terms.
ADVANCIAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
815 NW 58th St, Oklahoma City, OK, 73118 5912
Signature
9.90%
▼
APR9.90%
Last UpdatedMarch 28, 2026
Details
As Low As; Rates as low as 9.90%
The Focus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
420 NE 10th St, Oklahoma City, OK, 73104
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 28, 2026
Details
As Low As; 9.99% - 18% APR
Oklahomas Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
200 NE 21st St, Oklahoma City, OK, 73105
Lifestyle Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 28, 2026
Details
No additional details available.
The Focus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
420 NE 10th St, Oklahoma City, OK, 73104
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMarch 28, 2026
Details
As Low As
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
8100 W Reno Ave, Oklahoma City, OK, 73127 7229
Fast Cash/Personal/Signature Loans
9.99%
▼
APR9.99%
Last UpdatedMarch 28, 2026
Details
& Additional Secured Loans as listed (includes Autos, Heavy Duty Trucks, Commercial Use Vehicles, RVs, and Boats older than 10 years, Household goods, Farm Equipment, Etc.)
Credit Union One Of Oklahoma Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
3330 N Lincoln Blvd, Oklahoma City, OK, 73105 5406
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 28, 2026
Details
No additional details available.
True Sky Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.26%
10201 S Western Ave, Oklahoma City, OK, 73139 2931
Firm foundation Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 28, 2026
Details
No additional details available.
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
8100 W Reno Ave, Oklahoma City, OK, 73127 7229
Fast Cash, Personal, and Signature Loans
9.99%
▼
APR9.99%
Last UpdatedMarch 28, 2026
Details
As Low As
SSMOK Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
1111 N Lee Ave Ste 125, Oklahoma City, OK, 73103
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMarch 28, 2026
Details
As Low As
Mercy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
4200 W Memorial Rd, Oklahoma City, OK, 73120
Unsecured Loan
10.00%
▼
APR10.00%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Oklahomas Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
200 NE 21st St, Oklahoma City, OK, 73105
Lifestyle Loan
10.50%
▼
APR10.50%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Oklahomas Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
200 NE 21st St, Oklahoma City, OK, 73105
Lifestyle Loan
10.75%
▼
APR10.75%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
4626 NW 39th St, Oklahoma City, OK, 73122
Personal Unsecured Loan
10.95%
▼
APR10.95%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Teachers Credit Union Oklahoma City, OK
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
2300 NW 23rd St, Oklahoma CIty, OK, 73107
Signature Loan
10.99%
▼
APR10.99%
Last UpdatedMarch 28, 2026
Details
As Low As
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
8100 W Reno Ave, Oklahoma City, OK, 73127 7229
Fast Cash/Personal/Signature Loans
10.99%
▼
APR10.99%
Last UpdatedMarch 28, 2026
Details
& Additional Secured Loans as listed (includes Autos, Heavy Duty Trucks, Commercial Use Vehicles, RVs, and Boats older than 10 years, Household goods, Farm Equipment, Etc.)
Oklahomas Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
200 NE 21st St, Oklahoma City, OK, 73105
Lifestyle Loan
11.00%
▼
APR11.00%
Last UpdatedMarch 28, 2026
Details
No additional details available.
USE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
4301 S INTERSTATE 44 SERVICE RD, OKLAHOMA CITY, OK, 73119
Signature Loans
11.24%
▼
APR11.24%
Last UpdatedMarch 28, 2026
Details
As Low As
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
8100 W Reno Ave, Oklahoma City, OK, 73127 7229
Fast Cash/Personal/Signature Loans
12.99%
▼
APR12.99%
Last UpdatedMarch 28, 2026
Details
& Additional Secured Loans as listed (includes Autos, Heavy Duty Trucks, Commercial Use Vehicles, RVs, and Boats older than 10 years, Household goods, Farm Equipment, Etc.)
True Sky Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.26%
10201 S Western Ave, Oklahoma City, OK, 73139 2931
Personal Loans
12.99%
▼
APR12.99%
Last UpdatedMarch 28, 2026
Details
No additional details available.
