Mortgage Lenders and Brokers in Shady Spring, West Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Shady Spring, West Virginia mortgage lenders include City National Bank of WVCity National Bank of WV601 Alta Drive, Alderson, WV 24910A+5.0 ★Texas Ratio: 1.47%, Huntington National BankHuntington National Bank5961 Mason Dixon Hwy, Blacksville, WV 26521A+5.0 ★Texas Ratio: 3.66%, Pioneer Community BankPioneer Community Bank1901 Harper Rd, Beckley, WV 25801A+5.0 ★Texas Ratio: 2.74%, First Community BankFirst Community Bank101 Vermillion St, Athens, WV 24712A+5.0 ★Texas Ratio: 3.36%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA6327 Route 60 East, Barboursville, WV 25504A+5.0 ★Texas Ratio: 3.68%, MCNB Bank and Trust CoMCNB Bank and Trust Co85 Jerome Van Meter Dr, Beckley, WV 25801B4.6 ★Texas Ratio: 20.25%, Burke & Herbert Bk & Tr CoBurke & Herbert Bk & Tr Co6441 Farmdale Rd, Barboursville, WV 25504A5.0 ★Texas Ratio: 7.39%, Truist BankTruist Bank3849 Robert C Byrd Dr, Beckley, WV 25801A+5.0 ★Texas Ratio: 2.87%, United Bank VaUnited Bank Va20020 Midland Trl, Ansted, WV 25812A+5.0 ★Texas Ratio: 2.15%, and The State Credit UnionThe State Credit Union2200 WASHINGTON ST E, CHARLESTON, WV 25311 2219A+5.0 ★Texas Ratio: 0.73%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Shady Spring, West Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Shady Spring are listed first, then lenders elsewhere in West Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Shady Spring, West Virginia
Market share is the lender's share of all home loans closed in Shady Spring, West Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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601 Alta Drive, Alderson, WV 24910 A+5.0 ★Texas Ratio: 1.47% |
Conventional, Jumbo, HELOC | 17 +5 HELOCs |
16% | 90% | $256,176 | View |
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5961 Mason Dixon Hwy, Blacksville, WV 26521 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, VA, HELOC | 8 +2 HELOCs |
7.5% | 88.9% | $305,000 | View |
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1901 Harper Rd, Beckley, WV 25801 A+5.0 ★Texas Ratio: 2.74% |
Conventional | 5 | 4.7% | 100% | $283,000 | View |
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101 Vermillion St, Athens, WV 24712 A+5.0 ★Texas Ratio: 3.36% |
Conventional | 5 | 4.7% | 83.3% | $373,000 | View |
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6327 Route 60 East, Barboursville, WV 25504 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA, HELOC | 4 +1 HELOCs |
3.8% | 66.7% | $265,000 | View |
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85 Jerome Van Meter Dr, Beckley, WV 25801 B4.6 ★Texas Ratio: 20.25% |
Conventional | 3 | 2.8% | 100% | $88,333 | View |
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6441 Farmdale Rd, Barboursville, WV 25504 A5.0 ★Texas Ratio: 7.39% |
Conventional, HELOC | 2 +1 HELOCs |
1.9% | 100% | $425,000 | View |
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★ 1 stars, 1 review 3849 Robert C Byrd Dr, Beckley, WV 25801 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +3 HELOCs |
0.9% | 100% | $615,000 | View |
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20020 Midland Trl, Ansted, WV 25812 A+5.0 ★Texas Ratio: 2.15% |
Conventional, HELOC | 1 +2 HELOCs |
0.9% | 100% | $415,000 | View |
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2200 WASHINGTON ST E, CHARLESTON, WV 25311 2219 A+5.0 ★Texas Ratio: 0.73% |
Conventional | 1 | 0.9% | 100% | $165,000 | View |
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300 E Dupont Ave, Belle, WV 25015 A5.0 ★Texas Ratio: 6.94% |
Conventional | 1 | 0.9% | 66.7% | $275,000 | View |
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204 Pinewood Dr, Beckley, WV 25801 A5.0 ★Texas Ratio: 9.24% |
Conventional | 1 | 0.9% | 100% | $365,000 | View |
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315 Midway Rd, Alum Creek, WV 25003 A+5.0 ★Texas Ratio: 3.53% |
Conventional | 1 | 0.9% | 100% | $155,000 | View |
Movement Mortgage, LLC
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Conventional, FHA | 8 | 7.5% | 100% | $181,250 | |
Rocket Mortgage
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Conventional | 6 | 5.7% | 75% | $290,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA | 4 | 3.8% | 100% | $350,000 | View |
Mortgage Research Center
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VA | 4 | 3.8% | 66.7% | $345,000 | |
Nationstar Mortgage
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Conventional | 3 | 2.8% | 100% | $198,333 | |
