Best Personal Loan Rates in Westbrook, Maine (ME) - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Westbrook, Maine include: Lincoln Maine Federal Credit UnionLincoln Maine Federal Credit Union2 Ledgeview Dr, Westbrook, ME, 04092 3939A5.0 ★Texas Ratio: 11.34% offering My Linc Loyalty Loan - Credit Check at 4.00% APR, Atlantic Regional Federal Credit UnionAtlantic Regional Federal Credit Union90 Riverside St, Westbrook, ME, 04092A+5.0 ★Texas Ratio: 2.96% offering Equipment Loan at 6.74% APR, Cumberland County Federal Credit UnionCumberland County Federal Credit Union150 Main St, Westbrook, ME, 04092 4738A+5.0 ★Texas Ratio: 5.16% offering Quick Cash Loans at 8.90% APR, MyCom Federal Credit UnionMyCom Federal Credit Union2 Ledgeview Dr, Westbrook, ME, 04092 3939A5.0 ★Texas Ratio: 9.63% offering Personal at 12.99% APR, and Connected Credit UnionConnected Credit Union85 Civic Center Drive, AUGUSTA, ME, 04330A+5.0 ★Texas Ratio: 1.61% offering Recreational Loans 2020 & Newer at 4.50% APR.
Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in Westbrook, Maine can save you significantly over the life of your loan.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Westbrook, Maine.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Westbrook, Maine. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: March 21, 2026
$1000; Qualified My Linc Program
$500; Qualified My Linc Program
As Low As; Up to 60 Months
Tiered based on credit score. As of 6/13/25, subject to change at any time.
As Low As; Rates subject to credit approval, terms and conditions subject to change at any time, based on individual creditworthiness. APR = Annual Percentage Rate, "up-to" subject to approval, "starting at" subject to creditworthiness. Accurate as of 12/3/25 subject to change at any time.
Tiered based on credit score. As of 6/13/25, subject to change at any time.
As Low As
As Low As; APR= Annual Percentage Rate, rates subject to credit approval, terms and conditions subject to change at any time, based on individual creditworthiness. APR = Annual Percentage Rate, "up-to" subject to approval, "starting at" subject to creditworthiness. Accurate as of 12/3/25 subject to change at any time.
As Low As
As Low As; Heating and Winterization Loans have a tiered rate of 7.49% APR, with terms up to 60 months. Actual rate and approval are based on creditworthiness. Estimates may be required. Funds will be paid directly to the vendor or contractor. Loan subject to credit approval. Membership eligibility required. Other restrictions may apply.
Tiered based on credit score. As of 6/13/25, subject to change at any time.
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Tiered based on credit score. As of 6/13/25, subject to change at any time.
As Low As
No additional details available.
Eligible My Link Program Member; Credit Rating 720+
Eligible My Link Program Member; Credit Rating 680-719
Credit Rating 720+
Credit Rating 680-719
No additional details available.
Eligible My Link Program Member; Credit Rating 640-679
Credit Rating 640-679
As Low As
Eligible My Link Program Member; Credit Rating 600-639
Credit Rating 600-639
As Low As
Maximum $10,000
As Low As
Maximum $10,000
Eligible My Link Program Member; Credit Rating 550-599
Credit Rating 550-599
As Low As
$300.00 Visa® Gift Card!
As Low As
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No additional details available.
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No additional details available.
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No additional details available.
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No additional details available.
$25,000; As Low As
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$40,000; As Low As
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No additional details available.
No additional details available.
No additional details available.
No additional details available.
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Lowest APR available on approved credit. Your actual APR may vary. The APR is based on borrower credit profile (as reported to NBT Bank by an outside reporting agency), collateral type, loan amount, term, lien position, and loan to value ratio. APR shown is current as of 02/17/2026 and is subject to change. Rates assume payments will be automatically deducted from an NBT Bank checking or money market account. Add .50% to the rate if the automatic payment feature is not selected. To qualify for this rate, the minimum loan amount is $4,000 ($5,000 for automobile loans), minimum credit score is 730, and maximum term is 36 months (48 months for automobile loans). Call 800-628-2265 for the actual APR for your loan. NBT Bank loans are only available in Connecticut, Maine, Massachusetts, New Hampshire, New York, Pennsylvania and Vermont.
