Mortgage Lenders and Brokers in Keyser, West Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Keyser, West Virginia mortgage lenders include The Grant County BankThe Grant County Bank1336 New Creek Hwy, Keyser, WV 26726A5.0 ★Texas Ratio: 7.08%, Truist BankTruist Bank189 New Creek Hwy, Keyser, WV 26726A+5.0 ★Texas Ratio: 2.87%, M&T BankM&T Bank67 N Main St, Keyser, WV 26726A+5.0 ★Texas Ratio: 4.11%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA6327 Route 60 East, Barboursville, WV 25504A+5.0 ★Texas Ratio: 3.68%, ALCOVA Mortgage, LLC, Rocket Mortgage, C&F Mortgage CorporationC&F Mortgage CorporationA+5.0 ★Texas Ratio: 4.11%, First Peoples Cfcu, loanDepot.com LLC, and WEPCO Federal Credit Union. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Keyser, West Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Keyser are listed first, then lenders elsewhere in West Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Keyser, West Virginia
Market share is the lender's share of all home loans closed in Keyser, West Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Keyser 1336 New Creek Hwy, Keyser, WV 26726 A5.0 ★Texas Ratio: 7.08% |
Conventional | 12 | 10.1% | 100% | $85,000 | View |
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★ 1 stars, 1 review 1 office in Keyser 189 New Creek Hwy, Keyser, WV 26726 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 2 +4 HELOCs |
1.7% | 66.7% | $145,000 | View |
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1 office in Keyser 67 N Main St, Keyser, WV 26726 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +7 HELOCs |
0.8% | 100% | $245,000 | View |
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6327 Route 60 East, Barboursville, WV 25504 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.8% | 100% | $195,000 | View |
ALCOVA Mortgage, LLC
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Conventional, FHA, VA, USDA | 21 | 17.6% | 91.3% | $190,714 | |
Rocket Mortgage
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Conventional, FHA, VA | 14 | 11.8% | 70% | $138,571 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, USDA | 11 | 9.2% | 91.7% | $159,545 | View |
First Peoples Cfcu
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Conventional | 8 | 6.7% | 100% | $135,000 | |
loanDepot.com LLC
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Conventional, FHA, VA | 6 | 5% | 75% | $185,000 | |
WEPCO Federal Credit Union
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Conventional | 6 | 5% | 100% | $83,333 | |
Mortgage Research Center
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VA | 5 | 4.2% | 85.7% | $199,000 | |
Tidewater Mortgage Services, Inc
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Conventional, FHA, USDA | 4 | 3.4% | 100% | $150,000 | |
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A+5.0 ★Texas Ratio: 2.92% |
Conventional | 4 | 3.4% | 80% | $140,000 | |
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A+5.0 ★Texas Ratio: 2.49% |
FHA, VA | 3 | 2.5% | 100% | $195,000 | View |
First United Bank & Trust
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Conventional | 3 | 2.5% | 100% | $188,333 | |
Nationstar Mortgage
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Conventional | 3 | 2.5% | 75% | $85,000 | |
New American Funding, LLC.
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FHA, VA | 2 | 1.7% | 100% | $115,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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USDA | 1 | 0.8% | 100% | $155,000 | |
United Wholesale Mortgage
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Conventional | 1 | 0.8% | 100% | $95,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.8% | 100% | $45,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 0.8% | 100% | $155,000 | View |
Newrez LLC
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VA | 1 | 0.8% | 50% | $215,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.8% | 25% | $65,000 | |
Credit Union Mortgage Associat
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Conventional | 1 | 0.8% | 100% | $165,000 | |
American Financing Corporation
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VA | 1 | 0.8% | 25% | $115,000 | |
First Colony Mortgage Corporat
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FHA | 1 | 0.8% | 100% | $145,000 | |
ACT 1st FCU
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Conventional | 1 | 0.8% | 100% | $205,000 | |
Integrity Home Mortgage Corporation
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USDA | 1 | 0.8% | 100% | $135,000 | |
Baxter Credit Union
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Conventional | 1 | 0.8% | 100% | $145,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Keyser Mortgage Rate Trends
Daily average mortgage rates for West Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Keyser, West Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Keyser? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Keyser in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Keyser, WV
Use these to narrow the list above. Each category shows how many Keyser, WV lenders fit and what that kind of lender is usually best for.
Who Lends in Keyser, WV
Independent mortgage companies closed 56.3 percent of home loans in Keyser, West Virginia in 2025, banks 26.1 percent and credit unions 17.6 percent. ALCOVA Mortgage, LLC was the largest mortgage company, The Grant County Bank the largest bank and First Peoples Cfcu the largest credit union. Among lenders headquartered in West Virginia, The Grant County Bank led with 12 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in West Virginia. State excise tax of $1.10 per $500 plus a county tax of at least $0.55 per $500 that counties may raise to $1.65 per $500, so total transfer tax runs $1.65 to $2.75 per $500 (0.33 to 0.55 percent), paid by the seller (W. Va. Code 11-22-2); no mortgage tax.
More West Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Keyser, WV
By home loans closed in 2025, The Grant County Bank was the largest mortgage lender in Keyser, West Virginia with 12 loans, about 10.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Keyser, West Virginia in 2025, led by ALCOVA Mortgage, LLC with 7. 8 lenders closed VA loans, led by Mortgage Research Center, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 7 banks and 6 credit unions closed home loans in Keyser, West Virginia in 2025, alongside 18 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Keyser, West Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Keyser, West Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Keyser. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
