Best Personal Loan Rates in San Francisco, California (CA) - April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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- Location-Based Rate Tables
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to California borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in San Francisco, California include: The Police Credit UnionThe Police Credit Union802 Bryant St, San Francisco, CA, 94103A+5.0 ★Texas Ratio: 1.59% offering Personal Loan at 4.24% APR, San Francisco Federal Credit UnionSan Francisco Federal Credit Union770 Golden Gate Ave, San Francisco, CA, 94102 3120A+5.0 ★Texas Ratio: 1.14% offering Personal Loans at 4.99% APR, San Francisco Fire Credit UnionSan Francisco Fire Credit Union3201 California St, San Francisco, CA, 94118 1903A+5.0 ★Texas Ratio: 4.90% offering 10 Year Fixed High Balance Rate Loans at 5.70% APR, LendingClubLendingClub595 Market St, San Francisco, CA, 94105A5.0 ★Texas Ratio: 6.13% offering Debt Paydown Loan at 6.53% APR, and ILWU Federal Credit UnionILWU Federal Credit Union400 N Point St, San Francisco, CA, 94133A+5.0 ★Texas Ratio: 4.69% offering Signature Loan at 6.74% APR. Personal loan rates as of April 14, 2026 according to verified data from MonitorBankRates.
San Francisco has 7 local institutions in our database, with personal loan rates as low as 4.24% APR from The Police Credit Union at 802 Bryant St, San Francisco, CA, 94103. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in San Francisco, California.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in San Francisco, California. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 14, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
The Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
802 Bryant St, San Francisco, CA, 94103
Personal Loan
4.24%
▼
APR4.24%
Last UpdatedApril 15, 2026
Details
As Low As
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
770 Golden Gate Ave, San Francisco, CA, 94102 3120
Personal Loans
4.99%
▼
APR4.99%
Last UpdatedApril 15, 2026
Details
As Low As
San Francisco Fire Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.90%
3201 California St, San Francisco, CA, 94118 1903
10 Year Fixed High Balance Rate Loans
5.70%
▼
APR5.70%
Last UpdatedApril 15, 2026
Details
No additional details available.
San Francisco Fire Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.90%
3201 California St, San Francisco, CA, 94118 1903
10 Year Fixed High Balance Rate Loans
5.73%
▼
APR5.73%
Last UpdatedApril 15, 2026
Details
No additional details available.
LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
595 Market St, San Francisco, CA, 94105
Debt Paydown Loan
6.53%
▼
APR6.53%
Last UpdatedApril 15, 2026
Details
As Low As
LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
595 Market St, San Francisco, CA, 94105
Personal loan
6.53%
▼
APR6.53%
Last UpdatedApril 15, 2026
Details
As Low As
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
400 N Point St, San Francisco, CA, 94133
Signature Loan
6.74%
▼
APR6.74%
Last UpdatedApril 15, 2026
Details
As Low As
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
400 N Point St, San Francisco, CA, 94133
Solar Panel Loan
6.99%
▼
APR6.99%
Last UpdatedApril 15, 2026
Details
Up to $50,000
The Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
802 Bryant St, San Francisco, CA, 94103
Personal Loan
7.24%
▼
APR7.24%
Last UpdatedApril 15, 2026
Details
As Low As
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
400 N Point St, San Francisco, CA, 94133
Solar Panel Loan
7.49%
▼
APR7.49%
Last UpdatedApril 15, 2026
Details
Up to $50,000
The Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
802 Bryant St, San Francisco, CA, 94103
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 15, 2026
Details
As Low As
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
400 N Point St, San Francisco, CA, 94133
Signature Loan
7.74%
▼
APR7.74%
Last UpdatedApril 15, 2026
Details
As Low As
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
400 N Point St, San Francisco, CA, 94133
Solar Panel Loan
7.99%
▼
APR7.99%
Last UpdatedApril 15, 2026
Details
Up to $50,000
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
770 Golden Gate Ave, San Francisco, CA, 94102 3120
Debt Consolidation Loans
7.99%
▼
APR7.99%
Last UpdatedApril 15, 2026
Details
As Low As
The Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
802 Bryant St, San Francisco, CA, 94103
Personal Loan
8.24%
▼
APR8.24%
Last UpdatedApril 15, 2026
Details
As Low As
The Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
802 Bryant St, San Francisco, CA, 94103
Personal Loan
8.49%
▼
APR8.49%
Last UpdatedApril 15, 2026
Details
As Low As; (amounts $20,001-$35,000)
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
770 Golden Gate Ave, San Francisco, CA, 94102 3120
Personal Loans
8.70%
▼
APR8.70%
Last UpdatedApril 15, 2026
Details
As Low As
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
400 N Point St, San Francisco, CA, 94133
Signature Loan
8.74%
▼
APR8.74%
Last UpdatedApril 15, 2026
Details
As Low As
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
770 Golden Gate Ave, San Francisco, CA, 94102 3120
