Geddes Federal S&L CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Today's 12-month CD rates can be found at 0.25%, 6-month CD rates at 3.95% and 3-month CD rates at 0.20%. Current savings rates are at 0.30% and money market rates are at 1.00%. Mortgage rates today on 30-year fixed loans are around 6.90%. Credit Card rates are at 12.24%. Personal Loan rates are at 5.99%. All these rates, and more, can be found in our database of rates. Geddes Federal S&L's 4-Month CD (special) rates are at 5.00%, 8-Month CD (special) rates are at 4.85%, 24-Month CD (special) rates are at 4.00%, 60-Month CD rates are at 2.12%, 48-Month CD rates are at 1.91%. Geddes Federal S&L's savings rates are at 0.05%. Geddes Federal S&L's money market rates are at 0.70%. Geddes Federal S&L's 10/1 ARM rates are at 6.38%, 30-Year Fixed Bi-weekly rates are at 6.62%, 15-Year Fixed Bi-weekly rates are at 6.12%, 7/1 ARM rates are at 6.97%, 5/1 ARM rates are at 7.08%.

Geddes Federal S&L

To see how these rates compare to Geddes Federal S&L CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Geddes Federal S&L, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Geddes Federal S&L CD rates. You can also compare Geddes Federal S&L savings rates, MMA rates and mortgage rates using our other rate lists.

Geddes Federal S&L money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Geddes Federal S&L? Share your experience about Geddes Federal S&L by leaving a review below, or read customer reviews before you decide to use Geddes Federal S&L.

Geddes Federal S&L Texas Ratio

Geddes Federal S&L's Texas Ratio is at 1.42%, which is considered excellent. The Texas Ratio for Geddes Federal S&L is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Geddes Federal S&L is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

1.30%

2.77%

18-Month CD

1.76%

2.38%

24-Month CD

1.76%

2.35%

36-Month CD

1.86%

2.21%

48-Month CD

1.91%

2.11%

60-Month CD

2.12%

2.24%

Savings

0.05%

0.84%

MMA

0.70%

1.51%

30-Year Fixed

6.71%

6.59%

Credit Card

N/A

14.06%

Personal Loan

N/A

11.27%

Geddes Federal S&L

2208 W Genesee St
Syracuse, NY 13219

https://www.geddesfederal.com

MonitorBankRates' Rating

4/5

★★★★☆

Review Geddes Federal S&L

Geddes Federal S&L CD Rates and Interest Rates

Geddes Federal S&L

4-Month CD (special)

5.00%

$500

Geddes Federal S&L

8-Month CD (special)

4.85%

$500

Geddes Federal S&L

24-Month CD (special)

4.00%

$500

Geddes Federal S&L

60-Month CD

2.12%

$500

Geddes Federal S&L

48-Month CD

1.91%

$500

Geddes Federal S&L

36-Month CD

1.86%

$500

Geddes Federal S&L

18-Month CD

1.76%

$500

Geddes Federal S&L

24-Month CD

1.76%

$500

Geddes Federal S&L

12-Month CD

1.30%

$500

Geddes Federal S&L

Money Market

0.70%

$250,000

Geddes Federal S&L

Super NOW Checking

0.20%

$50,000

Geddes Federal S&L

Statement Savings

0.05%

$25

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Geddes Federal S&L Mortgage Rates

Geddes Federal S&L

5/1 ARM

7.084%

6.125%

0.000

Geddes Federal S&L

7/1 ARM

6.973%

6.250%

0.000

Geddes Federal S&L

15-Year Fixed Bi-weekly

6.125%

6.259%

0.000

Geddes Federal S&L

30-Year Fixed Bi-weekly

6.625%

6.711%

0.000

Geddes Federal S&L

10/1 ARM

6.375%

6.861%

0.000

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Geddes Federal S&L Rates with Other Competitive Bank and Credit Union Rates

Merchants Bank of Indiana

6-Month CD

5.25%

$1,000

The Andover Bank

6-Month CD

5.00%

$1,000

UniBank

6-Month CD

4.85%

$1,000

BMO Alto

6-Month CD

4.80%

Five Star Credit Union

24-Month CD

4.50%

$500

Magyar Bank

15-Month CD

4.50%

$2,500

HSBC Bank USA

6-Month CD (Online)

4.40%

$1,000

New Tripoli Bank

24-Month CD

4.08%

$500

TSB Teutopolis State Bank

12-Month CD

4.04%

$500

VisionBank Saint Louis Park, MN

36-Month CD

3.75%

$1,000

State Bank of Southern Utah

Big Interest Checking

3.56%

City Credit Union

60-Month CD

3.50%

$1,000

Citizens Bank & Trust Company NE

12-Month CD

3.39%

$500

Hardin County SB

24-Month CD

3.29%

$1,000

First Federal Bank Littlefield, Texas

60-Month CD (Super Jumbo)

3.28%

$225,000

FSB of Rosemount

36-Month CD

3.25%

$500

Education Credit Union

24-Month CD

3.25%

$500

Coffee County Bank

48-Month CD

3.20%

$1,000

Citizens Bank & Trust Co. MN

6-Month CD

3.03%

$2,500

National Bank of Malvern

36-Month CD

3.00%

$500

Mercer County State Bank

36-Month CD (IRA)

2.96%

$50

Coleman County State Bank

36-Month CD

2.68%

$1,000

PCB Payne County Bank

3-Month CD

2.65%

$1,000

State Bank of St. Jacob

48-Month CD

2.50%

$1,000

Grinnell State Bank

6-Month CD

2.06%

$1,000

Huron Valley State Bank

60-Month CD

2.02%

$500

American Bank & Trust Co, Inc.

