Rochester, Wisconsin mortgage lenders include Educators Credit UnionEducators Credit Union1154 Cranston Rd, Beloit, WI 53511A+5.0 ★Texas Ratio: 4.30%, Landmark Credit UnionLandmark Credit Union106 E Main St, Beaver Dam, WI 53916 1837A+5.0 ★Texas Ratio: 3.05%, Johnson BankJohnson Bank222 W College Ave, Appleton, WI 54911A+5.0 ★Texas Ratio: 1.47%, Bank Five NineBank Five Nine18815 W Capitol Dr, Brookfield, WI 53045A5.0 ★Texas Ratio: 8.25%, Community State BankCommunity State Bank308 Bridge St, Burlington, WI 53105B+4.1 ★Texas Ratio: 2.52%, Marine Credit UnionMarine Credit Union302 Bay St, Chippewa Falls, WI 54729A5.0 ★Texas Ratio: 13.08%, US Bank, N.A.US Bank, N.A.2445 W Northland Ave, Appleton, WI 54914A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA700 5th Ave, Antigo, WI 54409A+5.0 ★Texas Ratio: 3.68%, Wisconsin Mortgage CorporationWisconsin Mortgage Corporation1395 Bluestem Blvd, Altoona, WI 54720A+5.0 ★Texas Ratio: 3.22%, and Great Midwest Bank SSBGreat Midwest Bank SSB505 W Brown Deer Rd, Bayside, WI 53217. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Rochester, Wisconsin in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Rochester are listed first, then lenders elsewhere in Wisconsin, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Rochester, Wisconsin. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1154 Cranston Rd, Beloit, WI 53511 A+5.0 ★Texas Ratio: 4.30% |
Conventional, HELOC | 13 +12 HELOCs |
10.2% | 77.8% | $185,769 | View |
|
106 E Main St, Beaver Dam, WI 53916 1837 A+5.0 ★Texas Ratio: 3.05% |
Conventional, HELOC | 11 +18 HELOCs |
8.7% | 91.7% | $193,181 | View |
|
222 W College Ave, Appleton, WI 54911 A+5.0 ★Texas Ratio: 1.47% |
Conventional, HELOC | 9 +3 HELOCs |
7.1% | 90% | $448,333 | View |
|
18815 W Capitol Dr, Brookfield, WI 53045 A5.0 ★Texas Ratio: 8.25% |
Conventional | 7 | 5.5% | 100% | $406,428 | View |
|
308 Bridge St, Burlington, WI 53105 B+4.1 ★Texas Ratio: 2.52% |
Conventional | 4 | 3.1% | 100% | $167,500 | View |
|
302 Bay St, Chippewa Falls, WI 54729 A5.0 ★Texas Ratio: 13.08% |
Conventional | 3 | 2.4% | 100% | $161,666 | View |
|
2445 W Northland Ave, Appleton, WI 54914 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +1 HELOCs |
1.6% | 100% | $170,000 | View |
|
700 5th Ave, Antigo, WI 54409 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1.6% | 100% | $385,000 | View |
|
1395 Bluestem Blvd, Altoona, WI 54720 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA | 2 | 1.6% | 100% | $440,000 | View |
Great Midwest Bank SSB
505 W Brown Deer Rd, Bayside, WI 53217 |
Conventional | 2 | 1.6% | 100% | $325,000 | |
|
871 Commerce Ave, Baraboo, WI 53913 A+5.0 ★Texas Ratio: 4.84% |
Conventional, HELOC | 1 +9 HELOCs |
0.8% | 100% | $685,000 | View |
|
724 5th Ave, Antigo, WI 54409 A+5.0 ★Texas Ratio: 3.45% |
Conventional, HELOC | 1 +9 HELOCs |
0.8% | 100% | $325,000 | View |
|
1 Northwestern Mutual Way, Franklin, WI 53132 A+5.0 ★Texas Ratio: 0.01% |
Conventional | 1 | 0.8% | 100% | $245,000 | View |
|
17100 W Bluemound Rd, Brookfield, WI 53005 A+5.0 ★Texas Ratio: 4.17% |
Conventional | 1 | 0.8% | 100% | $305,000 | View |
|
3321 N Ballard Rd, Appleton, WI 54911 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.8% | 100% | $475,000 | View |
|
N15w30921 Golf Rd, Delafield, WI 53018 A+5.0 ★Texas Ratio: 0.46% |
Conventional | 1 | 0.8% | 100% | $165,000 | View |
|
491 N Main St, Dousman, WI 53118 A+5.0 ★Texas Ratio: 2.14% |
FHA | 1 | 0.8% | 100% | $335,000 | View |
|
1100 W Northland Ave, Appleton, WI 54914 A+5.0 ★Texas Ratio: 0.50% |
HELOC | 0 +4 HELOCs |
0% | 0% | View | |
|
121 N Main St, Adams, WI 53910 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Fairway Independent Mort Corp
|
Conventional, FHA | 6 | 4.7% | 100% | $316,666 | |
|
A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.8% | 100% | $1,185,000 | View |
Gateway Mortgage Corporation
|
Conventional | 1 | 0.8% | 100% | $565,000 | |
A+ Mortgage Services, Inc.
