Mortgage Lenders and Brokers in Waupaca, Wisconsin
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Waupaca, Wisconsin mortgage lenders include Bank First N.A.Bank First N.A.111 Jefferson St, Waupaca, WI 54981A+5.0 ★Texas Ratio: 3.47%, Premier Community BankPremier Community Bank936 Furman Dr, Waupaca, WI 54981A5.0 ★Texas Ratio: 8.53%, Community First Credit UnionCommunity First Credit Union1006 Royalton St, Waupaca, WI 54981A+5.0 ★Texas Ratio: 0.82%, Simplicity Credit UnionSimplicity Credit Union1401 E Becker Road, 54449, WI 00000A5.0 ★Texas Ratio: 9.92%, Fox Communities Credit UnionFox Communities Credit Union3401 E Calumet St, Appleton, WI 54915 4757A+5.0 ★Texas Ratio: 2.15%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA700 5th Ave, Antigo, WI 54409A+5.0 ★Texas Ratio: 3.68%, Covantage Credit UnionCovantage Credit UnionAntigo Middle School, Antigo, WI 54409A5.0 ★Texas Ratio: 10.08%, Nicolet National BankNicolet National Bank205 Clark St, Algoma, WI 54201A+5.0 ★Texas Ratio: 2.28%, Verve, A Credit UnionVerve, A Credit Union1435 Oneida St, Appleton, WI 54915A+5.0 ★Texas Ratio: 2.73%, and Wolf River Community BankWolf River Community BankW6490 Greenville Dr, Greenville, WI 54942A+5.0 ★Texas Ratio: 0.34%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Waupaca, Wisconsin in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Waupaca are listed first, then lenders elsewhere in Wisconsin, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Waupaca, Wisconsin
Market share is the lender's share of all home loans closed in Waupaca, Wisconsin. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Waupaca 111 Jefferson St, Waupaca, WI 54981 A+5.0 ★Texas Ratio: 3.47% |
Conventional, HELOC | 8 +6 HELOCs |
6.8% | 100% | $206,250 | View |
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1 office in Waupaca 936 Furman Dr, Waupaca, WI 54981 A5.0 ★Texas Ratio: 8.53% |
Conventional | 4 | 3.4% | 80% | $137,500 | View |
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1006 Royalton St, Waupaca, WI 54981 A+5.0 ★Texas Ratio: 0.82% |
Conventional | 35 | 29.9% | 94.6% | $138,428 | View |
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1401 E Becker Road, 54449, WI 00000 A5.0 ★Texas Ratio: 9.92% |
Conventional | 4 | 3.4% | 80% | $67,500 | View |
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3401 E Calumet St, Appleton, WI 54915 4757 A+5.0 ★Texas Ratio: 2.15% |
Conventional, HELOC | 3 +1 HELOCs |
2.6% | 100% | $198,333 | View |
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700 5th Ave, Antigo, WI 54409 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
1.7% | 66.7% | $250,000 | View |
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Antigo Middle School, Antigo, WI 54409 A5.0 ★Texas Ratio: 10.08% |
Conventional, HELOC | 2 +1 HELOCs |
1.7% | 100% | $200,000 | View |
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205 Clark St, Algoma, WI 54201 A+5.0 ★Texas Ratio: 2.28% |
Conventional, HELOC | 1 +2 HELOCs |
0.9% | 100% | $55,000 | View |
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1435 Oneida St, Appleton, WI 54915 A+5.0 ★Texas Ratio: 2.73% |
Conventional | 1 | 0.9% | 100% | $125,000 | View |
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W6490 Greenville Dr, Greenville, WI 54942 A+5.0 ★Texas Ratio: 0.34% |
Conventional | 1 | 0.9% | 100% | $225,000 | View |
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1502 N Highway Blvd, Chetek, WI 54728 A-5.0 ★Texas Ratio: 15.51% |
Conventional | 1 | 0.9% | 100% | $145,000 | View |
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926 W College Ave, Appleton, WI 54914 5261 A+5.0 ★Texas Ratio: 5.78% |
Conventional | 1 | 0.9% | 100% | $165,000 | View |
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901 Wisconsin St, Adell, WI 53001 A+5.0 ★Texas Ratio: 1.09% |
Conventional | 1 | 0.9% | 100% | $275,000 | View |
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3321 N Ballard Rd, Appleton, WI 54911 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.9% | 50% | $405,000 | View |
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545 Main St, Belgium, WI 53004 A+5.0 ★Texas Ratio: 0.97% |
Conventional | 1 | 0.9% | 100% | $255,000 | View |
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7700 Mineral Point Rd, Madison, WI 53717 A5.0 ★Texas Ratio: 7.37% |
Conventional | 1 | 0.9% | 100% | $175,000 | View |
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491 N Main St, Dousman, WI 53118 A+5.0 ★Texas Ratio: 2.14% |
FHA | 1 | 0.9% | 100% | $125,000 | View |
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501 N Main St, Adams, WI 53910 A+5.0 ★Texas Ratio: 3.99% |
Conventional | 1 | 0.9% | 100% | $285,000 | View |
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2445 W Northland Ave, Appleton, WI 54914 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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102 Keller Ave S, Amery, WI 54001 A+5.0 ★Texas Ratio: 4.98% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Heartland Credit Union