Presidential Checking

2.00%

$75,000

Madison Valley Bank

24-Month CD

1.81%

$500

Itasca Bank & Trust Co.

12-Month CD (Jumbo)

1.65%

$100,000

City Credit Union

Money Market

1.65%

$2,500

Webster Five Cents Savings Bank

48-Month CD

1.53%

$1,000

Bank of Washington

12-Month CD

1.15%

$500

Raymond Federal Bank

12-Month CD

1.00%

$100

Fidelity State Bank and Trust Company

Money Market Maximum

0.90%

$100,000

Peoples First Savings Bank

36-Month CD

0.65%

$500

First Savings Bank of Hegewisch

Premier Money Market

0.65%

$1,500

First National Bank of Steeleville

Money Market

0.60%

$250,000

Midland Federal S&L

12-Month CD

0.50%

$1,000

Walden Savings Bank

Money Market

0.35%

$2,500

First Southern Bank

Business Premier Money Market

0.25%

$2,500

NVE Bank

48-Month CD

0.21%

$1,000

Commerce Bank Corinth, MS

12-Month CD

0.20%

$500

Home Loan State Bank

Legacy Checking

0.20%

$500

United Minnesota Bank

Savings

0.20%

$50

Greenville National Bank

18-Month CD

0.20%

$1,000

First Bank Ketchikan, AK

Money Market

0.15%

First Community Bank of Hillsboro

Interest Checking

0.15%

$1,000

National Exchange Bank and Trust

Statement Savings

0.05%

Heritage Bank N.A.

Universal Savings

0.05%

$50

Security Service Federal Credit Union

Savings

0.05%

Disclaimer

Geddes Federal S&L Mortgage Rates

Institution for Savings

15-Year Fixed

4.750%

5.110%

2.000

Chase Bank

15-Year Fixed

5.000%

5.152%

0.000

1st Northern California Credit Union

7-Year Fixed

4.990%

5.287%

0.500

Navy Federal Credit Union

15-Year Fixed

5.125%

5.317%

0.250

Freedom Credit Union

15 Year Fixed

5.250%

5.317%

0.000

NASA Federal Credit Union

15-Year Fixed

5.125%

5.332%

0.000

Genisys Credit Union

10 Year Fixed

5.250%

5.351%

0.726

American Eagle Financial Credit Union

15-Year Fixed

5.125%

5.372%

0.000

Nuvision Federal Credit Union

15-Year Fixed

5.125%

5.405%

1.000

Peoples Trust Co. of St. Albans

15-Year Fixed

5.375%

5.413%

0.000

GTE Federal Credit Union

15 Year Fixed

5.250%

5.418%

0.500

Farmers State Bank Waterloo, IA

15-Year Fixed

5.375%

5.431%

0.000

Sikorsky Credit Union

15-Year Fixed

5.375%

5.431%

0.000

Genisys Credit Union

15 Year Fixed

5.375%

5.445%

0.731

One Nevada Credit Union

15 Year Fixed

5.250%

5.451%

1.000

Meridian Trust Federal Credit Union

15 Year Fixed

5.250%

5.452%

0.000

Wells Fargo

15 Year Fixed

5.125%

5.454%

1.000

Apple Federal Credit Union

15-Year Fixed

5.250%

5.487%

1.000

Citi

15-Year Fixed

5.375%

5.510%

0.875

Freedom Credit Union

5/1 ARM

5.500%

5.540%

0.000

Kirtland Federal Credit Union

15 Year Fixed

5.250%

5.547%

0.000

Luana Savings Bank

15-Year Fixed

5.500%

5.549%

0.000

American Bank, N.A. Le Mars, IA

10-Year Fixed

5.375%

5.552%

0.500

Grow Financial Federal Credit Union

5/1 ARM

5.125%

5.585%

0.000

GTE Federal Credit Union

30 Year Fixed

5.500%

5.600%

0.500

Disclaimer

Geddes Federal S&L Information

Geddes Federal S&L

2208 W Genesee St
Syracuse, NY 13219
Onondaga
Established Date: 01/01/1948
FDIC Certificate #: 30397
Date of FDIC Deposit Insurance: 08/09/1989

How Many Domestic U.S. Offices? 1

How Many Branches are There? 1

Website: https://www.geddesfederal.com

Is Geddes Federal S&L FDIC Insured? Yes

What is Geddes Federal S&L's Cert number? 30397

What is the maximum amount for insured deposits? $250,000 per holder, per account

Geddes Federal S&L Financials

Total Assets:

$649,326,000

Total Deposits:

$458,243,000

Equity Capital:

$99,026,000

Domestic Deposits:

$458,243,000

Net Income:

$211,000

Return on Assets:

0.2007%

Quarterly Return on Assets:

0.1300%

Pretax Return on Assets:

0.1582%

Pretax Quarterly Return on Assets:

0.1600%

Return on Equity:

1.2600%

Quarterly Return on Equity:

0.8500%

Leverage Tier 1 (Core Capital) Ratio:

15.8872%

Total Interest Income (YTD):

3.6912%

Headquarters:

Syracuse

FDIC Field Office:

Syracuse

Regulator:

OCC

County:

Onondaga

# of Offices:

Metropolitan Statistical Area (MSA):

Syracuse, NY

Consolidated Metropolitan Statistical Area (CMSA):

OTS Region:

Northeast

FDIC Region:

New York

Source: FDIC Last Updated 03/31/2024

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