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Best Personal Loan Rates in New York, New York - June 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to New York borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
| ✓Fact Checked | Personal Loan Rates — Last Updated and Verified: June 9, 2026

Current personal loan options available to borrowers in New York, New York include: Self Reliance NY Federal Credit UnionSelf Reliance NY Federal Credit Union108 2nd Ave, New York, NY, 10003 8302A+5.0 ★Texas Ratio: 2.08% offering Up to 48 Months Loan at 4.89% APR, IAM Federal Credit UnionIAM Federal Credit Union498 Fashion Ave Fl 2, New York, NY, 10018 6708A-5.0 ★Texas Ratio: 14.38% offering Non-Collateral Signature Loans at 5.00% APR, Actors Federal Credit UnionActors Federal Credit Union165 W 46th St, New York, NY, 10036 2508B+4.8 ★Texas Ratio: 16.47% offering Musical Instruments Loan Tier Two at 5.49% APR, FourLeaf Federal Credit UnionFourLeaf Federal Credit Union111 W 26th St, New York, NY, 10001 6802A-4.9 ★Texas Ratio: 15.93% offering Pre-Owned Loan at 5.88% APR, and Financial Resources Federal Credit UnionFinancial Resources Federal Credit Union55 Water St, New York, NY, 10041B-4.3 ★Texas Ratio: 20.45% offering Relationship Premium Loan at 5.89% APR. Personal loan rates as of June 9, 2026 according to verified data from MonitorBankRates.

New York has 15 local institutions in our database, with personal loan rates as low as 4.89% APR from Self Reliance NY Federal Credit Union at 108 2nd Ave, New York, NY, 10003 8302. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in New York, New York.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in New York, New York. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 9, 2026

Jump to: All Personal Loans · Personal Loans · Debt Consolidation · Signature Loans

New York Personal Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
108 2nd Ave, New York, NY, 10003 8302
Up to 48 Months Loan
4.89%
View
▼
APR4.89%
Last UpdatedJune 10, 2026
Details

As Low As

Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
108 2nd Ave, New York, NY, 10003 8302
49 to 66 Months Loan
4.99%
View
▼
APR4.99%
Last UpdatedJune 10, 2026
Details

As Low As

IAM Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.38%
498 Fashion Ave Fl 2, New York, NY, 10018 6708
Non-Collateral Signature Loans
5.00%
View
▼
APR5.00%
Last UpdatedJune 10, 2026
Details

As Low As

Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
108 2nd Ave, New York, NY, 10003 8302
67 to 75 Months Loan
5.19%
View
▼
APR5.19%
Last UpdatedJune 10, 2026
Details

As Low As

Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.47%
165 W 46th St, New York, NY, 10036 2508
Musical Instruments Loan Tier Two
5.49%
View
▼
APR5.49%
Last UpdatedJune 10, 2026
Details

As Low As; Loans $50,000 up to $250,000

Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
108 2nd Ave, New York, NY, 10003 8302
Up to 48 Months Loan
5.54%
View
▼
APR5.54%
Last UpdatedJune 10, 2026
Details

As Low As

Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
108 2nd Ave, New York, NY, 10003 8302
76 to 84 Months Loan
5.59%
View
▼
APR5.59%
Last UpdatedJune 10, 2026
Details

As Low As

Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
108 2nd Ave, New York, NY, 10003 8302
49 to 66 Months Loan
5.74%
View
▼
APR5.74%
Last UpdatedJune 10, 2026
Details

As Low As

FourLeaf Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.93%
111 W 26th St, New York, NY, 10001 6802
Pre-Owned Loan
5.88%
View
▼
APR5.88%
Last UpdatedJune 10, 2026
Details

As Low As

Financial Resources Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 20.45%
55 Water St, New York, NY, 10041
Relationship Premium Loan
5.89%
View
▼
APR5.89%
Last UpdatedJune 10, 2026
Details

As Low As; Relationship Premium

Financial Resources Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 20.45%
55 Water St, New York, NY, 10041
Relationship Premium Loan
5.94%
View
▼
APR5.94%
Last UpdatedJune 10, 2026
Details

As Low As; Relationship Premium

Financial Resources Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 20.45%
55 Water St, New York, NY, 10041
Relationship Premium Loan
6.14%
View
▼
APR6.14%
Last UpdatedJune 10, 2026
Details

As Low As; Relationship Premium

Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
108 2nd Ave, New York, NY, 10003 8302
67 to 75 Months Loan
6.14%
View
▼
APR6.14%
Last UpdatedJune 10, 2026
Details

As Low As

FourLeaf Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.93%
111 W 26th St, New York, NY, 10001 6802
Pre-Owned Loan
6.33%
View
▼
APR6.33%
Last UpdatedJune 10, 2026
Details

As Low As

Financial Resources Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 20.45%
55 Water St, New York, NY, 10041
Relationship Premium Loan
6.49%
View
▼
APR6.49%
Last UpdatedJune 10, 2026
Details

As Low As; Relationship Premium

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
290 Broadway Fl 10, New York, NY, 10007 1823
Personal Loan
6.50%
View
▼
APR6.50%
Last UpdatedJune 10, 2026
Details

As Low As; Loan Amount: $500 - $25,000

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
290 Broadway Fl 10, New York, NY, 10007 1823
SUMMER LOAN
6.50%
View
▼
APR6.50%
Last UpdatedJune 10, 2026
Details

As Low As; Borrow up to $25,000

The Finest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
215 Park Row, New York, NY, 10038
PERSONAL LOANS
6.75%
View
▼
APR6.75%
Last UpdatedJune 10, 2026
Details

As Low As; RATE BASED ON CREDITWORTHINESS AND TERM OF LOAN. RATES ARE SUBJECT TO CHANGE AT ANY TIME AND ARE NOT GUARANTEED.

The Finest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
215 Park Row, New York, NY, 10038
Personal Loan
6.75%
View
▼
APR6.75%
Last UpdatedJune 10, 2026
Details

No additional details available.

Financial Resources Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 20.45%
55 Water St, New York, NY, 10041
Credit$ense Loan
6.99%
View
▼
APR6.99%
Last UpdatedJune 10, 2026
Details

Low Fixed Rate

Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
108 2nd Ave, New York, NY, 10003 8302
Unsecured Personal Loans
6.99%
View
▼
APR6.99%
Last UpdatedJune 10, 2026
Details

As Low As

IAM Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.38%
498 Fashion Ave Fl 2, New York, NY, 10018 6708
Non-Collateral Signature Loans
7.00%
View
▼
APR7.00%
Last UpdatedJune 10, 2026
Details

As Low As; Min/Max: 400/30,000

Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
108 2nd Ave, New York, NY, 10003 8302
Up to 48 Months Loan
7.14%
View
▼
APR7.14%
Last UpdatedJune 10, 2026
Details

As Low As

Generations United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
420 Lexington Ave Rm 850, New York, NY, 10170 0033
Loans
7.25%
View
▼
APR7.25%
Last UpdatedJune 10, 2026
Details

As Low As

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
Personal Loan
7.50%
View
▼
APR7.50%
Last UpdatedJune 10, 2026
Details

Credit Score: 760+; Credit Tier: A+

Financial Resources Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 20.45%
55 Water St, New York, NY, 10041
48 Months Loan
7.70%
View
▼
APR7.70%
Last UpdatedJune 10, 2026
Details

As Low As*

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
77 W 66th St, New York, NY, 10023
Signature Loans
7.75%
View
▼
APR7.75%
Last UpdatedJune 10, 2026
Details

No additional details available.

Financial Resources Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 20.45%
55 Water St, New York, NY, 10041
48 Months Loan
7.95%
View
▼
APR7.95%
Last UpdatedJune 10, 2026
Details

As Low As**

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
290 Broadway Fl 10, New York, NY, 10007 1823
Personal Loans
7.99%
View
▼
APR7.99%
Last UpdatedJune 10, 2026
Details

As Low As

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
77 W 66th St, New York, NY, 10023
Signature Loans
7.99%
View
▼
APR7.99%
Last UpdatedJune 10, 2026
Details

No additional details available.

Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.47%
165 W 46th St, New York, NY, 10036 2508
Musical Instruments Loan Tier One
8.00%
View
▼
APR8.00%
Last UpdatedJune 10, 2026
Details

As Low As; Loans $10,000 up to $49,000

Neighborhood Trust Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.98%
1112 Saint Nicholas Ave, New York, NY, 10032
Credit Builder Loan
8.00%
View
▼
APR8.00%
Last UpdatedJune 10, 2026
Details

Fixed rate; 1% discount to "Money wisdom" workshop Graduates!

Financial Resources Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 20.45%
55 Water St, New York, NY, 10041
60 Months Loan
8.20%
View
▼
APR8.20%
Last UpdatedJune 10, 2026
Details

As Low As*

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
290 Broadway Fl 10, New York, NY, 10007 1823
Personal Loans
8.24%
View
▼
APR8.24%
Last UpdatedJune 10, 2026
Details

As Low As

Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
108 2nd Ave, New York, NY, 10003 8302
49 to 63 Months Loan
8.29%
View
▼
APR8.29%
Last UpdatedJune 10, 2026
Details

As Low As

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
77 W 66th St, New York, NY, 10023
Signature Loans
8.40%
View
▼
APR8.40%
Last UpdatedJune 10, 2026
Details

No additional details available.

