Westbrook, Maine CD Rates Today - Compare Best APYs for May 2026
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Brian McKay
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Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Westbrook, Maine CD rates include Lighthouse Credit UnionLighthouse Credit Union17 Westbrook Cmn, Westbrook, ME 04092 2804A+5.0 ★Texas Ratio: 1.59%Real return: +1.20%APY minus CPI (February 2026) offering 12-Months Share Certificate at 4.00% APY, Saco & Biddeford SavingsSaco & Biddeford Savings2 Hannaford Dr, Westbrook, ME 04092A+5.0 ★Texas Ratio: 4.27%Real return: +0.95%APY minus CPI (February 2026) offering 60 Month CD at 3.75% APY, Atlantic Regional Federal Credit UnionAtlantic Regional Federal Credit Union90 Riverside St, Westbrook, ME 04092A+5.0 ★Texas Ratio: 2.79%Real return: +0.40%APY minus CPI (February 2026) offering 1 Year Share Certificate at 3.20% APY, TD BankTD Bank835 Main St, Westbrook, ME 04092A5.0 ★Texas Ratio: 6.30%Real return: -1.80%APY minus CPI (February 2026) offering 3 Month at 1.00% APY, and Maine Highlands Federal Credit UnionMaine Highlands Federal Credit UnionA5.0 ★Texas Ratio: 12.65%Real return: +1.27%APY minus CPI (February 2026) offering Share Certificates 60 Months at 4.07% APY. CD rates as of May 23, 2026 according to verified data from MonitorBankRates.
Westbrook has 34 local institutions in our database, with CD rates as high as 4.00% APY from Lighthouse Credit Union at 17 Westbrook Cmn, Westbrook, ME 04092 2804. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Maine area. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: May 23, 2026
Compare Best CD Rates in Westbrook, Maine & the Surrounding Area
Westbrook 3 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
90 Riverside St, Westbrook, ME 04092
3 Mo. Share Certificate
$100
1.65%
▼
Rate1.64%
Min Deposit$100
Min Balance—
UpdatedMay 22, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
835 Main St, Westbrook, ME 04092
3 Month
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 21, 2026
Details
Relationship APY
Saco Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.97%
IRA and Share Certificate 3 Month Special
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Maine State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.62%
3-Month Share Certificates IRAs
$500
3.75%
▼
Rate3.69%
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
Maine State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.62%
IRA/Roth IRA Share Certificates 3-Month
$500
3.75%
▼
Rate3.69%
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
Gardiner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
Individual Retirement Account (IRA) Certificates & Share Certificates 3 Month
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.88%
Premium Certificate 3 Months
$0
2.89%
▼
Rate2.85%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.88%
Premium IRA Certificate 3 Months
$0
2.89%
▼
Rate2.85%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.67%
Elevate Account Share Certificates 3 Months
$500
2.78%
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
IRA eligible.
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.88%
IRA Certificate 3 Months
$0
2.78%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.88%
HSA Certificate 3 Months
$0
2.78%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.88%
Certificate 3 Months
$0
2.78%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.88%
Business Certificate 3 Months
$0
2.78%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.67%
Share Certificates 3 Months
$500
2.68%
▼
Rate2.65%
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
IRA eligible.
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
3 Month Benefit Plus? Customers
$0
2.53%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
3 Month CD
$500
2.25%
▼
Rate2.23%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
not available for IRAs
First Federal S&L Bath
Institution Rating:
A+5.0 ★Texas Ratio: 5.84%
90 Day Certificate of Deposit
$1,000
2.02%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 17, 2026
Details
Maine Highlands Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.65%
Share Certificates 3 Months
$500
1.51%
▼
Rate1.50%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
3 Month Certificate
$500
1.00%
▼
Rate1.00%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
IRA Certificate 3 Month
$500
1.00%
▼
Rate1.00%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Aroostook County FS&L Assoc.