True Sky Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.26%
10201 S Western Ave, Oklahoma City, OK, 73139 2931
Quick Loan
12.99%
▼
APR12.99%
Last UpdatedMarch 28, 2026
Details
Various terms available
Energize Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
2325 E I 44 Service Rd, Oklahoma City, OK, 73111 8219
Signature
13.00%
▼
APR13.00%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Energize Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
2325 E I 44 Service Rd, Oklahoma City, OK, 73111 8219
Signature Loan
13.00%
▼
APR13.00%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Energize Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
2325 E I 44 Service Rd, Oklahoma City, OK, 73111 8219
Signature Loan 36 Months
13.00%
▼
APR13.00%
Last UpdatedMarch 28, 2026
Details
No additional details available.
True Sky Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.26%
10201 S Western Ave, Oklahoma City, OK, 73139 2931
Personal Signature Loan
13.24%
▼
APR13.24%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
427 NW 6th St, Oklahoma City, OK, 73102 2804
Signature
13.24%
▼
APR13.24%
Last UpdatedMarch 28, 2026
Details
No additional details available.
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
8100 W Reno Ave, Oklahoma City, OK, 73127 7229
Fast Cash/Personal/Signature Loans
13.99%
▼
APR13.99%
Last UpdatedMarch 28, 2026
Details
& Additional Secured Loans as listed (includes Autos, Heavy Duty Trucks, Commercial Use Vehicles, RVs, and Boats older than 10 years, Household goods, Farm Equipment, Etc.)
Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
4001 NW Expressway, OKLAHOMA CITY, OK, 73116 1686
Unsecured Loans
13.99%
▼
APR13.99%
Last UpdatedMarch 28, 2026
Details
As Low As; Rate determined by credit score
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
427 NW 6th St, Oklahoma City, OK, 73102 2804
Flex Loan
15.65%
▼
APR15.65%
Last UpdatedMarch 28, 2026
Details
No additional details available.
The Focus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
420 NE 10th St, Oklahoma City, OK, 73104
Credit Builder Loan
16.49%
▼
APR16.49%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
4626 NW 39th St, Oklahoma City, OK, 73122
Personal Unsecured Loan
17.99%
▼
APR17.99%
Last UpdatedMarch 28, 2026
Details
No additional details available.
The Focus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
420 NE 10th St, Oklahoma City, OK, 73104
Personal Loans
18.00%
▼
APR18.00%
Last UpdatedMarch 28, 2026
Details
As Low As
Mercy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
4200 W Memorial Rd, Oklahoma City, OK, 73120
Emergency Help Loan
28.00%
▼
APR28.00%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Fraternal Order Of Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
10110 E 11th St, Tulsa, OK, 74128
Storm Shelter Loans
4.24%
▼
APR4.24%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Fort Sill Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.80%
3283 Sheridan Road, Fort Sill, OK, 73503
PCS Loan
5.00%
▼
APR5.00%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Fire Fighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.45%
9200 E 41st St, Tulsa, OK, 74145
Cadet Loans
5.00%
▼
APR5.00%
Last UpdatedMarch 28, 2026
Details
As Low As
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
2018 S Washington, Idabel, OK, 74745
NEW Loan
6.75%
▼
APR6.75%
Last UpdatedMarch 28, 2026
Details
As Low As
Fort Sill Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.80%
3283 Sheridan Road, Fort Sill, OK, 73503
Personal "Whatever" Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
2018 S Washington, Idabel, OK, 74745
Used Loan
7.15%
▼
APR7.15%
Last UpdatedMarch 28, 2026
Details
As Low As
OK Members First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.03%
10832 E 31st St, Tulsa, OK, 74146
Unsecured Signature Loan
7.25%
▼
APR7.25%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Fire Fighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.45%
9200 E 41st St, Tulsa, OK, 74145
FFC-U Loan
7.25%
▼
APR7.25%
Last UpdatedMarch 28, 2026
Details
As Low As
Employees Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.81%
1120 W 17th St, Tulsa, OK, 74107
Promotional Loans
8.24%
▼
APR8.24%
Last UpdatedMarch 28, 2026
Details
As Low As; Fixed