Financial Resources Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 20.45%
55 Water St, New York, NY, 10041
60 Months Loan
8.45%
View
▼
APR8.45%
Last UpdatedJune 10, 2026
Details

As Low As**

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
290 Broadway Fl 10, New York, NY, 10007 1823
Personal Loans
8.49%
View
▼
APR8.49%
Last UpdatedJune 10, 2026
Details

As Low As

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
77 W 66th St, New York, NY, 10023
Signature Loans
8.49%
View
▼
APR8.49%
Last UpdatedJune 10, 2026
Details

No additional details available.

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
Personal Loan
8.50%
View
▼
APR8.50%
Last UpdatedJune 10, 2026
Details

Credit Score: 760+; Credit Tier: A+

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
290 Broadway Fl 10, New York, NY, 10007 1823
Personal Loan
8.90%
View
▼
APR8.90%
Last UpdatedJune 10, 2026
Details

As Low As; Loan Amount: $500-$40,000

Financial Resources Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 20.45%
55 Water St, New York, NY, 10041
72 Months Loan
8.95%
View
▼
APR8.95%
Last UpdatedJune 10, 2026
Details

As Low As*

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
290 Broadway Fl 10, New York, NY, 10007 1823
Personal Loans
8.99%
View
▼
APR8.99%
Last UpdatedJune 10, 2026
Details

As Low As

XCEL Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
26 Federal Plz Fl 31, New York, NY, 10278 1300
Debt Consolidation Loan
8.99%
View
▼
APR8.99%
Last UpdatedJune 10, 2026
Details

As Low As

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
Personal Loan
9.00%
View
▼
APR9.00%
Last UpdatedJune 10, 2026
Details

Credit Score: 700-759; Credit Tier: A

Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.47%
165 W 46th St, New York, NY, 10036 2508
Cash Draw Loan
9.24%
View
▼
APR9.24%
Last UpdatedJune 10, 2026
Details

No additional details available.

Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.47%
165 W 46th St, New York, NY, 10036 2508
Signature Loan
9.24%
View
▼
APR9.24%
Last UpdatedJune 10, 2026
Details

No additional details available.

Financial Resources Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 20.45%
55 Water St, New York, NY, 10041
Family Event/Crisis Loan
9.44%
View
▼
APR9.44%
Last UpdatedJune 10, 2026
Details

As Low As; Relationship Premium

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
290 Broadway Fl 10, New York, NY, 10007 1823
Personal Loans
9.49%
View
▼
APR9.49%
Last UpdatedJune 10, 2026
Details

As Low As

XCEL Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
26 Federal Plz Fl 31, New York, NY, 10278 1300
Debt Consolidation Loan
9.49%
View
▼
APR9.49%
Last UpdatedJune 10, 2026
Details

As Low As

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
Personal Loan
9.50%
View
▼
APR9.50%
Last UpdatedJune 10, 2026
Details

Credit Score: 760+; Credit Tier: A+

XCEL Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
26 Federal Plz Fl 31, New York, NY, 10278 1300
Personal Loan
9.99%
View
▼
APR9.99%
Last UpdatedJune 10, 2026
Details

As Low As

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
Personal Loan
9.99%
View
▼
APR9.99%
Last UpdatedJune 10, 2026
Details

Credit Score: 600-649; Credit Tier: C

Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.47%
165 W 46th St, New York, NY, 10036 2508
Signature Loan
9.99%
View
▼
APR9.99%
Last UpdatedJune 10, 2026
Details

No additional details available.

XCEL Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
26 Federal Plz Fl 31, New York, NY, 10278 1300
Debt Consolidation Loan
9.99%
View
▼
APR9.99%
Last UpdatedJune 10, 2026
Details

As Low As

Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.47%
165 W 46th St, New York, NY, 10036 2508
Vacation Loan
9.99%
View
▼
APR9.99%
Last UpdatedJune 10, 2026
Details

No additional details available.

Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.47%
165 W 46th St, New York, NY, 10036 2508
Balance Consolidation Loan
9.99%
View
▼
APR9.99%
Last UpdatedJune 10, 2026
Details

No additional details available.

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
Personal Loan
10.00%
View
▼
APR10.00%
Last UpdatedJune 10, 2026
Details

Credit Score: 700-759; Credit Tier: A

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
Up to 12 months Loan
10.00%
View
▼
APR10.00%
Last UpdatedJune 10, 2026
Details

Credit Score: 760+; Credit Tier: A+

Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.47%
165 W 46th St, New York, NY, 10036 2508
Balance Consolidation Loan
10.24%
View
▼
APR10.24%
Last UpdatedJune 10, 2026
Details

No additional details available.

Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.47%
165 W 46th St, New York, NY, 10036 2508
Signature Loan
10.24%
View
▼
APR10.24%
Last UpdatedJune 10, 2026
Details

No additional details available.

Financial Resources Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 20.45%
55 Water St, New York, NY, 10041
Appliances & Furniture Loan
10.44%
View
▼
APR10.44%
Last UpdatedJune 10, 2026
Details

As Low As; Relationship Premium

Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.47%
165 W 46th St, New York, NY, 10036 2508
Balance Consolidation Loan
10.49%
View
▼
APR10.49%
Last UpdatedJune 10, 2026
Details

No additional details available.

Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.47%
165 W 46th St, New York, NY, 10036 2508
Signature Loan
10.49%
View
▼
APR10.49%
Last UpdatedJune 10, 2026
Details

No additional details available.

XCEL Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
26 Federal Plz Fl 31, New York, NY, 10278 1300
Debt Consolidation Loan
10.49%
View
▼
APR10.49%
Last UpdatedJune 10, 2026
Details

As Low As

XCEL Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
26 Federal Plz Fl 31, New York, NY, 10278 1300
Personal Loan
10.49%
View
▼
APR10.49%
Last UpdatedJune 10, 2026
Details

As Low As

Fox Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
1211 Avenue of the Americas Fl 18, New York, NY, 10036
Signature 12 Loan
10.49%
View
▼
APR10.49%
Last UpdatedJune 10, 2026
Details

As Low As

Fox Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
1211 Avenue of the Americas Fl 18, New York, NY, 10036
Signature Loan
10.65%
View
▼
APR10.65%
Last UpdatedJune 10, 2026
Details

As Low As

Financial Resources Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 20.45%
55 Water St, New York, NY, 10041
Personal Loan
10.69%
View
▼
APR10.69%
Last UpdatedJune 10, 2026
Details

As Low As; Relationship Premium Annual Percentage Rates

Financial Resources Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 20.45%
55 Water St, New York, NY, 10041
48 Months Loan
10.69%
View
▼
APR10.69%
Last UpdatedJune 10, 2026
Details

As Low As*

Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.47%
165 W 46th St, New York, NY, 10036 2508
Balance Consolidation Loan
10.74%
View
▼
APR10.74%
Last UpdatedJune 10, 2026
Details

No additional details available.

Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.47%
165 W 46th St, New York, NY, 10036 2508
Signature Loan
10.74%
View
▼
APR10.74%
Last UpdatedJune 10, 2026
Details

No additional details available.

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
77 W 66th St, New York, NY, 10023
Signature Loans
10.74%
View
▼
APR10.74%
Last UpdatedJune 10, 2026
Details

No additional details available.

Financial Resources Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 20.45%
55 Water St, New York, NY, 10041
Technical Skills Loan
10.79%
View
▼
APR10.79%
Last UpdatedJune 10, 2026
Details

As Low As; Relationship Premium

Financial Resources Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 20.45%
55 Water St, New York, NY, 10041
48 Months Loan
10.94%
View
▼
APR10.94%
Last UpdatedJune 10, 2026
Details

As Low As*

Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.47%
165 W 46th St, New York, NY, 10036 2508
Balance Consolidation Loan
10.99%
View
▼
APR10.99%
Last UpdatedJune 10, 2026
Details

No additional details available.

Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.47%
165 W 46th St, New York, NY, 10036 2508
Signature Loan
10.99%
View
▼
APR10.99%
Last UpdatedJune 10, 2026
Details

No additional details available.

XCEL Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
26 Federal Plz Fl 31, New York, NY, 10278 1300
Personal Loan
10.99%
View
▼
APR10.99%
Last UpdatedJune 10, 2026
Details

As Low As

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
Personal Loan
11.00%
View
▼
APR11.00%
Last UpdatedJune 10, 2026
Details

Credit Score: 650-699; Credit Tier: B

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
Personal Loan 760+ Credit Score, A+ Tier, Up to 36 Months
11.00%
View
▼
APR11.00%
Last UpdatedJune 10, 2026
Details

Credit Score: 760+

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
Up to 36 Months Loan
11.00%
View
▼
APR11.00%
Last UpdatedJune 10, 2026
Details

Credit Score: 760+; Credit Tier: A+

Fox Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
1211 Avenue of the Americas Fl 18, New York, NY, 10036
Signature Loan
11.15%
View
▼
APR11.15%
Last UpdatedJune 10, 2026
Details

As Low As

Financial Resources Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 20.45%
55 Water St, New York, NY, 10041
60 Months Loan
11.19%
View
▼
APR11.19%
Last UpdatedJune 10, 2026
Details

As Low As*

Financial Resources Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 20.45%
55 Water St, New York, NY, 10041
Months 1-12 Loan
11.19%
View
▼
APR11.19%
Last UpdatedJune 10, 2026
Details

No additional details available.