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedApril 15, 2026
Details
As Low As
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
770 Golden Gate Ave, San Francisco, CA, 94102 3120
Personal Loans
8.80%
▼
APR8.80%
Last UpdatedApril 15, 2026
Details
As Low As
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
770 Golden Gate Ave, San Francisco, CA, 94102 3120
Personal Loans
8.85%
▼
APR8.85%
Last UpdatedApril 15, 2026
Details
As Low As
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
770 Golden Gate Ave, San Francisco, CA, 94102 3120
Personal Loans
8.95%
▼
APR8.95%
Last UpdatedApril 15, 2026
Details
As Low As
Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
1449 Mission St, San Francisco, CA, 94103 2510
Solar mart Personal Loan
9.00%
▼
APR9.00%
Last UpdatedApril 15, 2026
Details
Loan Amount: $7,500.00 - $50,000.00; Effective Date: 04/01/2026
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
400 N Point St, San Francisco, CA, 94133
Signature Loan
9.24%
▼
APR9.24%
Last UpdatedApril 15, 2026
Details
As Low As
The Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
802 Bryant St, San Francisco, CA, 94103
Personal Loan
9.24%
▼
APR9.24%
Last UpdatedApril 15, 2026
Details
As Low As; (amounts $35,001 and over)
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
770 Golden Gate Ave, San Francisco, CA, 94102 3120
Personal Loans
9.34%
▼
APR9.34%
Last UpdatedApril 15, 2026
Details
As Low As
The Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
802 Bryant St, San Francisco, CA, 94103
Personal Loan
9.34%
▼
APR9.34%
Last UpdatedApril 15, 2026
Details
As Low As
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
400 N Point St, San Francisco, CA, 94133
Signature Loan
9.74%
▼
APR9.74%
Last UpdatedApril 15, 2026
Details
As Low As
The Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
802 Bryant St, San Francisco, CA, 94103
Personal Loan
9.84%
▼
APR9.84%
Last UpdatedApril 15, 2026
Details
As Low As
Pasadena Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
201 3rd St, San Francisco, CA, 94103 3143
Signature Loan
10.49%
▼
APR10.49%
Last UpdatedApril 15, 2026
Details
As Low As; Our Signature Loan rates are one of the lowest in the market! Perfect for debt consolidation, tax payments, and more!
The Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
802 Bryant St, San Francisco, CA, 94103
Personal Loan
10.54%
▼
APR10.54%
Last UpdatedApril 15, 2026
Details
As Low As; $15k & over
Pasadena Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
201 3rd St, San Francisco, CA, 94103 3143
Signature Loan
10.74%
▼
APR10.74%
Last UpdatedApril 15, 2026
Details
As Low As
Pasadena Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
201 3rd St, San Francisco, CA, 94103 3143
Signature Loan
11.24%
▼
APR11.24%
Last UpdatedApril 15, 2026
Details
As Low As
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
770 Golden Gate Ave, San Francisco, CA, 94102 3120
Debt Consolidation Loans
12.30%
▼
APR12.30%
Last UpdatedApril 15, 2026
Details
As Low As
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
770 Golden Gate Ave, San Francisco, CA, 94102 3120
Debt Consolidation Loans
12.35%
▼
APR12.35%
Last UpdatedApril 15, 2026
Details
As Low As
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
770 Golden Gate Ave, San Francisco, CA, 94102 3120
Debt Consolidation Loans
12.40%
▼
APR12.40%
Last UpdatedApril 15, 2026
Details
As Low As
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
770 Golden Gate Ave, San Francisco, CA, 94102 3120
Debt Consolidation Loans
12.45%
▼
APR12.45%
Last UpdatedApril 15, 2026
Details
As Low As
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
770 Golden Gate Ave, San Francisco, CA, 94102 3120
Debt Consolidation Loans
14.45%
▼
APR14.45%
Last UpdatedApril 15, 2026
Details
As Low As
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
770 Golden Gate Ave, San Francisco, CA, 94102 3120
Debt Consolidation Loans
16.44%
▼
APR16.44%
Last UpdatedApril 15, 2026
Details
As Low As
LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
595 Market St, San Francisco, CA, 94105
Personal Loan
35.99%
▼
APR35.99%
Last UpdatedApril 15, 2026
Details
Advertised rates and fees are valid as of January 7, 2026, are subject to change without notice, and may not be available for all Personal Loan products.
APR3.99%
Last UpdatedApril 15, 2026
Details
No additional details available.
APR3.99%
Last UpdatedApril 15, 2026
Details
As Low As
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
Recreational Loans
4.00%
▼
APR4.00%
Last UpdatedApril 15, 2026
Details
As Low As; Terms up to 120 months; Competitive rates - as low as you'll find anywhere! Can even cost less than promotional dealer financing; Pre-approvals to make shopping easy; Loan refinance from other lender; No pre-payment penalty; No application fee
Universal City Studios Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.63%
Credit Builder Loan
4.00%
▼
APR4.00%
Last UpdatedApril 15, 2026
Details
As Low As; Maximum term 48 months; Up to $10,000
APR4.49%
Last UpdatedApril 15, 2026
Details
As Low As
APR4.49%
Last UpdatedApril 15, 2026
Details
No additional details available.