Endurance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
703 S 9th St, Duncan, OK, 73533 5101
Personal Loans
8.50%
▼
APR8.50%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Fraternal Order Of Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
10110 E 11th St, Tulsa, OK, 74128
Signature Loan
8.74%
▼
APR8.74%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
Signature Loan
8.75%
▼
APR8.75%
Last UpdatedMarch 28, 2026
Details
As Low As
Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
SIGNATURE LOAN RATE
8.75%
▼
APR8.75%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
2018 S Washington, Idabel, OK, 74745
NEW Loans
8.75%
▼
APR8.75%
Last UpdatedMarch 28, 2026
Details
$40,000 and above; As Low As
Western Sun Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
907 S Detroit Ave, Tulsa, OK, 74120 4205
Storm Shelter Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Employees Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.81%
1120 W 17th St, Tulsa, OK, 74107
Signature
9.24%
▼
APR9.24%
Last UpdatedMarch 28, 2026
Details
As Low As; Fixed
Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
Signature Loan
9.25%
▼
APR9.25%
Last UpdatedMarch 28, 2026
Details
As Low As
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK, 74129 1400
Signature Loan
9.25%
▼
APR9.25%
Last UpdatedMarch 28, 2026
Details
As Low As
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
2018 S Washington, Idabel, OK, 74745
Used Loans
9.25%
▼
APR9.25%
Last UpdatedMarch 28, 2026
Details
$40,000 and above; As Low As
Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
Signature Loan
9.75%
▼
APR9.75%
Last UpdatedMarch 28, 2026
Details
As Low As
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK, 74129 1400
Signature Loan
9.75%
▼
APR9.75%
Last UpdatedMarch 28, 2026
Details
As Low As
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedMarch 28, 2026
Details
As Low As
United Members Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
4833 S Sheridan Rd Ste 401, Tulsa, OK, 74145
Signature
10.00%
▼
APR10.00%
Last UpdatedMarch 28, 2026
Details
As Low As
Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK, 74075 3815
Signature
10.19%
▼
APR10.19%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
Signature Loan
10.25%
▼
APR10.25%
Last UpdatedMarch 28, 2026
Details
As Low As
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
2001 12th Ave NW, Ardmore, OK, 73401
Custom Loan
10.45%
▼
APR10.45%
Last UpdatedMarch 28, 2026
Details
As Low As
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
2001 12th Ave NW, Ardmore, OK, 73401
Personal Custom Loan
10.45%
▼
APR10.45%
Last UpdatedMarch 28, 2026
Details
As Low As
Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK, 74075 3815
Signature
10.69%
▼
APR10.69%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Muskogee Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
3502 Chandler Rd, Muskogee, OK, 74403 4910
Signature Loans
10.70%
▼
APR10.70%
Last UpdatedMarch 28, 2026
Details
As Low As
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK, 74129 1400
Signature Loan
10.75%
▼
APR10.75%
Last UpdatedMarch 28, 2026
Details
As Low As
Otoe-Missouria Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.63%
7480 Highway 177 Ste A, Red Rock, OK, 74651
Signature loan
10.75%
▼
APR10.75%
Last UpdatedMarch 28, 2026
Details
As Low As
Western Sun Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
907 S Detroit Ave, Tulsa, OK, 74120 4205
Computer Loan
10.90%
▼
APR10.90%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Red River Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.10%
2721 N Main St, Altus, OK, 73521
Signature Loans
10.90%
▼
APR10.90%
Last UpdatedMarch 28, 2026
Details
No additional details available.
First Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
402 E Main St, Henryetta, OK, 74437
Unsecured Loan
10.95%
▼
APR10.95%
Last UpdatedMarch 28, 2026
Details
As Low As
Oklahoma Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
4956 S Peoria Ave, Tulsa, OK, 74105
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedMarch 28, 2026
Details
As Low As
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
424 N Washington Ave, Durant, OK, 74701 3461
Personal/signature loans: 0-36 months
10.99%
▼
APR10.99%
Last UpdatedMarch 28, 2026
Details
No additional details available.