Available for a Limited Time Only
No additional details available.
As Low As
As Low As; Your rate will be determined by your creditworthiness. 12 monthly payments of $86.52 per $1,000 borrowed at the As Low As rate and maximum term. Membership eligibility to join cPort is required.
As Low As; *APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
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Tax Relief Loan for up to $10,000 for one year
As Low As; Rates are fixed for the life of the loan.
No additional details available.
As Low As; Loan Amount $3,000 to $5,999
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$70,000; As Low As
No additional details available.
As Low As; Loan Amount $6,000 to $9,999
As Low As
As Low As; *APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As Low As; Rates are fixed for the life of the loan.
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As Low As; Loan Amount $10,000 to $12,499
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No additional details available.
As Low As
As Low As; Rates are fixed for the life of the loan.
90% Max Loan to Value; More Info
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As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Rate based on creditworthiness and term of loan.
No additional details available.
As Low As
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
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As Low As
No additional details available.
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As Low As; Loan Amount $12,500 to $14,999
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90% Max Loan to Value; More Info
No additional details available.
No additional details available.
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As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
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Limit $25,000 up to 20 yrs.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
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As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
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As Low As; Loan Amount $15,000 & up
Loan Amount ?$10,000; Collateral Type Investment Property (60% LTV) Max $250,000; (Prime + 2.00%)
As Low As
No additional details available.
As Low As; *APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
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As Low As; Terms from 6 to 60 months
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No additional details available.
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As Low As; *APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As Low As
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As Low As; Index Used: Prime (plus); Margin Used (for "as low as rate"): 2.99%; Floor: The floor equals the margin in effect
As Low As
As Low As
As Low As; *APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Rates are fixed for the life of the loan.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As
As Low As
No additional details available.
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Eligible My Link Program Member; Credit Rating 720+
Eligible My Link Program Member; Credit Rating 680-719
Credit Rating 720+
Credit Rating 680-719
Eligible My Link Program Member; Credit Rating 640-679
Credit Rating 640-679
As Low As
Eligible My Link Program Member; Credit Rating 600-639
Credit Rating 600-639
As Low As
As Low As
Eligible My Link Program Member; Credit Rating 550-599
Credit Rating 550-599
Lowest APR available on approved credit. Your actual APR may vary. The APR is based on borrower credit profile (as reported to NBT Bank by an outside reporting agency), collateral type, loan amount, term, lien position, and loan to value ratio. APR shown is current as of 02/17/2026 and is subject to change. Rates assume payments will be automatically deducted from an NBT Bank checking or money market account. Add .50% to the rate if the automatic payment feature is not selected. To qualify for this rate, the minimum loan amount is $4,000 ($5,000 for automobile loans), minimum credit score is 730, and maximum term is 36 months (48 months for automobile loans). Call 800-628-2265 for the actual APR for your loan. NBT Bank loans are only available in Connecticut, Maine, Massachusetts, New Hampshire, New York, Pennsylvania and Vermont.
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As Low As; Rate based on creditworthiness and term of loan.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
No additional details available.
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As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
No additional details available.
As Low As; Terms from 6 to 60 months
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As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
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As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As
As Low As
As Low As; Index Used: Prime (plus); Margin Used (for "as low as rate"): 2.99%; Floor: The floor equals the margin in effect
Frequently Asked Questions
What credit score do I need for a personal loan in Maine?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Maine?
Are credit unions or banks better for personal loans in Westbrook, Maine?
What are the best personal loan rates in Westbrook, Maine?
- Lincoln Maine Federal Credit Union: 4.00% (My Linc Loyalty Loan - Credit Check)
- Atlantic Regional Federal Credit Union: 6.74% (Equipment Loan)
- Cumberland County Federal Credit Union: 8.90% (Quick Cash Loans)
- MyCom Federal Credit Union: 12.99% (Personal)
- Connected Credit Union: 4.50% (Recreational Loans 2020 & Newer)
Personal Loan Calculators
