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Best Money Market Rates in Oklahoma City, Oklahoma - July 2026

Content reviewed by
Brian McKay Brian McKay
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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: July 11, 2026

Current Oklahoma City, Oklahoma and the surrounding area money market deposit account rates include All America BankAll America Bank200 S Rockwell Ave, Oklahoma City, OK 73128A5.0 ★Texas Ratio: 11.68% Mega Money Market Checking at 3.70% APY, WEOKIE Federal Credit UnionWEOKIE Federal Credit Union8100 W Reno Ave, Oklahoma City, OK 73127 7229A+5.0 ★Texas Ratio: 3.51% Non-Profit Money Market at 3.25% APY, First Liberty BankFirst Liberty Bank9601 N May Ave, Oklahoma City, OK 73120A+5.0 ★Texas Ratio: 5.25% Platinum Money Market at 2.80% APY, Frontier State BankFrontier State Bank5100 S I 35 Service Rd, Oklahoma City, OK 73129A+5.0 ★Texas Ratio: 0.01% Money Market / Tiers at 2.55% APY, and USE Federal Credit UnionUSE Federal Credit Union4301 S INTERSTATE 44 SERVICE RD, OKLAHOMA CITY, OK 73119A+5.0 ★Texas Ratio: 0.86% Money Market Account at 2.25% APY. Money market rates as of July 11, 2026 according to verified data from MonitorBankRates.

Oklahoma City has 9 local institutions in our database, with money market rates as high as 3.70% APY from All America Bank at 200 S Rockwell Ave, Oklahoma City, OK 73128. Use the table below to compare all available offers, including options from institutions serving the broader Oklahoma area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Oklahoma City, Oklahoma and surrounding area. Last Updated and Verified: July 11, 2026

Compare the Best Money Market Rates Today in Oklahoma City, Oklahoma & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
All America Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.68%
200 S Rockwell Ave, Oklahoma City, OK 73128
Mega Money Market Checking
3.70%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Ranked #1 "Best Money Market account in the USA" by depositaccounts.com.

WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
Non-Profit Money Market
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details

$250,000+

WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
High-Yield Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details

Only the portion above $250,000

WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
Commercial High Yield Money Market up to $9,999,999
2.94%
$0
View
▼
Rate2.90%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details

$5,000,000

WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
Commercial High Yield Money Market up to $4,999,999
2.94%
$0
View
▼
Rate2.90%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details

$1,000,000

WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
Commercial High Yield Money Market up to $999,999
2.91%
$0
View
▼
Rate2.87%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details

$500,000

WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
Commercial High Yield Money Market up to $499,999
2.89%
$0
View
▼
Rate2.85%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details

$100,000

First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
9601 N May Ave, Oklahoma City, OK 73120
Platinum Money Market
2.80%
$0
View
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
Non-Profit Money Market
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details

$100,000 up to $249,000

First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
9601 N May Ave, Oklahoma City, OK 73120
Platinum Money Market
2.60%
$0
View
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Frontier State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
5100 S I 35 Service Rd, Oklahoma City, OK 73129
Money Market / Tiers
2.55%
$0
View
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details

WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
High-Yield Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details

Only the portion between $100,000-$249,999

WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
Non-Profit Money Market
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details

$50,000 up to $99,999

USE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.86%
4301 S INTERSTATE 44 SERVICE RD, OKLAHOMA CITY, OK 73119
Money Market Account
2.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details

First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
9601 N May Ave, Oklahoma City, OK 73120
Platinum Money Market
2.20%
$0
View
▼
Rate2.18%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Frontier State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
5100 S I 35 Service Rd, Oklahoma City, OK 73129
Money Market / Tiers
2.17%
$0
View
▼
Rate2.15%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details

First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
9601 N May Ave, Oklahoma City, OK 73120
Platinum Money Market
2.10%
$0
View
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Frontier State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
5100 S I 35 Service Rd, Oklahoma City, OK 73129
Money Market / Tiers
2.07%
$0
View
▼
Rate2.05%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details