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
424 N Washington Ave, Durant, OK, 74701 3461
Personal/signature loans
10.99%
▼
APR10.99%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK, 74075 3815
Signature
11.19%
▼
APR11.19%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
Signature Loan
11.25%
▼
APR11.25%
Last UpdatedMarch 28, 2026
Details
As Low As
Fraternal Order Of Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
10110 E 11th St, Tulsa, OK, 74128
Stress Line Loan
11.25%
▼
APR11.25%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK, 74136 3344
Signature Loan
11.25%
▼
APR11.25%
Last UpdatedMarch 28, 2026
Details
As Low As; $10,000 Maximum
Encentus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1320 S Lewis Ave, Tulsa, OK, 74104 4205
Personal
11.40%
▼
APR11.40%
Last UpdatedMarch 28, 2026
Details
As Low As
Bison Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
2 W Macarthur St, Shawnee, OK, 74804 2026
Personal/Signature
11.49%
▼
APR11.49%
Last UpdatedMarch 28, 2026
Details
As Low As; Up to 15% of gross annual income not to exceed $20,000.
Fire Fighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.45%
9200 E 41st St, Tulsa, OK, 74145
Signature (unsecured)
11.50%
▼
APR11.50%
Last UpdatedMarch 28, 2026
Details
As Low As
Lifetime Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
1400 S Boston Ave, Tulsa, OK, 74119 3612
Personal Loan
11.50%
▼
APR11.50%
Last UpdatedMarch 28, 2026
Details
As Low As
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK, 74129 1400
Signature Loan
11.75%
▼
APR11.75%
Last UpdatedMarch 28, 2026
Details
As Low As
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
424 N Washington Ave, Durant, OK, 74701 3461
Personal/signature loans
11.99%
▼
APR11.99%
Last UpdatedMarch 28, 2026
Details
No additional details available.
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
424 N Washington Ave, Durant, OK, 74701 3461
Personal/signature loans: 37-60 months
11.99%
▼
APR11.99%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Correctional Workers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
406 REFORMATORY CIR, EL RENO, OK, 73036 2174
DEBT CONSOLIDATION
12.25%
▼
APR12.25%
Last UpdatedMarch 28, 2026
Details
MAXIMUM $5,000. CALL CREDIT UNION FOR ELIGIBILITY
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK, 74136 3344
Signature Loan
12.25%
▼
APR12.25%
Last UpdatedMarch 28, 2026
Details
As Low As; Loan amount from $10,001 - $20,000
Western Sun Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
907 S Detroit Ave, Tulsa, OK, 74120 4205
Personal Loan
12.40%
▼
APR12.40%
Last UpdatedMarch 28, 2026
Details
No additional details available.
United Members Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
4833 S Sheridan Rd Ste 401, Tulsa, OK, 74145
Signature Loans
12.50%
▼
APR12.50%
Last UpdatedMarch 28, 2026
Details
As Low As
Encentus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1320 S Lewis Ave, Tulsa, OK, 74104 4205
Personal Loan
12.65%
▼
APR12.65%
Last UpdatedMarch 28, 2026
Details
As Low As
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
2018 S Washington, Idabel, OK, 74745
Unsecured
13.30%
▼
APR13.30%
Last UpdatedMarch 28, 2026
Details
As Low As
Fort Sill Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.80%
3283 Sheridan Road, Fort Sill, OK, 73503
Consolidate Active Revolving Expenses Loan (C.A.R.E)
13.50%
▼
APR13.50%
Last UpdatedMarch 28, 2026
Details
up to $5,000
Fort Sill Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.80%
3283 Sheridan Road, Fort Sill, OK, 73503
Consolidate Active Revolving Expenses Loan (C.A.R.E) to $10,000
13.50%
▼
APR13.50%
Last UpdatedMarch 28, 2026
Details
$5,001
Energy One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.14%
220 W 7th St, Tulsa, OK, 74119
Signature Loan
14.99%
▼
APR14.99%
Last UpdatedMarch 28, 2026
Details
Under $5,000
Great Southern Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
4200 E Skelly Dr, Tulsa, OK, 74135
Unsecured Loan
16.75%
▼
APR16.75%
Last UpdatedMarch 28, 2026
Details
No additional details available.
