Mortgage Lenders and Brokers in Ceredo, West Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Ceredo, West Virginia mortgage lenders include United Bank VaUnited Bank Va555 C St, Ceredo, WV 25507A+5.0 ★Texas Ratio: 2.15%, Huntington Federal Savings BankHuntington Federal Savings Bank3413 Us Route 60 E, Barboursville, WV 25504A+5.0 ★Texas Ratio: 1.27%, City National Bank of WVCity National Bank of WV601 Alta Drive, Alderson, WV 24910A+5.0 ★Texas Ratio: 1.47%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA6327 Route 60 East, Barboursville, WV 25504A+5.0 ★Texas Ratio: 3.68%, Wesbanco Bank, Inc.Wesbanco Bank, Inc.6501 Mud River Rd, Barboursville, WV 25504A+5.0 ★Texas Ratio: 3.87%, Truist BankTruist Bank3849 Robert C Byrd Dr, Beckley, WV 25801A+5.0 ★Texas Ratio: 2.87%, Huntington National BankHuntington National Bank5961 Mason Dixon Hwy, Blacksville, WV 26521A+5.0 ★Texas Ratio: 3.66%, Putnam County BankPutnam County Bank2761 Main St, Hurricane, WV 25526A+5.0 ★Texas Ratio: 0.16%, Fifth Third Bank, National AssociationFifth Third Bank, National Association101 River Rd, Barboursville, WV 25504A+5.0 ★Texas Ratio: 3.22%, and Peoples BankPeoples Bank40 Lincoln Plz, Branchland, WV 25506A5.0 ★Texas Ratio: 9.03%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ceredo, West Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ceredo are listed first, then lenders elsewhere in West Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Ceredo, West Virginia
Market share is the lender's share of all home loans closed in Ceredo, West Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Ceredo 555 C St, Ceredo, WV 25507 A+5.0 ★Texas Ratio: 2.15% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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3413 Us Route 60 E, Barboursville, WV 25504 A+5.0 ★Texas Ratio: 1.27% |
Conventional | 12 | 11.9% | 92.3% | $149,166 | View |
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601 Alta Drive, Alderson, WV 24910 A+5.0 ★Texas Ratio: 1.47% |
Conventional, HELOC | 10 +2 HELOCs |
9.9% | 84.6% | $144,000 | View |
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6327 Route 60 East, Barboursville, WV 25504 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 3% | 100% | $138,333 | View |
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6501 Mud River Rd, Barboursville, WV 25504 A+5.0 ★Texas Ratio: 3.87% |
Conventional, HELOC | 2 +6 HELOCs |
2% | 100% | $125,000 | View |
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★ 1 stars, 1 review 3849 Robert C Byrd Dr, Beckley, WV 25801 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 2 +3 HELOCs |
2% | 100% | $65,000 | View |
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5961 Mason Dixon Hwy, Blacksville, WV 26521 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 2 +2 HELOCs |
2% | 66.7% | $90,000 | View |
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2761 Main St, Hurricane, WV 25526 A+5.0 ★Texas Ratio: 0.16% |
Conventional | 2 | 2% | 66.7% | $225,000 | View |
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101 River Rd, Barboursville, WV 25504 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +7 HELOCs |
1% | 100% | $155,000 | View |
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40 Lincoln Plz, Branchland, WV 25506 A5.0 ★Texas Ratio: 9.03% |
Conventional | 1 | 1% | 100% | $155,000 | View |
Primelending
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Conventional, FHA, VA | 14 | 13.9% | 93.3% | $198,571 | |
Rocket Mortgage
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Conventional, FHA, VA | 10 | 9.9% | 58.8% | $156,000 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 7 | 6.9% | 100% | $183,571 | |
loanDepot.com LLC
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Conventional, FHA | 5 | 5% | 100% | $221,000 | |
Mortgage Research Center
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VA | 3 | 3% | 42.9% | $281,666 | |
Stockton Mortgage Corporation
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FHA | 3 | 3% | 100% | $211,666 | |
United Wholesale Mortgage
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FHA, VA | 2 | 2% | 100% | $290,000 | |
Pennymac Loan Services LLC
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FHA, VA | 2 | 2% | 100% | $160,000 | |
Desco Federal Credit Union
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Conventional | 2 | 2% | 100% | $250,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 2% | 7.7% | $120,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 1% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 2.49% |
VA | 1 | 1% | 100% | $355,000 | View |
Newrez LLC
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VA | 1 | 1% | 25% | $165,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 1% | 100% | $365,000 | |
Amerisave Mortgage Company
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FHA | 1 | 1% | 12.5% | $105,000 | |
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A+5.0 ★Texas Ratio: 2.23% |
Conventional | 1 | 1% | 100% | $15,000 | View |
Discover Bank
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Conventional | 1 | 1% | 100% | $105,000 | |
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A+5.0 ★Texas Ratio: 1.41% |
Conventional | 1 | 1% | 100% | $105,000 | View |
American Financing Corporation
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FHA | 1 | 1% | 100% | $125,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 1% | 100% | $155,000 | View |
Churchill Mortgage Corporation
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Conventional | 1 | 1% | 100% | $295,000 | |
Nationstar Mortgage
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Conventional | 1 | 1% | 100% | $65,000 | |
New American Funding, LLC.
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VA | 1 | 1% | 100% | $75,000 | |
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A+5.0 ★Texas Ratio: 3.26% |
Conventional | 1 | 1% | 100% | $145,000 | View |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 1% | 100% | $215,000 | View |
Southwest Stage Funding LLC
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Conventional | 1 | 1% | 100% | $215,000 | |
Ashland Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Ceredo Mortgage Rate Trends
Daily average mortgage rates for West Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Ceredo, West Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Ceredo? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ceredo in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Ceredo, WV
Use these to narrow the list above. Each category shows how many Ceredo, WV lenders fit and what that kind of lender is usually best for.
Who Lends in Ceredo, WV
Independent mortgage companies closed 43.6 percent of home loans in Ceredo, West Virginia in 2025, banks 53.5 percent and credit unions 3 percent. Rocket Mortgage was the largest mortgage company, United Bank Va the largest bank and Desco Federal Credit Union the largest credit union. Among lenders headquartered in West Virginia, United Bank Va led with 0 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in West Virginia. State excise tax of $1.10 per $500 plus a county tax of at least $0.55 per $500 that counties may raise to $1.65 per $500, so total transfer tax runs $1.65 to $2.75 per $500 (0.33 to 0.55 percent), paid by the seller (W. Va. Code 11-22-2); no mortgage tax.
More West Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Ceredo, WV
By home loans closed in 2025, United Bank Va was the largest mortgage lender in Ceredo, West Virginia with 0 loans, about 0 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Ceredo, West Virginia in 2025, led by Primelending with 6. 10 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 3 credit unions closed home loans in Ceredo, West Virginia in 2025, alongside 19 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ceredo, West Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ceredo, West Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ceredo. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