Financial Resources Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 20.45%
55 Water St, New York, NY, 10041
72 Months Loan
11.44%
View
▼
APR11.44%
Last UpdatedJune 10, 2026
Details

As Low As*

Financial Resources Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 20.45%
55 Water St, New York, NY, 10041
60 Months Loan
11.44%
View
▼
APR11.44%
Last UpdatedJune 10, 2026
Details

As Low As*

XCEL Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
26 Federal Plz Fl 31, New York, NY, 10278 1300
Personal Loan
11.49%
View
▼
APR11.49%
Last UpdatedJune 10, 2026
Details

As Low As

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
77 W 66th St, New York, NY, 10023
Signature Loans
11.49%
View
▼
APR11.49%
Last UpdatedJune 10, 2026
Details

No additional details available.

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
Personal Loan
11.50%
View
▼
APR11.50%
Last UpdatedJune 10, 2026
Details

Credit Score: 700-759; Credit Tier: A

Financial Resources Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 20.45%
55 Water St, New York, NY, 10041
72 Months Loan
11.94%
View
▼
APR11.94%
Last UpdatedJune 10, 2026
Details

As Low As*

Financial Resources Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 20.45%
55 Water St, New York, NY, 10041
Health & Beauty Loans
11.94%
View
▼
APR11.94%
Last UpdatedJune 10, 2026
Details

As Low As; Relationship Premium

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
290 Broadway Fl 10, New York, NY, 10007 1823
Personal Loan
11.99%
View
▼
APR11.99%
Last UpdatedJune 10, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
290 Broadway Fl 10, New York, NY, 10007 1823
Personal Loans
11.99%
View
▼
APR11.99%
Last UpdatedJune 10, 2026
Details

As Low As

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
Personal Loan
11.99%
View
▼
APR11.99%
Last UpdatedJune 10, 2026
Details

Credit Score: 520-599; Credit Tier: D

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
37-48 months Loan
12.00%
View
▼
APR12.00%
Last UpdatedJune 10, 2026
Details

Credit Score: 760+; Credit Tier: A+

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
Personal Loan
12.00%
View
▼
APR12.00%
Last UpdatedJune 10, 2026
Details

Credit Score: 600-649; Credit Tier: C

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
Personal Loan 700-759 Credit Score, A Tier, Up to 36 Months
12.00%
View
▼
APR12.00%
Last UpdatedJune 10, 2026
Details

Credit Score: 700-759

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
Personal Loan 760+ Credit Score, A+ Tier, 37-48 months
12.00%
View
▼
APR12.00%
Last UpdatedJune 10, 2026
Details

Credit Score: 760+

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
Up to 36 Months Loan
12.00%
View
▼
APR12.00%
Last UpdatedJune 10, 2026
Details

Credit Score: 700-759; Credit Tier: A

Financial Resources Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 20.45%
55 Water St, New York, NY, 10041
84 Months Loan
12.19%
View
▼
APR12.19%
Last UpdatedJune 10, 2026
Details

As Low As*

Financial Resources Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 20.45%
55 Water St, New York, NY, 10041
120 Months Loan
12.44%
View
▼
APR12.44%
Last UpdatedJune 10, 2026
Details

As Low As*

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
Up to 12 months Loan
12.50%
View
▼
APR12.50%
Last UpdatedJune 10, 2026
Details

Credit Score: 700-759; Credit Tier: A

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
Personal Loan
12.50%
View
▼
APR12.50%
Last UpdatedJune 10, 2026
Details

Credit Score: 650-699; Credit Tier: B

NY FIREFIGHTERS BRAVEST
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
204 E 23RD St FL 3, NEW YORK, NY, 10010 4628
Summer Loan Special
12.50%
View
▼
APR12.50%
Last UpdatedJune 10, 2026
Details

Receive up to $3,000 for up to 12 months at 12.5% regardless of your credit score.

Financial Resources Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 20.45%
55 Water St, New York, NY, 10041
180 Months Loan
12.69%
View
▼
APR12.69%
Last UpdatedJune 10, 2026
Details

As Low As*

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
Personal Loan 650-699 Credit Score, B Tier, Up to 36 Months
13.00%
View
▼
APR13.00%
Last UpdatedJune 10, 2026
Details

Credit Score: 650-699

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
Up to 36 Months Loan
13.00%
View
▼
APR13.00%
Last UpdatedJune 10, 2026
Details

Credit Score: 650-699; Credit Tier: B

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
Personal Loan 700-759 Credit Score, A Tier, 37-48 months
13.00%
View
▼
APR13.00%
Last UpdatedJune 10, 2026
Details

Credit Score: 700-759

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
Personal Loan 760+ Credit Score, A+ Tier, 49-60 months
13.00%
View
▼
APR13.00%
Last UpdatedJune 10, 2026
Details

Credit Score: 760+

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
Personal Loan
13.00%
View
▼
APR13.00%
Last UpdatedJune 10, 2026
Details

Credit Score: 520-599; Credit Tier: D

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
49-60 months Loan
13.00%
View
▼
APR13.00%
Last UpdatedJune 10, 2026
Details

Credit Score: 760+; Credit Tier: A+

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
37-48 months Loan
13.00%
View
▼
APR13.00%
Last UpdatedJune 10, 2026
Details

Credit Score: 700-759; Credit Tier: A

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
290 Broadway Fl 10, New York, NY, 10007 1823
Personal Loan
13.00%
View
▼
APR13.00%
Last UpdatedJune 10, 2026
Details

As Low As; Loan Amount: $250-$40,000

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
Personal Loan
13.50%
View
▼
APR13.50%
Last UpdatedJune 10, 2026
Details

Credit Score: 600-649; Credit Tier: C

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
Up to 12 months Loan
13.50%
View
▼
APR13.50%
Last UpdatedJune 10, 2026
Details

Credit Score: 650-699; Credit Tier: B

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
37-48 months Loan
14.00%
View
▼
APR14.00%
Last UpdatedJune 10, 2026
Details

Credit Score: 650-699; Credit Tier: B

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
49-60 months Loan
14.00%
View
▼
APR14.00%
Last UpdatedJune 10, 2026
Details

Credit Score: 700-759; Credit Tier: A

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
Personal Loan
14.00%
View
▼
APR14.00%
Last UpdatedJune 10, 2026
Details

Credit Score: 520-599; Credit Tier: D

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
Personal Loan 650-699 Credit Score, B Tier, 37-48 months
14.00%
View
▼
APR14.00%
Last UpdatedJune 10, 2026
Details

Credit Score: 650-699

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
Personal Loan 700-759 Credit Score, A Tier, 49-60 months
14.00%
View
▼
APR14.00%
Last UpdatedJune 10, 2026
Details

Credit Score: 700-759

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
Up to 12 months Loan
14.50%
View
▼
APR14.50%
Last UpdatedJune 10, 2026
Details

Credit Score: 600-649; Credit Tier: C

ConnectOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
551 Madison Ave, New York, NY, 10022
Personal Unsecured Loan
15.00%
View
▼
APR15.00%
Last UpdatedJune 10, 2026
Details

Loan Amount: $2,000-$25,000; APR1 with Auto Deduct: 14.50%; Acceptable Collateral: Collateral Not Applicable

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
49-60 months Loan
15.00%
View
▼
APR15.00%
Last UpdatedJune 10, 2026
Details

Credit Score: 650-699; Credit Tier: B

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
Personal Loan 600-649 Credit Score, C Tier, Up to 36 Months
15.00%
View
▼
APR15.00%
Last UpdatedJune 10, 2026
Details

Credit Score: 600-649

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
Personal Loan 650-699 Credit Score, B Tier, 49-60 months
15.00%
View
▼
APR15.00%
Last UpdatedJune 10, 2026
Details

Credit Score: 650-699

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
Up to 36 Months Loan
15.00%
View
▼
APR15.00%
Last UpdatedJune 10, 2026
Details

Credit Score: 600-649; Credit Tier: C

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
Personal Loan
15.50%
View
▼
APR15.50%
Last UpdatedJune 10, 2026
Details

Credit Score: 520-599; Credit Tier: D

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
Up to 36 Months Loan
16.00%
View
▼
APR16.00%
Last UpdatedJune 10, 2026
Details

Credit Score: 520-599; Credit Tier: D

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
Salary Loan
16.00%
View
▼
APR16.00%
Last UpdatedJune 10, 2026
Details

$60,000+; Loan Maximum Amount: $2,500

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
Personal Loan 600-649 Credit Score, C Tier, 37-48 months
16.00%
View
▼
APR16.00%
Last UpdatedJune 10, 2026
Details

Credit Score: 600-649

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
Personal Loan 520-599 Credit Score, D Tier, Up to 36 Months
16.00%
View
▼
APR16.00%
Last UpdatedJune 10, 2026
Details

Credit Score: 520-599

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
37-48 months Loan
16.00%
View
▼
APR16.00%
Last UpdatedJune 10, 2026
Details

Credit Score: 600-649; Credit Tier: C

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
Up to 12 months Loan
16.50%
View
▼
APR16.50%
Last UpdatedJune 10, 2026
Details