Frontier State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
5100 S I 35 Service Rd, Oklahoma City, OK 73129
Money Market / Tiers
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details

WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
Non-Profit Money Market
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details

up to $49,999

WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
High-Yield Money Market
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details

Only the portion between $50,000-$99,999

TTCU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
1045 NW 49th St, Oklahoma City, OK 73118
Money Market Account
2.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details

Balance tier: over $350,000

TTCU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
1045 NW 49th St, Oklahoma City, OK 73118
Money Market
2.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details

Frontier State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
5100 S I 35 Service Rd, Oklahoma City, OK 73129
Money Market / Tiers
1.97%
$2,500
View
▼
Rate1.95%
Min Deposit$2,500
Min Balance—
UpdatedJul 8, 2026
Details

TTCU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
1045 NW 49th St, Oklahoma City, OK 73118
Money Market Account
1.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details

Balance tier: up to $350,000

USE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.86%
4301 S INTERSTATE 44 SERVICE RD, OKLAHOMA CITY, OK 73119
Money Market Account
1.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details

First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
9601 N May Ave, Oklahoma City, OK 73120
Platinum Money Market
1.75%
$0
View
▼
Rate1.73%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
High Yield Money Market
1.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details

Minimum daily balance to earn stated APY is $2,500.

WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
High-Yield Money Market
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details

Entire balance in this range ($2,500 min. daily balance to earn stated APY)

TTCU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
1045 NW 49th St, Oklahoma City, OK 73118
Money Market Account
1.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details

Balance tier: up to $250,000

First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
9601 N May Ave, Oklahoma City, OK 73120
Platinum Money Market
1.40%
$0
View
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
9601 N May Ave, Oklahoma City, OK 73120
Platinum Money Market
1.30%
$0
View
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Communication Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.00%
427 NW 6th St, Oklahoma City, OK 73102 2804
Liquid Gold Money Market
1.25%
$0
View
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details

USE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.86%
4301 S INTERSTATE 44 SERVICE RD, OKLAHOMA CITY, OK 73119
Money Market Account
1.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details

TTCU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
1045 NW 49th St, Oklahoma City, OK 73118
Money Market Account
1.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details

Balance tier: up to $200,000

ADVANCIAL
Institution Rating:
A+5.0 ★ Texas Ratio: 9.94%
815 NW 58th St, Oklahoma City, OK 73118 5912
Premium Money Market
1.22%
$0
View
▼
Rate1.21%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

TTCU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
1045 NW 49th St, Oklahoma City, OK 73118
Money Market Account
1.10%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details

Balance tier: up to $150,000

TTCU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
1045 NW 49th St, Oklahoma City, OK 73118
Money Market Account
1.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details

Balance tier: up to $100,000

Communication Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.00%
427 NW 6th St, Oklahoma City, OK 73102 2804
Liquid Gold Money Market
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details

ADVANCIAL
Institution Rating:
A+5.0 ★ Texas Ratio: 9.94%
815 NW 58th St, Oklahoma City, OK 73118 5912
Money Market
0.56%
$0
View
▼
Rate0.56%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

ADVANCIAL
Institution Rating:
A+5.0 ★ Texas Ratio: 9.94%
815 NW 58th St, Oklahoma City, OK 73118 5912
Business Money Market
0.56%
$0
View
▼
Rate0.56%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

ADVANCIAL
Institution Rating:
A+5.0 ★ Texas Ratio: 9.94%
815 NW 58th St, Oklahoma City, OK 73118 5912
Business Money Market
0.51%
$0
View
▼
Rate0.51%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

ADVANCIAL
Institution Rating:
A+5.0 ★ Texas Ratio: 9.94%
815 NW 58th St, Oklahoma City, OK 73118 5912
Money Market
0.51%
$0
View
▼
Rate0.51%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

TTCU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
1045 NW 49th St, Oklahoma City, OK 73118
Money Market Account
0.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details

Balance tier: up to $20,000

Tinker Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
4626 NW 39th St, Oklahoma City, OK 73122
Command Fund
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

