MonitorBankRates
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Advertiser Disclosure Some of the institutions listed may have a business relationship with MonitorBankRates. However, our editorial team independently verifies all rates and data displayed. Advertiser relationships do not influence our health rating, star rankings, Texas Ratio calculation, or the rates shown.
Personal Loan Rate Trends

Fort White, Florida Best Personal Loan Rates - September 2026

Current personal loan options available to borrowers in Fort White, Florida include: Self-Help Credit UnionSelf-Help Credit UnionA5.0 ★Texas Ratio: 6.02% offering Solar Loans at 5.75% APR, FAMU Florida A&M University FCUFAMU Florida A&M University FCUA5.0 ★Texas Ratio: 10.65% offering Personal Loan at 7.00% APR, Platinum Federal Credit UnionPlatinum Federal Credit UnionA+5.0 ★Texas Ratio: 1.90% offering Personal Loan at 7.25% APR, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 6.20% offering Personal Loan at 7.49% APR, and Radiant Credit UnionRadiant Credit UnionA+5.0 ★Texas Ratio: 2.97% offering Credit Builder Secured Loan at 7.50% APR. Personal loan rates as of September 16, 2026 according to verified data from MonitorBankRates.

Fort White borrowers have access to 81 lenders serving the Florida area, with personal loan rates as low as 5.75% APR from Self-Help Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated, so we recommend checking back frequently.

We empower borrowers with transparent, proprietary financial health metrics, including A-F Safety Grades, verified Star Ratings, and Texas Ratios, so you can confidently borrow from a stable, highly-rated institution in Fort White, Florida.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in Fort White, Florida. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: September 16, 2026

Fort White Personal Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.02%
Solar LoansTerm: up to 240 months
5.75%
APR5.75%
Termup to 240 months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

FAMU Florida A&M University FCU
Institution Rating:
A5.0 ★Texas Ratio: 10.65%
Personal LoanTerm: up to 36 months
7.00%
APR7.00%
Interest Rate7.00%
Termup to 36 months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
Personal Loan
7.25%
APR7.25%
Term
Last UpdatedSeptember 16, 2026
Details

As low as

Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
Signature Loan
7.25%
APR7.25%
Term
Last UpdatedSeptember 16, 2026
Details

As low as

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
Personal Loan
7.49%
APR7.49%
Term
Last UpdatedSeptember 16, 2026
Details

As Low As

Radiant Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
Credit Builder Secured LoanTerm: 36 months
7.50%
APR7.50%
Term36 months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Members First Credit Union of Florida
Institution Rating:
A+5.0 ★Texas Ratio: 1.19%
Consolidation Loan
7.95%
APR7.95%
Term
Last UpdatedSeptember 16, 2026
Details

As low as

Justice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
Personal LoansTerm: Up to 12 months
7.99%
APR7.99%
TermUp to 12 months
Last UpdatedSeptember 16, 2026
Details

Loan Amount: $500+

Hialeah Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
Personal Loans
7.99%
APR7.99%
Term
Last UpdatedSeptember 16, 2026
Details

As low as 9.99%; Borrow up to $15,000

First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
Personal Loans - 12 MonthsTerm: 12 Months
7.99%
APR7.99%
Term12 Months
Last UpdatedSeptember 16, 2026
Details

Credit Score: 720+

FAMU Florida A&M University FCU
Institution Rating:
A5.0 ★Texas Ratio: 10.65%
Personal LoanTerm: 37-60 months
8.00%
APR8.00%
Interest Rate8.00%
Term37-60 months
Last UpdatedSeptember 16, 2026
Details

over $5,000

Justice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
Personal LoansTerm: 36 months
8.24%
APR8.24%
Term36 months
Last UpdatedSeptember 16, 2026
Details

Loan Amount: $2,500+

First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
Personal Loans - 24 MonthsTerm: 24 Months
8.24%
APR8.24%
Term24 Months
Last UpdatedSeptember 16, 2026
Details

Credit Score: 720+

Jax Fire Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
Signature LoanTerm: 36 Months
8.40%
APR8.40%
Term36 Months
Last UpdatedSeptember 16, 2026
Details

As low as

MIAMI FIREFIGHTERS
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
Personal LoanTerm: 12 Months
8.40%
APR8.40%
Term12 Months
Last UpdatedSeptember 16, 2026
Details

As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.

MIAMI FIREFIGHTERS
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
Personal LoanTerm: 24 Months
8.45%
APR8.45%
Term24 Months
Last UpdatedSeptember 16, 2026
Details

As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.

Justice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
Personal LoansTerm: 48 months
8.49%
APR8.49%
Term48 months
Last UpdatedSeptember 16, 2026
Details

Loan Amount: $3,000+

First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
Personal Loans - 36 MonthsTerm: 36 Months
8.49%
APR8.49%
Term36 Months
Last UpdatedSeptember 16, 2026
Details

Credit Score: 720+

MIAMI FIREFIGHTERS
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
Personal LoanTerm: 36 Months
8.50%
APR8.50%
Term36 Months
Last UpdatedSeptember 16, 2026
Details

As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.

MIAMI FIREFIGHTERS
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
Personal LoanTerm: 48 Months
8.65%
APR8.65%
Term48 Months
Last UpdatedSeptember 16, 2026
Details

As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
Signature Loan (closed-end loan)Term: 12 Months
8.74%
APR8.74%
Term12 Months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Guardians Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.66%
Personal Signature Loan
8.74%
APR8.74%
Term
Last UpdatedSeptember 16, 2026
Details

As Low As

First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
Personal Loans - 12 MonthsTerm: 12 Months
8.74%
APR8.74%
Term12 Months
Last UpdatedSeptember 16, 2026
Details

Credit Score: 680-719

Unity Of Eatonville Federal Credit Union
Institution Rating:
D2.1 ★Texas Ratio: 7.88%
Unsecured LoansTerm: 0 - 60 Months
8.75%
APR8.75%
Term0 - 60 Months
Last UpdatedSeptember 16, 2026
Details

As Low As; based on credit score

Justice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
Personal Loan
8.90%
APR8.90%
Term
Last UpdatedSeptember 16, 2026
Details

Loan Amount: $500-$40,000

Pen Air Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.82%
Personal LoanTerm: 60 months
8.90%
APR8.90%
Term60 months
Last UpdatedSeptember 16, 2026
Details

As Low As; Rates range from 8.90% to 17.90%.

Justice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
Personal LoansTerm: 60 months
8.99%
APR8.99%
Term60 months
Last UpdatedSeptember 16, 2026
Details

Loan Amount: $5,000+

Everence Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.19%
Personal Loan
8.99%
APR8.99%
Term
Last UpdatedSeptember 16, 2026
Details

Rates subject to credit score. Additional loan rate details.

First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
Personal Loans - 24 MonthsTerm: 24 Months
8.99%
APR8.99%
Term24 Months
Last UpdatedSeptember 16, 2026
Details

Credit Score: 680-719

U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
Personal Loans
8.99%
APR8.99%
Interest Rate8.99%
Term
Last UpdatedSeptember 16, 2026
Details

As low as with Rewards

Metro North Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
Personal Loan / Signature Loan ($500 - $7500.00)
9.00%
APR9.00%
Term
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Metro North Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
Personal Loan / Signature Loan ($500.00)
9.00%
APR9.00%
Term
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Walton County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
Personal LoanTerm: Up to 60 months
9.00%
APR9.00%
TermUp to 60 months
Last UpdatedSeptember 16, 2026
Details

up to $7.500.00

Madison Education Assoc Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
Personal Loans
9.00%
APR9.00%
Term
Last UpdatedSeptember 16, 2026
Details

As Low As; Rates are subject to change and are based on term and individual's creditworthiness. The above rates reflect the maximum discounts available, for more information contact a credit union representative.

MIAMI FIREFIGHTERS
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
Personal LoanTerm: 60 Months
9.00%
APR9.00%
Term60 Months
Last UpdatedSeptember 16, 2026
Details

As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.