APR4.50%
Last UpdatedApril 15, 2026
Details
No additional details available.
APR4.64%
Last UpdatedApril 15, 2026
Details
As Low As
Matadors Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
Solar Loans
4.74%
▼
APR4.74%
Last UpdatedApril 15, 2026
Details
As Low As; No money down and no pre-payment penalties; No payment for 90 days; Quick application turnaround; Contractors must be approved by the credit union; Terms up to 300 months
Wheelhouse Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Solar and Energy Efficient Loans
4.74%
▼
APR4.74%
Last UpdatedApril 15, 2026
Details
As Low As
1st Northern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
Title Loans
4.74%
▼
APR4.74%
Last UpdatedApril 15, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedApril 15, 2026
Details
As Low As
Coast Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
Fixed Real Estate Loans
4.85%
▼
APR4.85%
Last UpdatedApril 15, 2026
Details
As Low As
Dow Great Western Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.77%
Minimum loan amount $ 5,000 - 4 Years
4.99%
▼
APR4.99%
Last UpdatedApril 15, 2026
Details
As Low As
Dow Great Western Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.77%
Minimum loan amount $ 7,500 - 5 Years
4.99%
▼
APR4.99%
Last UpdatedApril 15, 2026
Details
As Low As
California Adventist Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
Personal Loans
4.99%
▼
APR4.99%
Last UpdatedApril 15, 2026
Details
APR Disclosure. Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. APRs for cash advance loans range from 200% to 1386%, APRs for installment loans range from 6.63% to 485%, and APRs for personal loans range from 4.99% to 450% and vary by lender.
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Fire Station Loan
4.99%
▼
APR4.99%
Last UpdatedApril 15, 2026
Details
No additional details available.
APR5.00%
Last UpdatedApril 15, 2026
Details
Fixed / APR; above dividend rate being paid on the Share Certificate Account securing the loan
APR5.00%
Last UpdatedApril 15, 2026
Details
As Low As
Bakersfield City Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
Computer Loan
5.00%
▼
APR5.00%
Last UpdatedApril 15, 2026
Details
$3,000 Max
Dow Great Western Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.77%
Minimum loan amount $ 10,000 - 6 Years
5.19%
▼
APR5.19%
Last UpdatedApril 15, 2026
Details
As Low As
San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
Solar & Energy Saving Loan
5.24%
▼
APR5.24%
Last UpdatedApril 15, 2026
Details
As Low As; Maximum Loan Amount: $125,000
Dow Great Western Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.77%
Minimum loan amount $ 10,000 - 6 Years
5.24%
▼
APR5.24%
Last UpdatedApril 15, 2026
Details
As Low As
Dow Great Western Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.77%
Minimum loan amount $ 5,000 - 4 Years
5.24%
▼
APR5.24%
Last UpdatedApril 15, 2026
Details
As Low As
Dow Great Western Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.77%
Minimum loan amount $ 7,500 - 5 Years
5.24%
▼
APR5.24%
Last UpdatedApril 15, 2026
Details
As Low As
Christian Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
Ministry Church Loan
5.40%
▼
APR5.40%
Last UpdatedApril 15, 2026
Details
As Low As
Coast Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
Fixed Real Estate Loans
5.46%
▼
APR5.46%
Last UpdatedApril 15, 2026
Details
As Low As
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
Musical Instruments Loans Tier Two - Loans up to $250,000
5.49%
▼
APR5.49%
Last UpdatedApril 15, 2026
Details
$50,000; As Low As
APR5.49%
Last UpdatedApril 15, 2026
Details
As Low As; (Fixed); Must use a State-Approved Contractor
APR5.50%
Last UpdatedApril 15, 2026
Details
As Low As
APR5.50%
Last UpdatedApril 15, 2026
Details
As Low As
Atchison Village Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.01%
Vacation Loan
5.59%
▼
APR5.59%
Last UpdatedApril 15, 2026
Details
No additional details available.
Dow Great Western Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.77%
Minimum loan amount $ 20,000 - 7 Years
5.59%
▼
APR5.59%
Last UpdatedApril 15, 2026
Details
As Low As
Befit Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
TPMG Loan
5.69%
▼
APR5.69%
Last UpdatedApril 15, 2026
Details
No additional details available.
Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
HOLIDAY/VACATION LOAN - Max.
5.69%
▼
APR5.69%
Last UpdatedApril 15, 2026
Details
$2,500; As Low As
APR5.69%
Last UpdatedApril 15, 2026
Details
As Low As
Travis Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
Go Green Loan Solar Battery Storage or Solar + Battery Bundle
5.74%
▼
APR5.74%
Last UpdatedApril 15, 2026
Details
No additional details available.
