Best Money Market Rates in Oklahoma City, Oklahoma (OK) - May 2026
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Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Oklahoma City, Oklahoma and the surrounding area money market deposit account rates include All America BankAll America Bank200 S Rockwell Ave, Oklahoma City, OK 73128A5.0 ★Texas Ratio: 11.68% Mega Money Market® Checking at 3.85% APY, WEOKIE Federal Credit UnionWEOKIE Federal Credit Union8100 W Reno Ave, Oklahoma City, OK 73127 7229A+5.0 ★Texas Ratio: 3.51% Non-Profit Money Market at 3.25% APY, First Liberty BankFirst Liberty Bank9601 N May Ave, Oklahoma City, OK 73120A+5.0 ★Texas Ratio: 5.25% Platinum Money Market at 2.80% APY, Frontier State BankFrontier State Bank5100 S I 35 Service Rd, Oklahoma City, OK 73129A+5.0 ★Texas Ratio: 0.01% Money Market / Tiers and greater at 2.55% APY, and USE Federal Credit UnionUSE Federal Credit Union4301 S INTERSTATE 44 SERVICE RD, OKLAHOMA CITY, OK 73119A+5.0 ★Texas Ratio: 0.86% Money Market Accounts at 2.25% APY. Money market rates as of May 23, 2026 according to verified data from MonitorBankRates.
Oklahoma City has 9 local institutions in our database, with money market rates as high as 3.85% APY from All America Bank at 200 S Rockwell Ave, Oklahoma City, OK 73128. Use the table below to compare all available offers, including options from institutions serving the broader Oklahoma area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Oklahoma City, Oklahoma and surrounding area. Last Updated and Verified: May 23, 2026
Compare the Best Money Market Rates Today in Oklahoma City, Oklahoma & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
All America Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.68%
200 S Rockwell Ave, Oklahoma City, OK 73128
Mega Money Market® Checking
3.85%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
Non-Profit Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
High-Yield Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Only the portion above $250,000
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
Commercial High Yield Money Market
2.94%
$0
▼
Rate2.90%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
Commercial High Yield Money Market
2.91%
$0
▼
Rate2.87%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
Commercial High Yield Money Market
2.89%
$0
▼
Rate2.85%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
9601 N May Ave, Oklahoma City, OK 73120
Platinum Money Market
2.80%
$0
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
Non-Profit Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
9601 N May Ave, Oklahoma City, OK 73120
Platinum Money Market
2.60%
$0
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Frontier State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
5100 S I 35 Service Rd, Oklahoma City, OK 73129
Money Market / Tiers and greater
2.55%
$2,500
▼
Rate2.52%
Min Deposit$2,500
Min Balance—
UpdatedMay 17, 2026
Details
$750,000
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
High-Yield Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Only the portion between $100,000-$249,999
USE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.86%
4301 S INTERSTATE 44 SERVICE RD, OKLAHOMA CITY, OK 73119
Money Market Accounts
2.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
Non-Profit Money Market
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
9601 N May Ave, Oklahoma City, OK 73120
Platinum Money Market
2.20%
$0
▼
Rate2.18%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Frontier State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
5100 S I 35 Service Rd, Oklahoma City, OK 73129
Money Market / Tiers - 749,999
2.17%
$2,500
▼
Rate2.15%
Min Deposit$2,500
Min Balance—
UpdatedMay 17, 2026
Details
$250,000
First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
9601 N May Ave, Oklahoma City, OK 73120
Platinum Money Market
2.10%
$0
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Frontier State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
5100 S I 35 Service Rd, Oklahoma City, OK 73129
Money Market / Tiers - 249,999
2.07%
$2,500
▼
Rate2.05%
Min Deposit$2,500
Min Balance—
UpdatedMay 17, 2026
Details
$100,000
Frontier State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
5100 S I 35 Service Rd, Oklahoma City, OK 73129
Money Market / Tiers - 99,999
2.02%
$2,500
▼
Rate2.00%
Min Deposit$2,500
Min Balance—
UpdatedMay 17, 2026
Details
$50,000
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
Non-Profit Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
High-Yield Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Only the portion between $50,000-$99,999
TTCU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
1045 NW 49th St, Oklahoma City, OK 73118
Money Market
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Qualifying balance up to $1,000.00
Frontier State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
5100 S I 35 Service Rd, Oklahoma City, OK 73129