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
3 Months Certificate of Deposit
$500
0.81%
▼
Rate0.80%
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details
Rate0.05%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Westbrook 6 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Lighthouse Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
17 Westbrook Cmn, Westbrook, ME 04092 2804
6-Months Share Certificate
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Saco & Biddeford Savings
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
2 Hannaford Dr, Westbrook, ME 04092
6 Month CD
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
90 Riverside St, Westbrook, ME 04092
6 Mo. IRA Certificate
$500
3.15%
▼
Rate3.11%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
90 Riverside St, Westbrook, ME 04092
6 Mo. Share Certificate
$500
3.15%
▼
Rate3.11%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
90 Riverside St, Westbrook, ME 04092
6 Mo. Share or IRA Certificate
$500
3.15%
▼
Rate3.11%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
835 Main St, Westbrook, ME 04092
6 Month
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 21, 2026
Details
Relationship APY
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Downeast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
Share Certificate & IRA Certificate 6 month
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Northeast Bank Portland, ME
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
6-Month CD
$0
3.95%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
6 Months Share Certificates / IRA Certificates
$500
3.92%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Gardiner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
Individual Retirement Account (IRA) Certificates & Share Certificates 6 Month
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★Texas Ratio: 7.69%
6 months
$0
3.80%
▼
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
1
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★Texas Ratio: 7.69%
IRA Certificates 6 months
$0
3.80%
▼
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★Texas Ratio: 7.69%
Share Certificates - Personal & Business 6 months
$0
3.80%
▼
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
1
CASCO Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.54%
6 Months Certificate
$500
3.71%
▼
Rate3.65%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Saco Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.97%
IRA and Share Certificate 6 Months
$0
3.71%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Coast Line Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
Certificate Account 6 Months
$0
3.70%
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Coast Line Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
IRA Certificates 6 Months
$0
3.70%
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Bangor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
6-Month & 1-Year Share Certificates
$0
3.66%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Saco Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.97%
IRA and Share Certificate 6 Months
$0
3.66%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Maine Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
6 Month Certificate
$500
3.65%
▼
Rate3.59%
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details
Maine Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
6-Month Certificate
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Maine State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.62%
6-Month Share Certificates IRAs
$500
3.60%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
Maine State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.62%
IRA/Roth IRA Share Certificates 6-Month
$500
3.60%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
Fixed-Rate Share Certificates 6 Month Term
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
KV Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
6 Month Share, IRA & HSA Certificates of Deposit
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.88%
Premium Certificate 6 Months
$0
3.51%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.88%
Premium IRA Certificate 6 Months
$0
3.51%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Aroostook County FS&L Assoc.
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
6 Months Certificate of Deposit
$500
3.50%
▼
Rate3.39%
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details
WINTHROP AREA
Institution Rating:
A+5.0 ★Texas Ratio: 1.74%
Share and IRA Certificates 6 Months
$500
3.45%
▼
Rate3.40%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.04%
6 Months Share Certificate
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.04%
6 Months Certificates
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Trademark Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.12%
6 Month Share Certificate or IRA Certificate
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.88%
Business Certificate 6 Months
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.88%
Certificate 6 Months
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.88%
HSA Certificate 6 Months
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.88%
IRA Certificate 6 Months
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Rate3.29%
Min Deposit$1,000
Min Balance—
UpdatedMay 21, 2026
Details
Franklin Somerset Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
6 months Share Certificates
$0
3.31%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Franklin Somerset Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
IRA Share Certificates 6 months
$0
3.31%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Connected Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Share & IRA Certificates 6 Months
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
University Credit Union Orono, ME
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
6 Months Share Certificates
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
6 Month CD
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Maine Savings Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.48%
6 month Certificate
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
not available for IRA
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
IRA Certificate 6 Month
$500
3.04%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
6 Month Certificate
$500
3.04%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
CD Only
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.67%
Elevate Account Share Certificates 6 Months
$500
2.83%
▼
Rate2.80%
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
IRA eligible.
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.67%
Share Certificates 6 Months
$500
2.73%
▼
Rate2.70%
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
IRA eligible.
First Federal S&L Bath
Institution Rating:
A+5.0 ★Texas Ratio: 5.84%
6 Month Compounded Certificate of Deposit
$10,000
2.53%
▼
Rate2.50%
Min Deposit$10,000
Min Balance—
UpdatedMay 17, 2026
Details
Westbrook 12 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Lighthouse Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
17 Westbrook Cmn, Westbrook, ME 04092 2804
12-Months Share Certificate
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
90 Riverside St, Westbrook, ME 04092
1 Year Share Certificate
$500
3.20%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
90 Riverside St, Westbrook, ME 04092
1 Year Share or IRA Certificate
$500
3.20%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
90 Riverside St, Westbrook, ME 04092
1 Year IRA Certificate
$500
3.20%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Saco & Biddeford Savings
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
2 Hannaford Dr, Westbrook, ME 04092
12 Month CD
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
835 Main St, Westbrook, ME 04092
12 Month IRA Certificates
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 21, 2026
Details
Relationship APY
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Aroostook County FS&L Assoc.
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
12 Months Certificate of Deposit
$500
3.85%
▼
Rate3.73%
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details
KV Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
12 Month Share, IRA & HSA Certificates of Deposit
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
CASCO Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.54%
IRA Certificate 12 Months
$500
3.82%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
CASCO Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.54%
12 Months Certificate
$500
3.82%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
WINTHROP AREA
Institution Rating:
A+5.0 ★Texas Ratio: 1.74%
Share and IRA Certificates 12 Months
$500
3.82%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Maine Highlands Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.65%
IRA Certificates 12 Months
$500
3.82%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Maine Highlands Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.65%
Share Certificates 12 Months
$500
3.82%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Franklin Somerset Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
IRA Share Certificates 12 months
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Franklin Somerset Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
12 months Share Certificates
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
IRA Certificate 12 Month
$500
3.82%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
12 Month *SPECIAL* Certificate
$500
3.82%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Gardiner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
Individual Retirement Account (IRA) Certificates & Share Certificates 12 Month
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
Wealth Builder IRA Share Certificates 12 Month Term
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
Variable-Rate IRA Share Certificates 12 Month Term
$500
3.82%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Trademark Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.12%
1 Year Share Certificate or IRA Certificate
$0
3.80%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Downeast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
Share Certificate & IRA Certificate 1 year
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Maine State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.62%
IRA/Roth IRA Share Certificates 1-Year
$500
3.75%
▼
Rate3.69%
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
Maine State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.62%
1-Year Share Certificates IRAs
$500
3.75%
▼
Rate3.69%
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
Fixed-Rate Share Certificates 12 Month Term
$0
3.75%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
EASY IRA Share Certificate 12 Month Fixed Rate
$1,000
3.72%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 22, 2026
Details
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
Fixed-Rate IRA Share Certificates 12 Month Term
$1,000
3.72%
▼
Rate3.65%
Min Deposit$1,000
Min Balance—
UpdatedMay 22, 2026
Details
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★Texas Ratio: 7.69%
12 months
$0
3.70%
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
2
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★Texas Ratio: 7.69%
IRA Certificates 12 months
$0
3.70%
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★Texas Ratio: 7.69%
Share Certificates - Personal & Business 12 months
$0
3.70%
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
2
Coast Line Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
Certificate Account 1 Year
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Coast Line Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
IRA Certificates 1 Year
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★Texas Ratio: 7.69%
Ultimate Insured Share Certificate - 12 Mo.