Credit Score: 520-599; Credit Tier: D

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
37-48 months Loan
17.00%
View
▼
APR17.00%
Last UpdatedJune 10, 2026
Details

Credit Score: 520-599; Credit Tier: D

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
49-60 months Loan
17.00%
View
▼
APR17.00%
Last UpdatedJune 10, 2026
Details

Credit Score: 600-649; Credit Tier: C

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
Personal Loan 520-599 Credit Score, D Tier, 37-48 months
17.00%
View
▼
APR17.00%
Last UpdatedJune 10, 2026
Details

Credit Score: 520-599

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
Personal Loan 600-649 Credit Score, C Tier, 49-60 months
17.00%
View
▼
APR17.00%
Last UpdatedJune 10, 2026
Details

Credit Score: 600-649

Neighborhood Trust Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.98%
1112 Saint Nicholas Ave, New York, NY, 10032
Personal Loans
18.00%
View
▼
APR18.00%
Last UpdatedJune 10, 2026
Details

Fixed rate; discount with direct deposit; $20 application fee; 1% origination fee (upon approval of the loan); Amount: $500-$10,000

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
49-60 months Loan
18.00%
View
▼
APR18.00%
Last UpdatedJune 10, 2026
Details

Credit Score: 520-599; Credit Tier: D

Neighborhood Trust Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.98%
1112 Saint Nicholas Ave, New York, NY, 10032
Debt Consolidation Loans
18.00%
View
▼
APR18.00%
Last UpdatedJune 10, 2026
Details

Fixed rate; discount with direct deposit; $20 application fee; 1% origination fee (upon approval of the loan); Amount: $500-$10,000

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
Personal Loan 520-599 Credit Score, D Tier, 49-60 months
18.00%
View
▼
APR18.00%
Last UpdatedJune 10, 2026
Details

Credit Score: 520-599

Neighborhood Trust Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.98%
1112 Saint Nicholas Ave, New York, NY, 10032
Coop 'Emergency' Cash Loan
28.00%
View
▼
APR28.00%
Last UpdatedJune 10, 2026
Details

First-timer fixed rate with amount up to $500; Second-timer can request up to $2,000; 3% discount on rates with direct deposit; $20 application fee; At least one month as a member

FASNY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
24 months Loan
3.99%
View
▼
APR3.99%
Last UpdatedJune 10, 2026
Details

No additional details available.

Affinity One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
48 Months Loan
3.99%
View
▼
APR3.99%
Last UpdatedJune 10, 2026
Details

As Low As

Affinity One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
36 Months Loan
3.99%
View
▼
APR3.99%
Last UpdatedJune 10, 2026
Details

As Low As

Affinity One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
24 Months Loan
3.99%
View
▼
APR3.99%
Last UpdatedJune 10, 2026
Details

As Low As

GPO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.97%
Save & Boost Credit Loan
3.99%
View
▼
APR3.99%
Last UpdatedJune 10, 2026
Details

As Low As

GPO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.97%
Personal Unsecured Loans
3.99%
View
▼
APR3.99%
Last UpdatedJune 10, 2026
Details

As Low As

GPO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.97%
Flex Equity Variable Rate Loan
3.99%
View
▼
APR3.99%
Last UpdatedJune 10, 2026
Details

As Low As

GPO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.97%
Flex Equity Variable Rate 12 Months Loan
3.99%
View
▼
APR3.99%
Last UpdatedJune 10, 2026
Details

As Low As

First Choice Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.73%
2023 & Newer Loan
3.99%
View
▼
APR3.99%
Last UpdatedJune 10, 2026
Details

Up to 100% NADA + Tax + Warranty

Finger Lakes Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
Graduate Loan
3.99%
View
▼
APR3.99%
Last UpdatedJune 10, 2026
Details

No additional details available.

Finger Lakes Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
Graduate Loan
4.00%
View
▼
APR4.00%
Last UpdatedJune 10, 2026
Details

No additional details available.

Finger Lakes Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
Undergraduate Loan
4.00%
View
▼
APR4.00%
Last UpdatedJune 10, 2026
Details

No additional details available.

TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
Passbook Loan
4.00%
View
▼
APR4.00%
Last UpdatedJune 10, 2026
Details

No additional details available.

FASNY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Signature Loans
4.00%
View
▼
APR4.00%
Last UpdatedJune 10, 2026
Details

No additional details available.

FASNY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
36 months Loan
4.24%
View
▼
APR4.24%
Last UpdatedJune 10, 2026
Details

No additional details available.

Western Division Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
Recreational Loan
4.24%
View
▼
APR4.24%
Last UpdatedJune 10, 2026
Details

ATVs, Wintercraft, Watercraft, RVs, Trailers & Tractors; Military; First Responder; Graduate & First-time Discounts

FASNY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
24 months Loan
4.25%
View
▼
APR4.25%
Last UpdatedJune 10, 2026
Details

No additional details available.

North East Welch Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
New (2024-2026) Loan
4.49%
View
▼
APR4.49%
Last UpdatedJune 10, 2026
Details

No additional details available.

FASNY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
48 months Loan
4.49%
View
▼
APR4.49%
Last UpdatedJune 10, 2026
Details

No additional details available.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Credit Builder Loan
4.50%
View
▼
APR4.50%
Last UpdatedJune 10, 2026
Details

No additional details available.

FASNY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
36 months Loan
4.50%
View
▼
APR4.50%
Last UpdatedJune 10, 2026
Details

No additional details available.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Refinance Loan
4.64%
View
▼
APR4.64%
Last UpdatedJune 10, 2026
Details

As Low As

First Choice Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.73%
2023 & Newer Loan
4.74%
View
▼
APR4.74%
Last UpdatedJune 10, 2026
Details

Up to 100% NADA + Tax + Warranty

Affinity One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
60 Months Loan
4.75%
View
▼
APR4.75%
Last UpdatedJune 10, 2026
Details

As Low As

Affinity One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
72 Months Loan
4.75%
View
▼
APR4.75%
Last UpdatedJune 10, 2026
Details

As Low As

Cadets Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.55%
12 Month Loan
4.75%
View
▼
APR4.75%
Last UpdatedJune 10, 2026
Details

No additional details available.

FASNY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
48 months Loan
4.75%
View
▼
APR4.75%
Last UpdatedJune 10, 2026
Details

No additional details available.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Medical Degree Refinance Loan
4.80%
View
▼
APR4.80%
Last UpdatedJune 10, 2026
Details

As Low As

First Choice Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.73%
2022-2020 Loan
4.89%
View
▼
APR4.89%
Last UpdatedJune 10, 2026
Details

Up to 100% NADA + Tax + Warranty

Afgm Enterprises Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
Loan Special
4.90%
View
▼
APR4.90%
Last UpdatedJune 10, 2026
Details

Call the Credit Union for More Details or to Apply!

Afgm Enterprises Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
Personal Signature Loans
4.90%
View
▼
APR4.90%
Last UpdatedJune 10, 2026
Details

No additional details available.

Greater Woodlawn Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
Vacation Loan Special
4.95%
View
▼
APR4.95%
Last UpdatedJune 10, 2026
Details

As Low As

Twin Rivers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
New Loan
4.99%
View
▼
APR4.99%
Last UpdatedJune 10, 2026
Details

As Low As; *Rates below are based on a credit score of 730 or higher.

Money Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
Holiday Loan
4.99%
View
▼
APR4.99%
Last UpdatedJune 10, 2026
Details

(seasonal)

ACMG Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
New and used 2025 - 2026 Loan
4.99%
View
▼
APR4.99%
Last UpdatedJune 10, 2026
Details

As Low As

North East Welch Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
New (2024-2026) Loan
4.99%
View
▼
APR4.99%
Last UpdatedJune 10, 2026
Details

No additional details available.

FASNY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
60 months Loan
4.99%
View
▼
APR4.99%
Last UpdatedJune 10, 2026
Details

No additional details available.

Niagara Falls Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Summer/Holiday Loan
5.00%
View
▼
APR5.00%
Last UpdatedJune 10, 2026
Details

As Low As; Unless noted, all payroll deducted loans will receive an additional .25% off loan rates shown. All Loan Rates are stated in terms of Annual Percentage Rate (APR). Loan Rates are for qualified members.

Your Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.90%
Spring into Summer Loan
5.00%
View
▼
APR5.00%
Last UpdatedJune 10, 2026
Details

No additional details available.

Money Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
Credit Builder Loan
5.00%
View
▼
APR5.00%
Last UpdatedJune 10, 2026
Details

As Low As

Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
36-48 Months Loan
5.00%
View
▼
APR5.00%
Last UpdatedJune 10, 2026
Details

As Low As; When you contact them, make sure we are the lien holder on the vehicle

Cadets Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.55%
15 Month Loan
5.00%
View
▼
APR5.00%
Last UpdatedJune 10, 2026
Details

No additional details available.

Cadets Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.55%
Personal Loan
5.00%
View
▼
APR5.00%
Last UpdatedJune 10, 2026
Details

Credit Limit: $7,500 Single / $15,000 Joint Maximum

FASNY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Signature Loans
5.00%
View
▼
APR5.00%
Last UpdatedJune 10, 2026
Details

No additional details available.

