Mortgage Lenders and Brokers in Sheboygan Falls, Wisconsin
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Sheboygan Falls, Wisconsin mortgage lenders include Oostburg State BankOostburg State Bank1010 Happy Lane, Sheboygan Falls, WI 53085A+5.0 ★Texas Ratio: 0.89%, National Exchange Bank and TrustNational Exchange Bank and Trust191 N Main St, Sheboygan Falls, WI 53085A+5.0 ★Texas Ratio: 1.09%, BMO Harris Bank NABMO Harris Bank NA414 Buffalo St, Sheboygan Falls, WI 53085A+5.0 ★Texas Ratio: 3.54%, Bank First N.A.Bank First N.A.4201 W Wisconsin Ave, Appleton, WI 54913A+5.0 ★Texas Ratio: 3.47%, Kohler Credit UnionKohler Credit Union2550 Washington St, Grafton, WI 53024 9397A+5.0 ★Texas Ratio: 2.37%, US Bank, N.A.US Bank, N.A.2445 W Northland Ave, Appleton, WI 54914A+5.0 ★Texas Ratio: 2.85%, Unitedone Credit UnionUnitedone Credit Union1117 S 10th St, Manitowoc, WI 54220 5211A+5.0 ★Texas Ratio: 1.62%, Cleveland State BankCleveland State Bank1250 W Washington Ave, Cleveland, WI 53015A+5.0 ★Texas Ratio: 2.48%, Summit Credit UnionSummit Credit Union871 Commerce Ave, Baraboo, WI 53913A+5.0 ★Texas Ratio: 4.84%, and Collins State BankCollins State Bank314 S Main St, Brillion, WI 54110A+5.0 ★Texas Ratio: 2.71%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sheboygan Falls, Wisconsin in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sheboygan Falls are listed first, then lenders elsewhere in Wisconsin, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Sheboygan Falls, Wisconsin
Market share is the lender's share of all home loans closed in Sheboygan Falls, Wisconsin. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Sheboygan Falls 1010 Happy Lane, Sheboygan Falls, WI 53085 A+5.0 ★Texas Ratio: 0.89% |
Conventional | 9 | 5.1% | 100% | $237,222 | View |
|
1 office in Sheboygan Falls 191 N Main St, Sheboygan Falls, WI 53085 A+5.0 ★Texas Ratio: 1.09% |
Conventional | 3 | 1.7% | 75% | $215,000 | View |
|
1 office in Sheboygan Falls 414 Buffalo St, Sheboygan Falls, WI 53085 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 2 +12 HELOCs |
1.1% | 100% | $120,000 | View |
|
4201 W Wisconsin Ave, Appleton, WI 54913 A+5.0 ★Texas Ratio: 3.47% |
Conventional, HELOC | 23 +8 HELOCs |
13% | 100% | $252,826 | View |
|
2550 Washington St, Grafton, WI 53024 9397 A+5.0 ★Texas Ratio: 2.37% |
Conventional, HELOC | 15 +8 HELOCs |
8.5% | 93.8% | $221,666 | View |
|
2445 W Northland Ave, Appleton, WI 54914 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 8 +1 HELOCs |
4.5% | 100% | $216,250 | View |
|
1117 S 10th St, Manitowoc, WI 54220 5211 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 8 | 4.5% | 88.9% | $167,500 | View |
|
1250 W Washington Ave, Cleveland, WI 53015 A+5.0 ★Texas Ratio: 2.48% |
Conventional | 7 | 4% | 100% | $262,142 | View |
|
871 Commerce Ave, Baraboo, WI 53913 A+5.0 ★Texas Ratio: 4.84% |
Conventional, Jumbo, HELOC | 4 +6 HELOCs |
2.3% | 100% | $707,500 | View |
|
314 S Main St, Brillion, WI 54110 A+5.0 ★Texas Ratio: 2.71% |
Conventional | 4 | 2.3% | 100% | $187,500 | View |
|
1707 Indiana Ave, Sheboygan, WI 53081 A+5.0 ★Texas Ratio: 0.48% |
Conventional | 4 | 2.3% | 100% | $102,500 | View |
|
119 Depot St, Waldo, WI 53093 B+4.7 ★Texas Ratio: 19.10% |
Conventional | 4 | 2.3% | 100% | $307,500 | View |
|
700 5th Ave, Antigo, WI 54409 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 3 | 1.7% | 100% | $291,666 | View |
|
19601 W Bluemound Rd, Brookfield, WI 53045 A5.0 ★Texas Ratio: 8.91% |
Conventional | 3 | 1.7% | 100% | $258,333 | View |
|
222 W College Ave, Appleton, WI 54911 A+5.0 ★Texas Ratio: 1.47% |
Conventional, Jumbo, HELOC | 2 +5 HELOCs |
1.1% | 100% | $1,050,000 | View |
|
724 5th Ave, Antigo, WI 54409 A+5.0 ★Texas Ratio: 3.45% |
Conventional, HELOC | 2 +2 HELOCs |
1.1% | 40% | $170,000 | View |
|
106 E Main St, Beaver Dam, WI 53916 1837 A+5.0 ★Texas Ratio: 3.05% |
Conventional, HELOC | 2 +1 HELOCs |
1.1% | 100% | $225,000 | View |
|
2626 S Oneida St, Appleton, WI 54915 2101 A+5.0 ★Texas Ratio: 0.82% |
Conventional | 2 | 1.1% | 100% | $50,000 | View |
|
3321 N Ballard Rd, Appleton, WI 54911 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 1.1% | 100% | $140,000 | View |
|
1395 Bluestem Blvd, Altoona, WI 54720 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.6% | 100% | $365,000 | View |
|
206 E Main St, Little Chute, WI 54140 A+5.0 ★Texas Ratio: 0.19% |
Conventional | 1 | 0.6% | 100% | $675,000 | View |
|
545 Main St, Belgium, WI 53004 A+5.0 ★Texas Ratio: 0.97% |
Conventional | 1 | 0.6% | 100% | $145,000 | View |
|
★ 1.7 stars, 3 reviews 12805 W Bluemound Rd, Brookfield, WI 53005 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.6% | 100% | $265,000 | View |
|
580 N Main St, Cottage Grove, WI 53527 A+5.0 ★Texas Ratio: 1.78% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Fairway Independent Mort Corp
|
Conventional | 2 | 1.1% | 100% | $345,000 | |
Uw Credit Union
|
Conventional, HELOC | 1 +3 HELOCs |
0.6% | 100% | $295,000 | |
Compeer Financial
|
Conventional | 1 | 0.6% | 100% | $705,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 13 | 7.3% | 72.2% | $210,384 | |
Guild Mortgage Company
|
Conventional, FHA | 7 | 4% | 100% | $206,428 | |
New American Funding, LLC.
