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Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Rochester, Wisconsin

Rochester, Wisconsin mortgage lenders include Educators Credit UnionEducators Credit Union1154 Cranston Rd, Beloit, WI 53511A+5.0 ★Texas Ratio: 4.30%, Landmark Credit UnionLandmark Credit Union106 E Main St, Beaver Dam, WI 53916 1837A+5.0 ★Texas Ratio: 3.05%, Johnson BankJohnson Bank222 W College Ave, Appleton, WI 54911A+5.0 ★Texas Ratio: 1.47%, Bank Five NineBank Five Nine18815 W Capitol Dr, Brookfield, WI 53045A5.0 ★Texas Ratio: 8.25%, Community State BankCommunity State Bank308 Bridge St, Burlington, WI 53105B+4.1 ★Texas Ratio: 2.52%, Marine Credit UnionMarine Credit Union302 Bay St, Chippewa Falls, WI 54729A5.0 ★Texas Ratio: 13.08%, US Bank, N.A.US Bank, N.A.2445 W Northland Ave, Appleton, WI 54914A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA700 5th Ave, Antigo, WI 54409A+5.0 ★Texas Ratio: 3.68%, Wisconsin Mortgage CorporationWisconsin Mortgage Corporation1395 Bluestem Blvd, Altoona, WI 54720A+5.0 ★Texas Ratio: 3.22%, and Great Midwest Bank SSBGreat Midwest Bank SSB505 W Brown Deer Rd, Bayside, WI 53217. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Rochester, Wisconsin in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Rochester are listed first, then lenders elsewhere in Wisconsin, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Rochester, Wisconsin

Market share is the lender's share of all home loans closed in Rochester, Wisconsin. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
1154 Cranston Rd, Beloit, WI 53511
A+5.0 ★Texas Ratio: 4.30%
Conventional, HELOC 13
+12 HELOCs
10.2% 77.8% $185,769 View
106 E Main St, Beaver Dam, WI 53916 1837
A+5.0 ★Texas Ratio: 3.05%
Conventional, HELOC 11
+18 HELOCs
8.7% 91.7% $193,181 View
222 W College Ave, Appleton, WI 54911
A+5.0 ★Texas Ratio: 1.47%
Conventional, HELOC 9
+3 HELOCs
7.1% 90% $448,333 View
18815 W Capitol Dr, Brookfield, WI 53045
A5.0 ★Texas Ratio: 8.25%
Conventional 7 5.5% 100% $406,428 View
308 Bridge St, Burlington, WI 53105
B+4.1 ★Texas Ratio: 2.52%
Conventional 4 3.1% 100% $167,500 View
302 Bay St, Chippewa Falls, WI 54729
A5.0 ★Texas Ratio: 13.08%
Conventional 3 2.4% 100% $161,666 View
2445 W Northland Ave, Appleton, WI 54914
A+5.0 ★Texas Ratio: 2.85%
Conventional, HELOC 2
+1 HELOCs
1.6% 100% $170,000 View
700 5th Ave, Antigo, WI 54409
A+5.0 ★Texas Ratio: 3.68%
Conventional 2 1.6% 100% $385,000 View
1395 Bluestem Blvd, Altoona, WI 54720
A+5.0 ★Texas Ratio: 3.22%
Conventional, FHA 2 1.6% 100% $440,000 View
Great Midwest Bank SSB
505 W Brown Deer Rd, Bayside, WI 53217
Conventional 2 1.6% 100% $325,000
871 Commerce Ave, Baraboo, WI 53913
A+5.0 ★Texas Ratio: 4.84%
Conventional, HELOC 1
+9 HELOCs
0.8% 100% $685,000 View
724 5th Ave, Antigo, WI 54409
A+5.0 ★Texas Ratio: 3.45%
Conventional, HELOC 1
+9 HELOCs
0.8% 100% $325,000 View
1 Northwestern Mutual Way, Franklin, WI 53132
A+5.0 ★Texas Ratio: 0.01%
Conventional 1 0.8% 100% $245,000 View
17100 W Bluemound Rd, Brookfield, WI 53005
A+5.0 ★Texas Ratio: 4.17%
Conventional 1 0.8% 100% $305,000 View
3321 N Ballard Rd, Appleton, WI 54911
A+5.0 ★Texas Ratio: 5.36%
Conventional 1 0.8% 100% $475,000 View
N15w30921 Golf Rd, Delafield, WI 53018
A+5.0 ★Texas Ratio: 0.46%
Conventional 1 0.8% 100% $165,000 View
491 N Main St, Dousman, WI 53118
A+5.0 ★Texas Ratio: 2.14%
FHA 1 0.8% 100% $335,000 View
1100 W Northland Ave, Appleton, WI 54914
A+5.0 ★Texas Ratio: 0.50%
HELOC 0
+4 HELOCs
0% 0% View
121 N Main St, Adams, WI 53910
A+5.0 ★Texas Ratio: 3.54%
HELOC 0
+3 HELOCs
0% n/a View
Fairway Independent Mort Corp
Conventional, FHA 6 4.7% 100% $316,666
A+5.0 ★Texas Ratio: 4.14%
Conventional, Jumbo, HELOC 1
+1 HELOCs
0.8% 100% $1,185,000 View
Gateway Mortgage Corporation
Conventional 1 0.8% 100% $565,000
A+ Mortgage Services, Inc.
FHA 1 0.8% 100% $315,000
Uw Credit Union
HELOC 0
+2 HELOCs
0% n/a
Rocket Mortgage
Conventional, FHA 5 3.9% 71.4% $127,000
B+4.8 ★Texas Ratio: 16.98%
Conventional, VA, HELOC 4
+1 HELOCs
3.1% 100% $355,000 View
United Wholesale Mortgage
Conventional, FHA, VA 4 3.1% 80% $382,500
Pennymac Loan Services LLC
Conventional, FHA, VA 4 3.1% 80% $262,500
Guild Mortgage Company
Conventional 3 2.4% 100% $338,333
First Colony Mortgage Corporat
Conventional, VA 3 2.4% 100% $301,666
Abbott Laboratories Employees Credit Union
Conventional 3 2.4% 100% $191,666
Freedom Mortgage Corporation
FHA, VA 2 1.6% 100% $245,000
Newrez LLC
Conventional 2 1.6% 100% $245,000
Union Home Mortgage Corp.
Conventional 2 1.6% 100% $495,000
Nations Lending Corporation
FHA 2 1.6% 100% $440,000
Mortgage Research Center
VA 2 1.6% 100% $480,000
Spring Eq, LLC
Conventional, HELOC 1
+1 HELOCs
0.8% 100% $55,000
American Financial Resources LLC
Conventional 1 0.8% 100% $275,000
Royal United Mortgage LLC
Conventional 1 0.8% 100% $85,000
Primelending
Conventional 1 0.8% 100% $285,000
Kind Lending, LLC
VA 1 0.8% 50% $515,000
Movement Mortgage, LLC
Conventional 1 0.8% 100% $315,000
A+5.0 ★Texas Ratio: 4.11%
Conventional 1 0.8% 100% $255,000 View
Deephaven Mortgage LLC
Conventional 1 0.8% 100% $375,000
Amerisave Mortgage Company
Conventional 1 0.8% 100% $65,000
Diamond Residential Mtg Corp
Conventional 1 0.8% 100% $265,000
Homestead Funding Corp.
Conventional 1 0.8% 100% $315,000
Discover Bank
Conventional 1 0.8% 50% $35,000
First State Mortgage Services
Conventional 1 0.8% 100% $235,000
A+5.0 ★Texas Ratio: 3.99%
Conventional 1 0.8% 100% $765,000 View
Provident Funding Associates
Conventional 1 0.8% 100% $345,000
American Pacific Mortgage Corporation
Conventional 1 0.8% 100% $415,000
A+5.0 ★Texas Ratio: 2.20%
Conventional 1 0.8% 100% $265,000 View
A+5.0 ★Texas Ratio: 0.47%
Conventional 1 0.8% 100% $295,000 View
Conventional 1 0.8% 100% $305,000 View
Ark-La-Tex Financial Services LLC
FHA 1 0.8% 100% $335,000
Figure Lending LLC
HELOC 0
+3 HELOCs
0% n/a
Quorum Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
Advia Credit Union
HELOC 0
+1 HELOCs
0% n/a
B4.5 ★Texas Ratio: 20.96%
HELOC 0
+1 HELOCs
0% n/a View
Navy Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Rochester, Wisconsin