$250,000
3.60%
▼
Rate3.54%
Min Deposit$250,000
Min Balance—
UpdatedMay 20, 2026
Details
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
12 Months Share Certificates / IRA Certificates
$500
3.56%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.88%
Premium IRA Certificate 12 Months
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.88%
Premium Certificate 12 Months
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Maine Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
IRA 1 Year Certificate
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details
Maine Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
1 Year Certificate
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details
Connected Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Share & IRA Certificates 12 Months
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.04%
12 Months Share Certificate
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.04%
12 Months Certificates
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.88%
IRA Certificate 12 Months
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.88%
HSA Certificate 12 Months
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.88%
Certificate 12 Months
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.88%
Business Certificate 12 Months
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.88%
Certificate of Deposit 12 Months
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.88%
HSA Certificate 12 Months
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.88%
IRA Certificate 12 Months
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Maine Savings Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.48%
1 year Certificate
$500
3.35%
▼
Rate3.30%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Westbrook 18 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Lighthouse Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
17 Westbrook Cmn, Westbrook, ME 04092 2804
18-Months Share Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
90 Riverside St, Westbrook, ME 04092
18 Mo. Rippling Waves IRA Certificate
$500
3.10%
▼
Rate3.06%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
allows add'l ($500 minimum) deposits
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
90 Riverside St, Westbrook, ME 04092
18 Mo. Rippling Waves Share Certificate
$500
3.10%
▼
Rate3.06%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
allows add'l ($500 minimum) deposits
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
90 Riverside St, Westbrook, ME 04092
18 Mo. Rippling Waves Share or IRA Certificate
$500
3.10%
▼
Rate3.06%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
allows add'l ($500 minimum) deposits
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
90 Riverside St, Westbrook, ME 04092
18 Mo. Rippling Waves Share or IRA Certificate - allows add'l minimum) deposits
$500
3.10%
▼
Rate3.06%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
$500
Saco & Biddeford Savings
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
2 Hannaford Dr, Westbrook, ME 04092
18 Month CD
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
835 Main St, Westbrook, ME 04092
18 Month IRA Certificates
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 21, 2026
Details
$250.00 - $9,999.99; Relationship APY
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
18 Month Variable Rate IRA CD
$500
3.84%
▼
Rate3.77%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
KV Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
18 Month Share, IRA & HSA Certificates of Deposit
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
IRA Certificate 18 Month
$500
3.82%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
18 Month *SPECIAL* Certificate
$500
3.82%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Aroostook County FS&L Assoc.
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
18 Months Certificate of Deposit
$500
3.80%
▼
Rate3.68%
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details
Maine State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.62%
18 Month Share Certificates
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Maine State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.62%
18-Month Share Certificates IRAs
$500
3.75%
▼
Rate3.69%
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
Maine State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.62%
IRA/Roth IRA Share Certificates 18-Month
$500
3.75%
▼
Rate3.69%
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
NorState Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.52%
Share Certificate Account 18 Mos
$1,000
3.68%
▼
Rate3.62%
Min Deposit$1,000
Min Balance—
UpdatedMay 22, 2026
Details
Additional Deposits: Not Allowed; Dividend Withdrawal: Allowed Monthly; Renewal: Automatic
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
Variable-Rate IRA Share Certificates 18 Month Term
$25
3.67%
▼
Rate3.60%
Min Deposit$25
Min Balance—
UpdatedMay 22, 2026
Details
Maine Savings Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.48%
18 month Certificate
$500
3.60%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.88%
Premium Certificate 18 Months
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.88%
Premium IRA Certificate 18 Months
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
Fixed-Rate Share Certificates 18 Month Term
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
CASCO Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.54%
18 Months Certificate
$500
3.51%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
CASCO Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.54%
IRA Certificate 18 Months
$500
3.51%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.88%
Business Certificate 18 Months
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.88%
Certificate 18 Months
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.88%
HSA Certificate 18 Months
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.88%
IRA Certificate 18 Months
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
18 Months Share Certificates / IRA Certificates
$500
3.45%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
WINTHROP AREA
Institution Rating:
A+5.0 ★Texas Ratio: 1.74%
Share and IRA Certificates 18 Months
$500
3.45%
▼
Rate3.40%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Franklin Somerset Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
18 months Share Certificates
$0
3.36%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Franklin Somerset Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
IRA Share Certificates 18 months
$0
3.36%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Maine Highlands Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.65%
Share Certificates 18 Months
$500
3.04%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.67%
Elevate Account Share Certificates 18 Months
$500
2.99%
▼
Rate2.95%
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
IRA eligible.