Pinellas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
Personal Loans
9.24%
APR9.24%
Term
Last UpdatedSeptember 16, 2026
Details

Fixed Rate. Rates subject to change without notice. Actual rate will be based on credit history and underwriting guidelines. Call 727.586.4422, stop by a branch or visit www.pinellasfcu.org for current rates.

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
Signature Loan (closed-end loan) - 24 MonthsTerm: 24 Months
9.24%
APR9.24%
Term24 Months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
Signature Loan (closed-end loan) - 36 MonthsTerm: 36 Months
9.24%
APR9.24%
Term36 Months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
Personal Loans - 36 MonthsTerm: 36 Months
9.24%
APR9.24%
Term36 Months
Last UpdatedSeptember 16, 2026
Details

Credit Score: 680-719

Farmers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Signature Loan
9.25%
APR9.25%
Term
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Blue Coast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
Personal (Signature) LoanTerm: up to 24 Months
9.25%
APR9.25%
Termup to 24 Months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
Personal Loan
9.25%
APR9.25%
Term
Last UpdatedSeptember 16, 2026
Details

As low as

MIAMI FIREFIGHTERS
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
Personal LoanTerm: 66 Months
9.25%
APR9.25%
Term66 Months
Last UpdatedSeptember 16, 2026
Details

As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.

Panhandle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
Signature LoanTerm: Up to 60 Months
9.30%
APR9.30%
TermUp to 60 Months
Last UpdatedSeptember 16, 2026
Details

As Low As

Jax Fire Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
Signature LoanTerm: 72 Months
9.40%
APR9.40%
Term72 Months
Last UpdatedSeptember 16, 2026
Details

As low as

Justice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
Personal LoansTerm: 72 months
9.49%
APR9.49%
Term72 months
Last UpdatedSeptember 16, 2026
Details

Loan Amount: $5,000+

TMH Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal / Personal LOC LoanTerm: 48 Months
9.49%
APR9.49%
Term48 Months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
Personal Signature Loan
9.49%
APR9.49%
Term
Last UpdatedSeptember 16, 2026
Details

Fixed APR as low as; Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.

Miami Postal Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
Personal LoanTerm: 6-60 Months
9.49%
APR9.49%
Term6-60 Months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
Personal Loans - 48 MonthsTerm: 48 Months
9.49%
APR9.49%
Term48 Months
Last UpdatedSeptember 16, 2026
Details

Credit Score: 720+

Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
Personal Loans
9.50%
APR9.50%
Term
Last UpdatedSeptember 16, 2026
Details

Annual Percentage Rate based on creditworthiness

Trax Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
Signature LoanTerm: 60 months
9.50%
APR9.50%
Term60 months
Last UpdatedSeptember 16, 2026
Details

As Low As; Maximum Terms*

Memorial Employees Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
Signature Loan
9.50%
APR9.50%
Term
Last UpdatedSeptember 16, 2026
Details

As Low As

MIAMI FIREFIGHTERS
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
Personal LoanTerm: 72 Months
9.50%
APR9.50%
Term72 Months
Last UpdatedSeptember 16, 2026
Details

As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.

Peoples Alliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
Signature (Unsecured)/Debt ConsolidationTerm: 1-3 years
9.74%
APR9.74%
Interest Rate9.74%
Term1-3 years
Last UpdatedSeptember 16, 2026
Details

As low as; The above annual percentage rates (APR) are the lowest rates offered to applicants with direct deposit of net pay and a checking account. Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or different terms. All loan requests and rates are subject to credit approval. Does not apply to member with existing equity loans.

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
Personal Loans & Lines - Loan
9.74%
APR9.74%
Term
Last UpdatedSeptember 16, 2026
Details

Rates from 9.74% - 18.00%

Partners Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
Personal LoansTerm: 36 Months
9.74%
APR9.74%
Term36 Months
Last UpdatedSeptember 16, 2026
Details

As Low As; Repayment period based on loan amount

Partners Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
Unsecured LoanTerm: 36 Mo
9.74%
APR9.74%
Term36 Mo
Last UpdatedSeptember 16, 2026
Details

My Rate

Priority One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
Personal/Signature Loan
9.74%
APR9.74%
Term
Last UpdatedSeptember 16, 2026
Details

As Low As

Alabama Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
Personal Property LoanTerm: Up to 36 months
9.75%
APR9.75%
TermUp to 36 months
Last UpdatedSeptember 16, 2026
Details

Rates as low as; Conditions apply, and terms may be limited by loan amount, credit history and other factors. Not all collateral items qualify for terms shown. Refer to AL Credit Union Membership & Account Agreement and Truth In Savings Rate & Fee Schedule for product details.

Community First Credit Union Of Florida
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
Personal LoanTerm: 0-36 months
9.89%
APR9.89%
Term0-36 months
Last UpdatedSeptember 16, 2026
Details

As Low As

Keys Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.67%
Personal/Signature Loans
9.90%
APR9.90%
Term
Last UpdatedSeptember 16, 2026
Details

As Low As*

EMERALD COAST
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
Consolidation Loan
9.90%
APR9.90%
Term
Last UpdatedSeptember 16, 2026
Details

No additional details available.

EMERALD COAST
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
Personal LOC Loan
9.90%
APR9.90%
Term
Last UpdatedSeptember 16, 2026
Details

Agreement available here. Addendum available here.

EMERALD COAST
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
Personal/Signature Loan
9.90%
APR9.90%
Term
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Baptist Health South Florida Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
Debt Consolidation Loan
9.95%
APR9.95%
Term
Last UpdatedSeptember 16, 2026
Details

As low as

Baptist Health South Florida Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
Personal Loan
9.95%
APR9.95%
Term
Last UpdatedSeptember 16, 2026
Details

As low as

City County Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
Personal LoansTerm: 12-60 months
9.95%
APR9.95%
Term12-60 months
Last UpdatedSeptember 16, 2026
Details

As low As

Sun Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
Personal Loan/Lines of Credit
9.95%
APR9.95%
Term
Last UpdatedSeptember 16, 2026
Details

No additional details available.

PowerNet Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Personal Loan
9.95%
APR9.95%
Term
Last UpdatedSeptember 16, 2026
Details

As low as

Citi
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
Personal LoanTerm: 12 - 60 months
9.99%
APR9.99%
Term12 - 60 months
Last UpdatedSeptember 16, 2026
Details

Includes a 0.5% APR discount for enrolling in automatic payments at loan origination. Your APR will depend on a variety of factors including your creditworthiness, term of loan, and existing relationship with Citi.; APR range: 9.99% - 17.49%

Peoples Alliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
Debt Consolidation LoanTerm: 60 months
9.99%
APR9.99%
Term60 months
Last UpdatedSeptember 16, 2026
Details

As Low As; The above annual percentage rates (APR) are the lowest rates offered to applicants with direct deposit of net pay and a certain checking account. Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or different terms. All loan requests and rates are subject to credit approval.

Hialeah Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
Personal Loans
9.99%
APR9.99%
Term
Last UpdatedSeptember 16, 2026
Details

As Low As; Borrow up to $15,000

Tyndall Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
Personal Unsecured LoanTerm: 48 Months
9.99%
APR9.99%
Term48 Months
Last UpdatedSeptember 16, 2026
Details

As Low As

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.27%
Personal LoanTerm: 60 Months
9.99%
APR9.99%
Term60 Months
Last UpdatedSeptember 16, 2026
Details

Loan amount up to $15,000

Jetstream Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
Personal LoanTerm: Up to 36 months
9.99%
APR9.99%
TermUp to 36 months
Last UpdatedSeptember 16, 2026
Details

As low as; Max. Limit: Up to $20K***; Loan Amount: Up to $20K

LMCU Lake Michigan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.85%
Personal Loan
9.99%
APR9.99%
Term
Last UpdatedSeptember 16, 2026
Details

Rates as of 09/12/26 and subject to change.

Connect Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
Debt Consolidation Loan
9.99%
APR9.99%
Term
Last UpdatedSeptember 16, 2026
Details

APR = Annual Percentage Rate. Loan term matches the Certificate used to secure the loan, and the rate is 1.5% above the Certificate rate. Rates are subject to change and are based on the term and individual's creditworthiness. For more information, contact your credit union representative.