OK Members First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.03%
10832 E 31st St, Tulsa, OK, 74146
Payday - Quik Cash Loans
18.00%
▼
APR18.00%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Fort Sill Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.80%
3283 Sheridan Road, Fort Sill, OK, 73503
Payday Alternative Loan (PAL)
18.00%
▼
APR18.00%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Employees Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.81%
1120 W 17th St, Tulsa, OK, 74107
Payday Alternative Loan
18.24%
▼
APR18.24%
Last UpdatedMarch 28, 2026
Details
As Low As; ($200 - 1,000)
Encentus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1320 S Lewis Ave, Tulsa, OK, 74104 4205
Enstant Loans
28.00%
▼
APR28.00%
Last UpdatedMarch 28, 2026
Details
No additional details available.
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Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Department of Public Safety Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
3650 N Martin Luther King Ave, Oklahoma City, OK, 73111 4223
Personal Loan
8.75%
▼
APR8.75%
Last UpdatedMarch 28, 2026
Details
As Low As
Municipal Employees Credit Union of Oklahoma City
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
101 N WALKER AVE, OKLAHOMA CITY, OK, 73102 2229
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedMarch 28, 2026
Details
As Low As; with specific terms.
SSMOK Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
1111 N Lee Ave Ste 125, Oklahoma City, OK, 73103
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMarch 28, 2026
Details
As Low As
Credit Union One Of Oklahoma Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
3330 N Lincoln Blvd, Oklahoma City, OK, 73105 5406
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 28, 2026
Details
No additional details available.
The Focus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
420 NE 10th St, Oklahoma City, OK, 73104
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 28, 2026
Details
As Low As; 9.99% - 18% APR
The Focus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
420 NE 10th St, Oklahoma City, OK, 73104
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMarch 28, 2026
Details
As Low As
True Sky Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.26%
10201 S Western Ave, Oklahoma City, OK, 73139 2931
Personal Loans
12.99%
▼
APR12.99%
Last UpdatedMarch 28, 2026
Details
No additional details available.
The Focus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
420 NE 10th St, Oklahoma City, OK, 73104
Personal Loans
18.00%
▼
APR18.00%
Last UpdatedMarch 28, 2026
Details
As Low As
Endurance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
703 S 9th St, Duncan, OK, 73533 5101
Personal Loans
8.50%
▼
APR8.50%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedMarch 28, 2026
Details
As Low As
Oklahoma Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
4956 S Peoria Ave, Tulsa, OK, 74105
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedMarch 28, 2026
Details
As Low As
Lifetime Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
1400 S Boston Ave, Tulsa, OK, 74119 3612
Personal Loan
11.50%
▼
APR11.50%
Last UpdatedMarch 28, 2026
Details
As Low As
Western Sun Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
907 S Detroit Ave, Tulsa, OK, 74120 4205
Personal Loan
12.40%
▼
APR12.40%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Encentus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1320 S Lewis Ave, Tulsa, OK, 74104 4205
Personal Loan
12.65%
▼
APR12.65%
Last UpdatedMarch 28, 2026
Details
As Low As
Powered by
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Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Correctional Workers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
406 REFORMATORY CIR, EL RENO, OK, 73036 2174
DEBT CONSOLIDATION
12.25%
▼
APR12.25%
Last UpdatedMarch 28, 2026
Details
MAXIMUM $5,000. CALL CREDIT UNION FOR ELIGIBILITY
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
ADVANCIAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
815 NW 58th St, Oklahoma City, OK, 73118 5912
Signature
9.90%
▼
APR9.90%
Last UpdatedMarch 28, 2026
Details
As Low As; Rates as low as 9.90%
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
8100 W Reno Ave, Oklahoma City, OK, 73127 7229
Fast Cash, Personal, and Signature Loans
9.99%
▼
APR9.99%
Last UpdatedMarch 28, 2026
Details
As Low As
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
8100 W Reno Ave, Oklahoma City, OK, 73127 7229
Fast Cash/Personal/Signature Loans
9.99%
▼
APR9.99%
Last UpdatedMarch 28, 2026
Details
& Additional Secured Loans as listed (includes Autos, Heavy Duty Trucks, Commercial Use Vehicles, RVs, and Boats older than 10 years, Household goods, Farm Equipment, Etc.)
