Mortgage Lenders and Brokers in Two Rivers, Wisconsin
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Two Rivers, Wisconsin mortgage lenders include Bank First N.A.Bank First N.A.1703 Lake St, Two Rivers, WI 54241A+5.0 ★Texas Ratio: 3.47%, Shoreline Credit UnionShoreline Credit Union3131 Mishicot Rd, Two Rivers, WI 54241A+5.0 ★Texas Ratio: 2.64%, Fox Communities Credit UnionFox Communities Credit Union1515 17th St, Two Rivers, WI 54241 3051A+5.0 ★Texas Ratio: 2.15%, Community First Credit UnionCommunity First Credit Union1819 Washington St, Two Rivers, WI 54241 2625A+5.0 ★Texas Ratio: 0.82%, Kohler Credit UnionKohler Credit Union2550 Washington St, Grafton, WI 53024 9397A+5.0 ★Texas Ratio: 2.37%, US Bank, N.A.US Bank, N.A.1516 Washington St, Two Rivers, WI 54241A+5.0 ★Texas Ratio: 2.85%, Unitedone Credit UnionUnitedone Credit Union1117 S 10th St, Manitowoc, WI 54220 5211A+5.0 ★Texas Ratio: 1.62%, Associated Bank NAAssociated Bank NA724 5th Ave, Antigo, WI 54409A+5.0 ★Texas Ratio: 3.45%, Marine Credit UnionMarine Credit Union302 Bay St, Chippewa Falls, WI 54729A5.0 ★Texas Ratio: 13.08%, and Pcm Credit UnionPcm Credit Union601 Willard Dr, Green Bay, WI 54304A+5.0 ★Texas Ratio: 4.06%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Two Rivers, Wisconsin in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Two Rivers are listed first, then lenders elsewhere in Wisconsin, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Two Rivers, Wisconsin
Market share is the lender's share of all home loans closed in Two Rivers, Wisconsin. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Two Rivers 1703 Lake St, Two Rivers, WI 54241 A+5.0 ★Texas Ratio: 3.47% |
Conventional, VA, HELOC | 26 +8 HELOCs |
9.4% | 100% | $169,230 | View |
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3131 Mishicot Rd, Two Rivers, WI 54241 A+5.0 ★Texas Ratio: 2.64% |
Conventional | 25 | 9% | 86.7% | $63,400 | View |
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1515 17th St, Two Rivers, WI 54241 3051 A+5.0 ★Texas Ratio: 2.15% |
Conventional, HELOC | 31 +1 HELOCs |
11.2% | 88.9% | $102,741 | View |
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1819 Washington St, Two Rivers, WI 54241 2625 A+5.0 ★Texas Ratio: 0.82% |
Conventional | 30 | 10.8% | 71.4% | $72,000 | View |
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2550 Washington St, Grafton, WI 53024 9397 A+5.0 ★Texas Ratio: 2.37% |
Conventional, HELOC | 11 +2 HELOCs |
4% | 100% | $136,818 | View |
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1516 Washington St, Two Rivers, WI 54241 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 9 +6 HELOCs |
3.2% | 75% | $123,888 | View |
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1117 S 10th St, Manitowoc, WI 54220 5211 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 8 | 2.9% | 52.9% | $85,000 | View |
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724 5th Ave, Antigo, WI 54409 A+5.0 ★Texas Ratio: 3.45% |
Conventional, FHA, HELOC | 7 +3 HELOCs |
2.5% | 87.5% | $152,142 | View |
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302 Bay St, Chippewa Falls, WI 54729 A5.0 ★Texas Ratio: 13.08% |
Conventional | 2 | 0.7% | 33.3% | $120,000 | View |
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601 Willard Dr, Green Bay, WI 54304 A+5.0 ★Texas Ratio: 4.06% |
Conventional | 2 | 0.7% | 100% | $35,000 | View |
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205 Clark St, Algoma, WI 54201 A+5.0 ★Texas Ratio: 2.28% |
Conventional | 2 | 0.7% | 100% | $145,000 | View |
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222 W College Ave, Appleton, WI 54911 A+5.0 ★Texas Ratio: 1.47% |
Conventional, HELOC | 1 +3 HELOCs |
0.4% | 100% | $155,000 | View |
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Antigo Middle School, Antigo, WI 54409 A5.0 ★Texas Ratio: 10.08% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 50% | $205,000 | View |
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106 E Main St, Beaver Dam, WI 53916 1837 A+5.0 ★Texas Ratio: 3.05% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $135,000 | View |
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1250 W Washington Ave, Cleveland, WI 53015 A+5.0 ★Texas Ratio: 2.48% |
Conventional | 1 | 0.4% | 100% | $155,000 | View |
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700 5th Ave, Antigo, WI 54409 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 100% | $95,000 | View |
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1435 Oneida St, Appleton, WI 54915 A+5.0 ★Texas Ratio: 2.73% |
Conventional | 1 | 0.4% | 100% | $105,000 | View |
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2930 New Pinery Rd, Portage, WI 53901 A+5.0 ★Texas Ratio: 0.63% |
Conventional | 1 | 0.4% | 100% | $245,000 | View |
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545 Main St, Belgium, WI 53004 A+5.0 ★Texas Ratio: 0.97% |
Conventional | 1 | 0.4% | 100% | $85,000 | View |
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18815 W Capitol Dr, Brookfield, WI 53045 A5.0 ★Texas Ratio: 8.25% |
VA | 1 | 0.4% | 100% | $175,000 | View |
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491 N Main St, Dousman, WI 53118 A+5.0 ★Texas Ratio: 2.14% |
VA | 1 | 0.4% | 100% | $195,000 | View |
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871 Commerce Ave, Baraboo, WI 53913 A+5.0 ★Texas Ratio: 4.84% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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901 Wisconsin St, Adell, WI 53001 A+5.0 ★Texas Ratio: 1.09% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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121 N Main St, Adams, WI 53910 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 12805 W Bluemound Rd, Brookfield, WI 53005 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Fairway Independent Mort Corp
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Conventional | 4 | 1.4% | 100% | $210,000 | |
Uw Credit Union
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Conventional, HELOC | 2 +2 HELOCs |
0.7% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 2.07% |
Conventional | 1 | 0.4% | 100% | $145,000 | View |
A+ Mortgage Services, Inc.