ADVANCIAL
Institution Rating:
A+5.0 ★ Texas Ratio: 9.94%
815 NW 58th St, Oklahoma City, OK 73118 5912
Business Money Market
0.46%
$0
View
▼
Rate0.46%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

ADVANCIAL
Institution Rating:
A+5.0 ★ Texas Ratio: 9.94%
815 NW 58th St, Oklahoma City, OK 73118 5912
Money Market
0.46%
$0
View
▼
Rate0.46%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Tinker Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
4626 NW 39th St, Oklahoma City, OK 73122
Command Fund
0.30%
$0
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Communication Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.00%
427 NW 6th St, Oklahoma City, OK 73102 2804
Liquid Gold Money Market
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 20.17%
Business Money Market
4.00%
$2,500
View
▼
Rate3.94%
Min Deposit$2,500
Min Balance—
UpdatedJul 10, 2026
Details

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 20.17%
Business Money Market
3.75%
$2,500
View
▼
Rate3.70%
Min Deposit$2,500
Min Balance—
UpdatedJul 10, 2026
Details

Alva State Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
Money Market
3.56%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details

First National Bank in Okeene
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
Money Market
3.56%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details

Tiered rates

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 20.17%
Business Money Market
3.25%
$2,500
View
▼
Rate3.21%
Min Deposit$2,500
Min Balance—
UpdatedJul 10, 2026
Details

Alva State Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
Money Market
3.15%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details

First National Bank in Okeene
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
Money Market
3.15%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details

Tiered rates

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.81%
Business Money Market
3.10%
$0
View
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

($2,500 Opening Balance)

Elevate Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Money Market
3.09%
$0
View
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 20.17%
Business Money Market
3.00%
$2,500
View
▼
Rate2.97%
Min Deposit$2,500
Min Balance—
UpdatedJul 10, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.81%
Business Money Market
2.90%
$0
View
▼
Rate2.90%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

($2,500 Opening Balance)

Security Bank Tulsa, OK
Institution Rating:
A5.0 ★ Texas Ratio: 8.37%
Money Market Account
2.84%
$1,500
View
▼
Rate2.80%
Min Deposit$1,500
Min Balance—
UpdatedJul 11, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.81%
Business Money Market
2.75%
$0
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

($2,500 Opening Balance)

Alva State Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
Money Market
2.69%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details

First National Bank in Okeene
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
Money Market
2.69%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details

Tiered rates

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.81%
Business Money Market
2.60%
$0
View
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

($2,500 Opening Balance)

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.81%
Money Market
2.60%
$0
View
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

($2,500 Opening Balance)

Elevate Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Money Market
2.53%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details

MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Money Market Plus
2.52%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 20.17%
Business Money Market
2.50%
$2,500
View
▼
Rate2.48%
Min Deposit$2,500
Min Balance—
UpdatedJul 10, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.81%
Money Market
2.35%
$0
View
▼
Rate2.35%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

($2,500 Opening Balance)

MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Money Market Plus
2.27%
$0
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.81%
Money Market
2.10%
$0
View
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

($2,500 Opening Balance)

Energy One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.85%
Premier One Money Market Tier 6
2.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details

First National Bank in Okeene
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
Money Market
1.92%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details

Tiered rates

Alva State Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
Money Market
1.92%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details

Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
Money Market
1.90%
$0
View
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details

MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Money Market Plus
1.81%
$0
View
▼
Rate1.80%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details

The Community State Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
MMA
1.81%
$0
View
▼
Rate1.80%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details

MMA

Western Sun Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.54%
Money Market
1.75%
$0
View
▼
Rate1.73%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details

Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
Money Market
1.75%
$0
View
▼
Rate1.73%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details

Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
Money Market
1.65%
$0
View
▼
Rate1.64%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 20.17%
Money Market
1.60%
$2,500
View
▼
Rate1.59%
Min Deposit$2,500
Min Balance—
UpdatedJul 10, 2026
Details

Vast Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
Money Market
1.25%
$1,000
View
▼
Rate1.24%
Min Deposit$1,000
Min Balance—
UpdatedJul 11, 2026
Details

