Mortgage Lenders and Brokers in Chippewa Falls, Wisconsin
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Chippewa Falls, Wisconsin mortgage lenders include The Northwestern BankThe Northwestern Bank17152 County Highway J, Chippewa Falls, WI 54729A+5.0 ★Texas Ratio: 0.21%, US Bank, N.A.US Bank, N.A.1660 County Highway Oo, Chippewa Falls, WI 54729A+5.0 ★Texas Ratio: 2.85%, Nicolet National BankNicolet National Bank2789 Commercial Blvd, Chippewa Falls, WI 54729A+5.0 ★Texas Ratio: 2.28%, Associated Bank NAAssociated Bank NA35 W Columbia St, Chippewa Falls, WI 54729A+5.0 ★Texas Ratio: 3.45%, BMO Harris Bank NABMO Harris Bank NA411 N Bridge St, Chippewa Falls, WI 54729A+5.0 ★Texas Ratio: 3.54%, Royal Credit UnionRoyal Credit Union1031 Woodward Ave, Chippewa Falls, WI 54729A+5.0 ★Texas Ratio: 0.41%, Westconsin Credit UnionWestconsin Credit Union1680 E Park Ave, Chippewa Falls, WI 54729A+5.0 ★Texas Ratio: 3.22%, Citizens State BankCitizens State Bank17153 County Highway J, Chippewa Falls, WI 54729, Marine Credit UnionMarine Credit Union302 Bay St, Chippewa Falls, WI 54729A5.0 ★Texas Ratio: 13.08%, and Citizens Community Federal N.A.Citizens Community Federal N.A.2727 Commercial Blvd, Chippewa Falls, WI 54729A5.0 ★Texas Ratio: 12.61%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Chippewa Falls, Wisconsin in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Chippewa Falls are listed first, then lenders elsewhere in Wisconsin, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Chippewa Falls, Wisconsin
Market share is the lender's share of all home loans closed in Chippewa Falls, Wisconsin. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Chippewa Falls 17152 County Highway J, Chippewa Falls, WI 54729 A+5.0 ★Texas Ratio: 0.21% |
Conventional | 9 | 3.4% | 90% | $228,333 | View |
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1 office in Chippewa Falls 1660 County Highway Oo, Chippewa Falls, WI 54729 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 5 +1 HELOCs |
1.9% | 71.4% | $361,000 | View |
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1 office in Chippewa Falls 2789 Commercial Blvd, Chippewa Falls, WI 54729 A+5.0 ★Texas Ratio: 2.28% |
Conventional | 3 | 1.1% | 100% | $265,000 | View |
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1 office in Chippewa Falls 35 W Columbia St, Chippewa Falls, WI 54729 A+5.0 ★Texas Ratio: 3.45% |
Conventional, HELOC | 2 +4 HELOCs |
0.7% | 50% | $225,000 | View |
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1 office in Chippewa Falls 411 N Bridge St, Chippewa Falls, WI 54729 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 2 +3 HELOCs |
0.7% | 100% | $55,000 | View |
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1031 Woodward Ave, Chippewa Falls, WI 54729 A+5.0 ★Texas Ratio: 0.41% |
Conventional, FHA, VA, Jumbo, HELOC | 79 +69 HELOCs |
29.6% | 98.8% | $272,215 | View |
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1680 E Park Ave, Chippewa Falls, WI 54729 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 19 +8 HELOCs |
7.1% | 80% | $140,789 | View |
Citizens State Bank
17153 County Highway J, Chippewa Falls, WI 54729 |
Conventional | 9 | 3.4% | 100% | $311,666 | |
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302 Bay St, Chippewa Falls, WI 54729 A5.0 ★Texas Ratio: 13.08% |
Conventional, HELOC | 5 +1 HELOCs |
1.9% | 35.3% | $55,000 | View |
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2727 Commercial Blvd, Chippewa Falls, WI 54729 A5.0 ★Texas Ratio: 12.61% |
Conventional | 4 | 1.5% | 100% | $450,000 | View |
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141 W Main St, Alma Center, WI 54611 A5.0 ★Texas Ratio: 11.46% |
Conventional | 3 | 1.1% | 100% | $101,666 | View |
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110 Linn St, Baraboo, WI 53913 A+5.0 ★Texas Ratio: 1.10% |
Conventional | 3 | 1.1% | 100% | $185,000 | View |
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700 5th Ave, Antigo, WI 54409 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.7% | 100% | $225,000 | View |
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102 Keller Ave S, Amery, WI 54001 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 2 | 0.7% | 100% | $205,000 | View |
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2728 Mall Dr, Eau Claire, WI 54701 A+5.0 ★Texas Ratio: 3.28% |
Conventional | 2 | 0.7% | 100% | $215,000 | View |
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3401 E Calumet St, Appleton, WI 54915 4757 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 2 | 0.7% | 100% | $155,000 | View |
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1870 Meadow Ln, Pewaukee, WI 53072 A+5.0 ★Texas Ratio: 3.32% |
Conventional | 1 | 0.4% | 100% | $465,000 | View |
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12850 W Bluemound Rd, Elm Grove, WI 53122 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.4% | 100% | $205,000 | View |
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1160 Blazing Star Blvd, Altoona, WI 54720 A+5.0 ★Texas Ratio: 0.47% |
Conventional | 1 | 0.4% | 100% | $805,000 | View |
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100 E Main St, Black River Falls, WI 54615 A+5.0 ★Texas Ratio: 5.54% |
Conventional | 1 | 0.4% | 100% | $105,000 | View |
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1000 W Wisconsin St, Sparta, WI 54656 2230 A+5.0 ★Texas Ratio: 5.97% |
Conventional | 1 | 0.4% | 100% | $655,000 | View |
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871 Commerce Ave, Baraboo, WI 53913 A+5.0 ★Texas Ratio: 4.84% |
Conventional | 1 | 0.4% | 100% | $145,000 | View |
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1923 17th Ave, Bloomer, WI 54724 A5.0 ★Texas Ratio: 9.12% |
Conventional | 1 | 0.4% | 100% | $105,000 | View |
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3321 N Ballard Rd, Appleton, WI 54911 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.4% | 100% | $205,000 | View |
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222 W College Ave, Appleton, WI 54911 A+5.0 ★Texas Ratio: 1.47% |
Conventional | 1 | 0.4% | 50% | $465,000 | View |
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715 Highway 79, Boyceville, WI 54725 A-4.7 ★Texas Ratio: 9.93% |