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.67%
Share Certificates 18 Months
$500
2.89%
▼
Rate2.85%
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
IRA eligible.
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.67%
Liquid Certificates 18 Months
$5,000
2.84%
▼
Rate2.80%
Min Deposit$5,000
Min Balance—
UpdatedMay 18, 2026
Details
Includes one penalty-free withdrawal per quarter.
University Credit Union Orono, ME
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
18 Months Share Certificates
$0
2.75%
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
18 Month CD
$500
2.00%
▼
Rate1.98%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
18 Month Benefit Plus? Customers
$0
0.95%
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Katahdin Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
18 month variable rate IRA/SEP CDs & IRAs
$0
0.60%
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Norway Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
Basic CDs/IRAs 18 Months Variable
$0
0.25%
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Camden National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
18-Month CD/IRA
$500
0.20%
▼
Rate0.20%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Westbrook 24 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Lighthouse Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
17 Westbrook Cmn, Westbrook, ME 04092 2804
Variable Rate Certificates 24-Months
$0
3.70%
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Lighthouse Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
17 Westbrook Cmn, Westbrook, ME 04092 2804
24-Months Share Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Saco & Biddeford Savings
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
2 Hannaford Dr, Westbrook, ME 04092
24 Month CD
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
835 Main St, Westbrook, ME 04092
24 Month IRA Certificates
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 21, 2026
Details
$250.00 - $9,999.99; Relationship APY
Gardiner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
Individual Retirement Account (IRA) Certificates & Share Certificates 24 Month
$0
3.87%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
KV Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
2 Year Share, IRA & HSA Certificates of Deposit
$0
3.87%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
24 Month *SPECIAL* Certificate
$500
3.82%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
IRA Certificate 24 Month
$500
3.82%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Aroostook County FS&L Assoc.
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
24 Months Certificate of Deposit
$500
3.75%
▼
Rate3.63%
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details
Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.04%
Jumbo Certificates 2 Years
$0
3.71%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
NorState Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.52%
Share Certificate Account 24 Mos
$1,000
3.65%
▼
Rate3.59%
Min Deposit$1,000
Min Balance—
UpdatedMay 22, 2026
Details
Additional Deposits: Not Allowed; Dividend Withdrawal: Allowed Monthly; Renewal: Automatic
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
Variable-Rate IRA Share Certificates 24 Month Term
$500
3.61%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
Wealth Builder IRA Share Certificates 24 Month Term
$0
3.61%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.88%
Premium Certificate 24 Months
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.88%
Premium IRA Certificate 24 Months
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Maine Highlands Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.65%
IRA Certificates 3, 6, 9, 15,18, 24 Months
$500
3.56%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
CASCO Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.54%
IRA Certificate 24 Months
$500
3.51%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
CASCO Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.54%
24 Months Certificate
$500
3.51%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
Fixed-Rate Share Certificates 24 Month Term
$0
3.51%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
Fixed-Rate IRA Share Certificates 24 Month Term
$1,000
3.51%
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
UpdatedMay 22, 2026
Details
Maine Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
2 Year Certificate
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details
Maine Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
IRA 2 Year Certificate
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details
Connected Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Share & IRA Certificates 24 Months
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Franklin Somerset Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
24 months Share Certificates
$0
3.46%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Franklin Somerset Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
IRA Share Certificates 24 months
$0
3.46%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Maine State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.62%
2-Year Share Certificates IRAs
$500
3.45%
▼
Rate3.40%
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.04%
2 Years Share Certificate
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.04%
2 Years Certificates
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Maine State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.62%
IRA/Roth IRA Share Certificates 2-Year
$500
3.45%
▼
Rate3.40%
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.88%
Certificate 24 Months
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Coast Line Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
IRA Certificates 2 Years
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.88%
IRA Certificate 24 Months
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.88%
HSA Certificate 24 Months
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.88%
Business Certificate 24 Months
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Trademark Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.12%
2 Year Share Certificate or IRA Certificate
$0
3.45%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
WINTHROP AREA
Institution Rating:
A+5.0 ★Texas Ratio: 1.74%
Share and IRA Certificates 24 Months
$500
3.45%
▼
Rate3.40%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Downeast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
Share Certificate & IRA Certificate 2 year
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
24 Months Share Certificates / IRA Certificates
$500
3.35%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Maine Highlands Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.65%
Share Certificates 24 Months
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Maine Savings Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.48%
2 year Certificate
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★Texas Ratio: 7.69%
24 months
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
3
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★Texas Ratio: 7.69%
IRA Certificates 24 months
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★Texas Ratio: 7.69%
Share Certificates - Personal & Business 24 months
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
3
Coast Line Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
Certificate Account 2 Years
$0
3.05%
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.67%
Elevate Account Share Certificates 24 Months
$500
3.04%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
IRA eligible.