APR5.75%
Last UpdatedApril 15, 2026
Details
As Low As
Dow Great Western Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.77%
Minimum loan amount $ 20,000 - 7 Years
5.84%
▼
APR5.84%
Last UpdatedApril 15, 2026
Details
As Low As
USC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.87%
Certificate Program Loan
5.90%
▼
APR5.90%
Last UpdatedApril 15, 2026
Details
As Low As
Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
Relocation Loan
5.90%
▼
APR5.90%
Last UpdatedApril 15, 2026
Details
Borrow up to $5,000
APR5.90%
Last UpdatedApril 15, 2026
Details
Loan Amount: $5,000 Maximum; Requires proof of purchase (receipt) or purchase order (invoice) at the time of funding. Limit of one technology loan per member. All proceeds will be paid directly to the member.
APR5.94%
Last UpdatedApril 15, 2026
Details
As Low As
APR5.99%
Last UpdatedApril 15, 2026
Details
Approximate Term: Up to 24 months
APR5.99%
Last UpdatedApril 15, 2026
Details
Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking.
APR6.00%
Last UpdatedApril 15, 2026
Details
As Low As
San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
Solar & Energy Saving Loan
6.24%
▼
APR6.24%
Last UpdatedApril 15, 2026
Details
As Low As; Maximum Loan Amount: $125,000
Valley First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.74%
Consumer Green Loans Solar Loans (Primary Residence)
6.24%
▼
APR6.24%
Last UpdatedApril 15, 2026
Details
As Low As
APR6.25%
Last UpdatedApril 15, 2026
Details
No additional details available.
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
Construction Loan
6.25%
▼
APR6.25%
Last UpdatedApril 15, 2026
Details
As Low As
APR6.25%
Last UpdatedApril 15, 2026
Details
Require checking with Direct Deposit
APR6.25%
Last UpdatedApril 15, 2026
Details
As Low As
APR6.25%
Last UpdatedApril 15, 2026
Details
As Low As
APR6.29%
Last UpdatedApril 15, 2026
Details
As Low As; 5-Year fixed rate
APR6.30%
Last UpdatedApril 15, 2026
Details
As Low As; Primary Residence
Atchison Village Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.01%
Signature Loan
6.49%
▼
APR6.49%
Last UpdatedApril 15, 2026
Details
No additional details available.
APR6.49%
Last UpdatedApril 15, 2026
Details
Approximate Term: Up to 60 months
APR6.49%
Last UpdatedApril 15, 2026
Details
Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking.
Valley First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.74%
Consumer Green Loans Solar Loans (Primary Residence)
6.49%
▼
APR6.49%
Last UpdatedApril 15, 2026
Details
As Low As
APR6.49%
Last UpdatedApril 15, 2026
Details
As Low As; (Fixed)
Wheelhouse Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Solar and Energy Efficient Loans
6.49%
▼
APR6.49%
Last UpdatedApril 15, 2026
Details
As Low As
APR6.50%
Last UpdatedApril 15, 2026
Details
As Low As
Los Angeles Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
2nd Trust Deed Fixed Loan Programs 5 year
6.50%
▼
APR6.50%
Last UpdatedApril 15, 2026
Details
As Low As
Atchison Village Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.01%
Vacation Loan
6.59%
▼
APR6.59%
Last UpdatedApril 15, 2026
Details
No additional details available.
California Adventist Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
Installment Loans
6.63%
▼
APR6.63%
Last UpdatedApril 15, 2026
Details
APR Disclosure. Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. APRs for cash advance loans range from 200% to 1386%, APRs for installment loans range from 6.63% to 485%, and APRs for personal loans range from 4.99% to 450% and vary by lender.
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Holiday Loan - Closed End Fixed APR as low as
6.74%
▼
APR6.74%
Last UpdatedApril 15, 2026
Details
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
Valley First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.74%
Consumer Green Loans Solar Loans (Primary Residence)
6.74%
▼
APR6.74%
Last UpdatedApril 15, 2026
Details
As Low As
Wheelhouse Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Solar and Energy Efficient Loans
6.74%
▼
APR6.74%
Last UpdatedApril 15, 2026
Details
As Low As
APR6.75%
Last UpdatedApril 15, 2026
Details
As Low As
Los Angeles Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
2nd Trust Deed Fixed Loan Programs 7 year
6.75%
▼
APR6.75%
Last UpdatedApril 15, 2026
Details
As Low As
APR6.79%
Last UpdatedApril 15, 2026
Details
Approximate Term: Up to 72 months
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
Lot Loan- 20/5YR Balloon Variable
6.82%
▼
APR6.82%
Last UpdatedApril 15, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
6.84%
▼
APR6.84%
Last UpdatedApril 15, 2026
Details
As Low As
Universal City Studios Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.63%
Tax Time Personal Loan
6.90%
▼
APR6.90%
Last UpdatedApril 15, 2026
Details
As Low As
Beverly Hills City Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
Holiday Loan
6.99%
▼
APR6.99%
Last UpdatedApril 15, 2026
Details
New loans (No refinancing); Rate base on automatic payments; No current delinquencies, charge off or collections; Offer valid from November - February
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
Alternative Energy Loans Solar
6.99%
▼
APR6.99%
Last UpdatedApril 15, 2026
Details
Solar loans will have a UCC Filing attached to them.
