Mortgage Lenders and Brokers in Cottage Grove, Wisconsin
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Cottage Grove, Wisconsin mortgage lenders include Summit Credit UnionSummit Credit Union1709 Landmark Dr, Cottage Grove, WI 53527 8957A+5.0 ★Texas Ratio: 4.84%, Lake Ridge BankLake Ridge Bank341 W Cottage Grove Rd, Cottage Grove, WI 53527A+5.0 ★Texas Ratio: 2.83%, Bank of Sun PrairieBank of Sun Prairie419 W Cottage Grove Rd, Cottage Grove, WI 53527A+5.0 ★Texas Ratio: 0.50%, One Community BankOne Community Bank1565 Landmark Dr, Cottage Grove, WI 53527A+5.0 ★Texas Ratio: 3.99%, Umb Bank NAUmb Bank NA580 N Main St, Cottage Grove, WI 53527A+5.0 ★Texas Ratio: 1.78%, The Park BankThe Park Bank2407 Brewery Road, Cross Plains, WI 53528A+5.0 ★Texas Ratio: 1.98%, The Bank of New GlarusThe Bank of New Glarus12 North Shore Dr, Belleville, WI 53508A-5.0 ★Texas Ratio: 15.01%, Bank of DeerfieldBank of Deerfield15 S Main St, Deerfield, WI 53531A+5.0 ★Texas Ratio: 1.10%, Johnson BankJohnson Bank222 W College Ave, Appleton, WI 54911A+5.0 ★Texas Ratio: 1.47%, and Old National BankOld National Bank102 Keller Ave S, Amery, WI 54001A+5.0 ★Texas Ratio: 4.98%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Cottage Grove, Wisconsin in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cottage Grove are listed first, then lenders elsewhere in Wisconsin, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Cottage Grove, Wisconsin
Market share is the lender's share of all home loans closed in Cottage Grove, Wisconsin. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1709 Landmark Dr, Cottage Grove, WI 53527 8957 A+5.0 ★Texas Ratio: 4.84% |
Conventional, HELOC | 39 +120 HELOCs |
15.5% | 95.7% | $340,641 | View |
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1 office in Cottage Grove 341 W Cottage Grove Rd, Cottage Grove, WI 53527 A+5.0 ★Texas Ratio: 2.83% |
Conventional, Jumbo, HELOC | 7 +12 HELOCs |
2.8% | 100% | $466,428 | View |
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1 office in Cottage Grove 419 W Cottage Grove Rd, Cottage Grove, WI 53527 A+5.0 ★Texas Ratio: 0.50% |
Conventional | 4 | 1.6% | 100% | $237,500 | View |
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1 office in Cottage Grove 1565 Landmark Dr, Cottage Grove, WI 53527 A+5.0 ★Texas Ratio: 3.99% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $455,000 | View |
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1 office in Cottage Grove 580 N Main St, Cottage Grove, WI 53527 A+5.0 ★Texas Ratio: 1.78% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2407 Brewery Road, Cross Plains, WI 53528 A+5.0 ★Texas Ratio: 1.98% |
Conventional | 9 | 3.6% | 100% | $406,111 | View |
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12 North Shore Dr, Belleville, WI 53508 A-5.0 ★Texas Ratio: 15.01% |
Conventional | 7 | 2.8% | 100% | $537,857 | View |
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15 S Main St, Deerfield, WI 53531 A+5.0 ★Texas Ratio: 1.10% |
Conventional | 7 | 2.8% | 100% | $430,714 | View |
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222 W College Ave, Appleton, WI 54911 A+5.0 ★Texas Ratio: 1.47% |
Conventional, HELOC | 6 +1 HELOCs |
2.4% | 100% | $490,000 | View |
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102 Keller Ave S, Amery, WI 54001 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 3 +5 HELOCs |
1.2% | 100% | $408,333 | View |
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2445 W Northland Ave, Appleton, WI 54914 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +5 HELOCs |
0.8% | 66.7% | $545,000 | View |
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121 N Main St, Adams, WI 53910 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo, HELOC | 2 +5 HELOCs |
0.8% | 100% | $1,000,000 | View |
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106 E Main St, Beaver Dam, WI 53916 1837 A+5.0 ★Texas Ratio: 3.05% |
Conventional, HELOC | 2 +2 HELOCs |
0.8% | 100% | $415,000 | View |
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302 Bay St, Chippewa Falls, WI 54729 A5.0 ★Texas Ratio: 13.08% |
Conventional | 2 | 0.8% | 100% | $340,000 | View |
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5951 Mckee Rd, Fitchburg, WI 53719 A+5.0 ★Texas Ratio: 0.29% |
Conventional | 2 | 0.8% | 100% | $225,000 | View |
Heartland Credit Union
120 Vinburn Rd, DeForest, WI 53532 1487 |
Conventional, HELOC | 1 +7 HELOCs |
0.4% | 100% | $745,000 | |
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724 5th Ave, Antigo, WI 54409 A+5.0 ★Texas Ratio: 3.45% |
Conventional, HELOC | 1 +6 HELOCs |
0.4% | 100% | $545,000 | View |
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700 5th Ave, Antigo, WI 54409 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 50% | $735,000 | View |
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12850 W Bluemound Rd, Elm Grove, WI 53122 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.4% | 100% | $705,000 | View |
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18300 W Capitol Dr, Brookfield, WI 53045 A+5.0 ★Texas Ratio: 1.44% |
Conventional | 1 | 0.4% | 100% | $665,000 | View |
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2728 Mall Dr, Eau Claire, WI 54701 A+5.0 ★Texas Ratio: 3.28% |
Conventional | 1 | 0.4% | 100% | $495,000 | View |
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321 N Main St, Deforest, WI 53532 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.4% | 100% | $555,000 | View |
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7707 N Brookline Dr, Madison, WI 53719 A+5.0 ★Texas Ratio: 0.12% |
Conventional | 1 | 0.4% | 100% | $125,000 | View |
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Antigo Middle School, Antigo, WI 54409 A5.0 ★Texas Ratio: 10.08% |
Conventional | 1 | 0.4% | 100% | $265,000 | View |
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141 South Willow Street, Eagle River, WI 54521 A5.0 ★Texas Ratio: 7.72% |
Conventional | 1 | 0.4% | 100% | $515,000 | View |
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1404 S MAIN ST, HOLMEN, WI 54636 8928 A+5.0 ★Texas Ratio: 1.27% |
Conventional | 1 | 0.4% | 100% | $335,000 | View |
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3321 N Ballard Rd, Appleton, WI 54911 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.4% | 100% | $315,000 | View |