Money Market / Tiers - 49,999
1.97%
$2,500
▼
Rate1.95%
Min Deposit$2,500
Min Balance—
UpdatedMay 17, 2026
Details
$500
First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
9601 N May Ave, Oklahoma City, OK 73120
Platinum Money Market
1.75%
$0
▼
Rate1.73%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
USE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.86%
4301 S INTERSTATE 44 SERVICE RD, OKLAHOMA CITY, OK 73119
Money Market Accounts
1.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
High-Yield Money Market
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Entire balance in this range ($2,500 min. daily balance to earn stated APY)
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
High Yield Money Market
1.50%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMay 23, 2026
Details
First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
9601 N May Ave, Oklahoma City, OK 73120
Platinum Money Market
1.40%
$0
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
9601 N May Ave, Oklahoma City, OK 73120
Platinum Money Market
1.30%
$0
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
USE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.86%
4301 S INTERSTATE 44 SERVICE RD, OKLAHOMA CITY, OK 73119
Money Market Accounts
1.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Communication Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.00%
427 NW 6th St, Oklahoma City, OK 73102 2804
Liquid Gold Money Market
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Communication Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.00%
427 NW 6th St, Oklahoma City, OK 73102 2804
Liquid Gold Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
4626 NW 39th St, Oklahoma City, OK 73122
Command Fund
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
Commercial High Yield Money Market
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
4626 NW 39th St, Oklahoma City, OK 73122
Command Fund
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Municipal Employees Credit Union of Oklahoma City
Institution Rating:
A+5.0 ★ Texas Ratio: 0.65%
101 N WALKER AVE, OKLAHOMA CITY, OK 73102 2229
Tiered Money Market
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Communication Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.00%
427 NW 6th St, Oklahoma City, OK 73102 2804
Liquid Gold Money Market
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Municipal Employees Credit Union of Oklahoma City
Institution Rating:
A+5.0 ★ Texas Ratio: 0.65%
101 N WALKER AVE, OKLAHOMA CITY, OK 73102 2229
Tiered Money Market
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Vision Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 14.23%
Premium Money Market Special
4.07%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 20.17%
Business Money Market
4.00%
$2,500
▼
Rate3.94%
Min Deposit$2,500
Min Balance—
UpdatedMay 23, 2026
Details
$250,000-$499,999.99
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 20.17%
Business Money Market
3.75%
$2,500
▼
Rate3.70%
Min Deposit$2,500
Min Balance—
UpdatedMay 23, 2026
Details
$100,000-$249,999.99
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.81%
Commercial Money Market
3.35%
$0
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
($2,500 Opening Balance)
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 20.17%
Business Money Market
3.25%
$2,500
▼
Rate3.21%
Min Deposit$2,500
Min Balance—
UpdatedMay 23, 2026
Details
$50,000-$99,999.99
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.81%
Commercial Money Market
3.15%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
($2,500 Opening Balance)
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.97%
High Yield Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 20.17%
Business Money Market
3.00%
$2,500
▼
Rate2.97%
Min Deposit$2,500
Min Balance—
UpdatedMay 23, 2026
Details
$25,000-$49,999.99
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.81%
Commercial Money Market
3.00%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
($2,500 Opening Balance)
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.81%
Commercial Money Market
2.85%
$0
▼
Rate2.85%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
($2,500 Opening Balance)
Security Bank Tulsa, OK
Institution Rating:
A5.0 ★ Texas Ratio: 8.37%
Money Market Accounts
2.84%
$1,500
▼
Rate2.80%
Min Deposit$1,500
Min Balance—
UpdatedMay 21, 2026
Details
Security Bank Tulsa, OK
Institution Rating:
A5.0 ★ Texas Ratio: 8.37%
Money Market Accounts
2.68%
$1,500
▼
Rate2.65%
Min Deposit$1,500
Min Balance—
UpdatedMay 21, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.81%
Money Market
2.60%
$0
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
($2,500 Opening Balance)
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Money Market Account Plus
2.52%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Money Market Plus accounts are limited to six withdrawals per month. The account is subject to a $10 fee per excessive withdrawal.