APR6.99%
Last UpdatedApril 15, 2026
Details
No additional details available.
APR6.99%
Last UpdatedApril 15, 2026
Details
Approximate Term: Up to 84 months
APR6.99%
Last UpdatedApril 15, 2026
Details
Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking.
APR6.99%
Last UpdatedApril 15, 2026
Details
As Low As
Merced School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.99%
Energy Efficient Loan
6.99%
▼
APR6.99%
Last UpdatedApril 15, 2026
Details
As Low As; Up to $40,000
APR6.99%
Last UpdatedApril 15, 2026
Details
As Low As; Loan To Value up to 85%. Rates subject to change without notice. This loan is secured by your home. Property must be located in the following counties: Orange, Los Angeles, Riverside, San Bernardion, Ventura and San Diego. Property must be owner-occupied. Rates and terms quoted are for single family dwellings. Member fees may include appraisal, title change, recording fees and any other related fees.
Shell Western States Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
Signature Loan
7.00%
▼
APR7.00%
Last UpdatedApril 15, 2026
Details
No additional details available.
Los Angeles Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
2nd Trust Deed Fixed Loan Programs 10 year
7.00%
▼
APR7.00%
Last UpdatedApril 15, 2026
Details
As Low As
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
Lot Loan (Improved)
7.00%
▼
APR7.00%
Last UpdatedApril 15, 2026
Details
As Low As
Educational Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
Technology Loan to $7,500
7.00%
▼
APR7.00%
Last UpdatedApril 15, 2026
Details
$500; As Low As
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
Lot Loan- 10 Year Variable
7.01%
▼
APR7.01%
Last UpdatedApril 15, 2026
Details
As Low As
Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
COLLATERAL (TITLE) LOAN - Max.
7.05%
▼
APR7.05%
Last UpdatedApril 15, 2026
Details
$100,000; As Low As
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
Lot Loan- 30/5YR Balloon Variable
7.05%
▼
APR7.05%
Last UpdatedApril 15, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.09%
▼
APR7.09%
Last UpdatedApril 15, 2026
Details
As Low As
Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
COLLATERAL (TITLE) LOAN
7.18%
▼
APR7.18%
Last UpdatedApril 15, 2026
Details
As Low As
San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
Solar & Energy Saving Loan
7.24%
▼
APR7.24%
Last UpdatedApril 15, 2026
Details
As Low As; Maximum Loan Amount: $125,000
Dow Great Western Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.77%
Minimum loan amount - 6 Years
7.24%
▼
APR7.24%
Last UpdatedApril 15, 2026
Details
$10,000; As Low As
Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
Church Loans
7.25%
▼
APR7.25%
Last UpdatedApril 15, 2026
Details
As Low As
Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
Faith Organization Loans
7.25%
▼
APR7.25%
Last UpdatedApril 15, 2026
Details
over $250,000; As Low As; 5 year adjustable - 30 year term, due in 15 years
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
Lot Loan- 20/5YR Balloon Fixed
7.28%
▼
APR7.28%
Last UpdatedApril 15, 2026
Details
As Low As
Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
COLLATERAL (TITLE) LOAN
7.28%
▼
APR7.28%
Last UpdatedApril 15, 2026
Details
As Low As
1st Northern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
10 Year Equity Loan
7.30%
▼
APR7.30%
Last UpdatedApril 15, 2026
Details
As Low As
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
Lot Loan- 10 Year Fixed
7.48%
▼
APR7.48%
Last UpdatedApril 15, 2026
Details
As Low As
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
Lot Loan- 30/5YR Balloon Fixed
7.48%
▼
APR7.48%
Last UpdatedApril 15, 2026
Details
As Low As
Wheelhouse Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Solar and Energy Efficient Loans
7.49%
▼
APR7.49%
Last UpdatedApril 15, 2026
Details
As Low As
MyPoint Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
Solar & Green Living Loans
7.49%
▼
APR7.49%
Last UpdatedApril 15, 2026
Details
As Low As
APR7.49%
Last UpdatedApril 15, 2026
Details
As Low As
Dow Great Western Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.77%
Minimum loan amount - 7 Years
7.49%
▼
APR7.49%
Last UpdatedApril 15, 2026
Details
$20,000; As Low As
Atchison Village Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.01%
Signature Loan
7.49%
▼
APR7.49%
Last UpdatedApril 15, 2026
Details
No additional details available.