Florida Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
Personal LoanTerm: Up to 60 months
9.99%
APR9.99%
TermUp to 60 months
Last UpdatedSeptember 16, 2026
Details

As Low As

First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
Personal Loans - 12 MonthsTerm: 12 Months
9.99%
APR9.99%
Term12 Months
Last UpdatedSeptember 16, 2026
Details

Credit Score: 640-679

Gulf Winds Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
Personal LoanTerm: 60 months
9.99%
APR9.99%
Term60 months
Last UpdatedSeptember 16, 2026
Details

APR range: 9.99% - 17.90%

Launch Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
Personal Loan
9.99%
APR9.99%
Term
Last UpdatedSeptember 16, 2026
Details

Rate as low as 9.99% APR. Loans subject to credit approval. The rate you pay will be based on your credit history and approximate term. If your risk profile puts you in a higher risk category your rate may be higher. Payment and term affected by amount financed. Certain terms may not be available for all risk categories. Savings account required for a loan.

Innovations Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.94%
Personal Loan
9.99%
APR9.99%
Term
Last UpdatedSeptember 16, 2026
Details

Daily Periodic Rate: 0.0274% - 0.0493%; APR range: 9.99% - 18.00%

U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
Signature Loan
9.99%
APR9.99%
Term
Last UpdatedSeptember 16, 2026
Details

As Low As

Florida Customs Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Personal Loan
10.00%
APR10.00%
Term
Last UpdatedSeptember 16, 2026
Details

As Low As

Coastline Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Personal LoanTerm: 36 months
10.00%
APR10.00%
Term36 months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Walton County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
Personal Loan with CollateralTerm: Up to 72 months
10.00%
APR10.00%
TermUp to 72 months
Last UpdatedSeptember 16, 2026
Details

up to $15,000.00

Everglades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
Unsecured Loan
10.00%
APR10.00%
Term
Last UpdatedSeptember 16, 2026
Details

Credit Grade/Score: 675+ = A

Tru Fi-Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
Unsecured LoanTerm: 24 months
10.00%
APR10.00%
Term24 months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Florida Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
Personal Loan (minimum amountTerm: 18 - 60
10.09%
APR10.09%
Interest Rate10.00%
Term18 - 60
Last UpdatedSeptember 16, 2026
Details

$3,001; As Low As

Velocity Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
Personal LoansTerm: Up to 60 Months
10.24%
APR10.24%
TermUp to 60 Months
Last UpdatedSeptember 16, 2026
Details

Borrow up to $30,000

First Florida Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
Personal Loan
10.24%
APR10.24%
Term
Last UpdatedSeptember 16, 2026
Details

No additional details available.

First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
Personal Loans - 24 MonthsTerm: 24 Months
10.24%
APR10.24%
Term24 Months
Last UpdatedSeptember 16, 2026
Details

Credit Score: 640-679

First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
Personal Loans - 48 MonthsTerm: 48 Months
10.24%
APR10.24%
Term48 Months
Last UpdatedSeptember 16, 2026
Details

Credit Score: 680-719

Tyndall Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
Personal Unsecured LoanTerm: 60 Months
10.29%
APR10.29%
Term60 Months
Last UpdatedSeptember 16, 2026
Details

As Low As

Santa Rosa County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
Personal LoanTerm: Up to 60 Months
10.40%
APR10.40%
TermUp to 60 Months
Last UpdatedSeptember 16, 2026
Details

As Low As

USF Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.90%
Personal Loans
10.49%
APR10.49%
Term
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Dade County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
Signature LoanTerm: Up to 60 months
10.49%
APR10.49%
TermUp to 60 months
Last UpdatedSeptember 16, 2026
Details

As low as

Adventhealth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
Personal Loan
10.49%
APR10.49%
Term
Last UpdatedSeptember 16, 2026
Details

As Low As

First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
Personal Loans - 36 MonthsTerm: 36 Months
10.49%
APR10.49%
Term36 Months
Last UpdatedSeptember 16, 2026
Details

Credit Score: 640-679

First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
Personal Loans - 60 MonthsTerm: 60 Months
10.49%
APR10.49%
Term60 Months
Last UpdatedSeptember 16, 2026
Details

Credit Score: 720+

Orlando Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
Personal LoanTerm: up to 36 months
10.49%
APR10.49%
Termup to 36 months
Last UpdatedSeptember 16, 2026
Details

Unsecured

RadiFi Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
Personal Loans - 36 monthsTerm: 36 months
10.50%
APR10.50%
Term36 months
Last UpdatedSeptember 16, 2026
Details

APRs are effective as of 9/1/2026 and subject to change at any time without notice. Your rate may be higher than the lowest advertised APR. APRs are based on your creditworthiness and other criteria. Minimum personal loan amount is $500. Maximum personal loan amount is $30,000.

Tampa Postal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
Personal Loan
10.50%
APR10.50%
Term
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Grow Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
Signature Personal Loan
10.50%
APR10.50%
Term
Last UpdatedSeptember 16, 2026
Details

As Low As; Fixed; Varies

Launch Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
Signature LoanTerm: up to 36 months
10.50%
APR10.50%
Termup to 36 months
Last UpdatedSeptember 16, 2026
Details

Max 60 months*

Community First Credit Union Of Florida
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
Personal LoanTerm: 37-60 months
10.59%
APR10.59%
Term37-60 months
Last UpdatedSeptember 16, 2026
Details

As Low As

ECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.01%
Regular Personal LoanTerm: Up to 12
10.65%
APR10.65%
TermUp to 12
Last UpdatedSeptember 16, 2026
Details

Loan Amount: Up to $1,000

Radiant Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
Unsecured Personal LoanTerm: 48 months
10.66%
APR10.66%
Term48 months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Coastline Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Personal LoanTerm: 48 months
10.70%
APR10.70%
Term48 months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Gold Coast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
Personal LoanTerm: 60 months
10.74%
APR10.74%
Term60 months
Last UpdatedSeptember 16, 2026
Details

Payment example: For a $10,000 loan for 60 months at 10.74%, the monthly payment would be $216.75. Rates are effective as of January 5, 2026.

Peoples Alliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
Signature (Unsecured)/Debt ConsolidationTerm: 4-5 years
10.74%
APR10.74%
Interest Rate10.74%
Term4-5 years
Last UpdatedSeptember 16, 2026
Details

As low as; The above annual percentage rates (APR) are the lowest rates offered to applicants with direct deposit of net pay and a checking account. Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or different terms. All loan requests and rates are subject to credit approval. Does not apply to member with existing equity loans.

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
Signature Loan (closed-end loan)Term: 60 Months
10.74%
APR10.74%
Term60 Months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

RadiFi Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
Personal Loans - 48 monthsTerm: 48 months
10.75%
APR10.75%
Term48 months
Last UpdatedSeptember 16, 2026
Details

APRs are effective as of 9/1/2026 and subject to change at any time without notice. Your rate may be higher than the lowest advertised APR. APRs are based on your creditworthiness and other criteria. Minimum personal loan amount is $500. Maximum personal loan amount is $30,000.

San Antonio Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
PERSONAL LoanTerm: 48 M
10.79%
APR10.79%
Interest Rate10.79%
Term48 M
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Tru Fi-Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
Unsecured LoanTerm: 37 - 60 months
10.79%
APR10.79%
Term37 - 60 months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Financial Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
Personal Loan
10.90%
APR10.90%
Term
Last UpdatedSeptember 16, 2026
Details

Rates Subject To Change Without Notice.