|
FHA | 1 | 0.8% | 100% | $315,000 | |
Uw Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Rocket Mortgage
|
Conventional, FHA | 5 | 3.9% | 71.4% | $127,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
Conventional, VA, HELOC | 4 +1 HELOCs |
3.1% | 100% | $355,000 | View |
United Wholesale Mortgage
|
Conventional, FHA, VA | 4 | 3.1% | 80% | $382,500 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 4 | 3.1% | 80% | $262,500 | |
Guild Mortgage Company
|
Conventional | 3 | 2.4% | 100% | $338,333 | |
First Colony Mortgage Corporat
|
Conventional, VA | 3 | 2.4% | 100% | $301,666 | |
Abbott Laboratories Employees Credit Union
|
Conventional | 3 | 2.4% | 100% | $191,666 | |
Freedom Mortgage Corporation
|
FHA, VA | 2 | 1.6% | 100% | $245,000 | |
Newrez LLC
|
Conventional | 2 | 1.6% | 100% | $245,000 | |
Union Home Mortgage Corp.
|
Conventional | 2 | 1.6% | 100% | $495,000 | |
Nations Lending Corporation
|
FHA | 2 | 1.6% | 100% | $440,000 | |
Mortgage Research Center
|
VA | 2 | 1.6% | 100% | $480,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $55,000 | |
American Financial Resources LLC
|
Conventional | 1 | 0.8% | 100% | $275,000 | |
Royal United Mortgage LLC
|
Conventional | 1 | 0.8% | 100% | $85,000 | |
Primelending
|
Conventional | 1 | 0.8% | 100% | $285,000 | |
Kind Lending, LLC
|
VA | 1 | 0.8% | 50% | $515,000 | |
Movement Mortgage, LLC
|
Conventional | 1 | 0.8% | 100% | $315,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.8% | 100% | $255,000 | View |
Deephaven Mortgage LLC
|
Conventional | 1 | 0.8% | 100% | $375,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 0.8% | 100% | $65,000 | |
Diamond Residential Mtg Corp
|
Conventional | 1 | 0.8% | 100% | $265,000 | |
Homestead Funding Corp.
|
Conventional | 1 | 0.8% | 100% | $315,000 | |
Discover Bank
|
Conventional | 1 | 0.8% | 50% | $35,000 | |
First State Mortgage Services
|
Conventional | 1 | 0.8% | 100% | $235,000 | |
|
A+5.0 ★Texas Ratio: 3.99% |
Conventional | 1 | 0.8% | 100% | $765,000 | View |
Provident Funding Associates
|
Conventional | 1 | 0.8% | 100% | $345,000 | |
American Pacific Mortgage Corporation
|
Conventional | 1 | 0.8% | 100% | $415,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.8% | 100% | $265,000 | View |
|
A+5.0 ★Texas Ratio: 0.47% |
Conventional | 1 | 0.8% | 100% | $295,000 | View |
| Conventional | 1 | 0.8% | 100% | $305,000 | View | |
Ark-La-Tex Financial Services LLC
|
FHA | 1 | 0.8% | 100% | $335,000 | |
Figure Lending LLC
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Advia Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Navy Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Wisconsin compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Rochester? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Rochester in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Rochester, WI lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 40.2 percent of home loans in Rochester, Wisconsin in 2025, banks 33.9 percent and credit unions 26 percent. Wisconsin Mortgage Corporation was the largest mortgage company, Johnson Bank the largest bank and Educators Credit Union the largest credit union. Among lenders headquartered in Wisconsin, Educators Credit Union led with 13 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Wisconsin. Real estate transfer fee of $3 per $1,000 of value (0.3 percent), paid by the seller (Wis. Stat. 77.22); no mortgage tax.
By home loans closed in 2025, Educators Credit Union was the largest mortgage lender in Rochester, Wisconsin with 13 loans, about 10.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Rochester, Wisconsin in 2025, led by Nations Lending Corporation with 2. 7 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 23 banks and 11 credit unions closed home loans in Rochester, Wisconsin in 2025, alongside 27 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Rochester, Wisconsin during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Rochester, Wisconsin for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Rochester. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.