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.67%
24 Months Elevate Account Bump Rate Certificates
$500
2.94%
▼
Rate2.90%
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
Certificates carry a penalty for early withdrawal. Fees could reduce earnings on any account. IRA eligible.
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.67%
24 Months Save Up Certificates Elevate Account
$0
2.94%
▼
Rate2.90%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.67%
Share Certificates 24 Months
$500
2.94%
▼
Rate2.90%
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
IRA eligible.
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.67%
24 Months Bump Rate Certificates
$500
2.84%
▼
Rate2.80%
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
Certificates carry a penalty for early withdrawal. Fees could reduce earnings on any account. IRA eligible.
Westbrook 36 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Lighthouse Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
17 Westbrook Cmn, Westbrook, ME 04092 2804
36-Months Share Certificate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Saco & Biddeford Savings
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
2 Hannaford Dr, Westbrook, ME 04092
36 Month CD
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
835 Main St, Westbrook, ME 04092
3 Year
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 21, 2026
Details
Relationship APY
Aroostook County FS&L Assoc.
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
36 Months Certificate of Deposit
$500
3.90%
▼
Rate3.77%
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details
90th Anniversary Special
Gardiner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
Individual Retirement Account (IRA) Certificates & Share Certificates 36 Month
$0
3.87%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.04%
Jumbo Certificates 3 Years
$0
3.71%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
WINTHROP AREA
Institution Rating:
A+5.0 ★Texas Ratio: 1.74%
Share and IRA Certificates 36 Months
$500
3.71%
▼
Rate3.65%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
Wealth Builder IRA Share Certificates 36 Month Term
$0
3.67%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
Fixed-Rate IRA Share Certificates 36 Month Term
$1,000
3.56%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 22, 2026
Details
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
Fixed-Rate Share Certificates 36 Month Term
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
KV Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
3 Year Share, IRA & HSA Certificates of Deposit
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Maine Highlands Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.65%
IRA Certificates 36 Months
$500
3.56%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Maine Highlands Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.65%
Share Certificates 36 Months
$500
3.56%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Connected Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Share & IRA Certificates 36 Months
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.88%
Premium IRA Certificate 36 Months
$0
3.51%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.88%
Premium Certificate 36 Months
$0
3.51%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Maine Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
3 Year Certificate
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details
Maine Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
IRA 3 Year Certificate
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details
Trademark Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.12%
3 Year Share Certificate or IRA Certificate
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.04%
3 Years Certificates
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.04%
3 Years Share Certificate
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.88%
Business Certificate 36 Months
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.88%
Certificate 36 Months
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.88%
HSA Certificate 36 Months
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.88%
IRA Certificate 36 Months
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
CASCO Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.54%
36 Months Certificate
$500
3.35%
▼
Rate3.30%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
CASCO Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.54%
IRA Certificate 36 Months
$500
3.35%
▼
Rate3.30%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
36 Months Share Certificates / IRA Certificates
$500
3.30%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★Texas Ratio: 7.69%
Share Certificates - Personal & Business 36 months
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
4
Downeast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
Share Certificate & IRA Certificate 3 year
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Maine State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.62%
IRA/Roth IRA Share Certificates 3-Year
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★Texas Ratio: 7.69%
IRA Certificates 36 months
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★Texas Ratio: 7.69%
36 months
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
4
Maine State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.62%
3-Year Share Certificates IRAs
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
Maine Savings Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.48%
3 year Certificate
$500
3.15%
▼
Rate3.11%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.67%
Elevate Account Share Certificates 36 Months
$500
3.14%
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
IRA eligible.
Coast Line Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
Certificate Account 3 Years
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Coast Line Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
IRA Certificates 3 Years
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Saco Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.97%
IRA and Share Certificate 36 months
$0
3.09%
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Franklin Somerset Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
36 months Share Certificates
$0
3.05%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Franklin Somerset Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
IRA Share Certificates 36 months
$0
3.05%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.67%
36 Months Elevate Account Bump Rate Certificates
$500
3.04%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
Certificates carry a penalty for early withdrawal. Fees could reduce earnings on any account. IRA eligible.
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.67%
Share Certificates 36 Months
$500
3.04%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
IRA eligible.
Saco Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.97%
IRA and Share Certificate 36 months
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.67%
36 Months Bump Rate Certificates
$500
2.94%
▼
Rate2.90%
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
Certificates carry a penalty for early withdrawal. Fees could reduce earnings on any account. IRA eligible.