Conventional | 1 | 0.4% | 100% | $175,000 | View |
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1502 N Highway Blvd, Chetek, WI 54728 A-5.0 ★Texas Ratio: 15.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Fairway Independent Mort Corp
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Conventional | 3 | 1.1% | 100% | $301,666 | |
Compeer Financial
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Conventional | 2 | 0.7% | 100% | $305,000 | |
Uw Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA, VA | 26 | 9.7% | 78.8% | $199,230 | |
Mortgage Research Center
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FHA, VA | 11 | 4.1% | 84.6% | $259,545 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 8 | 3% | 100% | $270,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, VA | 5 | 1.9% | 83.3% | $335,000 | View |
Freedom Mortgage Corporation
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FHA, VA | 4 | 1.5% | 100% | $247,500 | |
Cardinal Financial Company, Li
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Conventional, FHA | 4 | 1.5% | 100% | $230,000 | |
Guaranteed Rate, Inc.
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Conventional | 3 | 1.1% | 100% | $248,333 | |
Envoy Mortgage, Ltd
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Conventional | 3 | 1.1% | 100% | $215,000 | |
Nationstar Mortgage
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Conventional | 3 | 1.1% | 75% | $148,333 | |
Prosperity Home Mortgage, LLC
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Conventional | 3 | 1.1% | 100% | $158,333 | |
New American Funding, LLC.
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Conventional | 3 | 1.1% | 75% | $231,666 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 0.7% | 100% | $200,000 | |
Pennymac Loan Services LLC
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Conventional | 2 | 0.7% | 100% | $45,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 0.7% | 50% | $270,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.7% | 66.7% | $555,000 | View |
Tradition Mortgage, LLC
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Conventional, FHA | 2 | 0.7% | 100% | $105,000 | |
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A5.0 ★Texas Ratio: 8.84% |
FHA | 1 | 0.4% | 100% | $445,000 | View |
Goodleap, LLC
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Conventional | 1 | 0.4% | 100% | $65,000 | |
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A+5.0 ★Texas Ratio: 0.09% |
Conventional | 1 | 0.4% | 50% | $235,000 | View |
loanDepot.com LLC
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Conventional | 1 | 0.4% | 100% | $205,000 | |
Diamond Residential Mtg Corp
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Conventional | 1 | 0.4% | 100% | $175,000 | |
Discover Bank
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Conventional | 1 | 0.4% | 100% | $55,000 | |
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A+5.0 ★Texas Ratio: 0.90% |
Conventional | 1 | 0.4% | 100% | $145,000 | View |
First Colony Mortgage Corporat
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VA | 1 | 0.4% | 100% | $155,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $85,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $285,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.4% | 100% | $85,000 | View |
Pentagon Federal Credit Union
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FHA | 1 | 0.4% | 100% | $275,000 | |
Endeavor Capital, LLC
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FHA | 1 | 0.4% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 2.70% |
Conventional | 1 | 0.4% | 100% | $225,000 | View |
Florida Capital Bank, N.A
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Conventional | 1 | 0.4% | 100% | $265,000 | |
Navy Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $235,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.4% | 16.7% | $45,000 | |
Village Capital & Investment
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VA | 1 | 0.4% | 100% | $215,000 | |
Bremer Bank NA
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Chippewa Falls Mortgage Rate Trends
Daily average mortgage rates for Wisconsin compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Chippewa Falls, Wisconsin
Looking for mortgage lenders near me or mortgage brokers near me in Chippewa Falls? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Chippewa Falls in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Chippewa Falls, WI
Use these to narrow the list above. Each category shows how many Chippewa Falls, WI lenders fit and what that kind of lender is usually best for.
Who Lends in Chippewa Falls, WI
Independent mortgage companies closed 34.1 percent of home loans in Chippewa Falls, Wisconsin in 2025, banks 24.3 percent and credit unions 41.6 percent. Fairway Independent Mort Corp was the largest mortgage company, The Northwestern Bank the largest bank and Royal Credit Union the largest credit union. Among lenders headquartered in Wisconsin, The Northwestern Bank led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Wisconsin. Real estate transfer fee of $3 per $1,000 of value (0.3 percent), paid by the seller (Wis. Stat. 77.22); no mortgage tax.
More Wisconsin Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Chippewa Falls, WI
By home loans closed in 2025, The Northwestern Bank was the largest mortgage lender in Chippewa Falls, Wisconsin with 9 loans, about 3.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Chippewa Falls, Wisconsin, Royal Credit Union approved the highest share of completed applications in 2025 at 98.8 percent, against a 86.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Chippewa Falls, Wisconsin in 2025, led by United Wholesale Mortgage with 4. 9 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 12 credit unions closed home loans in Chippewa Falls, Wisconsin in 2025, alongside 27 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Chippewa Falls, Wisconsin during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Chippewa Falls, Wisconsin for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Chippewa Falls. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