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112 S Mound Ave, Belmont, WI 53510 A+5.0 ★Texas Ratio: 0.68% |
Conventional | 1 | 0.4% | 100% | $355,000 | View |
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102 W Main St, Cambridge, WI 53523 A+5.0 ★Texas Ratio: 0.55% |
Conventional | 1 | 0.4% | 100% | $305,000 | View |
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159 W James St, Columbus, WI 53925 A+5.0 ★Texas Ratio: 1.98% |
Conventional | 1 | 0.4% | 100% | $355,000 | View |
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7700 Mineral Point Rd, Madison, WI 53717 A5.0 ★Texas Ratio: 7.37% |
Conventional | 1 | 0.4% | 100% | $285,000 | View |
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550 W Tyranena Park Rd, Lake Mills, WI 53551 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.4% | 100% | $245,000 | View |
Uw Credit Union
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Conventional, HELOC | 28 +59 HELOCs |
11.2% | 96.6% | $322,500 | |
Thompson Kane & Company, Inc
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Conventional, FHA, VA | 21 | 8.4% | 100% | $385,476 | |
Fairway Independent Mort Corp
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Conventional, FHA | 9 | 3.6% | 90% | $380,555 | |
Educated Mortgage Services LLC
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Conventional | 3 | 1.2% | 75% | $325,000 | |
Compeer Financial
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Conventional | 1 | 0.4% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional, FHA | 11 | 4.4% | 100% | $394,090 | View |
Guild Mortgage Company
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Conventional | 9 | 3.6% | 100% | $445,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional, VA | 8 | 3.2% | 88.9% | $505,000 | View |
Rocket Mortgage
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Conventional, FHA | 6 | 2.4% | 85.7% | $240,000 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 5 | 2% | 100% | $355,000 | |
Mutual of Omaha Mortgage
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Conventional, VA | 5 | 2% | 100% | $329,000 | |
Newrez LLC
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Conventional, VA | 4 | 1.6% | 100% | $375,000 | |
Sage Home Loans Corporation
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Conventional | 4 | 1.6% | 100% | $560,000 | |
United Wholesale Mortgage
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Conventional | 3 | 1.2% | 75% | $548,333 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 1.2% | 100% | $445,000 | |
Kind Lending, LLC
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Conventional, VA | 2 | 0.8% | 100% | $440,000 | |
loanDepot.com LLC
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Conventional | 2 | 0.8% | 100% | $130,000 | |
Pennymac Loan Services LLC
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Conventional, VA, Jumbo | 2 | 0.8% | 100% | $475,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 0.8% | 66.7% | $480,000 | |
Mortgage Research Center
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VA | 2 | 0.8% | 50% | $365,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.4% | 50% | $35,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.4% | 100% | $275,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.4% | 100% | $715,000 | View |
Planet Home Lending, LLC
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VA | 1 | 0.4% | 100% | $435,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.4% | 100% | $55,000 | |
Veridian Credit Union
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Conventional | 1 | 0.4% | 100% | $205,000 | |
Abbott Laboratories Employees Credit Union
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Conventional | 1 | 0.4% | 100% | $455,000 | |
Wings Financial Credit Union
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Conventional | 1 | 0.4% | 100% | $425,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 100% | $75,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.4% | 50% | $95,000 | |
Village Capital & Investment
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VA | 1 | 0.4% | 100% | $635,000 | |
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A+5.0 ★Texas Ratio: 3.87% |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Cottage Grove Mortgage Rate Trends
Daily average mortgage rates for Wisconsin compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Cottage Grove, Wisconsin
Looking for mortgage lenders near me or mortgage brokers near me in Cottage Grove? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cottage Grove in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Cottage Grove, WI
Use these to narrow the list above. Each category shows how many Cottage Grove, WI lenders fit and what that kind of lender is usually best for.
Who Lends in Cottage Grove, WI
Independent mortgage companies closed 35.5 percent of home loans in Cottage Grove, Wisconsin in 2025, banks 33.9 percent and credit unions 30.7 percent. Thompson Kane & Company, Inc was the largest mortgage company, Lake Ridge Bank the largest bank and Summit Credit Union the largest credit union. Among lenders headquartered in Wisconsin, Summit Credit Union led with 39 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Wisconsin. Real estate transfer fee of $3 per $1,000 of value (0.3 percent), paid by the seller (Wis. Stat. 77.22); no mortgage tax.
More Wisconsin Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Cottage Grove, WI
By home loans closed in 2025, Summit Credit Union was the largest mortgage lender in Cottage Grove, Wisconsin with 39 loans, about 15.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Cottage Grove, Wisconsin in 2025, led by Thompson Kane & Company, Inc with 3. 11 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 31 banks and 11 credit unions closed home loans in Cottage Grove, Wisconsin in 2025, alongside 24 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Cottage Grove, Wisconsin during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cottage Grove, Wisconsin for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cottage Grove. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