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
36 Month Certificate
$500
2.68%
▼
Rate2.65%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
IRA Certificate 36 Month
$500
2.68%
▼
Rate2.65%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Connected Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Super Saver Share Certificates 36 Months
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Minimum Balance to open: $500.00
Rate1.98%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
University Credit Union Orono, ME
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
36 Months Share Certificates
$0
1.30%
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Westbrook 48 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Saco & Biddeford Savings
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
2 Hannaford Dr, Westbrook, ME 04092
48 Month CD
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Lighthouse Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
17 Westbrook Cmn, Westbrook, ME 04092 2804
48-Months Share Certificate
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Maine Highlands Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.65%
IRA Certificates 48 Months
$500
4.07%
▼
Rate4.00%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Gardiner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
Individual Retirement Account (IRA) Certificates & Share Certificates 48 Month
$0
3.87%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Maine Highlands Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.65%
Share Certificates 48 Months
$500
3.82%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.04%
Jumbo Certificates 4 Years
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
Wealth Builder IRA Share Certificates 48 Month Term
$0
3.72%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
WINTHROP AREA
Institution Rating:
A+5.0 ★Texas Ratio: 1.74%
Share and IRA Certificates 48 Months
$500
3.71%
▼
Rate3.65%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
Fixed-Rate IRA Share Certificates 48 Month Term
$1,000
3.61%
▼
Rate3.55%
Min Deposit$1,000
Min Balance—
UpdatedMay 22, 2026
Details
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
Fixed-Rate Share Certificates 48 Month Term
$0
3.61%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Connected Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Share & IRA Certificates 48 Months
$0
3.61%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
KV Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
4 Year Share, IRA & HSA Certificates of Deposit
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.04%
4 Years Certificates
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.04%
4 Years Share Certificate
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.88%
Premium Certificate 48 Months
$0
3.51%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.88%
Premium IRA Certificate 48 Months
$0
3.51%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Aroostook County FS&L Assoc.
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
48 Months Certificate of Deposit
$500
3.50%
▼
Rate3.39%
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details
Maine Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
4 Year Certificate
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details
Maine Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
IRA 4 Year Certificate
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.88%
Business Certificate 48 Months
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.88%
Certificate 48 Months
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.88%
HSA Certificate 48 Months
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.88%
IRA Certificate 48 Months
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Saco Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.97%
IRA and Share Certificate 48 months
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
CASCO Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.54%
48 Months Certificate
$500
3.40%
▼
Rate3.35%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
CASCO Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.54%
IRA Certificate 48 Months
$500
3.40%
▼
Rate3.35%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★Texas Ratio: 7.69%
Share Certificates - Personal & Business 48 months
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
4
Saco Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.97%
IRA and Share Certificate 48 months
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Coast Line Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
IRA Certificates 4 Years
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★Texas Ratio: 7.69%
IRA Certificates 48 months
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★Texas Ratio: 7.69%
48 months
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
4
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
48 Months Share Certificates / IRA Certificates
$500
3.30%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Maine State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.62%
4-Year Share Certificates IRAs
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
Maine State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.62%
IRA/Roth IRA Share Certificates 4-Year
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
Downeast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
Share Certificate & IRA Certificate 4 year
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.67%
Elevate Account Share Certificates 48 Months
$500
3.19%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
IRA eligible.
Coast Line Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
Certificate Account 4 Years
$0
3.15%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.67%
48 Months Elevate Account Bump Rate Certificates
$500
3.14%
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
Certificates carry a penalty for early withdrawal. Fees could reduce earnings on any account. IRA eligible.
Maine Savings Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.48%
4 year Certificate
$500
3.10%
▼
Rate3.06%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.67%
Share Certificates 48 Months
$500
3.09%
▼
Rate3.05%
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
IRA eligible.
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.67%
48 Months Bump Rate Certificates
$500
3.04%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
Certificates carry a penalty for early withdrawal. Fees could reduce earnings on any account. IRA eligible.
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
48 Month Certificate
$500
2.73%
▼
Rate2.70%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
IRA Certificate 48 Month
$500
2.73%
▼
Rate2.70%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Rate1.98%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
University Credit Union Orono, ME
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
48 Months Share Certificates
$0
1.40%
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
48 Month Benefit Plus? Customers
$0
1.01%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Rate0.95%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Norway Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
Premium CDs / IRAs 4 Years
$0
0.70%
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Norway Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
Basic CDs/IRAs 4 Years
$0
0.65%
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Westbrook 60 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Saco & Biddeford Savings
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
2 Hannaford Dr, Westbrook, ME 04092
60 Month CD
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Lighthouse Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
17 Westbrook Cmn, Westbrook, ME 04092 2804
60-Months Share Certificate
$0
2.55%
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
835 Main St, Westbrook, ME 04092
5 Year
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 21, 2026
Details
Relationship APY
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
835 Main St, Westbrook, ME 04092
5 Year Certificate of Deposit
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 21, 2026
Details
Relationship APY
Maine Highlands Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.65%
IRA Certificates 60 Months
$500
4.07%
▼
Rate4.00%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Maine Highlands Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.65%
Share Certificates 60 Months
$500
4.07%
▼
Rate4.00%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Gardiner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
Individual Retirement Account (IRA) Certificates & Share Certificates 60 Month
$0
3.87%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.04%
Jumbo Certificates 5 Years
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
Wealth Builder IRA Share Certificates 60 Month Term
$0
3.72%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
WINTHROP AREA
Institution Rating:
A+5.0 ★Texas Ratio: 1.74%
Share and IRA Certificates 60 Months
$500
3.71%
▼
Rate3.65%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
Fixed-Rate IRA Share Certificates 60 Month Term
$1,000
3.61%
▼
Rate3.55%
Min Deposit$1,000
Min Balance—
UpdatedMay 22, 2026
Details
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
Fixed-Rate Share Certificates 60 Month Term
$0
3.61%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Connected Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Share & IRA Certificates 60 Months
$0
3.61%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Saco Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.97%
IRA and Share Certificate 60 months
$0
3.61%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Saco Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.97%
IRA and Share Certificate 60 months
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.04%
5 Years Share Certificate
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
KV Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
5 Year Share, IRA & HSA Certificates of Deposit
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.04%
5 Years Certificates
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.88%
Premium Certificate 60 Months
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.88%
Premium IRA Certificate 60 Months
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Trademark Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.12%
5 Year Share Certificate or IRA Certificate
$0
3.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
CASCO Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.54%
60 Months Certificate
$500
3.51%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
CASCO Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.54%
IRA Certificate 60 Months
$500
3.51%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Aroostook County FS&L Assoc.