ACMG Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
New and used 2025 - 2026 Loan
5.14%
View
▼
APR5.14%
Last UpdatedJune 10, 2026
Details

As Low As

ACMG Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
Used 2021 - 2024 Loan
5.24%
View
▼
APR5.24%
Last UpdatedJune 10, 2026
Details

As Low As

FASNY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
60 months Loan
5.25%
View
▼
APR5.25%
Last UpdatedJune 10, 2026
Details

No additional details available.

Affinity One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
84 Months Loan
5.25%
View
▼
APR5.25%
Last UpdatedJune 10, 2026
Details

As Low As

Niagara Falls Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Summer/Holiday Loan
5.25%
View
▼
APR5.25%
Last UpdatedJune 10, 2026
Details

As Low As; Unless noted, all payroll deducted loans will receive an additional .25% off loan rates shown.

ACMG Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
New and used 2025 - 2026 Loan
5.34%
View
▼
APR5.34%
Last UpdatedJune 10, 2026
Details

As Low As

ACMG Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
Used 2021 - 2024 Loan
5.39%
View
▼
APR5.39%
Last UpdatedJune 10, 2026
Details

As Low As

Medisys Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
Personal Loans
5.49%
View
▼
APR5.49%
Last UpdatedJune 10, 2026
Details

As Low As

First Choice Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.73%
2023 & Newer Loan
5.49%
View
▼
APR5.49%
Last UpdatedJune 10, 2026
Details

Up to 100% NADA + Tax + Warranty

North East Welch Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
New (2024-2026) Loan
5.49%
View
▼
APR5.49%
Last UpdatedJune 10, 2026
Details

No additional details available.

CANANDAIGUA
Institution Rating:
A+5.0 ★Texas Ratio: 9.03%
Pre-owned Vehices up to 2022 Loan
5.49%
View
▼
APR5.49%
Last UpdatedJune 10, 2026
Details

As Low As

FASNY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
24 - 60 months Loan
5.49%
View
▼
APR5.49%
Last UpdatedJune 10, 2026
Details

No additional details available.

Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
60 Months Loan
5.50%
View
▼
APR5.50%
Last UpdatedJune 10, 2026
Details

As Low As; When you contact them, make sure we are the lien holder on the vehicle

Solvay Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
10 Year Loan
5.51%
View
▼
APR5.51%
Last UpdatedJune 10, 2026
Details

No additional details available.

Geddes Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
10 Year Monthly Loan
5.54%
View
▼
APR5.54%
Last UpdatedJune 10, 2026
Details

No additional details available.

Mid-Hudson Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
SONYMA Loan
5.57%
View
▼
APR5.57%
Last UpdatedJune 10, 2026
Details

No additional details available.

ACMG Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
Used 2021 - 2024 Loan
5.59%
View
▼
APR5.59%
Last UpdatedJune 10, 2026
Details

As Low As

Geddes Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
7 Year Monthly Loan
5.61%
View
▼
APR5.61%
Last UpdatedJune 10, 2026
Details

No additional details available.

Syracuse Cooperative Federal Credit Union
Institution Rating:
F2.9 ★Texas Ratio: 34.49%
7/1 Hybrid In-House Loan
5.63%
View
▼
APR5.63%
Last UpdatedJune 10, 2026
Details

Rates change daily

First Choice Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.73%
2022-2020 Loan
5.64%
View
▼
APR5.64%
Last UpdatedJune 10, 2026
Details

Up to 100% NADA + Tax + Warranty

Geddes Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
12 Year Monthly Loan
5.64%
View
▼
APR5.64%
Last UpdatedJune 10, 2026
Details

No additional details available.

Consumers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
Mortagages Loan
5.70%
View
▼
APR5.70%
Last UpdatedJune 10, 2026
Details

As Low As

North Country Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.89%
321 RELOC Loan
5.70%
View
▼
APR5.70%
Last UpdatedJune 10, 2026
Details

As Low As

Rome Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
Personal Loan
5.74%
View
▼
APR5.74%
Last UpdatedJune 10, 2026
Details

As Low As

North East Welch Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
2022 - 2023 Loan
5.74%
View
▼
APR5.74%
Last UpdatedJune 10, 2026
Details

No additional details available.

FASNY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Signature Loans
5.74%
View
▼
APR5.74%
Last UpdatedJune 10, 2026
Details

No additional details available.

Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
36-48 Months Loan
5.75%
View
▼
APR5.75%
Last UpdatedJune 10, 2026
Details

Beacon Score: 725+

Genesee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
Model Year 2024 Loan
5.84%
View
▼
APR5.84%
Last UpdatedJune 10, 2026
Details

No additional details available.

ACMG Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
New and used 2025 - 2026 Loan
5.84%
View
▼
APR5.84%
Last UpdatedJune 10, 2026
Details

As Low As

Ulster Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
SONYMA Loan
5.88%
View
▼
APR5.88%
Last UpdatedJune 10, 2026
Details

No additional details available.

The Heart Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
Personal Loan
5.90%
View
▼
APR5.90%
Last UpdatedJune 10, 2026
Details

No additional details available.

Sidney Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
Drop My Rate Promotion Loan
5.92%
View
▼
APR5.92%
Last UpdatedJune 10, 2026
Details

No additional details available.

Genesee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
Model Year 2023 Loan
5.94%
View
▼
APR5.94%
Last UpdatedJune 10, 2026
Details

No additional details available.

GPO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.97%
Holiday Loan
5.99%
View
▼
APR5.99%
Last UpdatedJune 10, 2026
Details

As Low As

ACMG Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
New and used 2025 - 2026 Loan
5.99%
View
▼
APR5.99%
Last UpdatedJune 10, 2026
Details

As Low As

North East Welch Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
New (2024-2026) Loan
5.99%
View
▼
APR5.99%
Last UpdatedJune 10, 2026
Details

No additional details available.

SERVU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
Collateral Loans
5.99%
View
▼
APR5.99%
Last UpdatedJune 10, 2026
Details

No additional details available.

VAN CORTLANDT COOPERATIVE
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
Any Purpose 12 mo Loan
5.99%
View
▼
APR5.99%
Last UpdatedJune 10, 2026
Details

No additional details available.

FASNY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
72 months Loan
5.99%
View
▼
APR5.99%
Last UpdatedJune 10, 2026
Details

No additional details available.

Cadets Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.55%
Debt Consolidation Loan
6.00%
View
▼
APR6.00%
Last UpdatedJune 10, 2026
Details

No additional details available.

Greylock Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.81%
Fuel Loan
6.00%
View
▼
APR6.00%
Last UpdatedJune 10, 2026
Details

No additional details available.

Cadets Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.55%
Personal Loan
6.00%
View
▼
APR6.00%
Last UpdatedJune 10, 2026
Details

Credit Limit: $7,500 Single / $15,000 Joint Maximum

ALCO
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
New other collateral loans
6.00%
View
▼
APR6.00%
Last UpdatedJune 10, 2026
Details

No additional details available.

Cadets Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.55%
10 Year Loan
6.00%
View
▼
APR6.00%
Last UpdatedJune 10, 2026
Details

15% - 20% Down Payment Required w/no PMI; 10% Down Payment Required w/PMI

Chemung Canal Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
CLTV 2nd Lien Loan
6.00%
View
▼
APR6.00%
Last UpdatedJune 10, 2026
Details

90% CLTV: 6.500% APR

Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
36-48 Months Loan
6.00%
View
▼
APR6.00%
Last UpdatedJune 10, 2026
Details

As Low As; When you contact them, make sure we are the lien holder on the vehicle

Geddes Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
25 Year Bi-Weekly Special Loan
6.08%
View
▼
APR6.08%
Last UpdatedJune 10, 2026
Details

No additional details available.

ACMG Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
Used 2021 - 2024 Loan
6.09%
View
▼
APR6.09%
Last UpdatedJune 10, 2026
Details

As Low As

Genesee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
Model Year 2023 Loan
6.14%
View
▼
APR6.14%
Last UpdatedJune 10, 2026
Details

No additional details available.

Genesee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
Model Year 2022 Loan
6.24%
View
▼
APR6.24%
Last UpdatedJune 10, 2026
Details

No additional details available.

Genesee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
Model Year 2023 Loan
6.24%
View
▼
APR6.24%
Last UpdatedJune 10, 2026
Details

No additional details available.

Encompass Niagara Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.27%
Used Models (up to 10 years old) Loan
6.24%
View
▼
APR6.24%
Last UpdatedJune 10, 2026
Details

As Low As

North East Welch Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
2022 - 2023 Loan
6.24%
View
▼
APR6.24%
Last UpdatedJune 10, 2026
Details

No additional details available.

FASNY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Signature Loans
6.24%
View
▼
APR6.24%
Last UpdatedJune 10, 2026
Details

No additional details available.

Western Division Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
Recreational Loan
6.24%
View
▼
APR6.24%
Last UpdatedJune 10, 2026
Details

ATVs, Wintercraft, Watercraft, RVs, Trailers & Tractors; Military; First Responder; Graduate & First-time Discounts

ONEIDA COUNTY
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
New finance 90% Loan
6.25%
View
▼
APR6.25%
Last UpdatedJune 10, 2026
Details

No additional details available.

FASNY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
72 months Loan
6.25%
View
▼
APR6.25%
Last UpdatedJune 10, 2026
Details

No additional details available.