|
Conventional, FHA, VA | 5 | 2.8% | 100% | $349,000 | |
Mortgage Research Center
|
Conventional, VA | 4 | 2.3% | 100% | $337,500 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 3 | 1.7% | 100% | $341,666 | |
|
A+5.0 ★Texas Ratio: 0.09% |
Conventional | 3 | 1.7% | 100% | $191,666 | View |
Guaranteed Rate, Inc.
|
Conventional | 2 | 1.1% | 100% | $95,000 | |
Gold Star Mortgage Financial Group, Corporation
|
Conventional, FHA | 2 | 1.1% | 100% | $215,000 | |
Freedom Mortgage Corporation
|
FHA, VA | 2 | 1.1% | 100% | $240,000 | |
Newrez LLC
|
Conventional, FHA | 2 | 1.1% | 100% | $185,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 2 | 1.1% | 100% | $110,000 | |
|
A+5.0 ★Texas Ratio: 3.66% |
Conventional | 2 | 1.1% | 66.7% | $225,000 | View |
Nationstar Mortgage
|
Conventional | 2 | 1.1% | 100% | $75,000 | |
Royal United Mortgage LLC
|
FHA | 1 | 0.6% | 100% | $225,000 | |
Success Lending, LLC
|
Conventional | 1 | 0.6% | 100% | $235,000 | |
Envoy Mortgage, Ltd
|
FHA | 1 | 0.6% | 100% | $305,000 | |
Triad Financial Services, Inc.
|
Conventional | 1 | 0.6% | 100% | $95,000 | |
Movement Mortgage, LLC
|
Conventional | 1 | 0.6% | 100% | $455,000 | |
United Trust Bank
|
VA | 1 | 0.6% | 50% | $215,000 | |
Mission Loans, LLC
|
Conventional | 1 | 0.6% | 100% | $125,000 | |
Mutual of Omaha Mortgage
|
FHA | 1 | 0.6% | 50% | $255,000 | |
Navy Federal Credit Union
|
VA | 1 | 0.6% | 50% | $305,000 | |
21St Mortgage
|
Conventional | 1 | 0.6% | 100% | $75,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.6% | 100% | $105,000 | View |
Carrington Mortgage Services LLC
|
Conventional | 1 | 0.6% | 100% | $195,000 | |
Village Capital & Investment
|
VA | 1 | 0.6% | 100% | $155,000 | |
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Union Home Mortgage Corp.
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Sheboygan Falls Mortgage Rate Trends
Daily average mortgage rates for Wisconsin compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Sheboygan Falls, Wisconsin
Looking for mortgage lenders near me or mortgage brokers near me in Sheboygan Falls? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sheboygan Falls in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Sheboygan Falls, WI
Use these to narrow the list above. Each category shows how many Sheboygan Falls, WI lenders fit and what that kind of lender is usually best for.
Who Lends in Sheboygan Falls, WI
Independent mortgage companies closed 34.5 percent of home loans in Sheboygan Falls, Wisconsin in 2025, banks 44.6 percent and credit unions 20.9 percent. Wisconsin Mortgage Corporation was the largest mortgage company, Oostburg State Bank the largest bank and Kohler Credit Union the largest credit union. Among lenders headquartered in Wisconsin, Oostburg State Bank led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Wisconsin. Real estate transfer fee of $3 per $1,000 of value (0.3 percent), paid by the seller (Wis. Stat. 77.22); no mortgage tax.
More Wisconsin Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Sheboygan Falls, WI
By home loans closed in 2025, Oostburg State Bank was the largest mortgage lender in Sheboygan Falls, Wisconsin with 9 loans, about 5.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Sheboygan Falls, Wisconsin in 2025, led by Rocket Mortgage with 2. 8 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 8 credit unions closed home loans in Sheboygan Falls, Wisconsin in 2025, alongside 27 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sheboygan Falls, Wisconsin during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sheboygan Falls, Wisconsin for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sheboygan Falls. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