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
60 Months Certificate of Deposit
$500
3.50%
▼
Rate3.39%
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details
Maine Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
5 Year Certificate
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details
Maine Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
IRA 5 Year Certificate
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.88%
Business Certificate 60 Months
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.88%
Certificate 60 Months
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.88%
HSA Certificate 60 Months
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.88%
IRA Certificate 60 Months
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★Texas Ratio: 7.69%
Share Certificates - Personal & Business 60 months
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
4
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★Texas Ratio: 7.69%
60 months
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
4
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★Texas Ratio: 7.69%
IRA Certificates 60 months
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
60 Months Share Certificates / IRA Certificates
$500
3.30%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Coast Line Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
Certificate Account 5 Years
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Coast Line Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
IRA Certificates 5 Years
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.67%
60 Months Elevate Account Bump Rate Certificates
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
Certificates carry a penalty for early withdrawal. Fees could reduce earnings on any account. IRA eligible.
Downeast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
Share Certificate & IRA Certificate 5 year
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.67%
Elevate Account Share Certificates 60 Months
$500
3.24%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
IRA eligible.
Maine State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.62%
5-Year Share Certificates IRAs
$500
3.15%
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
Maine State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.62%
IRA/Roth IRA Share Certificates 5-Year
$500
3.15%
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.67%
60 Months Bump Rate Certificates
$500
3.14%
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
Certificates carry a penalty for early withdrawal. Fees could reduce earnings on any account. IRA eligible.
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.67%
Share Certificates 60 Months
$500
3.14%
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
IRA eligible.
Maine Savings Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.48%
5 year Certificate
$500
3.10%
▼
Rate3.06%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Franklin Somerset Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
60 months Share Certificates
$0
2.84%
▼
Rate2.80%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Franklin Somerset Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
IRA Share Certificates 60 months
$0
2.84%
▼
Rate2.80%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
60 Month Certificate
$500
2.78%
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
IRA Certificate 60 Month
$500
2.78%
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Rate1.98%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
University Credit Union Orono, ME
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
60 Months Share Certificates
$0
1.50%
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Key Takeaways
What to know about CD rates in Westbrook, Maine at a glance.
- APY tells you the real return. Annual Percentage Yield includes the effect of compounding, while a nominal interest rate doesn't — always compare CDs by APY, not the headline rate.
- The highest CD APY currently available to Westbrook depositors is 4.00% APY from Lighthouse Credit Union. The rate table above ranks every offer we track for this market, sorted by APY.
- Credit unions often post the highest APYs. Their not-for-profit structure and lower overhead let them pass more yield through to depositors than traditional banks, so it's worth comparing offers from both when shopping for the best rate.
- CDs are insured up to $250,000 per depositor, per institution, per ownership category — by the FDIC for banks, the NCUA for credit unions. Watch for early-withdrawal penalties, which typically run 30 to 180 days of interest depending on the term, so only commit funds you won't need before maturity.
Westbrook, ME CD Rate Trends
Compare local Westbrook, ME CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — ME Avg
2.071%
Unchanged vs 7 days ago
Maine 12-month CD rates currently average 2.071% APY based on data from institutions in our monitoring network.
6-Month CD — ME Avg
2.074%
▼ 0.003 vs 7 days ago
Maine 6-month CD rates fell 0.003 points over the past 7 days to 2.074% APY.