Coastline Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Personal LoanTerm: 60 months
10.95%
APR10.95%
Term60 months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

South Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
Personal Loan
10.95%
APR10.95%
Term
Last UpdatedSeptember 16, 2026
Details

As Low As; 100% financing available for qualified members, terms available with certain restrictions and nominal rate increase; Rates and terms are subject to change without notice; Rates are based on the term of loan and credit history

Partners Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
Personal LoansTerm: 60 Months
10.99%
APR10.99%
Term60 Months
Last UpdatedSeptember 16, 2026
Details

Repayment period based on loan amount

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.27%
Personal LoanTerm: 72 Months
10.99%
APR10.99%
Term72 Months
Last UpdatedSeptember 16, 2026
Details

Loan amount $15,000 - $25,000

Jetstream Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
Personal Loan - Max. 60 monthsTerm: Max. 60 months
10.99%
APR10.99%
TermMax. 60 months
Last UpdatedSeptember 16, 2026
Details

Up to $20K***; Max. Limit

Jetstream Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
Personal Loan - Up to 60 monthsTerm: Up to 60 months
10.99%
APR10.99%
TermUp to 60 months
Last UpdatedSeptember 16, 2026
Details

As low as; Max. Limit: Up to $20K***; Loan Amount: Up to $20K

Priority Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.38%
Signature/Unsecured Loan
10.99%
APR10.99%
Term
Last UpdatedSeptember 16, 2026
Details

2

RadiFi Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
Personal Loans - 60 monthsTerm: 60 months
11.00%
APR11.00%
Term60 months
Last UpdatedSeptember 16, 2026
Details

APRs are effective as of 9/1/2026 and subject to change at any time without notice. Your rate may be higher than the lowest advertised APR. APRs are based on your creditworthiness and other criteria. Minimum personal loan amount is $500. Maximum personal loan amount is $30,000.

Monroe County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.08%
Personal LoansTerm: Max. $6,000
11.00%
APR11.00%
TermMax. $6,000
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Launch Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
Signature LoanTerm: up to 60 months
11.00%
APR11.00%
Termup to 60 months
Last UpdatedSeptember 16, 2026
Details

As Low As*

Midflorida Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
Closed End Personal LoanTerm: up to 72 mos.
11.22%
APR11.22%
Termup to 72 mos.
Last UpdatedSeptember 16, 2026
Details

As Low As

First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
Personal Loans - 60 MonthsTerm: 60 Months
11.24%
APR11.24%
Term60 Months
Last UpdatedSeptember 16, 2026
Details

Credit Score: 680-719

RadiFi Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
Personal Loans - 72 monthsTerm: 72 months
11.25%
APR11.25%
Term72 months
Last UpdatedSeptember 16, 2026
Details

APRs are effective as of 9/1/2026 and subject to change at any time without notice. Your rate may be higher than the lowest advertised APR. APRs are based on your creditworthiness and other criteria. Minimum personal loan amount is $500. Maximum personal loan amount is $30,000.

SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.41%
Personal LoanTerm: Up to 36 Months
11.25%
APR11.25%
TermUp to 36 Months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

We Florida Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
Personal LoanTerm: Up to 36 months
11.25%
APR11.25%
TermUp to 36 months
Last UpdatedSeptember 16, 2026
Details

Rates and terms are subject to change without notice. Terms vary based on collateral, loan amount, and creditworthiness. Ask us for details.

Jax Fire Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
Signature LoanTerm: 84 Months
11.40%
APR11.40%
Term84 Months
Last UpdatedSeptember 16, 2026
Details

As low as

First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
Personal Loans - 48 MonthsTerm: 48 Months
11.49%
APR11.49%
Term48 Months
Last UpdatedSeptember 16, 2026
Details

Credit Score: 640-679

Orlando Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
Personal LoanTerm: up to 60 months
11.49%
APR11.49%
Termup to 60 months
Last UpdatedSeptember 16, 2026
Details

Unsecured

McCoy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
Personal Unsecured LoanTerm: as low as
11.50%
APR11.50%
Termas low as
Last UpdatedSeptember 16, 2026
Details

As Low As

Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.02%
Signature Loans with CollateralTerm: up to 48 months
11.75%
APR11.75%
Termup to 48 months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Blue Coast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
Personal (Signature) LoanTerm: 25-36 Months
11.75%
APR11.75%
Term25-36 Months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.41%
Personal LoanTerm: 37 to 60 Months
11.75%
APR11.75%
Term37 to 60 Months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Community First Credit Union Of Florida
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
Personal LoanTerm: 61-72 months
11.79%
APR11.79%
Term61-72 months
Last UpdatedSeptember 16, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
Personal LoansTerm: 84 months
11.99%
APR11.99%
Term84 months
Last UpdatedSeptember 16, 2026
Details

Loan Amount: $5,000+

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.27%
Personal LoanTerm: 84 Months
11.99%
APR11.99%
Term84 Months
Last UpdatedSeptember 16, 2026
Details

Loan amount $25,000 or more

First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
Personal Loans - 12 MonthsTerm: 12 Months
11.99%
APR11.99%
Term12 Months
Last UpdatedSeptember 16, 2026
Details

Credit Score: 600-639

Dort Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
Signature Loans
11.99%
APR11.99%
Term
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Addition Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.47%
Signature LoanTerm: 60 Months
12.00%
APR12.00%
Term60 Months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Everglades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
Unsecured Loan
12.00%
APR12.00%
Term
Last UpdatedSeptember 16, 2026
Details

Credit Grade/Score: 600674= B

ECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.01%
Regular Personal LoanTerm: Up to 24
12.00%
APR12.00%
TermUp to 24
Last UpdatedSeptember 16, 2026
Details

Loan Amount: $1,001 to $2,000

Fort White Personal Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
FAMU Florida A&M University FCU
Institution Rating:
A5.0 ★Texas Ratio: 10.65%
Personal LoanTerm: up to 36 months
7.00%
APR7.00%
Interest Rate7.00%
Termup to 36 months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
Personal Loan
7.25%
APR7.25%
Term
Last UpdatedSeptember 16, 2026
Details

As low as

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
Personal Loan
7.49%
APR7.49%
Term
Last UpdatedSeptember 16, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
Personal LoansTerm: Up to 12 months
7.99%
APR7.99%
TermUp to 12 months
Last UpdatedSeptember 16, 2026
Details

Loan Amount: $500+

Hialeah Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
Personal Loans
7.99%
APR7.99%
Term
Last UpdatedSeptember 16, 2026
Details

As low as 9.99%; Borrow up to $15,000

First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
Personal Loans - 12 MonthsTerm: 12 Months
7.99%
APR7.99%
Term12 Months
Last UpdatedSeptember 16, 2026
Details

Credit Score: 720+

FAMU Florida A&M University FCU
Institution Rating:
A5.0 ★Texas Ratio: 10.65%
Personal LoanTerm: 37-60 months
8.00%
APR8.00%
Interest Rate8.00%
Term37-60 months
Last UpdatedSeptember 16, 2026
Details

over $5,000

Justice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
Personal LoansTerm: 36 months
8.24%
APR8.24%
Term36 months
Last UpdatedSeptember 16, 2026
Details

Loan Amount: $2,500+

First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
Personal Loans - 24 MonthsTerm: 24 Months
8.24%
APR8.24%
Term24 Months
Last UpdatedSeptember 16, 2026
Details

Credit Score: 720+

MIAMI FIREFIGHTERS
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
Personal LoanTerm: 12 Months
8.40%
APR8.40%
Term12 Months
Last UpdatedSeptember 16, 2026
Details

As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.

MIAMI FIREFIGHTERS
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
Personal LoanTerm: 24 Months
8.45%
APR8.45%
Term24 Months
Last UpdatedSeptember 16, 2026
Details

As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.

Justice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
Personal LoansTerm: 48 months
8.49%
APR8.49%
Term48 months
Last UpdatedSeptember 16, 2026
Details

Loan Amount: $3,000+

First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
Personal Loans - 36 MonthsTerm: 36 Months
8.49%
APR8.49%
Term36 Months
Last UpdatedSeptember 16, 2026
Details

Credit Score: 720+

MIAMI FIREFIGHTERS
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
Personal LoanTerm: 36 Months
8.50%
APR8.50%
Term36 Months
Last UpdatedSeptember 16, 2026
Details

As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.

MIAMI FIREFIGHTERS
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
Personal LoanTerm: 48 Months
8.65%
APR8.65%
Term48 Months
Last UpdatedSeptember 16, 2026
Details

As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.

