Best Personal Loan Rates in Tampa, Kansas - July 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
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Current personal loan options available to borrowers in Tampa, Kansas include: Emporia State Federal Credit UnionEmporia State Federal Credit UnionA+5.0 ★Texas Ratio: 4.76% offering 2021 - 2026 Models Loan at 4.50% APR, Frontier Community Credit UnionFrontier Community Credit UnionA5.0 ★Texas Ratio: 8.25% offering 2016 - 2021 Loan at 4.52% APR, Mid American Credit UnionMid American Credit UnionA+5.0 ★Texas Ratio: 4.68% offering 2016 and Older - Up to 48 Months Loan at 4.99% APR, KC Area Credit UnionKC Area Credit UnionA+5.0 ★Texas Ratio: 1.86% offering Back To School Loan at 4.99% APR, and County Credit UnionCounty Credit UnionA+5.0 ★Texas Ratio: 3.60% offering Signature (Personal) Loan at 4.99% APR. Personal loan rates as of July 16, 2026 according to verified data from MonitorBankRates.
Tampa borrowers have access to 49 lenders serving the Kansas area, with personal loan rates as low as 4.50% APR from Emporia State Federal Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Tampa, Kansas.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Tampa, Kansas. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: July 16, 2026
Tampa Personal Loan Rates
As Low As; APR is for vehicles with a perfected lien.
As Low As
As Low As; APR is for vehicles with a perfected lien.
As Low As;*
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As Low As; some restrictions apply. Maximum term is one year. Loan promotion runs through September 30, 2026
No additional details available.
Rates as low as; Rate, terms and conditions are subject to change and may vary based on credit worthiness, qualifications and collateral conditions. All loans are subject to approval.
As Low As
As Low As; Boats, RVs, ATVs and motorcycles. For a limited time only.
As Low As;*
As Low As
Fixed
No additional details available.
Fixed Rate; ***
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As Low As;**
over $40,000; As Low As; APR is for vehicles with a perfected lien.
As Low As
As Low As; 100% financing with qualified credit
As Low As
As Low As; 100% financing with qualified credit
As Low As; 100% financing with qualified credit
As Low As;*
As Low As
As Low As; APR is for vehicles with a perfected lien.
As Low As
As Low As
As Low As; 100% financing with qualified credit
As Low As
As Low As
As Low As
Fixed Rate; ***
No additional details available.
No additional details available.
Residential Lot
No additional details available.
As Low As
APR*
As Low As; 100% financing with qualified credit
As Low As; APR is for vehicles with a perfected lien.
As Low As
As Low As
No additional details available.
No additional details available.
As Low As; 100% financing with qualified credit
As Low As; APR is for vehicles with a perfected lien.
As Low As; 90% Equity
No additional details available.
As Low As
As Low As
LTV: up to 75%
Credit Rating: 1
No additional details available.
As Low As; APR is for vehicles with a perfected lien.
No additional details available.
Rates designed for you starting at
No additional details available.
As Low As
No additional details available.
As Low As
LTV: up to 75%
Construction Loan
No additional details available.
Credit Rating: 1
No additional details available.
APR*
As Low As; 100% financing with qualified credit
As Low As
up to $500, Tier B
No additional details available.
Fixed Rate; *
As Low As; **
LTV: up to 85%
As Low As
No additional details available.
APR*
No additional details available.
As Low As
LIMIT - $1,000.00
Length of Employment 15 years & over
LIMIT - $1,000.00
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As Low As
APR* Purchases
Ex: $6,000 @ 10% for 36 months = $194.
As Low As;*
Credit Rating: 1
up to $500, Tier C
Fixed Rate; ***
As Low As
As Low As
As Low As; multiple factors determine interest rate, loan limit and term: those factors include applicant's credit score and debt to income ratio.
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Credit Score: A - 750 & higher
As Low As
Credit Score A 750 & higher; Limit $5,000.00
As Low As
APR*
up to $500, Tier D
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
Credit Rating: 1
No additional details available.
As Low As;*
No additional details available.
Credit Score B 700 - 749; Limit $4,500.00
Rates as low as; Rate, terms and conditions are subject to change and may vary based on credit worthiness, qualifications and collateral conditions. All loans are subject to approval.
As Low As; Rate/APR* as low as
Credit Score: B - 700 - 749
Borrow between $500 and $7,500. Click here to apply.
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
Credit Score C 650 - 699; Limit $3,000.00
*$7,500.00 maximum amount available after 18 months of B&V permanent employment or B&V Credit Union membership. (pro-rated for less than 18 months of B&V permanent employment or B&V Credit Union membership) *maximum 36 month payback
No additional details available.
As Low As
As Low As
$5,000; As Low As; *APR
Up to $5,000; As Low As; *APR
Fixed
No additional details available.
Credit Rating: 2
As Low As
No additional details available.
No additional details available.
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Credit Score D 600 - 649; Limit $1,500.00
No additional details available.
Credit Score: C - 650 - 699
Credit Rating: 2
Tampa Personal Loan Rates
As Low As
Credit Rating: 1
Rates designed for you starting at
Credit Rating: 1
As Low As
No additional details available.
Credit Rating: 1
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Credit Rating: 1
Borrow between $500 and $7,500. Click here to apply.
Credit Rating: 2
No additional details available.
No additional details available.
Credit Rating: 2
Tampa Debt Consolidation Loan Rates
No additional details available.
Tampa Signature Loan Rates
No additional details available.
As Low As
No additional details available.
APR*
As Low As
No additional details available.
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No additional details available.
No additional details available.
As Low As
APR*
As Low As
up to $500, Tier B
As Low As; **
Fixed Rate; *
No additional details available.
APR*
As Low As
Ex: $6,000 @ 10% for 36 months = $194.
As Low As
up to $500, Tier C
As Low As
As Low As; multiple factors determine interest rate, loan limit and term: those factors include applicant's credit score and debt to income ratio.
As Low As
Credit Score: A - 750 & higher
As Low As
As Low As
APR*
up to $500, Tier D
As Low As
No additional details available.
No additional details available.
As Low As;*
Credit Score: B - 700 - 749
As Low As
No additional details available.
No additional details available.
*$7,500.00 maximum amount available after 18 months of B&V permanent employment or B&V Credit Union membership. (pro-rated for less than 18 months of B&V permanent employment or B&V Credit Union membership) *maximum 36 month payback
$5,000; As Low As; *APR
As Low As
As Low As
Up to $5,000; As Low As; *APR
Fixed
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Credit Score: C - 650 - 699
Tampa, KS Personal Loan Rate Trends
Compare local Tampa, KS personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Kansas personal loan rates fell 0.378 points over the past 7 days to 12.458% APR.
Kansas signature loan rates fell 1.081 points over the past 7 days to 10.978% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Tampa, Kansas personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Tampa, Kansas directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Tampa, Kansas. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in KS.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Kansas?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Kansas?
Are credit unions or banks better for personal loans in Tampa, Kansas?
What are the best personal loan rates in Tampa, Kansas?
- Emporia State Federal Credit Union: 4.50% (2021 - 2026 Models Loan)
- Frontier Community Credit Union: 4.52% (2016 - 2021 Loan)
- Mid American Credit Union: 4.99% (2016 and Older - Up to 48 Months Loan)
- KC Area Credit Union: 4.99% (Back To School Loan)
- County Credit Union: 4.99% (Signature (Personal) Loan)
Personal Loan Calculators