As of May 28, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
ME CD Rate Forecast — Next 12 Months
Where are Maine CD rates headed through May 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
ME 12-Month Avg APY
2.071%
6-Month Forecast
2.071%
Range: 1.87% – 2.22%
12-Month Forecast
1.821%
Range: 1.62% – 1.97%
Powered by
MonitorBankRates
What Your Savings Earn at ME CD Rates Today
Annual interest earnings at today’s Maine average APYs. State average used where available; national average as fallback.
| CD Term | ME Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 1.524% | $76.20 | $152.39 | $380.98 | $761.95 |
| 6-Month CD | 2.074% | $103.71 | $207.41 | $518.53 | $1,037.05 |
| 12-Month CD | 2.071% | $103.53 | $207.05 | $517.63 | $1,035.25 |
| 18-Month CD | 1.649% | $82.44 | $164.87 | $412.18 | $824.35 |
| 24-Month CD | 1.627% | $81.33 | $162.66 | $406.65 | $813.30 |
| 36-Month CD | 1.617% | $80.87 | $161.74 | $404.35 | $808.70 |
| 48-Month CD | 1.723% | $86.17 | $172.34 | $430.85 | $861.70 |
| 60-Month CD | 1.659% | $82.97 | $165.94 | $414.85 | $829.70 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of May 23, 2026. | |||||
Sample CD Ladder for Westbrook, Maine Savers
$25,000 split equally across 5 terms using today’s Maine average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | ME Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 1.524% | $76.20 |
| 2 | 6-Month CD | $5,000 | 2.074% | $103.71 |
| 3 | 12-Month CD | $5,000 | 2.071% | $103.53 |
| 4 | 24-Month CD | $5,000 | 1.627% | $81.33 |
| 5 | 36-Month CD | $5,000 | 1.617% | $80.87 |
| Total ($25,000 invested) | $25,000 | 1.783% blended | $445.64/yr | |
Ladder example uses equal $5,000 rungs and Maine average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
360
CD Rates
Tracked in Westbrook, Maine
Tracked in Westbrook, Maine
14 Banks
25 Credit Unions
About Our Westbrook, Maine CD Rate Database
MonitorBankRates tracks 360 CD rates from 14 banks and 25 credit unions with locations in Westbrook, Maine, plus national online institutions available to Maine residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.
Current top rate: Lighthouse Credit Union offers a CD at 4.00% APY with a minimum deposit of $0. Use the rate table above to compare all current offers in Westbrook, Maine.
How to Find the Best CD Rates in Westbrook, Maine
What to compare when shopping for a CD in Westbrook, Maine
To find the best APYs in Westbrook, Maine, start with credit unions and online-only banks — Westbrook, Maine has 25 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Westbrook, Maine
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Westbrook, Maine — 39 institutions here report CD rates
Consider an Alternative If…
- You may need funds within 30 days → Westbrook, Maine savings rates
- Rates are rising and you want to benefit → Variable-rate savings or MMA
- You want check-writing access → Westbrook, Maine money market rates
Westbrook, Maine Financial Snapshot
Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024
Population 65+
18.1%
National avg: 17.3%
Median Individual Earnings
$49,922
National avg: $47,340
Poverty Rate
8.0%
National avg: 11.1%
Unemployment Rate
2.2%
National avg: 4.8%
CD Earnings on 10% of Salary
$103/yr
At ME 12-mo avg 2.071% APY
18.1% of residents are 65 or older, in line with the national average of 17.3%; a low unemployment rate of 2.2% reflects a strong local economy. At today’s ME 12-month CD average of 2.071%, saving 10% of the local median salary ($4,992/year) and putting it in a CD would earn an additional $103 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Westbrook, Maine
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90–180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
Frequently Asked Questions about CD Rates in Westbrook, Maine
Are CD rates in Westbrook, Maine FDIC insured?
Yes, most established banks in Westbrook, Maine are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Westbrook, Maine?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Westbrook, Maine.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Westbrook, Maine may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Westbrook, Maine?
Here are recent top rates found for this area:
- Lighthouse Credit Union: 4.00% APY (12-Months Share Certificate)
- Saco & Biddeford Savings: 3.75% APY (60 Month CD)
- Atlantic Regional Federal Credit Union: 3.20% APY (1 Year Share Certificate)
- TD Bank: 1.00% APY (6 Month)
- Maine Highlands Federal Credit Union: 4.07% APY (Share Certificates 60 Months)
- Downeast Credit Union: 4.00% APY (6-Month CD)
- Northeast Bank Portland, ME: 3.95% APY (6-Month CD)
- Milestones Federal Credit Union: 3.92% APY (6 Months Share Certificates / IRA Certificates)
- Aroostook County FS&L Assoc.: 3.90% APY (36 Months Certificate of Deposit)
- Gardiner Federal Credit Union: 3.87% APY (Individual Retirement Account (IRA) Certificates & Share Certificates 24 Month)
Rates reflect recent verified offers available in Westbrook, Maine. Last Updated: May 23, 2026
CD Calculators for Westbrook, Maine
Westbrook, Maine CD Calculator
At today’s ME top rate of 4.00% APY, a $10,000 deposit earns $400 in the first year. Enter your amount to see your exact return.
Westbrook, Maine CD LadderME CD rates currently range from 1.524% (3-month) to 1.617% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Westbrook, Maine CD at 4.00% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.
CD vs. High-Yield SavingsMaine’s average 12-month CD is 2.071% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Westbrook, Maine CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Westbrook, Maine directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Westbrook, Maine. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in ME.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: May 23, 2026
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