Mortgage Lenders and Brokers in Moundsville, West Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Moundsville, West Virginia mortgage lenders include Truist BankTruist Bank414 Jefferson Ave, Moundsville, WV 26041A+5.0 ★Texas Ratio: 2.87%, Wesbanco Bank, Inc.Wesbanco Bank, Inc.504 506 Tenth Street, Moundsville, WV 26041A+5.0 ★Texas Ratio: 3.87%, Unified BankUnified Bank700 7th St, Moundsville, WV 26041A5.0 ★Texas Ratio: 11.50%, Community BankCommunity Bank809 Lafayette Ave, Moundsville, WV 26041A+5.0 ★Texas Ratio: 2.00%, United Bank VaUnited Bank Va621 7th St, Moundsville, WV 26041A+5.0 ★Texas Ratio: 2.15%, Huntington National BankHuntington National Bank5961 Mason Dixon Hwy, Blacksville, WV 26521A+5.0 ★Texas Ratio: 3.66%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA6327 Route 60 East, Barboursville, WV 25504A+5.0 ★Texas Ratio: 3.68%, First Exchange BankFirst Exchange Bank216 Fairmont Ave, Fairmont, WV 26554B4.6 ★Texas Ratio: 19.90%, Bayer HfcuBayer HfcuNew Martinsville, WV, and Belmont Savings Bank. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Moundsville, West Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Moundsville are listed first, then lenders elsewhere in West Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Moundsville, West Virginia
Market share is the lender's share of all home loans closed in Moundsville, West Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 1 office in Moundsville 414 Jefferson Ave, Moundsville, WV 26041 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, VA, USDA, HELOC | 20 +3 HELOCs |
9.8% | 95.2% | $177,000 | View |
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1 office in Moundsville 504 506 Tenth Street, Moundsville, WV 26041 A+5.0 ★Texas Ratio: 3.87% |
Conventional, FHA, HELOC | 19 +10 HELOCs |
9.3% | 100% | $156,052 | View |
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1 office in Moundsville 700 7th St, Moundsville, WV 26041 A5.0 ★Texas Ratio: 11.50% |
Conventional | 9 | 4.4% | 100% | $172,777 | View |
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1 office in Moundsville 809 Lafayette Ave, Moundsville, WV 26041 A+5.0 ★Texas Ratio: 2.00% |
Conventional | 8 | 3.9% | 80% | $71,250 | View |
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1 office in Moundsville 621 7th St, Moundsville, WV 26041 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 2 | 1% | 100% | $165,000 | View |
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5961 Mason Dixon Hwy, Blacksville, WV 26521 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 2 +2 HELOCs |
1% | 50% | $120,000 | View |
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6327 Route 60 East, Barboursville, WV 25504 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.5% | 100% | $55,000 | View |
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216 Fairmont Ave, Fairmont, WV 26554 B4.6 ★Texas Ratio: 19.90% |
Conventional | 1 | 0.5% | 100% | $95,000 | View |
Bayer Hfcu
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Conventional, HELOC | 25 +29 HELOCs |
12.2% | 83.3% | $117,000 | |
Belmont Savings Bank
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Conventional | 16 | 7.8% | 88.9% | $154,375 | |
Rocket Mortgage
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Conventional, FHA | 12 | 5.9% | 66.7% | $162,500 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA | 9 | 4.4% | 100% | $109,444 | View |
Click n' Close, Inc.