Teachers Credit Union Oklahoma City, OK
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
2300 NW 23rd St, Oklahoma CIty, OK, 73107
Signature Loan
10.99%
▼
APR10.99%
Last UpdatedMarch 28, 2026
Details
As Low As
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
8100 W Reno Ave, Oklahoma City, OK, 73127 7229
Fast Cash/Personal/Signature Loans
10.99%
▼
APR10.99%
Last UpdatedMarch 28, 2026
Details
& Additional Secured Loans as listed (includes Autos, Heavy Duty Trucks, Commercial Use Vehicles, RVs, and Boats older than 10 years, Household goods, Farm Equipment, Etc.)
USE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
4301 S INTERSTATE 44 SERVICE RD, OKLAHOMA CITY, OK, 73119
Signature Loans
11.24%
▼
APR11.24%
Last UpdatedMarch 28, 2026
Details
As Low As
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
8100 W Reno Ave, Oklahoma City, OK, 73127 7229
Fast Cash/Personal/Signature Loans
12.99%
▼
APR12.99%
Last UpdatedMarch 28, 2026
Details
& Additional Secured Loans as listed (includes Autos, Heavy Duty Trucks, Commercial Use Vehicles, RVs, and Boats older than 10 years, Household goods, Farm Equipment, Etc.)
Energize Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
2325 E I 44 Service Rd, Oklahoma City, OK, 73111 8219
Signature
13.00%
▼
APR13.00%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Energize Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
2325 E I 44 Service Rd, Oklahoma City, OK, 73111 8219
Signature Loan
13.00%
▼
APR13.00%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Energize Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
2325 E I 44 Service Rd, Oklahoma City, OK, 73111 8219
Signature Loan 36 Months
13.00%
▼
APR13.00%
Last UpdatedMarch 28, 2026
Details
No additional details available.
True Sky Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.26%
10201 S Western Ave, Oklahoma City, OK, 73139 2931
Personal Signature Loan
13.24%
▼
APR13.24%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
427 NW 6th St, Oklahoma City, OK, 73102 2804
Signature
13.24%
▼
APR13.24%
Last UpdatedMarch 28, 2026
Details
No additional details available.
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
8100 W Reno Ave, Oklahoma City, OK, 73127 7229
Fast Cash/Personal/Signature Loans
13.99%
▼
APR13.99%
Last UpdatedMarch 28, 2026
Details
& Additional Secured Loans as listed (includes Autos, Heavy Duty Trucks, Commercial Use Vehicles, RVs, and Boats older than 10 years, Household goods, Farm Equipment, Etc.)
OK Members First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.03%
10832 E 31st St, Tulsa, OK, 74146
Unsecured Signature Loan
7.25%
▼
APR7.25%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Fraternal Order Of Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
10110 E 11th St, Tulsa, OK, 74128
Signature Loan
8.74%
▼
APR8.74%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
Signature Loan
8.75%
▼
APR8.75%
Last UpdatedMarch 28, 2026
Details
As Low As
Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
SIGNATURE LOAN RATE
8.75%
▼
APR8.75%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Employees Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.81%
1120 W 17th St, Tulsa, OK, 74107
Signature
9.24%
▼
APR9.24%
Last UpdatedMarch 28, 2026
Details
As Low As; Fixed
Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
Signature Loan
9.25%
▼
APR9.25%
Last UpdatedMarch 28, 2026
Details
As Low As
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK, 74129 1400
Signature Loan
9.25%
▼
APR9.25%
Last UpdatedMarch 28, 2026
Details
As Low As
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK, 74129 1400
Signature Loan
9.75%
▼
APR9.75%
Last UpdatedMarch 28, 2026
Details
As Low As
Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
Signature Loan
9.75%
▼
APR9.75%
Last UpdatedMarch 28, 2026
Details
As Low As
United Members Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
4833 S Sheridan Rd Ste 401, Tulsa, OK, 74145
Signature
10.00%
▼
APR10.00%
Last UpdatedMarch 28, 2026
Details
As Low As
Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK, 74075 3815
Signature
10.19%
▼
APR10.19%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
Signature Loan
10.25%
▼
APR10.25%
Last UpdatedMarch 28, 2026
Details
As Low As
Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK, 74075 3815
Signature
10.69%
▼
APR10.69%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Muskogee Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
3502 Chandler Rd, Muskogee, OK, 74403 4910
Signature Loans
10.70%
▼
APR10.70%
Last UpdatedMarch 28, 2026
Details
As Low As
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK, 74129 1400
Signature Loan
10.75%
▼
APR10.75%
Last UpdatedMarch 28, 2026
Details
As Low As
Otoe-Missouria Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.63%
7480 Highway 177 Ste A, Red Rock, OK, 74651
Signature loan
10.75%
▼
APR10.75%
Last UpdatedMarch 28, 2026
Details
As Low As
Red River Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.10%
2721 N Main St, Altus, OK, 73521
Signature Loans
10.90%
▼
APR10.90%
Last UpdatedMarch 28, 2026
Details
No additional details available.