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 20.17%
Business Money Market
2.50%
$2,500
▼
Rate2.48%
Min Deposit$2,500
Min Balance—
UpdatedMay 23, 2026
Details
$2,500-$24,999.99
Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.97%
High Yield Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Qualifying balance up to $249,999.99
Security Bank Tulsa, OK
Institution Rating:
A5.0 ★ Texas Ratio: 8.37%
Money Market Accounts
2.38%
$1,500
▼
Rate2.35%
Min Deposit$1,500
Min Balance—
UpdatedMay 21, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.81%
Money Market
2.35%
$0
▼
Rate2.35%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
($2,500 Opening Balance)
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Money Market Account Plus
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Money Market Plus accounts are limited to six withdrawals per month. The account is subject to a $10 fee per excessive withdrawal.
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.81%
Money Market
2.10%
$0
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
($2,500 Opening Balance)
Vision Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 14.23%
Premium Money Market Special
2.02%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.97%
Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
$100,000.00 & Up
Energy One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.85%
Premier One Money Market Tier 6
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Money Market Account
1.91%
$0
▼
Rate1.90%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Money Market accounts are limited to six withdrawals per month. The account is subject to a $10 fee per excessive withdrawal.
Rate1.80%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Money Market Account Plus
1.81%
$0
▼
Rate1.80%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Money Market Plus accounts are limited to six withdrawals per month. The account is subject to a $10 fee per excessive withdrawal.
Security Bank Tulsa, OK
Institution Rating:
A5.0 ★ Texas Ratio: 8.37%
Money Market Accounts
1.76%
$1,500
▼
Rate1.75%
Min Deposit$1,500
Min Balance—
UpdatedMay 21, 2026
Details
Vision Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 14.23%
Premium Money Market Special
1.76%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.97%
Money Market
1.70%
$0
▼
Rate1.69%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Up to $99,999.99
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 20.17%
Money Market
1.60%
$2,500
▼
Rate1.59%
Min Deposit$2,500
Min Balance—
UpdatedMay 23, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Money Market Account Plus
1.56%
$0
▼
Rate1.55%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Money Market Plus accounts are limited to six withdrawals per month. The account is subject to a $10 fee per excessive withdrawal.
Vision Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 14.23%
Premium Money Market Special
1.51%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.97%
Money Market
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Up to $49,999.99
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Money Market Account
1.45%
$0
▼
Rate1.45%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Money Market accounts are limited to six withdrawals per month. The account is subject to a $10 fee per excessive withdrawal.
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Money Market Account Plus
1.35%
$0
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Money Market Plus accounts are limited to six withdrawals per month. The account is subject to a $10 fee per excessive withdrawal.
Vision Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 14.23%
Premium Money Market Special
1.26%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Rate1.24%
Min Deposit$1,000
Min Balance—
UpdatedMay 21, 2026
Details
Triad Bank, N.A.