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Conventional | 1 | 0.4% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional, FHA, VA | 22 | 7.9% | 62.9% | $135,000 | |
Mortgage Research Center
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Conventional, VA | 11 | 4% | 68.8% | $212,272 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 10 | 3.6% | 100% | $197,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional, FHA | 4 | 1.4% | 100% | $210,000 | |
Guild Mortgage Company
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Conventional | 3 | 1.1% | 75% | $368,333 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 3 | 1.1% | 100% | $125,000 | View |
Planet Home Lending, LLC
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Conventional | 3 | 1.1% | 60% | $208,333 | |
Guaranteed Rate, Inc.
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Conventional, VA | 2 | 0.7% | 100% | $185,000 | |
Freedom Mortgage Corporation
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Conventional, FHA | 2 | 0.7% | 100% | $135,000 | |
Newrez LLC
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Conventional | 2 | 0.7% | 40% | $80,000 | |
Movement Mortgage, LLC
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Conventional, VA | 2 | 0.7% | 100% | $160,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.7% | 50% | $70,000 | |
loanDepot.com LLC
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Conventional, FHA | 2 | 0.7% | 100% | $75,000 | |
Cardinal Financial Company, Li
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Conventional | 2 | 0.7% | 100% | $75,000 | |
New Day Financial, LLC.
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VA | 2 | 0.7% | 66.7% | $195,000 | |
Nationstar Mortgage
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Conventional, VA | 2 | 0.7% | 100% | $200,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 0.7% | 100% | $200,000 | |
Cornerstone First Mortgage, LLC
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FHA | 1 | 0.4% | 50% | $175,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $85,000 | |
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A+5.0 ★Texas Ratio: 0.09% |
Conventional | 1 | 0.4% | 100% | $195,000 | View |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.4% | 100% | $245,000 | |
Nbkc Bank
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Conventional | 1 | 0.4% | 100% | $155,000 | |
CrossCountry Mortgage, LLC
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VA | 1 | 0.4% | 100% | $175,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 0.4% | 100% | $45,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.4% | 100% | $205,000 | |
HomeBridge Financial Services, Inc
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USDA | 1 | 0.4% | 100% | $215,000 | |
Affinity Plus Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $55,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.4% | 100% | $85,000 | View |
Union Home Mortgage Corp.
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FHA | 1 | 0.4% | 100% | $295,000 | |
First Colony Mortgage Corporat
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FHA | 1 | 0.4% | 100% | $195,000 | |
Point Mortgage Corp
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FHA | 1 | 0.4% | 100% | $175,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.4% | 100% | $165,000 | View |
Nations Lending Corporation
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Conventional | 1 | 0.4% | 100% | $165,000 | |
The Anderson Financial Group, Inc.
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Conventional | 1 | 0.4% | 100% | $115,000 | |
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A+5.0 ★Texas Ratio: 1.59% |
Conventional | 1 | 0.4% | 100% | $185,000 | View |
Better Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $115,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.4% | 100% | $145,000 | View |
Endeavor Capital, LLC
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FHA | 1 | 0.4% | 100% | $135,000 | |
Purdue Federal Cu
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Conventional | 1 | 0.4% | 100% | $155,000 | |
Prosperity Home Mortgage, LLC
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VA | 1 | 0.4% | 100% | $285,000 | |
Veritas Funding, LLC
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VA | 1 | 0.4% | 100% | $175,000 | |
Summit Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $85,000 | |
Navy Federal Credit Union
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VA | 1 | 0.4% | 50% | $165,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
FHA | 1 | 0.4% | 100% | $115,000 | View |
Paramount Residential Mortgage
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FHA | 1 | 0.4% | 100% | $215,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.4% | 50% | $55,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.4% | 100% | $185,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
VA | 1 | 0.4% | 100% | $145,000 | View |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Two Rivers Mortgage Rate Trends
Daily average mortgage rates for Wisconsin compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Two Rivers, Wisconsin
Looking for mortgage lenders near me or mortgage brokers near me in Two Rivers? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Two Rivers in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Two Rivers, WI
Use these to narrow the list above. Each category shows how many Two Rivers, WI lenders fit and what that kind of lender is usually best for.
Who Lends in Two Rivers, WI
Independent mortgage companies closed 36.3 percent of home loans in Two Rivers, Wisconsin in 2025, banks 21.6 percent and credit unions 42.1 percent. Fairway Independent Mort Corp was the largest mortgage company, Bank First N.A. the largest bank and Shoreline Credit Union the largest credit union. Among lenders headquartered in Wisconsin, Bank First N.A. led with 26 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Wisconsin. Real estate transfer fee of $3 per $1,000 of value (0.3 percent), paid by the seller (Wis. Stat. 77.22); no mortgage tax.
More Wisconsin Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Two Rivers, WI
By home loans closed in 2025, Bank First N.A. was the largest mortgage lender in Two Rivers, Wisconsin with 26 loans, about 9.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in Two Rivers, Wisconsin in 2025, led by United Wholesale Mortgage with 4. 15 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 23 banks and 15 credit unions closed home loans in Two Rivers, Wisconsin in 2025, alongside 42 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Two Rivers, Wisconsin during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Two Rivers, Wisconsin for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Two Rivers. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