120 Vinburn Rd, DeForest, WI 53532 1487 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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106 E Main St, Beaver Dam, WI 53916 1837 A+5.0 ★Texas Ratio: 3.05% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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724 5th Ave, Antigo, WI 54409 A+5.0 ★Texas Ratio: 3.45% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Uw Credit Union
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Conventional, HELOC | 1 +2 HELOCs |
0.9% | 100% | $115,000 | |
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A+5.0 ★Texas Ratio: 2.07% |
Conventional | 1 | 0.9% | 100% | $265,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 0.9% | 100% | $195,000 | |
Zippy Loans, LLC
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Conventional | 10 | 8.5% | 55% | $54,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 7 | 6% | 63.6% | $196,428 | |
Mortgage Research Center
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VA | 4 | 3.4% | 80% | $272,500 | |
Guild Mortgage Company
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FHA, VA | 2 | 1.7% | 100% | $240,000 | |
American Pacific Mortgage Corporation
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Conventional | 2 | 1.7% | 100% | $85,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional, FHA | 2 | 1.7% | 100% | $155,000 | View |
New American Funding, LLC.
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Conventional, FHA | 2 | 1.7% | 100% | $110,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.9% | 100% | $65,000 | |
Primelending
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VA | 1 | 0.9% | 100% | $305,000 | |
Primary Residential Mortgage, INC.
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FHA | 1 | 0.9% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 0.09% |
Conventional | 1 | 0.9% | 100% | $225,000 | View |
Newrez LLC
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Conventional | 1 | 0.9% | 100% | $55,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
USDA | 1 | 0.9% | 100% | $215,000 | View |
Das Acquisition Company, LLC
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Conventional | 1 | 0.9% | 100% | $265,000 | |
Ameritrust Mortgage Corporation
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FHA | 1 | 0.9% | 100% | $175,000 | |
Nations Lending Corporation
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Conventional | 1 | 0.9% | 100% | $195,000 | |
Wolfe Financial Inc
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FHA | 1 | 0.9% | 100% | $185,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.9% | 100% | $265,000 | |
V.I.P. Mortgage, Inc.
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VA | 1 | 0.9% | 100% | $275,000 | |
Endeavor Capital, LLC
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FHA | 1 | 0.9% | 100% | $175,000 | |
Navy Federal Credit Union
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VA | 1 | 0.9% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.9% | 100% | $55,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.9% | 50% | $95,000 | |
United Wholesale Mortgage
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Waupaca Mortgage Rate Trends
Daily average mortgage rates for Wisconsin compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Waupaca, Wisconsin
Looking for mortgage lenders near me or mortgage brokers near me in Waupaca? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Waupaca in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Waupaca, WI
Use these to narrow the list above. Each category shows how many Waupaca, WI lenders fit and what that kind of lender is usually best for.
Who Lends in Waupaca, WI
Independent mortgage companies closed 34.2 percent of home loans in Waupaca, Wisconsin in 2025, banks 23.9 percent and credit unions 41.9 percent. Fairway Independent Mort Corp was the largest mortgage company, Bank First N.A. the largest bank and Community First Credit Union the largest credit union. Among lenders headquartered in Wisconsin, Bank First N.A. led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Wisconsin. Real estate transfer fee of $3 per $1,000 of value (0.3 percent), paid by the seller (Wis. Stat. 77.22); no mortgage tax.
More Wisconsin Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Waupaca, WI
By home loans closed in 2025, Bank First N.A. was the largest mortgage lender in Waupaca, Wisconsin with 8 loans, about 6.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Waupaca, Wisconsin in 2025, led by Rocket Mortgage with 2. 6 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 20 banks and 11 credit unions closed home loans in Waupaca, Wisconsin in 2025, alongside 20 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Waupaca, Wisconsin during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Waupaca, Wisconsin for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Waupaca. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