Looking for mortgage lenders near me or mortgage brokers near me in Rochester? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Rochester in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Rochester, WI

Use these to narrow the list above. Each category shows how many Rochester, WI lenders fit and what that kind of lender is usually best for.

Who Lends in Rochester, WI

Independent mortgage companies closed 40.2 percent of home loans in Rochester, Wisconsin in 2025, banks 33.9 percent and credit unions 26 percent. Wisconsin Mortgage Corporation was the largest mortgage company, Johnson Bank the largest bank and Educators Credit Union the largest credit union. Among lenders headquartered in Wisconsin, Educators Credit Union led with 13 loans.

40.2%
Mortgage companies
33.9%
Banks
26%
Credit unions
9%
FHA loans
7%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Wisconsin. Real estate transfer fee of $3 per $1,000 of value (0.3 percent), paid by the seller (Wis. Stat. 77.22); no mortgage tax.

More Wisconsin Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Rochester, WI

Who is the largest mortgage lender in Rochester, WI?

By home loans closed in 2025, Educators Credit Union was the largest mortgage lender in Rochester, Wisconsin with 13 loans, about 10.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Rochester, WI mortgage lenders offer FHA, VA and USDA loans?

10 lenders closed FHA loans in Rochester, Wisconsin in 2025, led by Nations Lending Corporation with 2. 7 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Rochester, WI lender list?

Yes. 23 banks and 11 credit unions closed home loans in Rochester, Wisconsin in 2025, alongside 27 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Rochester, WI ranked on this page?

Lenders are ranked only by the number of home loans they closed in Rochester, Wisconsin during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Rochester, Wisconsin for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Rochester. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.