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
Personal Loan
7.49%
▼
APR7.49%
Last UpdatedApril 15, 2026
Details
As Low As
APR7.49%
Last UpdatedApril 15, 2026
Details
As Low As
Educational Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
E-Z Loan
7.50%
▼
APR7.50%
Last UpdatedApril 15, 2026
Details
$100 - $20,000; As Low As
Educational Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
ECOlogical Loan
7.50%
▼
APR7.50%
Last UpdatedApril 15, 2026
Details
$100 - $60,000; As Low As
Educational Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
Educator Credential Loan
7.50%
▼
APR7.50%
Last UpdatedApril 15, 2026
Details
$2,500-$15,000; As Low As
Greater Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Energy Efficient Loans
7.50%
▼
APR7.50%
Last UpdatedApril 15, 2026
Details
$500 - $2,000
Merced School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.99%
Energy Efficient Loan
7.50%
▼
APR7.50%
Last UpdatedApril 15, 2026
Details
As Low As; Up to $40,000
Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
Faith Organization Loans
7.50%
▼
APR7.50%
Last UpdatedApril 15, 2026
Details
up to $250,000; As Low As; 10 year fixed
APR7.60%
Last UpdatedApril 15, 2026
Details
No additional details available.
Wheelhouse Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Solar and Energy Efficient Loans
7.74%
▼
APR7.74%
Last UpdatedApril 15, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 15, 2026
Details
As Low As
Dow Great Western Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.77%
Minimum loan amount - 6 Years
7.74%
▼
APR7.74%
Last UpdatedApril 15, 2026
Details
$10,000; As Low As
APR7.75%
Last UpdatedApril 15, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Signature Loans
7.75%
▼
APR7.75%
Last UpdatedApril 15, 2026
Details
No additional details available.
San Joaquin Power Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
Energy Efficiency Loan
7.90%
▼
APR7.90%
Last UpdatedApril 15, 2026
Details
No additional details available.
APR7.90%
Last UpdatedApril 15, 2026
Details
No additional details available.
F&A Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
Personal Loans FICO 720 and above
7.90%
▼
APR7.90%
Last UpdatedApril 15, 2026
Details
No additional details available.
APR7.90%
Last UpdatedApril 15, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.94%
▼
APR7.94%
Last UpdatedApril 15, 2026
Details
As Low As
Priority One Credit Union South Pasadena, CA
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
Tax Season Loan
7.99%
▼
APR7.99%
Last UpdatedApril 15, 2026
Details
Limited-Time Offer
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 15, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 15, 2026
Details
As Low As
Americas Christian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
Adoption Loan
7.99%
▼
APR7.99%
Last UpdatedApril 15, 2026
Details
As Low As
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 15, 2026
Details
No additional details available.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedApril 15, 2026
Details
No additional details available.
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
Holiday Loan
7.99%
▼
APR7.99%
Last UpdatedApril 15, 2026
Details
No additional details available.
San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
Solar & Energy Saving Loan
7.99%
▼
APR7.99%
Last UpdatedApril 15, 2026
Details
As Low As; Maximum Loan Amount: $125,000
First California Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 15, 2026
Details
As Low As
Mokelumne Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
Signature Loan -Fixed Term
7.99%
▼
APR7.99%
Last UpdatedApril 15, 2026
Details
Contact Credit Union for qualifying terms and individual rates
APR7.99%
Last UpdatedApril 15, 2026
Details
As Low As
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 15, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
The Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
802 Bryant St, San Francisco, CA, 94103
Personal Loan
4.24%
▼
APR4.24%
Last UpdatedApril 15, 2026
Details
As Low As
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
770 Golden Gate Ave, San Francisco, CA, 94102 3120
Personal Loans
4.99%
▼
APR4.99%
Last UpdatedApril 15, 2026
Details
As Low As
LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
595 Market St, San Francisco, CA, 94105
Personal loan
6.53%
▼
APR6.53%
Last UpdatedApril 15, 2026
Details
As Low As
The Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
802 Bryant St, San Francisco, CA, 94103
Personal Loan
7.24%
▼
APR7.24%
Last UpdatedApril 15, 2026
Details
As Low As
The Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
802 Bryant St, San Francisco, CA, 94103
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 15, 2026
Details
As Low As
The Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
802 Bryant St, San Francisco, CA, 94103
Personal Loan
8.24%
▼
APR8.24%
Last UpdatedApril 15, 2026
Details
As Low As
The Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
802 Bryant St, San Francisco, CA, 94103
Personal Loan
8.49%
▼
APR8.49%
Last UpdatedApril 15, 2026
Details
As Low As; (amounts $20,001-$35,000)
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
770 Golden Gate Ave, San Francisco, CA, 94102 3120
Personal Loans
8.70%
▼
APR8.70%
Last UpdatedApril 15, 2026
Details
As Low As
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
770 Golden Gate Ave, San Francisco, CA, 94102 3120
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedApril 15, 2026
Details
As Low As
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
770 Golden Gate Ave, San Francisco, CA, 94102 3120
Personal Loans
8.80%
▼
APR8.80%
Last UpdatedApril 15, 2026
Details
As Low As
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
770 Golden Gate Ave, San Francisco, CA, 94102 3120
Personal Loans
8.85%
▼
APR8.85%
Last UpdatedApril 15, 2026
Details
As Low As
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
770 Golden Gate Ave, San Francisco, CA, 94102 3120
Personal Loans
8.95%
▼
APR8.95%
Last UpdatedApril 15, 2026
Details
As Low As
Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
1449 Mission St, San Francisco, CA, 94103 2510
Solar mart Personal Loan
9.00%
▼
APR9.00%
Last UpdatedApril 15, 2026
Details
Loan Amount: $7,500.00 - $50,000.00; Effective Date: 04/01/2026
The Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
802 Bryant St, San Francisco, CA, 94103
Personal Loan
9.24%
▼
APR9.24%
Last UpdatedApril 15, 2026
Details
As Low As; (amounts $35,001 and over)
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
770 Golden Gate Ave, San Francisco, CA, 94102 3120
Personal Loans
9.34%
▼
APR9.34%
Last UpdatedApril 15, 2026
Details
As Low As
The Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
802 Bryant St, San Francisco, CA, 94103
Personal Loan
9.34%
▼
APR9.34%
Last UpdatedApril 15, 2026
Details
As Low As
The Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
802 Bryant St, San Francisco, CA, 94103
Personal Loan
9.84%
▼
APR9.84%
Last UpdatedApril 15, 2026
Details
As Low As
The Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
802 Bryant St, San Francisco, CA, 94103
Personal Loan
10.54%
▼
APR10.54%
Last UpdatedApril 15, 2026
Details
As Low As; $15k & over
LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
595 Market St, San Francisco, CA, 94105
Personal Loan
35.99%
▼
APR35.99%
Last UpdatedApril 15, 2026
Details
Advertised rates and fees are valid as of January 7, 2026, are subject to change without notice, and may not be available for all Personal Loan products.