Institution Rating:
F2.2 ★ Texas Ratio: 48.96%
Money Market and over
1.21%
$0
▼
Rate1.20%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
$1,000,000.00
The Stock Exchange Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
Money Market Checking Tier 4
1.16%
$2,500
▼
Rate1.15%
Min Deposit$2,500
Min Balance—
UpdatedMay 17, 2026
Details
$100,000.00 and up
SpiritBank
Institution Rating:
B+4.7 ★ Texas Ratio: 18.26%
Commercial Money Market Tier 5
1.15%
$0
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
SpiritBank
Institution Rating:
B+4.7 ★ Texas Ratio: 18.26%
Consumer VIP Money Market
1.15%
$0
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
The Stock Exchange Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
Money Market Checking Tier 3
1.10%
$2,500
▼
Rate1.10%
Min Deposit$2,500
Min Balance—
UpdatedMay 17, 2026
Details
$50,000.00 to $99,999.99
The Stock Exchange Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
Money Market Checking Tier 2
1.06%
$2,500
▼
Rate1.05%
Min Deposit$2,500
Min Balance—
UpdatedMay 17, 2026
Details
$10,000.00 to $49,999.99
SpiritBank
Institution Rating:
B+4.7 ★ Texas Ratio: 18.26%
Consumer VIP Money Market
1.05%
$0
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
SpiritBank
Institution Rating:
B+4.7 ★ Texas Ratio: 18.26%
Commercial Money Market Tier 4
1.05%
$0
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
The Stock Exchange Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
Money Market Checking Tier 1
1.00%
$2,500
▼
Rate1.00%
Min Deposit$2,500
Min Balance—
UpdatedMay 17, 2026
Details
$2,500.00 to $9,999.99
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Rate1.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 21, 2026
Details
SpiritBank
Institution Rating:
B+4.7 ★ Texas Ratio: 18.26%
Commercial Money Market Tier 3
0.95%
$0
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
SpiritBank
Institution Rating:
B+4.7 ★ Texas Ratio: 18.26%
Consumer VIP Money Market
0.95%
$0
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
SpiritBank
Institution Rating:
B+4.7 ★ Texas Ratio: 18.26%
Commercial Money Market Tier 2
0.85%
$0
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
SpiritBank
Institution Rating:
B+4.7 ★ Texas Ratio: 18.26%
Consumer VIP Money Market
0.85%
$0
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Vision Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 14.23%
Premium Money Market Special
0.76%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
SpiritBank
Institution Rating:
B+4.7 ★ Texas Ratio: 18.26%
Consumer VIP Money Market
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Rate0.75%
Min Deposit$1,000
Min Balance—
UpdatedMay 21, 2026
Details
SpiritBank
Institution Rating:
B+4.7 ★ Texas Ratio: 18.26%
Commercial Money Market Tier 1
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Rate0.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 21, 2026
Details
Washita State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market Demand Accounts (MMDA)
0.50%
$2,500
▼
Rate0.50%
Min Deposit$2,500
Min Balance—
UpdatedMay 21, 2026
Details
Minimum Amount Required To Obtain APY & No Fee: Over $100,000
Security Bank Tulsa, OK
Institution Rating:
A5.0 ★ Texas Ratio: 8.37%
Money Market Accounts
0.50%
$1,500
▼
Rate0.50%
Min Deposit$1,500
Min Balance—
UpdatedMay 21, 2026
Details
Washita State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market Demand Accounts (MMDA)
0.40%
$2,500
▼
Rate0.40%
Min Deposit$2,500
Min Balance—
UpdatedMay 21, 2026
Details
Minimum Amount Required To Obtain APY & No Fee: $50,000-$99,999
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
$25,000 - $99,999.99
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Oklahoma City, Oklahoma and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Oklahoma City, OK Money Market Rate Trends
Compare local Oklahoma City, OK money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — OK Avg
3.544%
Unchanged vs 7 days ago
Oklahoma high-yield MMA rates currently average 3.544% APY.
Standard MMA — OK Avg
1.080%
Unchanged vs 7 days ago
Oklahoma standard MMA rates currently average 1.080% APY.
As of May 25, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Oklahoma City, Oklahoma money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Oklahoma City, Oklahoma directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Oklahoma City, Oklahoma. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in OK.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Oklahoma City, Oklahoma
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Oklahoma.
Are Money Market accounts in Oklahoma City, Oklahoma safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Oklahoma up to $250,000 per depositor, per institution.
How often do MMA rates change in Oklahoma City, Oklahoma?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Oklahoma rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Oklahoma City, Oklahoma?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Oklahoma City, Oklahoma require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Oklahoma City, Oklahoma
Here are some of the highest money market account APYs currently available in Oklahoma City, Oklahoma and the surrounding area:
- All America Bank
Mega Money Market® Checking — 3.85% APY - WEOKIE Federal Credit Union
Non-Profit Money Market — 3.25% APY - First Liberty Bank
Platinum Money Market — 2.80% APY - Frontier State Bank
Money Market / Tiers and greater — 2.55% APY - USE Federal Credit Union
Money Market Accounts — 2.25% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Oklahoma City, Oklahoma. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 23, 2026
Oklahoma City, Oklahoma Rates & Resources
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