First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
Personal Loans - 12 MonthsTerm: 12 Months
8.74%
APR8.74%
Term12 Months
Last UpdatedSeptember 16, 2026
Details

Credit Score: 680-719

Justice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
Personal Loan
8.90%
APR8.90%
Term
Last UpdatedSeptember 16, 2026
Details

Loan Amount: $500-$40,000

Pen Air Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.82%
Personal LoanTerm: 60 months
8.90%
APR8.90%
Term60 months
Last UpdatedSeptember 16, 2026
Details

As Low As; Rates range from 8.90% to 17.90%.

Justice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
Personal LoansTerm: 60 months
8.99%
APR8.99%
Term60 months
Last UpdatedSeptember 16, 2026
Details

Loan Amount: $5,000+

Everence Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.19%
Personal Loan
8.99%
APR8.99%
Term
Last UpdatedSeptember 16, 2026
Details

Rates subject to credit score. Additional loan rate details.

First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
Personal Loans - 24 MonthsTerm: 24 Months
8.99%
APR8.99%
Term24 Months
Last UpdatedSeptember 16, 2026
Details

Credit Score: 680-719

U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
Personal Loans
8.99%
APR8.99%
Interest Rate8.99%
Term
Last UpdatedSeptember 16, 2026
Details

As low as with Rewards

Metro North Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
Personal Loan / Signature Loan ($500 - $7500.00)
9.00%
APR9.00%
Term
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Metro North Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
Personal Loan / Signature Loan ($500.00)
9.00%
APR9.00%
Term
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Walton County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
Personal LoanTerm: Up to 60 months
9.00%
APR9.00%
TermUp to 60 months
Last UpdatedSeptember 16, 2026
Details

up to $7.500.00

Madison Education Assoc Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
Personal Loans
9.00%
APR9.00%
Term
Last UpdatedSeptember 16, 2026
Details

As Low As; Rates are subject to change and are based on term and individual's creditworthiness. The above rates reflect the maximum discounts available, for more information contact a credit union representative.

MIAMI FIREFIGHTERS
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
Personal LoanTerm: 60 Months
9.00%
APR9.00%
Term60 Months
Last UpdatedSeptember 16, 2026
Details

As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.

Pinellas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
Personal Loans
9.24%
APR9.24%
Term
Last UpdatedSeptember 16, 2026
Details

Fixed Rate. Rates subject to change without notice. Actual rate will be based on credit history and underwriting guidelines. Call 727.586.4422, stop by a branch or visit www.pinellasfcu.org for current rates.

First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
Personal Loans - 36 MonthsTerm: 36 Months
9.24%
APR9.24%
Term36 Months
Last UpdatedSeptember 16, 2026
Details

Credit Score: 680-719

Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
Personal Loan
9.25%
APR9.25%
Term
Last UpdatedSeptember 16, 2026
Details

As low as

MIAMI FIREFIGHTERS
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
Personal LoanTerm: 66 Months
9.25%
APR9.25%
Term66 Months
Last UpdatedSeptember 16, 2026
Details

As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.

Justice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
Personal LoansTerm: 72 months
9.49%
APR9.49%
Term72 months
Last UpdatedSeptember 16, 2026
Details

Loan Amount: $5,000+

Miami Postal Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
Personal LoanTerm: 6-60 Months
9.49%
APR9.49%
Term6-60 Months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
Personal Loans - 48 MonthsTerm: 48 Months
9.49%
APR9.49%
Term48 Months
Last UpdatedSeptember 16, 2026
Details

Credit Score: 720+

Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
Personal Loans
9.50%
APR9.50%
Term
Last UpdatedSeptember 16, 2026
Details

Annual Percentage Rate based on creditworthiness

MIAMI FIREFIGHTERS
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
Personal LoanTerm: 72 Months
9.50%
APR9.50%
Term72 Months
Last UpdatedSeptember 16, 2026
Details

As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
Personal Loans & Lines - Loan
9.74%
APR9.74%
Term
Last UpdatedSeptember 16, 2026
Details

Rates from 9.74% - 18.00%

Partners Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
Personal LoansTerm: 36 Months
9.74%
APR9.74%
Term36 Months
Last UpdatedSeptember 16, 2026
Details

As Low As; Repayment period based on loan amount

Community First Credit Union Of Florida
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
Personal LoanTerm: 0-36 months
9.89%
APR9.89%
Term0-36 months
Last UpdatedSeptember 16, 2026
Details

As Low As

Baptist Health South Florida Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
Personal Loan
9.95%
APR9.95%
Term
Last UpdatedSeptember 16, 2026
Details

As low as

City County Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
Personal LoansTerm: 12-60 months
9.95%
APR9.95%
Term12-60 months
Last UpdatedSeptember 16, 2026
Details

As low As

Sun Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
Personal Loan/Lines of Credit
9.95%
APR9.95%
Term
Last UpdatedSeptember 16, 2026
Details

No additional details available.

PowerNet Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Personal Loan
9.95%
APR9.95%
Term
Last UpdatedSeptember 16, 2026
Details

As low as

Citi
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
Personal LoanTerm: 12 - 60 months
9.99%
APR9.99%
Term12 - 60 months
Last UpdatedSeptember 16, 2026
Details

Includes a 0.5% APR discount for enrolling in automatic payments at loan origination. Your APR will depend on a variety of factors including your creditworthiness, term of loan, and existing relationship with Citi.; APR range: 9.99% - 17.49%

Hialeah Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
Personal Loans
9.99%
APR9.99%
Term
Last UpdatedSeptember 16, 2026
Details

As Low As; Borrow up to $15,000

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.27%
Personal LoanTerm: 60 Months
9.99%
APR9.99%
Term60 Months
Last UpdatedSeptember 16, 2026
Details

Loan amount up to $15,000

Jetstream Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
Personal LoanTerm: Up to 36 months
9.99%
APR9.99%
TermUp to 36 months
Last UpdatedSeptember 16, 2026
Details

As low as; Max. Limit: Up to $20K***; Loan Amount: Up to $20K

LMCU Lake Michigan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.85%
Personal Loan
9.99%
APR9.99%
Term
Last UpdatedSeptember 16, 2026
Details

Rates as of 09/12/26 and subject to change.

Florida Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
Personal LoanTerm: Up to 60 months
9.99%
APR9.99%
TermUp to 60 months
Last UpdatedSeptember 16, 2026
Details

As Low As

First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
Personal Loans - 12 MonthsTerm: 12 Months
9.99%
APR9.99%
Term12 Months
Last UpdatedSeptember 16, 2026
Details

Credit Score: 640-679

Gulf Winds Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
Personal LoanTerm: 60 months
9.99%
APR9.99%
Term60 months
Last UpdatedSeptember 16, 2026
Details

APR range: 9.99% - 17.90%

Launch Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
Personal Loan
9.99%
APR9.99%
Term
Last UpdatedSeptember 16, 2026
Details

Rate as low as 9.99% APR. Loans subject to credit approval. The rate you pay will be based on your credit history and approximate term. If your risk profile puts you in a higher risk category your rate may be higher. Payment and term affected by amount financed. Certain terms may not be available for all risk categories. Savings account required for a loan.

Innovations Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.94%
Personal Loan
9.99%
APR9.99%
Term
Last UpdatedSeptember 16, 2026
Details

Daily Periodic Rate: 0.0274% - 0.0493%; APR range: 9.99% - 18.00%

Florida Customs Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Personal Loan
10.00%
APR10.00%
Term
Last UpdatedSeptember 16, 2026
Details

As Low As

Coastline Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Personal LoanTerm: 36 months
10.00%
APR10.00%
Term36 months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Walton County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
Personal Loan with CollateralTerm: Up to 72 months
10.00%
APR10.00%
TermUp to 72 months
Last UpdatedSeptember 16, 2026
Details

up to $15,000.00

Florida Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
Personal Loan (minimum amountTerm: 18 - 60
10.09%
APR10.09%
Interest Rate10.00%
Term18 - 60
Last UpdatedSeptember 16, 2026
Details

$3,001; As Low As

Velocity Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
Personal LoansTerm: Up to 60 Months
10.24%
APR10.24%
TermUp to 60 Months
Last UpdatedSeptember 16, 2026
Details

Borrow up to $30,000

First Florida Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
Personal Loan
10.24%
APR10.24%
Term
Last UpdatedSeptember 16, 2026
Details

No additional details available.

