Waverly, West Virginia mortgage lenders include Williamstown Bank Inc.Williamstown Bank Inc.3002 7th St, Parkersburg, WV 26101A+5.0 ★Texas Ratio: 2.97%, Peoples BankPeoples Bank40 Lincoln Plz, Branchland, WV 25506A5.0 ★Texas Ratio: 9.03%, Community Bank of ParkersburgCommunity Bank of Parkersburg3906 Emerson Ave, Parkersburg, WV 26104A+5.0 ★Texas Ratio: 3.44%, Huntington National BankHuntington National Bank5961 Mason Dixon Hwy, Blacksville, WV 26521A+5.0 ★Texas Ratio: 3.66%, Wesbanco Bank, Inc.Wesbanco Bank, Inc.6501 Mud River Rd, Barboursville, WV 25504A+5.0 ★Texas Ratio: 3.87%, Truist BankTruist Bank3849 Robert C Byrd Dr, Beckley, WV 25801A+5.0 ★Texas Ratio: 2.87%, PNC Bank N.A.PNC Bank N.A.1550 University Ave, Morgantown, WV 26506A+5.0 ★Texas Ratio: 4.24%, WV Central Federal Credit UnionWV Central Federal Credit UnionParkersburg, WV, Movement Mortgage, LLC, and Rocket Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Waverly, West Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Waverly are listed first, then lenders elsewhere in West Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Waverly, West Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
3002 7th St, Parkersburg, WV 26101 A+5.0 ★Texas Ratio: 2.97% |
Conventional | 5 | 7.9% | 100% | $201,000 | View |
|
40 Lincoln Plz, Branchland, WV 25506 A5.0 ★Texas Ratio: 9.03% |
Conventional, HELOC | 4 +9 HELOCs |
6.3% | 100% | $312,500 | View |
|
3906 Emerson Ave, Parkersburg, WV 26104 A+5.0 ★Texas Ratio: 3.44% |
Conventional, Jumbo | 4 | 6.3% | 100% | $397,500 | View |
|
5961 Mason Dixon Hwy, Blacksville, WV 26521 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 2 +1 HELOCs |
3.2% | 66.7% | $355,000 | View |
|
6501 Mud River Rd, Barboursville, WV 25504 A+5.0 ★Texas Ratio: 3.87% |
Conventional, HELOC | 1 +2 HELOCs |
1.6% | 100% | $415,000 | View |
|
★ 1 stars, 1 review 3849 Robert C Byrd Dr, Beckley, WV 25801 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 1.6% | 100% | $185,000 | View |
|
★ 1.7 stars, 3 reviews 1550 University Ave, Morgantown, WV 26506 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
WV Central Federal Credit Union
|
Conventional | 4 | 6.3% | 100% | $130,000 | |
Movement Mortgage, LLC
|
Conventional, FHA | 6 | 9.5% | 100% | $208,333 | |
Rocket Mortgage
|
Conventional, VA | 5 | 7.9% | 55.6% | $151,000 | |
Stockton Mortgage Corporation
|
Conventional, VA | 5 | 7.9% | 83.3% | $299,000 | |
loanDepot.com LLC
|
Conventional, VA | 3 | 4.8% | 75% | $178,333 | |
Mortgage Research Center
|
VA | 3 | 4.8% | 75% | $241,666 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional, VA | 2 | 3.2% | 100% | $240,000 | View |
Union Home Mortgage Corp.
|
Conventional, FHA | 2 | 3.2% | 100% | $460,000 | |
|
A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
1.6% | 100% | $205,000 | View |
United Wholesale Mortgage
|
FHA | 1 | 1.6% | 50% | $285,000 | |
Lakeview Loan Servicing, LLC
|
Conventional | 1 | 1.6% | 100% | $55,000 | |
Newrez LLC
|
VA | 1 | 1.6% | 100% | $185,000 | |
ALCOVA Mortgage, LLC
|
FHA | 1 | 1.6% | 100% | $175,000 | |
CrossCountry Mortgage, LLC
|
VA | 1 | 1.6% | 50% | $365,000 | |
|
D3.3 ★Texas Ratio: 35.11% |
VA | 1 | 1.6% | 100% | $405,000 | View |
PHH Mortgage Corporation
|
VA | 1 | 1.6% | 100% | $255,000 | |
Success Mortgage Partners, Inc
|
USDA | 1 | 1.6% | 100% | $185,000 | |
East Coast Capital Corp.
|
Conventional | 1 | 1.6% | 100% | $475,000 | |
American Internet Mortgage, Inc.
|
Conventional | 1 | 1.6% | 100% | $325,000 | |
Nations Lending Corporation
|
VA | 1 | 1.6% | 100% | $255,000 | |
Baxter Credit Union
|
Conventional | 1 | 1.6% | 100% | $465,000 | |
Nationstar Mortgage
|
FHA | 1 | 1.6% | 100% | $285,000 | |
Member First Mortgage, LLC
|
USDA | 1 | 1.6% | 100% | $115,000 | |
Navy Federal Credit Union
|
Conventional | 1 | 1.6% | 100% | $295,000 |
Daily average mortgage rates for West Virginia compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Waverly? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Waverly in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Waverly, WV lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 60.3 percent of home loans in Waverly, West Virginia in 2025, banks 30.2 percent and credit unions 9.5 percent. Movement Mortgage, LLC was the largest mortgage company, Williamstown Bank Inc. the largest bank and WV Central Federal Credit Union the largest credit union. Among lenders headquartered in West Virginia, Williamstown Bank Inc. led with 5 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in West Virginia. State excise tax of $1.10 per $500 plus a county tax of at least $0.55 per $500 that counties may raise to $1.65 per $500, so total transfer tax runs $1.65 to $2.75 per $500 (0.33 to 0.55 percent), paid by the seller (W. Va. Code 11-22-2); no mortgage tax.
By home loans closed in 2025, Williamstown Bank Inc. was the largest mortgage lender in Waverly, West Virginia with 5 loans, about 7.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
5 lenders closed FHA loans in Waverly, West Virginia in 2025, led by Movement Mortgage, LLC with 1. 10 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 9 banks and 3 credit unions closed home loans in Waverly, West Virginia in 2025, alongside 19 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Waverly, West Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Waverly, West Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Waverly. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.