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
424 N Washington Ave, Durant, OK, 74701 3461
Personal/signature loans
10.99%
▼
APR10.99%
Last UpdatedMarch 28, 2026
Details
No additional details available.
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
424 N Washington Ave, Durant, OK, 74701 3461
Personal/signature loans: 0-36 months
10.99%
▼
APR10.99%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK, 74075 3815
Signature
11.19%
▼
APR11.19%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
Signature Loan
11.25%
▼
APR11.25%
Last UpdatedMarch 28, 2026
Details
As Low As
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK, 74136 3344
Signature Loan
11.25%
▼
APR11.25%
Last UpdatedMarch 28, 2026
Details
As Low As; $10,000 Maximum
Bison Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
2 W Macarthur St, Shawnee, OK, 74804 2026
Personal/Signature
11.49%
▼
APR11.49%
Last UpdatedMarch 28, 2026
Details
As Low As; Up to 15% of gross annual income not to exceed $20,000.
Fire Fighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.45%
9200 E 41st St, Tulsa, OK, 74145
Signature (unsecured)
11.50%
▼
APR11.50%
Last UpdatedMarch 28, 2026
Details
As Low As
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK, 74129 1400
Signature Loan
11.75%
▼
APR11.75%
Last UpdatedMarch 28, 2026
Details
As Low As
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
424 N Washington Ave, Durant, OK, 74701 3461
Personal/signature loans
11.99%
▼
APR11.99%
Last UpdatedMarch 28, 2026
Details
No additional details available.
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
424 N Washington Ave, Durant, OK, 74701 3461
Personal/signature loans: 37-60 months
11.99%
▼
APR11.99%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK, 74136 3344
Signature Loan
12.25%
▼
APR12.25%
Last UpdatedMarch 28, 2026
Details
As Low As; Loan amount from $10,001 - $20,000
United Members Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
4833 S Sheridan Rd Ste 401, Tulsa, OK, 74145
Signature Loans
12.50%
▼
APR12.50%
Last UpdatedMarch 28, 2026
Details
As Low As
Energy One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.14%
220 W 7th St, Tulsa, OK, 74119
Signature Loan
14.99%
▼
APR14.99%
Last UpdatedMarch 28, 2026
Details
Under $5,000
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No home improvement personal loan rates found in Oklahoma City, OK currently.
Frequently Asked Questions
What credit score do I need for a personal loan in Oklahoma?
Most lenders in Oklahoma City, Oklahoma require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Oklahoma often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Oklahoma City, Oklahoma require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Oklahoma?
Yes. Debt consolidation is one of the most common uses of personal loans in Oklahoma City, Oklahoma. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Oklahoma City, Oklahoma?
Credit unions in Oklahoma City, Oklahoma often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Oklahoma City, Oklahoma?
- Department of Public Safety Federal Credit Union: 3.99% (Generator Loan)
- Tinker Federal Credit Union: 3.99% (Storm Shelter Loan)
- Energize Credit Union: 5.00% (Tornado Shelter Loan)
- Communication Federal Credit Union: 5.99% (Storm Shelter Loan)
- The Focus Federal Credit Union: 6.45% (Other Collateral Loans)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Oklahoma City, Oklahoma. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 28, 2026.
Personal Loan Calculators