First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
Personal Loans - 24 MonthsTerm: 24 Months
10.24%
APR10.24%
Term24 Months
Last UpdatedSeptember 16, 2026
Details

Credit Score: 640-679

First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
Personal Loans - 48 MonthsTerm: 48 Months
10.24%
APR10.24%
Term48 Months
Last UpdatedSeptember 16, 2026
Details

Credit Score: 680-719

Santa Rosa County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
Personal LoanTerm: Up to 60 Months
10.40%
APR10.40%
TermUp to 60 Months
Last UpdatedSeptember 16, 2026
Details

As Low As

USF Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.90%
Personal Loans
10.49%
APR10.49%
Term
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Adventhealth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
Personal Loan
10.49%
APR10.49%
Term
Last UpdatedSeptember 16, 2026
Details

As Low As

First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
Personal Loans - 36 MonthsTerm: 36 Months
10.49%
APR10.49%
Term36 Months
Last UpdatedSeptember 16, 2026
Details

Credit Score: 640-679

First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
Personal Loans - 60 MonthsTerm: 60 Months
10.49%
APR10.49%
Term60 Months
Last UpdatedSeptember 16, 2026
Details

Credit Score: 720+

Orlando Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
Personal LoanTerm: up to 36 months
10.49%
APR10.49%
Termup to 36 months
Last UpdatedSeptember 16, 2026
Details

Unsecured

RadiFi Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
Personal Loans - 36 monthsTerm: 36 months
10.50%
APR10.50%
Term36 months
Last UpdatedSeptember 16, 2026
Details

APRs are effective as of 9/1/2026 and subject to change at any time without notice. Your rate may be higher than the lowest advertised APR. APRs are based on your creditworthiness and other criteria. Minimum personal loan amount is $500. Maximum personal loan amount is $30,000.

Tampa Postal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
Personal Loan
10.50%
APR10.50%
Term
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Grow Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
Signature Personal Loan
10.50%
APR10.50%
Term
Last UpdatedSeptember 16, 2026
Details

As Low As; Fixed; Varies

Community First Credit Union Of Florida
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
Personal LoanTerm: 37-60 months
10.59%
APR10.59%
Term37-60 months
Last UpdatedSeptember 16, 2026
Details

As Low As

ECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.01%
Regular Personal LoanTerm: Up to 12
10.65%
APR10.65%
TermUp to 12
Last UpdatedSeptember 16, 2026
Details

Loan Amount: Up to $1,000

Radiant Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
Unsecured Personal LoanTerm: 48 months
10.66%
APR10.66%
Term48 months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Coastline Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Personal LoanTerm: 48 months
10.70%
APR10.70%
Term48 months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Gold Coast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
Personal LoanTerm: 60 months
10.74%
APR10.74%
Term60 months
Last UpdatedSeptember 16, 2026
Details

Payment example: For a $10,000 loan for 60 months at 10.74%, the monthly payment would be $216.75. Rates are effective as of January 5, 2026.

RadiFi Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
Personal Loans - 48 monthsTerm: 48 months
10.75%
APR10.75%
Term48 months
Last UpdatedSeptember 16, 2026
Details

APRs are effective as of 9/1/2026 and subject to change at any time without notice. Your rate may be higher than the lowest advertised APR. APRs are based on your creditworthiness and other criteria. Minimum personal loan amount is $500. Maximum personal loan amount is $30,000.

San Antonio Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
PERSONAL LoanTerm: 48 M
10.79%
APR10.79%
Interest Rate10.79%
Term48 M
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Financial Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
Personal Loan
10.90%
APR10.90%
Term
Last UpdatedSeptember 16, 2026
Details

Rates Subject To Change Without Notice.

Coastline Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Personal LoanTerm: 60 months
10.95%
APR10.95%
Term60 months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

South Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
Personal Loan
10.95%
APR10.95%
Term
Last UpdatedSeptember 16, 2026
Details

As Low As; 100% financing available for qualified members, terms available with certain restrictions and nominal rate increase; Rates and terms are subject to change without notice; Rates are based on the term of loan and credit history

Partners Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
Personal LoansTerm: 60 Months
10.99%
APR10.99%
Term60 Months
Last UpdatedSeptember 16, 2026
Details

Repayment period based on loan amount

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.27%
Personal LoanTerm: 72 Months
10.99%
APR10.99%
Term72 Months
Last UpdatedSeptember 16, 2026
Details

Loan amount $15,000 - $25,000

Jetstream Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
Personal Loan - Max. 60 monthsTerm: Max. 60 months
10.99%
APR10.99%
TermMax. 60 months
Last UpdatedSeptember 16, 2026
Details

Up to $20K***; Max. Limit

Jetstream Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
Personal Loan - Up to 60 monthsTerm: Up to 60 months
10.99%
APR10.99%
TermUp to 60 months
Last UpdatedSeptember 16, 2026
Details

As low as; Max. Limit: Up to $20K***; Loan Amount: Up to $20K

RadiFi Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
Personal Loans - 60 monthsTerm: 60 months
11.00%
APR11.00%
Term60 months
Last UpdatedSeptember 16, 2026
Details

APRs are effective as of 9/1/2026 and subject to change at any time without notice. Your rate may be higher than the lowest advertised APR. APRs are based on your creditworthiness and other criteria. Minimum personal loan amount is $500. Maximum personal loan amount is $30,000.

Monroe County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.08%
Personal LoansTerm: Max. $6,000
11.00%
APR11.00%
TermMax. $6,000
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Midflorida Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
Closed End Personal LoanTerm: up to 72 mos.
11.22%
APR11.22%
Termup to 72 mos.
Last UpdatedSeptember 16, 2026
Details

As Low As

First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
Personal Loans - 60 MonthsTerm: 60 Months
11.24%
APR11.24%
Term60 Months
Last UpdatedSeptember 16, 2026
Details

Credit Score: 680-719

RadiFi Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
Personal Loans - 72 monthsTerm: 72 months
11.25%
APR11.25%
Term72 months
Last UpdatedSeptember 16, 2026
Details

APRs are effective as of 9/1/2026 and subject to change at any time without notice. Your rate may be higher than the lowest advertised APR. APRs are based on your creditworthiness and other criteria. Minimum personal loan amount is $500. Maximum personal loan amount is $30,000.

SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.41%
Personal LoanTerm: Up to 36 Months
11.25%
APR11.25%
TermUp to 36 Months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

We Florida Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
Personal LoanTerm: Up to 36 months
11.25%
APR11.25%
TermUp to 36 months
Last UpdatedSeptember 16, 2026
Details

Rates and terms are subject to change without notice. Terms vary based on collateral, loan amount, and creditworthiness. Ask us for details.

First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
Personal Loans - 48 MonthsTerm: 48 Months
11.49%
APR11.49%
Term48 Months
Last UpdatedSeptember 16, 2026
Details

Credit Score: 640-679

Orlando Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
Personal LoanTerm: up to 60 months
11.49%
APR11.49%
Termup to 60 months
Last UpdatedSeptember 16, 2026
Details

Unsecured

SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.41%
Personal LoanTerm: 37 to 60 Months
11.75%
APR11.75%
Term37 to 60 Months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Community First Credit Union Of Florida
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
Personal LoanTerm: 61-72 months
11.79%
APR11.79%
Term61-72 months
Last UpdatedSeptember 16, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
Personal LoansTerm: 84 months
11.99%
APR11.99%
Term84 months
Last UpdatedSeptember 16, 2026
Details

Loan Amount: $5,000+

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.27%
Personal LoanTerm: 84 Months
11.99%
APR11.99%
Term84 Months
Last UpdatedSeptember 16, 2026
Details

Loan amount $25,000 or more

First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
Personal Loans - 12 MonthsTerm: 12 Months
11.99%
APR11.99%
Term12 Months
Last UpdatedSeptember 16, 2026
Details

Credit Score: 600-639

ECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.01%
Regular Personal LoanTerm: Up to 24
12.00%
APR12.00%
TermUp to 24
Last UpdatedSeptember 16, 2026
Details

Loan Amount: $1,001 to $2,000

Fort White Debt Consolidation Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Peoples Alliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
Signature (Unsecured)/Debt ConsolidationTerm: 1-3 years
9.74%
APR9.74%
Interest Rate9.74%
Term1-3 years
Last UpdatedSeptember 16, 2026
Details

As low as; The above annual percentage rates (APR) are the lowest rates offered to applicants with direct deposit of net pay and a checking account. Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or different terms. All loan requests and rates are subject to credit approval. Does not apply to member with existing equity loans.

