Necedah, Wisconsin mortgage lenders include Royal BankRoyal Bank185 S Main St, Adams, WI 53910A+5.0 ★Texas Ratio: 0.41%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA700 5th Ave, Antigo, WI 54409A+5.0 ★Texas Ratio: 3.68%, Summit Credit UnionSummit Credit Union871 Commerce Ave, Baraboo, WI 53913A+5.0 ★Texas Ratio: 4.84%, Co-op Credit UnionCo-op Credit Union100 E Main St, Black River Falls, WI 54615A+5.0 ★Texas Ratio: 5.54%, Bank First N.A.Bank First N.A.4201 W Wisconsin Ave, Appleton, WI 54913A+5.0 ★Texas Ratio: 3.47%, Associated Bank NAAssociated Bank NA724 5th Ave, Antigo, WI 54409A+5.0 ★Texas Ratio: 3.45%, Northwestern Mutual CUNorthwestern Mutual CU1 Northwestern Mutual Way, Franklin, WI 53132A+5.0 ★Texas Ratio: 0.01%, BMO Harris Bank NABMO Harris Bank NA121 N Main St, Adams, WI 53910A+5.0 ★Texas Ratio: 3.54%, Landmark Credit UnionLandmark Credit Union106 E Main St, Beaver Dam, WI 53916 1837A+5.0 ★Texas Ratio: 3.05%, and Educators Credit UnionEducators Credit Union1154 Cranston Rd, Beloit, WI 53511A+5.0 ★Texas Ratio: 4.30%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Necedah, Wisconsin in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Necedah are listed first, then lenders elsewhere in Wisconsin, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Necedah, Wisconsin. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
185 S Main St, Adams, WI 53910 A+5.0 ★Texas Ratio: 0.41% |
Conventional | 6 | 5.6% | 75% | $130,000 | View |
|
700 5th Ave, Antigo, WI 54409 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 3.7% | 100% | $445,000 | View |
|
871 Commerce Ave, Baraboo, WI 53913 A+5.0 ★Texas Ratio: 4.84% |
Conventional, HELOC | 3 +5 HELOCs |
2.8% | 57.1% | $388,333 | View |
|
100 E Main St, Black River Falls, WI 54615 A+5.0 ★Texas Ratio: 5.54% |
Conventional | 3 | 2.8% | 100% | $68,333 | View |
|
4201 W Wisconsin Ave, Appleton, WI 54913 A+5.0 ★Texas Ratio: 3.47% |
Conventional | 3 | 2.8% | 60% | $128,333 | View |
|
724 5th Ave, Antigo, WI 54409 A+5.0 ★Texas Ratio: 3.45% |
Conventional, HELOC | 2 +1 HELOCs |
1.9% | 100% | $605,000 | View |
|
1 Northwestern Mutual Way, Franklin, WI 53132 A+5.0 ★Texas Ratio: 0.01% |
Conventional | 2 | 1.9% | 100% | $455,000 | View |
|
121 N Main St, Adams, WI 53910 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 2 | 1.9% | 100% | $215,000 | View |
|
106 E Main St, Beaver Dam, WI 53916 1837 A+5.0 ★Texas Ratio: 3.05% |
Conventional, HELOC | 1 +2 HELOCs |
0.9% | 100% | $145,000 | View |
|
1154 Cranston Rd, Beloit, WI 53511 A+5.0 ★Texas Ratio: 4.30% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $105,000 | View |
|
222 W College Ave, Appleton, WI 54911 A+5.0 ★Texas Ratio: 1.47% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 50% | $405,000 | View |
|
501 N Main St, Adams, WI 53910 A+5.0 ★Texas Ratio: 3.99% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $105,000 | View |
|
102 Keller Ave S, Amery, WI 54001 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 0.9% | 100% | $385,000 | View |
|
2407 Brewery Road, Cross Plains, WI 53528 A+5.0 ★Texas Ratio: 1.98% |
Conventional, Jumbo | 1 | 0.9% | 100% | $1,455,000 | View |
|
1151 Canton St, Prescott, WI 54021 A+5.0 ★Texas Ratio: 2.74% |
Conventional | 1 | 0.9% | 100% | $295,000 | View |
|
1401 E Becker Road, 54449, WI 00000 A5.0 ★Texas Ratio: 9.92% |
Conventional | 1 | 0.9% | 100% | $295,000 | View |
|
419 W Cottage Grove Rd, Cottage Grove, WI 53527 A+5.0 ★Texas Ratio: 0.50% |
Conventional | 1 | 0.9% | 100% | $395,000 | View |
|
1000 W Wisconsin St, Sparta, WI 54656 2230 A+5.0 ★Texas Ratio: 5.97% |
Conventional | 1 | 0.9% | 100% | $105,000 | View |
|
1574 W Broadway, Madison, WI 53713 A5.0 ★Texas Ratio: 10.59% |
Conventional | 1 | 0.9% | 100% | $135,000 | View |
|
302 Bay St, Chippewa Falls, WI 54729 A5.0 ★Texas Ratio: 13.08% |
Conventional | 1 | 0.9% | 100% | $225,000 | View |
|
2664 Prairie Ave, Beloit, WI 53511 A+5.0 ★Texas Ratio: 1.59% |
Conventional | 1 | 0.9% | 100% | $205,000 | View |
|
219 Fairfax St, Altoona, WI 54720 A5.0 ★Texas Ratio: 12.61% |
Conventional | 1 | 0.9% | 100% | $365,000 | View |
|
1100 W Northland Ave, Appleton, WI 54914 A+5.0 ★Texas Ratio: 0.50% |
Conventional | 1 | 0.9% | 100% | $285,000 | View |
|
9000 W Drexel Ave, Franklin, WI 53132 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.9% | 100% | $225,000 | View |
|
2290 County Road X, Kronenwetter, WI 54455 A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.9% | 100% | $125,000 | View |
Uw Credit Union
|
Conventional, VA, HELOC | 2 +1 HELOCs |
1.9% | 100% | $495,000 | |
Compeer Financial
|
Conventional | 2 | 1.9% | 100% | $120,000 | |
|
A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.9% | 100% | $505,000 | View |
Fairway Independent Mort Corp
|
Conventional | 1 | 0.9% | 50% | $295,000 | |
Rocket Mortgage
|
Conventional, FHA | 11 | 10.2% | 80% | $190,454 | |
Union Home Mortgage Corp.