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Conventional, FHA, USDA | 9 | 4.4% | 100% | $122,777 | |
Das Acquisition Company, LLC
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Conventional, FHA, USDA | 8 | 3.9% | 100% | $146,250 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA, USDA, HELOC | 7 +1 HELOCs |
3.4% | 100% | $159,285 | |
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A+5.0 ★Texas Ratio: 5.62% |
Conventional | 6 | 2.9% | 75% | $96,666 | |
Mortgage Research Center
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VA, USDA | 6 | 2.9% | 66.7% | $203,333 | |
Amerisave Mortgage Company
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Conventional, FHA | 5 | 2.4% | 41.7% | $127,000 | |
Navy Federal Credit Union
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Conventional, VA | 4 | 2% | 100% | $262,500 | |
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A+5.0 ★Texas Ratio: 2.49% |
FHA, VA | 3 | 1.5% | 100% | $138,333 | View |
United Wholesale Mortgage
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VA | 2 | 1% | 100% | $200,000 | |
First Federal Savings and Loan
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Conventional | 2 | 1% | 100% | $200,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 1% | 50% | $155,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
FHA, VA | 2 | 1% | 100% | $270,000 | View |
Village Capital & Investment
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FHA | 2 | 1% | 100% | $215,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.5% | 33.3% | $55,000 | |
Newrez LLC
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FHA | 1 | 0.5% | 50% | $65,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 0.5% | 100% | $65,000 | |
Movement Mortgage, LLC
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VA | 1 | 0.5% | 100% | $215,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $265,000 | |
Pennymac Loan Services LLC
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VA | 1 | 0.5% | 33.3% | $155,000 | |
loanDepot.com LLC
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FHA | 1 | 0.5% | 50% | $115,000 | |
Synergy One Lending, Inc.
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FHA | 1 | 0.5% | 100% | $175,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.5% | 100% | $105,000 | |
Ohio Valley Community Credit Union
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Conventional | 1 | 0.5% | 100% | $325,000 | |
Developer's Mortgage Company
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USDA | 1 | 0.5% | 100% | $135,000 | |
East Coast Capital Corp.
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Conventional | 1 | 0.5% | 100% | $105,000 | |
Schumacher Mortgage LLC
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VA | 1 | 0.5% | 100% | $445,000 | |
Nfm, Inc
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Conventional | 1 | 0.5% | 100% | $55,000 | |
Nations Lending Corporation
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VA | 1 | 0.5% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.5% | 100% | $85,000 | View |
Victorian Finance, LLC
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FHA | 1 | 0.5% | 100% | $195,000 | |
Stockton Mortgage Corporation
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FHA | 1 | 0.5% | 100% | $255,000 | |
Mortgage Solutions of Colorado
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USDA | 1 | 0.5% | 100% | $165,000 | |
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A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 0.5% | 100% | $115,000 | View |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.5% | 100% | $75,000 | |
Lower, LLC
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FHA | 1 | 0.5% | 50% | $125,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.5% | 25% | $145,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Moundsville Mortgage Rate Trends
Daily average mortgage rates for West Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Moundsville, West Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Moundsville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Moundsville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Moundsville, WV
Use these to narrow the list above. Each category shows how many Moundsville, WV lenders fit and what that kind of lender is usually best for.
Who Lends in Moundsville, WV
Independent mortgage companies closed 37.1 percent of home loans in Moundsville, West Virginia in 2025, banks 48.3 percent and credit unions 14.6 percent. Rocket Mortgage was the largest mortgage company, Truist Bank the largest bank and Bayer Hfcu the largest credit union. Among lenders headquartered in West Virginia, Wesbanco Bank, Inc. led with 19 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in West Virginia. State excise tax of $1.10 per $500 plus a county tax of at least $0.55 per $500 that counties may raise to $1.65 per $500, so total transfer tax runs $1.65 to $2.75 per $500 (0.33 to 0.55 percent), paid by the seller (W. Va. Code 11-22-2); no mortgage tax.
More West Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Moundsville, WV
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Moundsville, West Virginia with 20 loans, about 9.8 percent of the market. The largest lender headquartered in West Virginia was Wesbanco Bank, Inc. with 19 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
20 lenders closed FHA loans in Moundsville, West Virginia in 2025, led by Gateway First Bank with 6. 11 lenders closed VA loans, led by Mortgage Research Center, and 7 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 3 credit unions closed home loans in Moundsville, West Virginia in 2025, alongside 31 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Moundsville, West Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Moundsville, West Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Moundsville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