Baptist Health South Florida Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
Debt Consolidation Loan
9.95%
APR9.95%
Term
Last UpdatedSeptember 16, 2026
Details

As low as

Peoples Alliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
Debt Consolidation LoanTerm: 60 months
9.99%
APR9.99%
Term60 months
Last UpdatedSeptember 16, 2026
Details

As Low As; The above annual percentage rates (APR) are the lowest rates offered to applicants with direct deposit of net pay and a certain checking account. Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or different terms. All loan requests and rates are subject to credit approval.

Connect Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
Debt Consolidation Loan
9.99%
APR9.99%
Term
Last UpdatedSeptember 16, 2026
Details

APR = Annual Percentage Rate. Loan term matches the Certificate used to secure the loan, and the rate is 1.5% above the Certificate rate. Rates are subject to change and are based on the term and individual's creditworthiness. For more information, contact your credit union representative.

Peoples Alliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
Signature (Unsecured)/Debt ConsolidationTerm: 4-5 years
10.74%
APR10.74%
Interest Rate10.74%
Term4-5 years
Last UpdatedSeptember 16, 2026
Details

As low as; The above annual percentage rates (APR) are the lowest rates offered to applicants with direct deposit of net pay and a checking account. Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or different terms. All loan requests and rates are subject to credit approval. Does not apply to member with existing equity loans.

Hello Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
Freedom Loan (Debt Consolidation)Term: Up to 48
12.49%
APR12.49%
TermUp to 48
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Fort White Signature Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
Signature Loan
7.25%
APR7.25%
Term
Last UpdatedSeptember 16, 2026
Details

As low as

Jax Fire Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
Signature LoanTerm: 36 Months
8.40%
APR8.40%
Term36 Months
Last UpdatedSeptember 16, 2026
Details

As low as

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
Signature Loan (closed-end loan)Term: 12 Months
8.74%
APR8.74%
Term12 Months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Guardians Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.66%
Personal Signature Loan
8.74%
APR8.74%
Term
Last UpdatedSeptember 16, 2026
Details

As Low As

Metro North Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
Personal Loan / Signature Loan ($500 - $7500.00)
9.00%
APR9.00%
Term
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Metro North Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
Personal Loan / Signature Loan ($500.00)
9.00%
APR9.00%
Term
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
Signature Loan (closed-end loan) - 24 MonthsTerm: 24 Months
9.24%
APR9.24%
Term24 Months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
Signature Loan (closed-end loan) - 36 MonthsTerm: 36 Months
9.24%
APR9.24%
Term36 Months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Farmers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Signature Loan
9.25%
APR9.25%
Term
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Blue Coast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
Personal (Signature) LoanTerm: up to 24 Months
9.25%
APR9.25%
Termup to 24 Months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Panhandle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
Signature LoanTerm: Up to 60 Months
9.30%
APR9.30%
TermUp to 60 Months
Last UpdatedSeptember 16, 2026
Details

As Low As

Jax Fire Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
Signature LoanTerm: 72 Months
9.40%
APR9.40%
Term72 Months
Last UpdatedSeptember 16, 2026
Details

As low as

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
Personal Signature Loan
9.49%
APR9.49%
Term
Last UpdatedSeptember 16, 2026
Details

Fixed APR as low as; Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.

Trax Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
Signature LoanTerm: 60 months
9.50%
APR9.50%
Term60 months
Last UpdatedSeptember 16, 2026
Details

As Low As; Maximum Terms*

Memorial Employees Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
Signature Loan
9.50%
APR9.50%
Term
Last UpdatedSeptember 16, 2026
Details

As Low As

Peoples Alliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
Signature (Unsecured)/Debt ConsolidationTerm: 1-3 years
9.74%
APR9.74%
Interest Rate9.74%
Term1-3 years
Last UpdatedSeptember 16, 2026
Details

As low as; The above annual percentage rates (APR) are the lowest rates offered to applicants with direct deposit of net pay and a checking account. Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or different terms. All loan requests and rates are subject to credit approval. Does not apply to member with existing equity loans.

Priority One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
Personal/Signature Loan
9.74%
APR9.74%
Term
Last UpdatedSeptember 16, 2026
Details

As Low As

Keys Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.67%
Personal/Signature Loans
9.90%
APR9.90%
Term
Last UpdatedSeptember 16, 2026
Details

As Low As*

EMERALD COAST
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
Personal/Signature Loan
9.90%
APR9.90%
Term
Last UpdatedSeptember 16, 2026
Details

No additional details available.

U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
Signature Loan
9.99%
APR9.99%
Term
Last UpdatedSeptember 16, 2026
Details

As Low As

Dade County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
Signature LoanTerm: Up to 60 months
10.49%
APR10.49%
TermUp to 60 months
Last UpdatedSeptember 16, 2026
Details

As low as

Grow Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
Signature Personal Loan
10.50%
APR10.50%
Term
Last UpdatedSeptember 16, 2026
Details

As Low As; Fixed; Varies

Launch Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
Signature LoanTerm: up to 36 months
10.50%
APR10.50%
Termup to 36 months
Last UpdatedSeptember 16, 2026
Details

Max 60 months*

Peoples Alliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
Signature (Unsecured)/Debt ConsolidationTerm: 4-5 years
10.74%
APR10.74%
Interest Rate10.74%
Term4-5 years
Last UpdatedSeptember 16, 2026
Details

As low as; The above annual percentage rates (APR) are the lowest rates offered to applicants with direct deposit of net pay and a checking account. Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or different terms. All loan requests and rates are subject to credit approval. Does not apply to member with existing equity loans.

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
Signature Loan (closed-end loan)Term: 60 Months
10.74%
APR10.74%
Term60 Months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Priority Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.38%
Signature/Unsecured Loan
10.99%
APR10.99%
Term
Last UpdatedSeptember 16, 2026
Details

2

Launch Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
Signature LoanTerm: up to 60 months
11.00%
APR11.00%
Termup to 60 months
Last UpdatedSeptember 16, 2026
Details

As Low As*

Jax Fire Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
Signature LoanTerm: 84 Months
11.40%
APR11.40%
Term84 Months
Last UpdatedSeptember 16, 2026
Details

As low as

Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.02%
Signature Loans with CollateralTerm: up to 48 months
11.75%
APR11.75%
Termup to 48 months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Blue Coast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
Personal (Signature) LoanTerm: 25-36 Months
11.75%
APR11.75%
Term25-36 Months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Dort Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
Signature Loans
11.99%
APR11.99%
Term
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Addition Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.47%
Signature LoanTerm: 60 Months
12.00%
APR12.00%
Term60 Months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Fort White, FL Personal Loan Rate Trends

Compare local Fort White, FL personal loan rates against the statewide average

Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.

View Full Florida Personal Loan Trends
Personal Loan FL Avg
10.895%
▼ 0.039 vs 7 days ago

Florida personal loan rates fell 0.039 points over the past 7 days to 10.895% APR.

Signature Loan FL Avg
11.256%
▲ 0.012 vs 7 days ago

Florida signature loan rates rose 0.012 points over the past 7 days to 11.256% APR.

As of Sep 16, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Fort White, FL Personal Loan Rate Forecast, Next 12 Months

Personal loan APRs follow lender funding costs and credit conditions. Our model projects the likely path of personal and signature loan averages from the current Florida figures.

Current Personal Loan Avg
10.90%
APR, as of Sep 16, 2026
6-Month Forecast
10.98%
Fed hold assumed
12-Month Forecast
11.05%
Range: 10.70% to 11.25%
Forecast Methodology & Assumptions

Key assumptions: the Federal Reserve holds the federal funds rate at its current level over the next 12 months, with the possibility of one 25 basis point increase; unsecured lenders reprice new offers within one to two policy cycles, and advertised as-low-as rates move before average approved rates do.