Chemung Canal Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
CLTV 2nd Lien Loan
6.25%
View
▼
APR6.25%
Last UpdatedJune 10, 2026
Details

80% CLTV

CANANDAIGUA
Institution Rating:
A+5.0 ★Texas Ratio: 9.03%
Pre-owned Vehices up to 2022 Loan
6.25%
View
▼
APR6.25%
Last UpdatedJune 10, 2026
Details

As Low As

Griffith Institute Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
New Recreational Loans
6.25%
View
▼
APR6.25%
Last UpdatedJune 10, 2026
Details

No additional details available.

ALCO
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
New other collateral loans
6.25%
View
▼
APR6.25%
Last UpdatedJune 10, 2026
Details

No additional details available.

Cattaraugus County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
Recreational Loans (2022 and Newer)
6.25%
View
▼
APR6.25%
Last UpdatedJune 10, 2026
Details

As Low As; Rates are based on credit history and term

Greater Woodlawn Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
PERSONAL LOANS (CLOSED END)
6.25%
View
▼
APR6.25%
Last UpdatedJune 10, 2026
Details

As Low As; Range: 730+

Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
60 Months Loan
6.25%
View
▼
APR6.25%
Last UpdatedJune 10, 2026
Details

Beacon Score: 725+

Geddes Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
25 Year Bi-Weekly Loan
6.33%
View
▼
APR6.33%
Last UpdatedJune 10, 2026
Details

No additional details available.

First Choice Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.73%
2019 - Older Loan
6.39%
View
▼
APR6.39%
Last UpdatedJune 10, 2026
Details

Up to 100% NADA + Tax + Warranty

SUNY Fredonia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
Personal Loans
6.40%
View
▼
APR6.40%
Last UpdatedJune 10, 2026
Details

As Low As

SUNY Fredonia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
Personal Loans 1 - 3 Years Unsecured
6.40%
View
▼
APR6.40%
Last UpdatedJune 10, 2026
Details

As Low As

Genesee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
Model Year 2021 Loan
6.44%
View
▼
APR6.44%
Last UpdatedJune 10, 2026
Details

No additional details available.

Genesee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
Model Year 2022 Loan
6.44%
View
▼
APR6.44%
Last UpdatedJune 10, 2026
Details

No additional details available.

ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
Personal Loans
6.49%
View
▼
APR6.49%
Last UpdatedJune 10, 2026
Details

As Low As

Western Division Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
Recreational Loan
6.49%
View
▼
APR6.49%
Last UpdatedJune 10, 2026
Details

ATVs, Wintercraft, Watercraft, RVs, Trailers & Tractors; Military; First Responder; Graduate & First-time Discounts

ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
Personal Loan
6.49%
View
▼
APR6.49%
Last UpdatedJune 10, 2026
Details

As Low As

ACMG Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
Used 2016 - 2024 Loan
6.49%
View
▼
APR6.49%
Last UpdatedJune 10, 2026
Details

As Low As

ACMG Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
New and used 2025 - 2026 Loan
6.49%
View
▼
APR6.49%
Last UpdatedJune 10, 2026
Details

As Low As

Adirondack Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
New Lawn Equipment (Tractors, Mowers) 2024, 2025 & 2026 Loan
6.50%
View
▼
APR6.50%
Last UpdatedJune 10, 2026
Details

No additional details available.

Chemung Canal Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
CLTV 2nd Lien Loan
6.50%
View
▼
APR6.50%
Last UpdatedJune 10, 2026
Details

80% CLTV

ALCO
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
Used other collateral loans
6.50%
View
▼
APR6.50%
Last UpdatedJune 10, 2026
Details

No additional details available.

ALCO
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
New other collateral loans
6.50%
View
▼
APR6.50%
Last UpdatedJune 10, 2026
Details

No additional details available.

Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
60 Months Loan
6.50%
View
▼
APR6.50%
Last UpdatedJune 10, 2026
Details

As Low As; When you contact them, make sure we are the lien holder on the vehicle

One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loan
6.50%
View
▼
APR6.50%
Last UpdatedJune 10, 2026
Details

As Low As

One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Lifestyle Loan
6.50%
View
▼
APR6.50%
Last UpdatedJune 10, 2026
Details

As Low As

TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
Other Collateral Loan
6.50%
View
▼
APR6.50%
Last UpdatedJune 10, 2026
Details

As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.

Greater Woodlawn Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
PERSONAL LOANS (CLOSED END)
6.50%
View
▼
APR6.50%
Last UpdatedJune 10, 2026
Details

As Low As; Range: 640-679

General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.96%
Personal Loan
6.50%
View
▼
APR6.50%
Last UpdatedJune 10, 2026
Details

As Low As; Special fixed up to 15 months!

Ulster Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
VA Loan
6.54%
View
▼
APR6.54%
Last UpdatedJune 10, 2026
Details

No additional details available.

Genesee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
Model Year 2022 Loan
6.54%
View
▼
APR6.54%
Last UpdatedJune 10, 2026
Details

No additional details available.

MOOG EMPLOYEES
Institution Rating:
A5.0 ★Texas Ratio: 0.11%
Land Loans
6.54%
View
▼
APR6.54%
Last UpdatedJune 10, 2026
Details

No additional details available.

Geddes Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
25 Year Monthly Loan
6.58%
View
▼
APR6.58%
Last UpdatedJune 10, 2026
Details

No additional details available.

New York Personal Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
290 Broadway Fl 10, New York, NY, 10007 1823
Personal Loan
6.50%
View
▼
APR6.50%
Last UpdatedJune 10, 2026
Details

As Low As; Loan Amount: $500 - $25,000

The Finest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
215 Park Row, New York, NY, 10038
Personal Loan
6.75%
View
▼
APR6.75%
Last UpdatedJune 10, 2026
Details

No additional details available.

The Finest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
215 Park Row, New York, NY, 10038
PERSONAL LOANS
6.75%
View
▼
APR6.75%
Last UpdatedJune 10, 2026
Details

As Low As; RATE BASED ON CREDITWORTHINESS AND TERM OF LOAN. RATES ARE SUBJECT TO CHANGE AT ANY TIME AND ARE NOT GUARANTEED.

Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
108 2nd Ave, New York, NY, 10003 8302
Unsecured Personal Loans
6.99%
View
▼
APR6.99%
Last UpdatedJune 10, 2026
Details

As Low As

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
Personal Loan
7.50%
View
▼
APR7.50%
Last UpdatedJune 10, 2026
Details

Credit Score: 760+; Credit Tier: A+

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
290 Broadway Fl 10, New York, NY, 10007 1823
Personal Loans
7.99%
View
▼
APR7.99%
Last UpdatedJune 10, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
290 Broadway Fl 10, New York, NY, 10007 1823
Personal Loans
8.24%
View
▼
APR8.24%
Last UpdatedJune 10, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
290 Broadway Fl 10, New York, NY, 10007 1823
Personal Loans
8.49%
View
▼
APR8.49%
Last UpdatedJune 10, 2026
Details

As Low As

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
Personal Loan
8.50%
View
▼
APR8.50%
Last UpdatedJune 10, 2026
Details

Credit Score: 760+; Credit Tier: A+

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
290 Broadway Fl 10, New York, NY, 10007 1823
Personal Loan
8.90%
View
▼
APR8.90%
Last UpdatedJune 10, 2026
Details

As Low As; Loan Amount: $500-$40,000

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
290 Broadway Fl 10, New York, NY, 10007 1823
Personal Loans
8.99%
View
▼
APR8.99%
Last UpdatedJune 10, 2026
Details

As Low As

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
Personal Loan
9.00%
View
▼
APR9.00%
Last UpdatedJune 10, 2026
Details

Credit Score: 700-759; Credit Tier: A

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
290 Broadway Fl 10, New York, NY, 10007 1823
Personal Loans
9.49%
View
▼
APR9.49%
Last UpdatedJune 10, 2026
Details

As Low As

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
Personal Loan
9.50%
View
▼
APR9.50%
Last UpdatedJune 10, 2026
Details

Credit Score: 760+; Credit Tier: A+

XCEL Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
26 Federal Plz Fl 31, New York, NY, 10278 1300
Personal Loan
9.99%
View
▼
APR9.99%
Last UpdatedJune 10, 2026
Details

As Low As

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
Personal Loan
9.99%
View
▼
APR9.99%
Last UpdatedJune 10, 2026
Details

Credit Score: 600-649; Credit Tier: C

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
Personal Loan
10.00%
View
▼
APR10.00%
Last UpdatedJune 10, 2026
Details

Credit Score: 700-759; Credit Tier: A

XCEL Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
26 Federal Plz Fl 31, New York, NY, 10278 1300
Personal Loan
10.49%
View
▼
APR10.49%
Last UpdatedJune 10, 2026
Details

As Low As

Financial Resources Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 20.45%
55 Water St, New York, NY, 10041
Personal Loan
10.69%
View
▼
APR10.69%
Last UpdatedJune 10, 2026
Details

As Low As; Relationship Premium Annual Percentage Rates

XCEL Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
26 Federal Plz Fl 31, New York, NY, 10278 1300
Personal Loan
10.99%
View
▼
APR10.99%
Last UpdatedJune 10, 2026
Details

As Low As

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
Personal Loan
11.00%
View
▼
APR11.00%
Last UpdatedJune 10, 2026
Details