California Adventist Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
Personal Loans
4.99%
▼
APR4.99%
Last UpdatedApril 15, 2026
Details
APR Disclosure. Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. APRs for cash advance loans range from 200% to 1386%, APRs for installment loans range from 6.63% to 485%, and APRs for personal loans range from 4.99% to 450% and vary by lender.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
6.84%
▼
APR6.84%
Last UpdatedApril 15, 2026
Details
As Low As
Universal City Studios Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.63%
Tax Time Personal Loan
6.90%
▼
APR6.90%
Last UpdatedApril 15, 2026
Details
As Low As
APR6.99%
Last UpdatedApril 15, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.09%
▼
APR7.09%
Last UpdatedApril 15, 2026
Details
As Low As
APR7.49%
Last UpdatedApril 15, 2026
Details
As Low As
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
Personal Loan
7.49%
▼
APR7.49%
Last UpdatedApril 15, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 15, 2026
Details
As Low As
APR7.90%
Last UpdatedApril 15, 2026
Details
No additional details available.
F&A Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
Personal Loans FICO 720 and above
7.90%
▼
APR7.90%
Last UpdatedApril 15, 2026
Details
No additional details available.
APR7.90%
Last UpdatedApril 15, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.94%
▼
APR7.94%
Last UpdatedApril 15, 2026
Details
As Low As
APR7.99%
Last UpdatedApril 15, 2026
Details
As Low As
First California Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 15, 2026
Details
As Low As
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 15, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 15, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 15, 2026
Details
As Low As
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 15, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
595 Market St, San Francisco, CA, 94105
Debt Paydown Loan
6.53%
▼
APR6.53%
Last UpdatedApril 15, 2026
Details
As Low As
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
770 Golden Gate Ave, San Francisco, CA, 94102 3120
Debt Consolidation Loans
7.99%
▼
APR7.99%
Last UpdatedApril 15, 2026
Details
As Low As
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
770 Golden Gate Ave, San Francisco, CA, 94102 3120
Debt Consolidation Loans
12.30%
▼
APR12.30%
Last UpdatedApril 15, 2026
Details
As Low As
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
770 Golden Gate Ave, San Francisco, CA, 94102 3120
Debt Consolidation Loans
12.35%
▼
APR12.35%
Last UpdatedApril 15, 2026
Details
As Low As
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
770 Golden Gate Ave, San Francisco, CA, 94102 3120
Debt Consolidation Loans
12.40%
▼
APR12.40%
Last UpdatedApril 15, 2026
Details
As Low As
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
770 Golden Gate Ave, San Francisco, CA, 94102 3120
Debt Consolidation Loans
12.45%
▼
APR12.45%
Last UpdatedApril 15, 2026
Details
As Low As
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
770 Golden Gate Ave, San Francisco, CA, 94102 3120
Debt Consolidation Loans
14.45%
▼
APR14.45%
Last UpdatedApril 15, 2026
Details
As Low As
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
770 Golden Gate Ave, San Francisco, CA, 94102 3120
Debt Consolidation Loans
16.44%
▼
APR16.44%
Last UpdatedApril 15, 2026
Details
As Low As
Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
Signature/Debt Consolidation
8.49%
▼
APR8.49%
Last UpdatedApril 15, 2026
Details
No additional details available.
Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
Signature/Debt Consolidation
9.30%
▼
APR9.30%
Last UpdatedApril 15, 2026
Details
No additional details available.
Americas Christian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
Debt Consolidation
9.99%
▼
APR9.99%
Last UpdatedApril 15, 2026
Details
No additional details available.
Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
Signature/Debt Consolidation
10.05%
▼
APR10.05%
Last UpdatedApril 15, 2026
Details
No additional details available.
