Geddes Federal S&L CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 0.70%, 6-month CD rates at 0.10% and 3-month CD rates at 0.50%. Current savings rates are at 0.15% and money market rates are at 0.15%. Mortgage rates today on 30-year fixed loans are around 6.68%. Credit Card rates are at 18.00%. Personal Loan rates are at 5.74%. All these rates, and more, can be found in our database of rates. Geddes Federal S&L's 60-Month CD rates are at 2.12%, 48-Month CD rates are at 1.91%, 36-Month CD rates are at 1.86%, 24-Month CD rates are at 1.76%, 18-Month CD rates are at 1.76%. Geddes Federal S&L's savings rates are at 0.05%. Geddes Federal S&L's money market rates are at 0.70%. Geddes Federal S&L's 30-Year Fixed Bi-weekly rates are at 6.69%, 7/1 ARM rates are at 6.50%, 5/1 ARM rates are at 6.50%, 15-Year Fixed Bi-weekly rates are at 6.00%.
To see how these rates compare to Geddes Federal S&L CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Geddes Federal S&L, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Geddes Federal S&L CD rates. You can also compare Geddes Federal S&L savings rates, MMA rates and mortgage rates using our other rate lists. Geddes Federal S&L money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Geddes Federal S&L? Share your experience about Geddes Federal S&L by leaving a review below, or read customer reviews before you decide to use Geddes Federal S&L. Geddes Federal S&L Texas Ratio Geddes Federal S&L's Texas Ratio is at 1.42%, which is considered excellent. The Texas Ratio for Geddes Federal S&L is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Geddes Federal S&L is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars. Geddes Federal S&L CD Rates and Interest Rates
Geddes Federal S&L
60-Month CD
2.12%
$500
Geddes Federal S&L
48-Month CD
1.91%
$500
Geddes Federal S&L
36-Month CD
1.86%
$500
Geddes Federal S&L
18-Month CD
1.76%
$500
Geddes Federal S&L
24-Month CD
1.76%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Geddes Federal S&L Mortgage Rates
Geddes Federal S&L
15-Year Fixed Bi-weekly
6.000%
6.119%
0.000
Geddes Federal S&L
5/1 ARM
6.498%
6.125%
0.000
Geddes Federal S&L
7/1 ARM
6.504%
6.250%
0.000
Geddes Federal S&L
30-Year Fixed Bi-weekly
6.694%
6.625%
0.000
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Compare Geddes Federal S&L Rates with Other Competitive Bank and Credit Union Rates
Harrison County Bank
12-Month CD
4.25%
$1,000
Inova Federal Credit Union
18-Month CD
4.00%
$200
First Bank Hampton
Moneybuilder + Savings
4.00%
$0
TriCentury Bank
60-Month CD
4.00%
$1,000
First Seacoast Bank
12-Month CD
4.00%
$1,000
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Geddes Federal S&L Mortgage RatesShow More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Geddes Federal S&L InformationGeddes Federal S&L
2208 W Genesee StSyracuse, NY 13219 Onondaga Established Date: 01/01/1948 FDIC Certificate #: 30397 Date of FDIC Deposit Insurance: 08/09/1989 How Many Domestic U.S. Offices? 1 How Many Branches are There? 1 Website: https://www.geddesfederal.com
Is Geddes Federal S&L FDIC Insured? Yes
What is Geddes Federal S&L's Cert number? 30397
What is the maximum amount for insured deposits? $250,000 per holder, per account
Geddes Federal S&L FinancialsTotal Assets:
$649,326,000
Total Deposits:
$458,243,000
Equity Capital:
$99,026,000
Domestic Deposits:
$458,243,000
Net Income:
$211,000
Return on Assets:
0.2007%
Quarterly Return on Assets:
0.1300%
Pretax Return on Assets:
0.1582%
Pretax Quarterly Return on Assets:
0.1600%
Return on Equity:
1.2600%
Quarterly Return on Equity:
0.8500%
Leverage Tier 1 (Core Capital) Ratio:
15.8872%
Total Interest Income (YTD):
3.6912%
Headquarters:
Syracuse
FDIC Field Office:
Syracuse
Regulator:
OCC
County:
Onondaga
# of Offices:
1
Metropolitan Statistical Area (MSA):
Syracuse, NY
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsMortgage rates and applications for refinancing mortgage loans declined in this week's mortgage survey released by the Mortgage Bankers Association. Average mortgage refinance rates have increased since early August but have reversed course and headed down again this past week. Late last week the Fed Charmin, Ben Bernanke, hinted that the Fed is ready to act to drive interest rates lower to help the economy. As a result 10 year bond yields which hit a recent high of 1.85 percent are now back down to 1.56 percent. Mortgage rates have also come down and will probably make new all-time lows this coming week.
 Current long term mortgage rates and refinancing rates are higher this week. Current 30 year conventional mortgage rates and refinancing rates are averaging 4.87 percent, an increase from last week’s average 30 year home loan rates and mortgage refinance rate of 4.80 percent. 30 year mortgage rates and mortgage refinance rates in South Carolina are lower than the national average 30 year mortgage rate. 30 year loan rates today in SC are averaging 4.83 percent.
Bank or Credit Union Offers and DealsChoosing a Credit CardAstoria Bank Money Market Account Rates now at 0.20% MBA - 30 Year Mortgage Rates at 5.02%, Mortgage Applications Drop Mortgage Rates End 2018 Lower Mortgage Rates are Still Low - Average 30 Year Rates are at 3.81 Percent Bank of Arizona Bank CD Rates Apple Bank Savings Account The Top Savings Rates and MMA Rates: Maximize Your Annual Return Mortgage Rates May 27: Current 30 Year Mortgage Rates at 4.57% Citizens Trust Bank 3 Month CD Rates now at 0.03% Alternative Bank and Credit Union Offers to ExploreOutlook for CD Rates in 2015 is PromisingMortgage Rates Fall This Week on Lower Treasury Yields: 30 Year Mortgage Rates at 4.51% Mortgage Rates are Higher but not for Long: 30 Year Mortgage Rates at 4.05% LowRates Mortgage Rates giantbank.com Money Market Account Rates now at 0.45% Mortgage Rates Remain Low This Week - 30 Year Rates Averaging 3.76% Mortgage Rates Today: Lowest 30 Year Conforming Rates at 3.625% Mortgage Refinance: 30 Year Mortgage Refinance Rates at 4.91%, 15 Year Mortgage Refinance Rates at 4.32% Best CD Rates in December Just Increased Higher Mortgage Rates - 15 Year Conforming Rates at 3.20 Percent Geddes Federal S&L ReviewsThere are no reviews for Geddes Federal S&L yet. Feel free to create one below.
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