Credit Score: 650-699; Credit Tier: B

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
Personal Loan 760+ Credit Score, A+ Tier, Up to 36 Months
11.00%
View
▼
APR11.00%
Last UpdatedJune 10, 2026
Details

Credit Score: 760+

XCEL Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
26 Federal Plz Fl 31, New York, NY, 10278 1300
Personal Loan
11.49%
View
▼
APR11.49%
Last UpdatedJune 10, 2026
Details

As Low As

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
Personal Loan
11.50%
View
▼
APR11.50%
Last UpdatedJune 10, 2026
Details

Credit Score: 700-759; Credit Tier: A

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
290 Broadway Fl 10, New York, NY, 10007 1823
Personal Loan
11.99%
View
▼
APR11.99%
Last UpdatedJune 10, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
290 Broadway Fl 10, New York, NY, 10007 1823
Personal Loans
11.99%
View
▼
APR11.99%
Last UpdatedJune 10, 2026
Details

As Low As

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
Personal Loan
11.99%
View
▼
APR11.99%
Last UpdatedJune 10, 2026
Details

Credit Score: 520-599; Credit Tier: D

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
Personal Loan
12.00%
View
▼
APR12.00%
Last UpdatedJune 10, 2026
Details

Credit Score: 600-649; Credit Tier: C

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
Personal Loan 700-759 Credit Score, A Tier, Up to 36 Months
12.00%
View
▼
APR12.00%
Last UpdatedJune 10, 2026
Details

Credit Score: 700-759

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
Personal Loan 760+ Credit Score, A+ Tier, 37-48 months
12.00%
View
▼
APR12.00%
Last UpdatedJune 10, 2026
Details

Credit Score: 760+

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
Personal Loan
12.50%
View
▼
APR12.50%
Last UpdatedJune 10, 2026
Details

Credit Score: 650-699; Credit Tier: B

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
Personal Loan 700-759 Credit Score, A Tier, 37-48 months
13.00%
View
▼
APR13.00%
Last UpdatedJune 10, 2026
Details

Credit Score: 700-759

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
Personal Loan 760+ Credit Score, A+ Tier, 49-60 months
13.00%
View
▼
APR13.00%
Last UpdatedJune 10, 2026
Details

Credit Score: 760+

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
290 Broadway Fl 10, New York, NY, 10007 1823
Personal Loan
13.00%
View
▼
APR13.00%
Last UpdatedJune 10, 2026
Details

As Low As; Loan Amount: $250-$40,000

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
Personal Loan 650-699 Credit Score, B Tier, Up to 36 Months
13.00%
View
▼
APR13.00%
Last UpdatedJune 10, 2026
Details

Credit Score: 650-699

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
Personal Loan
13.00%
View
▼
APR13.00%
Last UpdatedJune 10, 2026
Details

Credit Score: 520-599; Credit Tier: D

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
Personal Loan
13.50%
View
▼
APR13.50%
Last UpdatedJune 10, 2026
Details

Credit Score: 600-649; Credit Tier: C

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
Personal Loan
14.00%
View
▼
APR14.00%
Last UpdatedJune 10, 2026
Details

Credit Score: 520-599; Credit Tier: D

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
Personal Loan 650-699 Credit Score, B Tier, 37-48 months
14.00%
View
▼
APR14.00%
Last UpdatedJune 10, 2026
Details

Credit Score: 650-699

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
Personal Loan 700-759 Credit Score, A Tier, 49-60 months
14.00%
View
▼
APR14.00%
Last UpdatedJune 10, 2026
Details

Credit Score: 700-759

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
Personal Loan 600-649 Credit Score, C Tier, Up to 36 Months
15.00%
View
▼
APR15.00%
Last UpdatedJune 10, 2026
Details

Credit Score: 600-649

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
Personal Loan 650-699 Credit Score, B Tier, 49-60 months
15.00%
View
▼
APR15.00%
Last UpdatedJune 10, 2026
Details

Credit Score: 650-699

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
Personal Loan
15.50%
View
▼
APR15.50%
Last UpdatedJune 10, 2026
Details

Credit Score: 520-599; Credit Tier: D

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
Personal Loan 520-599 Credit Score, D Tier, Up to 36 Months
16.00%
View
▼
APR16.00%
Last UpdatedJune 10, 2026
Details

Credit Score: 520-599

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
Personal Loan 600-649 Credit Score, C Tier, 37-48 months
16.00%
View
▼
APR16.00%
Last UpdatedJune 10, 2026
Details

Credit Score: 600-649

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
Personal Loan 520-599 Credit Score, D Tier, 37-48 months
17.00%
View
▼
APR17.00%
Last UpdatedJune 10, 2026
Details

Credit Score: 520-599

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
Personal Loan 600-649 Credit Score, C Tier, 49-60 months
17.00%
View
▼
APR17.00%
Last UpdatedJune 10, 2026
Details

Credit Score: 600-649

Neighborhood Trust Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.98%
1112 Saint Nicholas Ave, New York, NY, 10032
Personal Loans
18.00%
View
▼
APR18.00%
Last UpdatedJune 10, 2026
Details

Fixed rate; discount with direct deposit; $20 application fee; 1% origination fee (upon approval of the loan); Amount: $500-$10,000

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
726 Broadway Ste 110, New York, NY, 10003 9616
Personal Loan 520-599 Credit Score, D Tier, 49-60 months
18.00%
View
▼
APR18.00%
Last UpdatedJune 10, 2026
Details

Credit Score: 520-599

Cadets Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.55%
Personal Loan
5.00%
View
▼
APR5.00%
Last UpdatedJune 10, 2026
Details

Credit Limit: $7,500 Single / $15,000 Joint Maximum

Medisys Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
Personal Loans
5.49%
View
▼
APR5.49%
Last UpdatedJune 10, 2026
Details

As Low As

Rome Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
Personal Loan
5.74%
View
▼
APR5.74%
Last UpdatedJune 10, 2026
Details

As Low As

The Heart Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
Personal Loan
5.90%
View
▼
APR5.90%
Last UpdatedJune 10, 2026
Details

No additional details available.

Cadets Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.55%
Personal Loan
6.00%
View
▼
APR6.00%
Last UpdatedJune 10, 2026
Details

Credit Limit: $7,500 Single / $15,000 Joint Maximum

Greater Woodlawn Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
PERSONAL LOANS (CLOSED END)
6.25%
View
▼
APR6.25%
Last UpdatedJune 10, 2026
Details

As Low As; Range: 730+

SUNY Fredonia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
Personal Loans
6.40%
View
▼
APR6.40%
Last UpdatedJune 10, 2026
Details

As Low As

SUNY Fredonia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
Personal Loans 1 - 3 Years Unsecured
6.40%
View
▼
APR6.40%
Last UpdatedJune 10, 2026
Details

As Low As

ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
Personal Loan
6.49%
View
▼
APR6.49%
Last UpdatedJune 10, 2026
Details

As Low As

ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
Personal Loans
6.49%
View
▼
APR6.49%
Last UpdatedJune 10, 2026
Details

As Low As

General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.96%
Personal Loan
6.50%
View
▼
APR6.50%
Last UpdatedJune 10, 2026
Details

As Low As; Special fixed up to 15 months!

Greater Woodlawn Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
PERSONAL LOANS (CLOSED END)
6.50%
View
▼
APR6.50%
Last UpdatedJune 10, 2026
Details

As Low As; Range: 640-679

One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loan
6.50%
View
▼
APR6.50%
Last UpdatedJune 10, 2026
Details

As Low As

New York Debt Consolidation Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
XCEL Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
26 Federal Plz Fl 31, New York, NY, 10278 1300
Debt Consolidation Loan
8.99%
View
▼
APR8.99%
Last UpdatedJune 10, 2026
Details

As Low As

XCEL Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
26 Federal Plz Fl 31, New York, NY, 10278 1300
Debt Consolidation Loan
9.49%
View
▼
APR9.49%
Last UpdatedJune 10, 2026
Details

As Low As

XCEL Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
26 Federal Plz Fl 31, New York, NY, 10278 1300
Debt Consolidation Loan
9.99%
View
▼
APR9.99%
Last UpdatedJune 10, 2026
Details

As Low As

XCEL Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
26 Federal Plz Fl 31, New York, NY, 10278 1300
Debt Consolidation Loan
10.49%
View
▼
APR10.49%
Last UpdatedJune 10, 2026
Details

As Low As

Neighborhood Trust Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.98%
1112 Saint Nicholas Ave, New York, NY, 10032
Debt Consolidation Loans
18.00%
View
▼
APR18.00%
Last UpdatedJune 10, 2026
Details

Fixed rate; discount with direct deposit; $20 application fee; 1% origination fee (upon approval of the loan); Amount: $500-$10,000

Cadets Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.55%
Debt Consolidation Loan
6.00%
View
▼
APR6.00%
Last UpdatedJune 10, 2026
Details

No additional details available.

Cadets Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.55%
Debt Consolidation Loan
7.00%
View
▼
APR7.00%
Last UpdatedJune 10, 2026
Details

No additional details available.

VAN CORTLANDT COOPERATIVE
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
Debt Consolidation Loan
7.99%
View
▼
APR7.99%
Last UpdatedJune 10, 2026
Details

No additional details available.