Triad Bank, N.A.
Institution Rating:
F2.2 ★ Texas Ratio: 48.96%
Money Market
1.21%
$1,000,000
View
▼
Rate1.20%
Min Deposit$1,000,000
Min Balance—
UpdatedJul 8, 2026
Details

The Stock Exchange Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
Money Market Checking Tier 4
1.16%
$0
View
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details

SpiritBank
Institution Rating:
B+4.7 ★ Texas Ratio: 18.26%
Commercial Money Market
1.15%
$0
View
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

SpiritBank
Institution Rating:
B+4.7 ★ Texas Ratio: 18.26%
Consumer VIP Money Market
1.15%
$0
View
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

The Stock Exchange Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
Money Market Checking Tier 3
1.10%
$0
View
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details

The Stock Exchange Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
Money Market Checking Tier 2
1.06%
$0
View
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details

SpiritBank
Institution Rating:
B+4.7 ★ Texas Ratio: 18.26%
Commercial Money Market
1.05%
$0
View
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

SpiritBank
Institution Rating:
B+4.7 ★ Texas Ratio: 18.26%
Consumer VIP Money Market
1.05%
$0
View
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

The Community State Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
MMA
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details

MMA

Triad Bank, N.A.
Institution Rating:
F2.2 ★ Texas Ratio: 48.96%
Money Market
1.00%
$100,000
View
▼
Rate1.00%
Min Deposit$100,000
Min Balance—
UpdatedJul 8, 2026
Details

Vast Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
Money Market
1.00%
$1,000
View
▼
Rate1.00%
Min Deposit$1,000
Min Balance—
UpdatedJul 11, 2026
Details

The Stock Exchange Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
Money Market Checking Tier 1
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details

SpiritBank
Institution Rating:
B+4.7 ★ Texas Ratio: 18.26%
Commercial Money Market
0.95%
$0
View
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

SpiritBank
Institution Rating:
B+4.7 ★ Texas Ratio: 18.26%
Consumer VIP Money Market
0.95%
$0
View
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

SpiritBank
Institution Rating:
B+4.7 ★ Texas Ratio: 18.26%
Commercial Money Market
0.85%
$0
View
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

SpiritBank
Institution Rating:
B+4.7 ★ Texas Ratio: 18.26%
Consumer VIP Money Market
0.85%
$0
View
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Vast Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
Money Market
0.75%
$1,000
View
▼
Rate0.75%
Min Deposit$1,000
Min Balance—
UpdatedJul 11, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Oklahoma City, Oklahoma and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Oklahoma City, OK Money Market Rate Trends

Compare local Oklahoma City, OK money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Oklahoma MMA Trends →
High-Yield MMA — OK Avg
3.141%
▼ 0.031 vs 7 days ago

Oklahoma high-yield MMA rates fell 0.031 points over the past 7 days to 3.141% APY.

Standard MMA — OK Avg
0.910%
Unchanged vs 7 days ago

Oklahoma standard MMA rates currently average 0.910% APY.

As of Jul 11, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Oklahoma City, Oklahoma money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Oklahoma City, Oklahoma directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Oklahoma City, Oklahoma. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in OK.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Oklahoma City, Oklahoma

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Oklahoma.

Are Money Market accounts in Oklahoma City, Oklahoma safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Oklahoma up to $250,000 per depositor, per institution.

How often do MMA rates change in Oklahoma City, Oklahoma?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Oklahoma rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Oklahoma City, Oklahoma?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Oklahoma City, Oklahoma require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in Oklahoma City, Oklahoma

Here are some of the highest money market account APYs currently available in Oklahoma City, Oklahoma and the surrounding area:
  • All America Bank
    Mega Money Market Checking — 3.70% APY
  • WEOKIE Federal Credit Union
    Non-Profit Money Market — 3.25% APY
  • First Liberty Bank
    Platinum Money Market — 2.80% APY
  • Frontier State Bank
    Money Market / Tiers — 2.55% APY
  • USE Federal Credit Union
    Money Market Account — 2.25% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Oklahoma City, Oklahoma. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: July 11, 2026

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