Best Personal Loan Rates in Oklahoma City, Oklahoma (OK) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Oklahoma City, Oklahoma include: Department of Public Safety Federal Credit UnionDepartment of Public Safety Federal Credit Union3650 N Martin Luther King Ave, Oklahoma City, OK, 73111 4223A+5.0 ★Texas Ratio: 0.69% offering Generator Loan at 3.99% APR, Teachers Credit Union Oklahoma City, OKTeachers Credit Union Oklahoma City, OK2300 NW 23rd St, Oklahoma CIty, OK, 73107A+5.0 ★Texas Ratio: 1.68% offering Shelter Loan at 4.99% APR, Communication Federal Credit UnionCommunication Federal Credit Union427 NW 6th St, Oklahoma City, OK, 73102 2804A5.0 ★Texas Ratio: 7.85% offering Storm Shelter Loan at 5.99% APR, Municipal Employees Credit Union of Oklahoma CityMunicipal Employees Credit Union of Oklahoma City101 N WALKER AVE, OKLAHOMA CITY, OK, 73102 2229A+5.0 ★Texas Ratio: 0.67% offering Personal Loans at 9.25% APR, and ADVANCIALADVANCIAL815 NW 58th St, Oklahoma City, OK, 73118 5912A+5.0 ★Texas Ratio: 0.31% offering Signature at 9.90% APR. Personal loan rates as of May 12, 2026 according to verified data from MonitorBankRates.
Oklahoma City has 13 local institutions in our database, with personal loan rates as low as 3.99% APR from Department of Public Safety Federal Credit Union at 3650 N Martin Luther King Ave, Oklahoma City, OK, 73111 4223. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Oklahoma City, Oklahoma.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Oklahoma City, Oklahoma. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 12, 2026
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Oklahoma City, OK Personal Loan Rate Trends
Compare local Oklahoma City, OK personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Oklahoma personal loan rates fell 0.354 points over the past 7 days to 10.454% APR.
Oklahoma signature loan rates rose 1.179 points over the past 7 days to 11.612% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Oklahoma City, Oklahoma personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Oklahoma City, Oklahoma directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Oklahoma City, Oklahoma. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in OK.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Oklahoma?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Oklahoma?
Are credit unions or banks better for personal loans in Oklahoma City, Oklahoma?
What are the best personal loan rates in Oklahoma City, Oklahoma?
- Department of Public Safety Federal Credit Union: 3.99% (Generator Loan)
- Teachers Credit Union Oklahoma City, OK: 4.99% (Shelter Loan)
- Communication Federal Credit Union: 5.99% (Storm Shelter Loan)
- Municipal Employees Credit Union of Oklahoma City: 9.25% (Personal Loans)
- ADVANCIAL: 9.90% (Signature)
Personal Loan Calculators
