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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
CANANDAIGUA Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 16, 2026
CANANDAIGUA's CD 60 month, Full Service Members rates are at 0.45%, CD 60 month, Standard rates are at 0.45%, CD 48 month, Full Service Members rates are at 0.35%, CD 48 month, Standard rates are at 0.35%, CD 36 month, Full Service Members rates are at 0.25%. CANANDAIGUA's Personal Loan Rates are at 4.75%. MonitorBankRates evaluates the financial stability of CANANDAIGUA with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.44%. Rates were last updated on 03/16/2026. CANANDAIGUA money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at CANANDAIGUA? Share your experience about CANANDAIGUA by leaving a review below, or read customer reviews before you decide to use CANANDAIGUA. Johnson City Bank
Canandaigua FCU 3210 Eastern Blvd
https://www.canandaiguafcu.com Canandaigua, NY 14424 
CANANDAIGUA CD Rates
CANANDAIGUA Mortgage Rates
CANANDAIGUA Auto Loan Rates
CANANDAIGUA Student Loan Rates
CANANDAIGUA Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for CANANDAIGUA is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather CANANDAIGUA rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with CANANDAIGUA's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
CANANDAIGUA
Website
https://www.canandaiguafcu.com
Address
3210 Eastern Blvd,
Canandaigua, NY 14424
Phone
585-394-2436
Fax
585-394-2837
President
Sam DeSalvo
CEO
Holly Davis
Full-Time Employees
5
Part-Time Employees
0
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
9.44%
Return on Assets (ROA)
0.2747%
Return on Equity (ROE)
2.4024%
Non-Performing Loans Ratio (NPL)
2.88%
Total Assets
28,221,324
Total Amount of Shares and Deposits
23,571,366
Total Shares and Deposits < 1 Year
21,210,782
Total Shares and Deposits 1 3 Years
1,595,693
Total Shares and Deposits > 3 Years
764,887
Total Insured Shares and Deposits > $250K (item 17 less item K)
23,571,366
Total Interest Expense (Sum of items 6 8)
63,910
Share Certificates
140
Number of Accounts for Share Drafts
1,047
IRA KEOGH Accounts
198
Number of Accounts for Regular Shares
2,027
All other shares
310
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,372,493
Total Liabilities
25,017,897
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About CANANDAIGUAIs CANANDAIGUA a safe place to deposit money?Yes, CANANDAIGUA is considered a safe financial institution. With a Texas Ratio of 9.4382556665207%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does CANANDAIGUA operate?CANANDAIGUA currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join CANANDAIGUA?Yes, to access services at CANANDAIGUA, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, CANANDAIGUA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, CANANDAIGUA provides members with tools to manage their accounts and build a solid financial history. Does CANANDAIGUA offer online and mobile banking?Most modern institutions like CANANDAIGUA provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.canandaiguafcu.com. Current CANANDAIGUA Rates
Retrieved from our database of financial products. Rates subject to change.
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