Merco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.49%
Debt Consolidation Loan
10.29%
▼
APR10.29%
Last UpdatedApril 15, 2026
Details
As Low As
Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
Signature/Debt Consolidation
11.30%
▼
APR11.30%
Last UpdatedApril 15, 2026
Details
No additional details available.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Debt Consolidation Loans
11.49%
▼
APR11.49%
Last UpdatedApril 15, 2026
Details
No additional details available.
Coasthills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
Signature Debt Consolidation
11.99%
▼
APR11.99%
Last UpdatedApril 15, 2026
Details
As Low As
Los Angeles Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
Debt Consolidation
12.00%
▼
APR12.00%
Last UpdatedApril 15, 2026
Details
As Low As
Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
Signature/Debt Consolidation
12.30%
▼
APR12.30%
Last UpdatedApril 15, 2026
Details
No additional details available.
Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
Signature/Debt Consolidation
13.30%
▼
APR13.30%
Last UpdatedApril 15, 2026
Details
No additional details available.
Popa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
Special Debt Consolidation
13.49%
▼
APR13.49%
Last UpdatedApril 15, 2026
Details
No additional details available.
Inland Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
Debt Consolidation
13.99%
▼
APR13.99%
Last UpdatedApril 15, 2026
Details
As Low As; $30,000 maximum - consolidate your high rate loans
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedApril 15, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedApril 15, 2026
Details
As Low As
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Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
400 N Point St, San Francisco, CA, 94133
Signature Loan
6.74%
▼
APR6.74%
Last UpdatedApril 15, 2026
Details
As Low As
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
400 N Point St, San Francisco, CA, 94133
Signature Loan
7.74%
▼
APR7.74%
Last UpdatedApril 15, 2026
Details
As Low As
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
400 N Point St, San Francisco, CA, 94133
Signature Loan
8.74%
▼
APR8.74%
Last UpdatedApril 15, 2026
Details
As Low As
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
400 N Point St, San Francisco, CA, 94133
Signature Loan
9.24%
▼
APR9.24%
Last UpdatedApril 15, 2026
Details
As Low As
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
400 N Point St, San Francisco, CA, 94133
Signature Loan
9.74%
▼
APR9.74%
Last UpdatedApril 15, 2026
Details
As Low As
Pasadena Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
201 3rd St, San Francisco, CA, 94103 3143
Signature Loan
10.49%
▼
APR10.49%
Last UpdatedApril 15, 2026
Details
As Low As; Our Signature Loan rates are one of the lowest in the market! Perfect for debt consolidation, tax payments, and more!
Pasadena Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
201 3rd St, San Francisco, CA, 94103 3143
Signature Loan
10.74%
▼
APR10.74%
Last UpdatedApril 15, 2026
Details
As Low As
Pasadena Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
201 3rd St, San Francisco, CA, 94103 3143
Signature Loan
11.24%
▼
APR11.24%
Last UpdatedApril 15, 2026
Details
As Low As
Atchison Village Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.01%
Signature Loan
6.49%
▼
APR6.49%
Last UpdatedApril 15, 2026
Details
No additional details available.
Shell Western States Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
Signature Loan
7.00%
▼
APR7.00%
Last UpdatedApril 15, 2026
Details
No additional details available.
Atchison Village Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.01%
Signature Loan
7.49%
▼
APR7.49%
Last UpdatedApril 15, 2026
Details
No additional details available.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Signature Loans
7.75%
▼
APR7.75%
Last UpdatedApril 15, 2026
Details
No additional details available.
Mokelumne Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
Signature Loan -Fixed Term
7.99%
▼
APR7.99%
Last UpdatedApril 15, 2026
Details
Contact Credit Union for qualifying terms and individual rates
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedApril 15, 2026
Details
No additional details available.
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MonitorBankRates
No home improvement personal loan rates found in San Francisco, CA currently.
San Francisco, CA Personal Loan Rate Trends
Compare local San Francisco, CA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — CA Avg
10.635%
▲ 0.027 vs 7 days ago
California personal loan rates rose 0.027 points over the past 7 days to 10.635% APR.
Signature Loan — CA Avg
11.180%
▲ 0.004 vs 7 days ago
California signature loan rates rose 0.004 points over the past 7 days to 11.180% APR.
As of Apr 15, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions
What credit score do I need for a personal loan in California?
Most lenders in San Francisco, California require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in California often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in San Francisco, California require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in California?
Yes. Debt consolidation is one of the most common uses of personal loans in San Francisco, California. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in San Francisco, California?
Credit unions in San Francisco, California often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in San Francisco, California?
- The Police Credit Union: 4.24% (Personal Loan)
- San Francisco Federal Credit Union: 4.99% (Personal Loans)
- San Francisco Fire Credit Union: 5.70% (10 Year Fixed High Balance Rate Loans)
- LendingClub: 6.53% (Debt Paydown Loan)
- ILWU Federal Credit Union: 6.74% (Signature Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in San Francisco, California. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 14, 2026.
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