Important notice: this forecast is for informational purposes only and should not be used as the sole basis for financial decisions. Rate forecasts carry significant uncertainty. The actual trajectory will depend on Federal Reserve decisions, economic conditions, and competitive dynamics among financial institutions.

What Would Your Monthly Payment Be?

Estimated monthly payments at the current FL average personal loan APR of 10.89%, across the terms lenders serving Fort White, Florida most commonly offer. Personal loans are fixed-rate and fully amortizing, so the payment never changes and the balance reaches zero on schedule.

Loan Amount 24 Months 36 Months 48 Months 60 Months
$5,000 $232.79/mo $163.44/mo $128.97/mo $108.45/mo
$10,000 $465.59/mo $326.89/mo $257.94/mo $216.90/mo
$15,000 $698.38/mo $490.33/mo $386.91/mo $325.35/mo
$25,000 $1,163.97/mo $817.22/mo $644.86/mo $542.25/mo
$35,000 $1,629.56/mo $1,144.11/mo $902.80/mo $759.14/mo

Principal and interest only. Does not include any origination fee, which some lenders deduct from your loan proceeds. Your APR depends on credit score, income, loan amount, term, and lender underwriting.

Consolidating Credit Card Debt in Fort White, Florida

Debt consolidation is the most common reason people take a personal loan, and the math is usually straightforward: credit cards carry variable double-digit APRs, while a personal loan locks in a fixed rate and a fixed payoff date. Below is the total interest on a $15,000 balance repaid over 48 months at the FL personal loan average versus a range of typical credit card APRs.

Repayment Option APR Monthly Payment Total Interest Interest Saved
Personal Loan (FL average) 10.89% $386.91 $3,572
Credit card at 18% APR 18.00% $440.62 $6,150 $2,578
Credit card at 22% APR 22.00% $472.59 $7,684 $4,112
Credit card at 26% APR 26.00% $505.76 $9,276 $5,705

The 18%, 22%, and 26% figures are illustrative points across the range card issuers commonly charge, not a published average. Check your own statement for your actual APR, then use the calculator below to run your real numbers. This comparison assumes a fixed 48-month payoff in both cases; paying only the card minimum would stretch the timeline and raise interest substantially. Consolidation only helps if you avoid rebuilding a balance on the paid-off cards.

How to Get the Best Personal Loan Rate in Fort White, Florida

1

Prequalify With a Soft Credit Check

Most lenders serving Fort White, Florida will show you an estimated APR using a soft inquiry that does not touch your credit score. Prequalify with several before formally applying. The advertised rate is the best-qualified rate, and the number you personally receive can differ by many percentage points.

2

Compare APR, Not the Interest Rate

Origination fees run as high as 10% of the amount borrowed and come straight out of your proceeds, so a loan with a lower interest rate can cost more than one with a higher rate and no fee. APR folds the fee in, which makes it the only number worth comparing across lenders.

3

Check Local Credit Unions First

Credit unions consistently publish the lowest personal loan APRs in our Florida data, and many charge no origination fee. Membership is usually easier than expected; many accept anyone who lives, works, or worships in the area. Federal credit unions are also capped by regulation on what they may charge.

4

Borrow Only What You Need, for as Short a Term as You Can

Lenders often price longer terms at higher APRs, so a 60-month loan can cost more per dollar borrowed than a 36-month loan on top of accruing interest for longer. Take the shortest term whose payment comfortably fits your budget, and resist rounding the amount up.

A personal loan may not be the cheapest option for your situation

Florida Financial Snapshot

Local demographics and economic context for borrowers. Source: U.S. Census Bureau (state-level data shown; city data not available)

$41,891
Median Individual Earnings
National avg: $47,340
4.8%
Unemployment Rate
National avg: 4.8%
12.6%
Poverty Rate
National avg: 11.1%
$387/mo
Payment on a $15K / 48-mo Loan
At the FL average 10.89% APR

A $387 monthly loan payment is roughly 11.1% of the median individual income in Florida. Lenders generally want your total monthly debt payments, including housing, to stay under roughly 36% of gross income, so consider the new payment alongside everything you already owe.

Personal Loan vs. Other Ways to Borrow

A personal loan is fast and requires no collateral, but it is not always the cheapest way to borrow. Here is how it compares to the main alternatives available to borrowers in Fort White, Florida.

Feature Personal Loan Credit Card 0% Balance Transfer Home Equity Loan / HELOC
Typical APR Level Mid, fixed Highest, variable 0% for a promo window Usually lowest
Collateral Required None None None Your home is at risk
Payment Predictability Fixed payment and payoff date Revolving, can last indefinitely Rate jumps when promo ends Fixed for loans, variable for HELOCs
Speed to Funding Often 1–3 business days Immediate if you hold the card Card approval plus transfer time Weeks (appraisal and closing)
Upfront Costs Origination fee up to ~10% None Transfer fee, typically 3–5% Closing costs possible
Best For Consolidation and one-off costs, no collateral Small balances paid in full monthly Debt you can clear inside the promo window Large projects when you have equity and time

General comparison for educational purposes; terms, eligibility, and pricing vary by lender and borrower credit profile. Borrowing against your home converts unsecured debt into secured debt; missed payments can put the property at risk. MonitorBankRates is not a lender or financial advisor.

Personal Loan Payment Calculator

Estimate your monthly payment, total interest, and what an origination fee actually costs you. We’ve prefilled the APR with the current FL average, or click any rate on the right to apply it instantly.

$
%
%
Current Rates: Click to Apply
$0
Estimated Monthly Payment
Total Interest Paid$0
Total of All Payments$0
Origination Fee$0
Cash You Actually Receive$0
Total Cost of Borrowing$0

Estimates assume a fixed-rate, fully amortizing loan with equal monthly payments and no prepayment. “Cash you actually receive” subtracts any origination fee deducted from proceeds; you still repay, and pay interest on, the full loan amount. Advertised APRs typically require strong credit; your approved rate may differ. This tool is for illustration and is not a loan offer.

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Fort White, Florida personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Fort White, Florida directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Fort White, Florida. We feature a comprehensive mix of lenders, from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in FL.

Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.

Frequently Asked Questions

What credit score do I need for a personal loan in Florida?

Most lenders in Fort White, Florida require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Florida often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in Fort White, Florida require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in Florida?

Yes. Debt consolidation is one of the most common uses of personal loans in Fort White, Florida. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in Fort White, Florida?

Credit unions in Fort White, Florida often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What is an origination fee on a personal loan?

An origination fee is a one-time charge some lenders deduct from your loan proceeds, commonly 1% to 10% of the amount borrowed. On a $15,000 loan a 5% fee means you receive $14,250 but still owe interest on the full $15,000. The fee is built into the APR but not the interest rate, so compare lenders serving Fort White, Florida on APR. Many credit unions charge no origination fee at all.

Does checking personal loan rates hurt my credit score?

Prequalifying does not. Most lenders let you check an estimated rate with a soft credit inquiry that is invisible to other lenders and does not affect your score. Only a formal application triggers a hard inquiry. If you submit several full applications, group them within a short shopping window so credit scoring models treat them as one rate-shopping event.

Can I pay off a personal loan early?

Most personal loans from banks and credit unions serving Fort White, Florida carry no prepayment penalty, so paying early reduces your total interest. Confirm before signing, because a small number of lenders charge a prepayment fee or use precomputed interest, which removes the benefit of paying ahead of schedule.

What are the best personal loan rates in Fort White, Florida?

  • Self-Help Credit Union: 5.75% (Solar Loans)
  • FAMU Florida A&M University FCU: 7.00% (Personal Loan)
  • Platinum Federal Credit Union: 7.25% (Personal Loan)
  • Baxter Credit Union: 7.49% (Personal Loan)
  • Radiant Credit Union: 7.50% (Credit Builder Secured Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Fort White, Florida. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: September 16, 2026.

Fort White, Florida Rates & Resources