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Florida Customs Federal Credit Union Rates & Review April 2026

Florida Customs Federal Credit Union's 18 Month Term CDs rates are at 0.25%, 12 Month Term CDs rates are at 0.20%, 6 Month Term CDs rates are at 0.15%. Florida Customs Federal Credit Union's savings rates are at 0.05%. Florida Customs Federal Credit Union's Personal Loan Rates are at 10.00%. MonitorBankRates evaluates the financial stability of Florida Customs Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.00%. Rates were last updated on 04/17/2026.

Florida Customs Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Florida Customs Federal Credit Union? Share your experience about Florida Customs Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Florida Customs Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.00%
Excellent Lower than avg
Florida Customs Federal Credit Union
Tampa location
5519 W Hillsborough Ave
Tampa, FL 33634
https://www.flcustomsfcu.org
Member NCUA

Florida Customs Federal Credit Union CD Rates

Product Rate APY Term View More
18 Month Term Share Certificates - 0.25% 18 Month
Min Balance $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
12 Month Term Share Certificates - 0.20% 12 Month
Min Balance $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
6 Month Term Share Certificates - 0.15% 6 Month
Min Balance $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Florida Customs Federal Credit Union Savings Rates

Product Rate APY View More
Club Account - 0.05%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Regular Share (Savings) Account - 0.05%
Min Balance $5
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Florida Customs Federal Credit Union Checking Rates

Product Rate APY View More
Share Draft (Checking) Account - 0.02%
Details Dividends earned on daily balances of $500 or more
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Florida Customs Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal - 10.00%
Details As Low As
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Florida Customs Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Florida Customs Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Florida Customs Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Florida Customs Federal Credit Union
Address 5519 W Hillsborough Ave, Tampa, FL 33634
Phone 813-248-1527
Fax 813-248-6094
President Pierre Hebert
CEO Leianne Harden
Full-Time Employees 2
Part-Time Employees 0
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.00%
Return on Assets (ROA)
0.3499%
Return on Equity (ROE)
1.3438%
Non-Performing Loans Ratio (NPL)
0.00%
Total Assets
6,946,278
Total Amount of Shares and Deposits
5,100,110
Total Shares and Deposits < 1 Year
5,089,705
Total Shares and Deposits 1 3 Years
10,405
Total Insured Shares and Deposits > $250K (item 17 less item K)
5,100,110
Total Interest Expense (Sum of items 6 8)
3,084
Share Certificates
39
Number of Accounts for Share Drafts
213
Number of Accounts for Regular Shares
1,078
Net Income (unless the amount is already included in Undivided Earnings)
24,307
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
783,532
Total Liabilities
5,161,658
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Florida Customs Federal Credit Union

Is Florida Customs Federal Credit Union a safe place to deposit money?

Yes, Florida Customs Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 0.0035542004634677%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Florida Customs Federal Credit Union operate?

Florida Customs Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Florida Customs Federal Credit Union?

Yes, to access services at Florida Customs Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Florida Customs Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Florida Customs Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Florida Customs Federal Credit Union offer online and mobile banking?

Most modern institutions like Florida Customs Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.flcustomsfcu.org.

Current Florida Customs Federal Credit Union Rates

  • 12-Month CD0.20%
  • 18-Month CD0.25%
  • Savings0.05%
Retrieved from our database of financial products. Rates subject to change.