Lakeview Loan Servicing, LLC
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FHA | 2 | 1.9% | 100% | $135,000 | |
Newrez LLC
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Conventional, FHA | 2 | 1.9% | 100% | $210,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 1.9% | 100% | $475,000 | |
loanDepot.com LLC
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Conventional, FHA | 2 | 1.9% | 66.7% | $135,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 2 | 1.9% | 66.7% | $215,000 | |
Carrington Mortgage Services LLC
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VA | 2 | 1.9% | 100% | $170,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $305,000 | View |
Navy Federal Credit Union
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VA, HELOC | 1 +1 HELOCs |
0.9% | 100% | $555,000 | |
Primelending
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Conventional | 1 | 0.9% | 100% | $395,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.9% | 50% | $795,000 | |
ALCOVA Mortgage, LLC
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USDA | 1 | 0.9% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.9% | 100% | $275,000 | View |
Discover Bank
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Conventional | 1 | 0.9% | 100% | $45,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.9% | 100% | $315,000 | View |
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A+5.0 ★Texas Ratio: 1.50% |
Conventional | 1 | 0.9% | 100% | $615,000 | View |
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A+5.0 ★Texas Ratio: 1.41% |
VA | 1 | 0.9% | 100% | $415,000 | View |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.9% | 100% | $245,000 | View |
Victorian Finance, LLC
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Conventional | 1 | 0.9% | 100% | $125,000 | |
Pentagon Federal Credit Union
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VA | 1 | 0.9% | 100% | $375,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.9% | 100% | $245,000 | |
New American Funding, LLC.
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FHA | 1 | 0.9% | 33.3% | $145,000 | |
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C-3.6 ★Texas Ratio: 31.27% |
Conventional | 1 | 0.9% | 100% | $565,000 | View |
Southwest Stage Funding LLC
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Conventional | 1 | 0.9% | 100% | $95,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.9% | 100% | $255,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.9% | 100% | $185,000 | View |
Empeople Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Shady Spring Mortgage Rate Trends
Daily average mortgage rates for West Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Shady Spring, West Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Shady Spring? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Shady Spring in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Shady Spring, WV
Use these to narrow the list above. Each category shows how many Shady Spring, WV lenders fit and what that kind of lender is usually best for.
Who Lends in Shady Spring, WV
Independent mortgage companies closed 36.8 percent of home loans in Shady Spring, West Virginia in 2025, banks 60.4 percent and credit unions 2.8 percent. Movement Mortgage, LLC was the largest mortgage company, City National Bank of WV the largest bank and The State Credit Union the largest credit union. Among lenders headquartered in West Virginia, City National Bank of WV led with 17 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in West Virginia. State excise tax of $1.10 per $500 plus a county tax of at least $0.55 per $500 that counties may raise to $1.65 per $500, so total transfer tax runs $1.65 to $2.75 per $500 (0.33 to 0.55 percent), paid by the seller (W. Va. Code 11-22-2); no mortgage tax.
More West Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Shady Spring, WV
By home loans closed in 2025, City National Bank of WV was the largest mortgage lender in Shady Spring, West Virginia with 17 loans, about 16 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Shady Spring, West Virginia in 2025, led by Huntington National Bank with 3. 13 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 4 credit unions closed home loans in Shady Spring, West Virginia in 2025, alongside 16 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Shady Spring, West Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Shady Spring, West Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Shady Spring. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