St Pius X Church Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
Debt Relief Loan
8.00%
View
▼
APR8.00%
Last UpdatedJune 10, 2026
Details

As Low As; Borrow up to $10,000.00, Delay first payment for 60 days

Cadets Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.55%
Debt Consolidation Loan
8.00%
View
▼
APR8.00%
Last UpdatedJune 10, 2026
Details

No additional details available.

Academic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.26%
Debt Consolidation Loan
9.00%
View
▼
APR9.00%
Last UpdatedJune 10, 2026
Details

No additional details available.

Cadets Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.55%
Debt Consolidation Loan
9.00%
View
▼
APR9.00%
Last UpdatedJune 10, 2026
Details

No additional details available.

TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
Debt Consolidation Loan 12 Months
9.25%
View
▼
APR9.25%
Last UpdatedJune 10, 2026
Details

As Low As

Money Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
Debt Consolidation Loan
9.74%
View
▼
APR9.74%
Last UpdatedJune 10, 2026
Details

No additional details available.

Finger Lakes Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
Debt Consolidation Loan
9.99%
View
▼
APR9.99%
Last UpdatedJune 10, 2026
Details

As Low As

Peoples Alliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
Debt Consolidation Loan
9.99%
View
▼
APR9.99%
Last UpdatedJune 10, 2026
Details

As Low As; *The above annual percentage rates (APR) are the lowest rates offered to applicants with direct deposit of net pay and a checking account. Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or different terms. All loan requests and rates are subject to credit approval.

Money Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
Debt Consolidation Loan
10.24%
View
▼
APR10.24%
Last UpdatedJune 10, 2026
Details

No additional details available.

TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
Debt Consolidation Loan 13 - 24 Months
10.25%
View
▼
APR10.25%
Last UpdatedJune 10, 2026
Details

As Low As

Money Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
Debt Consolidation Loan
10.49%
View
▼
APR10.49%
Last UpdatedJune 10, 2026
Details

No additional details available.

Tonawanda Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
Debt Consolidation Loan
10.50%
View
▼
APR10.50%
Last UpdatedJune 10, 2026
Details

As Low As; months max

Solvay Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
Debt Consolidation Unsecured - up to 48 months Loan
10.74%
View
▼
APR10.74%
Last UpdatedJune 10, 2026
Details

No additional details available.

Solvay Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
Debt Consolidation Unsecured Loan
10.74%
View
▼
APR10.74%
Last UpdatedJune 10, 2026
Details

No additional details available.

Solvay Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
Debt Consolidation Unsecured Loan
10.89%
View
▼
APR10.89%
Last UpdatedJune 10, 2026
Details

No additional details available.

TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
Debt Consolidation Loan 25 - 36 Months
11.25%
View
▼
APR11.25%
Last UpdatedJune 10, 2026
Details

As Low As

Finger Lakes Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
Debt Consolidation Loan
11.49%
View
▼
APR11.49%
Last UpdatedJune 10, 2026
Details

As Low As

Tonawanda Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
Debt Consolidation Loan
11.50%
View
▼
APR11.50%
Last UpdatedJune 10, 2026
Details

As Low As; months max

TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
Debt Consolidation Loan 37 - 48 Months
12.20%
View
▼
APR12.20%
Last UpdatedJune 10, 2026
Details

As Low As

Finger Lakes Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
Debt Consolidation Loan
12.49%
View
▼
APR12.49%
Last UpdatedJune 10, 2026
Details

As Low As

TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
Debt Consolidation Loan 49 - 60 Months (5K Plus)
13.25%
View
▼
APR13.25%
Last UpdatedJune 10, 2026
Details

As Low As

UFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
Debt Consolidation Loan
13.50%
View
▼
APR13.50%
Last UpdatedJune 10, 2026
Details

As Low As

TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
Debt Consolidation Loan
14.50%
View
▼
APR14.50%
Last UpdatedJune 10, 2026
Details

No additional details available.

New York Signature Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
IAM Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.38%
498 Fashion Ave Fl 2, New York, NY, 10018 6708
Non-Collateral Signature Loans
5.00%
View
▼
APR5.00%
Last UpdatedJune 10, 2026
Details

As Low As

IAM Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.38%
498 Fashion Ave Fl 2, New York, NY, 10018 6708
Non-Collateral Signature Loans
7.00%
View
▼
APR7.00%
Last UpdatedJune 10, 2026
Details

As Low As; Min/Max: 400/30,000

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
77 W 66th St, New York, NY, 10023
Signature Loans
7.75%
View
▼
APR7.75%
Last UpdatedJune 10, 2026
Details

No additional details available.

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
77 W 66th St, New York, NY, 10023
Signature Loans
7.99%
View
▼
APR7.99%
Last UpdatedJune 10, 2026
Details

No additional details available.

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
77 W 66th St, New York, NY, 10023
Signature Loans
8.40%
View
▼
APR8.40%
Last UpdatedJune 10, 2026
Details

No additional details available.

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
77 W 66th St, New York, NY, 10023
Signature Loans
8.49%
View
▼
APR8.49%
Last UpdatedJune 10, 2026
Details

No additional details available.

Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.47%
165 W 46th St, New York, NY, 10036 2508
Signature Loan
9.24%
View
▼
APR9.24%
Last UpdatedJune 10, 2026
Details

No additional details available.

Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.47%
165 W 46th St, New York, NY, 10036 2508
Signature Loan
9.99%
View
▼
APR9.99%
Last UpdatedJune 10, 2026
Details

No additional details available.

Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.47%
165 W 46th St, New York, NY, 10036 2508
Signature Loan
10.24%
View
▼
APR10.24%
Last UpdatedJune 10, 2026
Details

No additional details available.

Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.47%
165 W 46th St, New York, NY, 10036 2508
Signature Loan
10.49%
View
▼
APR10.49%
Last UpdatedJune 10, 2026
Details

No additional details available.

Fox Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
1211 Avenue of the Americas Fl 18, New York, NY, 10036
Signature 12 Loan
10.49%
View
▼
APR10.49%
Last UpdatedJune 10, 2026
Details

As Low As

Fox Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
1211 Avenue of the Americas Fl 18, New York, NY, 10036
Signature Loan
10.65%
View
▼
APR10.65%
Last UpdatedJune 10, 2026
Details

As Low As

Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.47%
165 W 46th St, New York, NY, 10036 2508
Signature Loan
10.74%
View
▼
APR10.74%
Last UpdatedJune 10, 2026
Details

No additional details available.

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
77 W 66th St, New York, NY, 10023
Signature Loans
10.74%
View
▼
APR10.74%
Last UpdatedJune 10, 2026
Details

No additional details available.

Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.47%
165 W 46th St, New York, NY, 10036 2508
Signature Loan
10.99%
View
▼
APR10.99%
Last UpdatedJune 10, 2026
Details

No additional details available.

Fox Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
1211 Avenue of the Americas Fl 18, New York, NY, 10036
Signature Loan
11.15%
View
▼
APR11.15%
Last UpdatedJune 10, 2026
Details

As Low As

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
77 W 66th St, New York, NY, 10023
Signature Loans
11.49%
View
▼
APR11.49%
Last UpdatedJune 10, 2026
Details

No additional details available.

FASNY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Signature Loans
4.00%
View
▼
APR4.00%
Last UpdatedJune 10, 2026
Details

No additional details available.

Afgm Enterprises Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
Personal Signature Loans
4.90%
View
▼
APR4.90%
Last UpdatedJune 10, 2026
Details

No additional details available.

FASNY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Signature Loans
5.00%
View
▼
APR5.00%
Last UpdatedJune 10, 2026
Details

No additional details available.

FASNY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Signature Loans
5.74%
View
▼
APR5.74%
Last UpdatedJune 10, 2026
Details

No additional details available.

FASNY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Signature Loans
6.24%
View
▼
APR6.24%
Last UpdatedJune 10, 2026
Details

No additional details available.

New York, NY Personal Loan Rate Trends

Compare local New York, NY personal loan rates against the statewide average

Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full New York Personal Loan Trends →
Personal Loan — NY Avg
10.129%
▲ 0.089 vs 7 days ago

New York personal loan rates rose 0.089 points over the past 7 days to 10.129% APR.

Signature Loan — NY Avg
9.548%
▲ 0.065 vs 7 days ago

New York signature loan rates rose 0.065 points over the past 7 days to 9.548% APR.

As of Jun 10, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our New York, New York personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for New York, New York directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in New York, New York. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in NY.

Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.

Frequently Asked Questions

What credit score do I need for a personal loan in New York?

Most lenders in New York, New York require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in New York often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in New York, New York require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in New York?

Yes. Debt consolidation is one of the most common uses of personal loans in New York, New York. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in New York, New York?

Credit unions in New York, New York often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What are the best personal loan rates in New York, New York?

  • Self Reliance NY Federal Credit Union: 4.89% (Up to 48 Months Loan)
  • IAM Federal Credit Union: 5.00% (Non-Collateral Signature Loans)
  • Actors Federal Credit Union: 5.49% (Musical Instruments Loan Tier Two)
  • FourLeaf Federal Credit Union: 5.88% (Pre-Owned Loan)
  • Financial Resources Federal Credit Union: 5.89% (Relationship Premium Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in New York, New York. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: June 9, 2026.

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