|
Conventional, FHA | 5 | 4.6% | 100% | $181,000 | |
United Wholesale Mortgage
|
Conventional, VA | 4 | 3.7% | 66.7% | $272,500 | |
Newrez LLC
|
Conventional, FHA, VA | 4 | 3.7% | 66.7% | $280,000 | |
Nations Lending Corporation
|
Conventional, FHA, VA | 4 | 3.7% | 100% | $165,000 | |
Guaranteed Rate, Inc.
|
Conventional | 2 | 1.9% | 66.7% | $290,000 | |
Movement Mortgage, LLC
|
Conventional, FHA | 2 | 1.9% | 100% | $85,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 2 | 1.9% | 100% | $190,000 | |
Nationstar Mortgage
|
Conventional | 2 | 1.9% | 100% | $335,000 | |
Mortgage Research Center
|
FHA, VA | 2 | 1.9% | 66.7% | $195,000 | |
Mutual of Omaha Mortgage
|
Conventional | 2 | 1.9% | 100% | $180,000 | |
Navy Federal Credit Union
|
VA | 2 | 1.9% | 100% | $360,000 | |
|
A+5.0 ★Texas Ratio: 0.09% |
Conventional | 1 | 0.9% | 100% | $125,000 | View |
Freedom Mortgage Corporation
|
VA | 1 | 0.9% | 50% | $165,000 | |
Equity Prime Mortgage LLC
|
VA | 1 | 0.9% | 100% | $365,000 | |
CrossCountry Mortgage, LLC
|
Conventional | 1 | 0.9% | 100% | $185,000 | |
Guild Mortgage Company
|
Conventional | 1 | 0.9% | 100% | $255,000 | |
|
A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.9% | 100% | $355,000 | View |
|
A5.0 ★Texas Ratio: 9.91% |
Conventional | 1 | 0.9% | 100% | $605,000 | View |
HomeBridge Financial Services, Inc
|
FHA | 1 | 0.9% | 50% | $285,000 | |
GreenStone Farm Credit Services
|
Conventional | 1 | 0.9% | 100% | $425,000 | |
Securitynational Mortgage Company
|
VA | 1 | 0.9% | 100% | $235,000 | |
Cardinal Financial Company, Li
|
FHA | 1 | 0.9% | 100% | $115,000 | |
|
A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 0.9% | 100% | $355,000 | |
|
A+5.0 ★Texas Ratio: 1.59% |
Conventional | 1 | 0.9% | 50% | $195,000 | View |
New American Funding, LLC.
|
Conventional | 1 | 0.9% | 100% | $165,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.9% | 100% | $695,000 | View |
21St Mortgage
|
Conventional | 1 | 0.9% | 100% | $185,000 | |
Paramount Residential Mortgage
|
USDA | 1 | 0.9% | 100% | $205,000 | |
Carrington Mortgage Services LLC
|
Conventional | 1 | 0.9% | 100% | $85,000 | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Wisconsin compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Necedah? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Necedah in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Necedah, WI lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 52.8 percent of home loans in Necedah, Wisconsin in 2025, banks 29.6 percent and credit unions 17.6 percent. Compeer Financial was the largest mortgage company, Royal Bank the largest bank and Summit Credit Union the largest credit union. Among lenders headquartered in Wisconsin, Royal Bank led with 6 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Wisconsin. Real estate transfer fee of $3 per $1,000 of value (0.3 percent), paid by the seller (Wis. Stat. 77.22); no mortgage tax.
By home loans closed in 2025, Royal Bank was the largest mortgage lender in Necedah, Wisconsin with 6 loans, about 5.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Necedah, Wisconsin in 2025, led by Union Home Mortgage Corp. with 3. 9 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 20 banks and 12 credit unions closed home loans in Necedah, Wisconsin in 2025, alongside 28 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Necedah, Wisconsin during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Necedah, Wisconsin for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Necedah. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.