Cedar Grove, West Virginia mortgage lenders include Whitesville State BankWhitesville State Bank300 E Dupont Ave, Belle, WV 25015A5.0 ★Texas Ratio: 6.94%, City National Bank of WVCity National Bank of WV601 Alta Drive, Alderson, WV 24910A+5.0 ★Texas Ratio: 1.47%, United Bank VaUnited Bank Va20020 Midland Trl, Ansted, WV 25812A+5.0 ★Texas Ratio: 2.15%, Huntington National BankHuntington National Bank5961 Mason Dixon Hwy, Blacksville, WV 26521A+5.0 ★Texas Ratio: 3.66%, Huntington Federal Savings BankHuntington Federal Savings Bank3413 Us Route 60 E, Barboursville, WV 25504A+5.0 ★Texas Ratio: 1.27%, The State Credit UnionThe State Credit Union2200 WASHINGTON ST E, CHARLESTON, WV 25311 2219A+5.0 ★Texas Ratio: 0.73%, CAMC Federal Credit UnionCAMC Federal Credit Union3400 MacCorkle Ave SE, Charleston, WV 25304, Community Trust Bank, Inc.Community Trust Bank, Inc.315 Midway Rd, Alum Creek, WV 25003A+5.0 ★Texas Ratio: 3.53%, The Poca Valley BankThe Poca Valley Bank3800 Maccorkle Ave Se, Charleston, WV 25304A4.9 ★Texas Ratio: 5.30%, and Fifth Third Bank, National AssociationFifth Third Bank, National Association101 River Rd, Barboursville, WV 25504A+5.0 ★Texas Ratio: 3.22%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Cedar Grove, West Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cedar Grove are listed first, then lenders elsewhere in West Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Cedar Grove, West Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
300 E Dupont Ave, Belle, WV 25015 A5.0 ★Texas Ratio: 6.94% |
Conventional | 3 | 8.8% | 75% | $78,333 | View |
|
601 Alta Drive, Alderson, WV 24910 A+5.0 ★Texas Ratio: 1.47% |
Conventional, HELOC | 2 +2 HELOCs |
5.9% | 33.3% | $40,000 | View |
|
20020 Midland Trl, Ansted, WV 25812 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 2 | 5.9% | 100% | $50,000 | View |
|
5961 Mason Dixon Hwy, Blacksville, WV 26521 A+5.0 ★Texas Ratio: 3.66% |
FHA, HELOC | 1 +1 HELOCs |
2.9% | 100% | $85,000 | View |
|
3413 Us Route 60 E, Barboursville, WV 25504 A+5.0 ★Texas Ratio: 1.27% |
Conventional | 1 | 2.9% | 100% | $175,000 | View |
|
2200 WASHINGTON ST E, CHARLESTON, WV 25311 2219 A+5.0 ★Texas Ratio: 0.73% |
Conventional | 1 | 2.9% | 100% | $205,000 | View |
CAMC Federal Credit Union
3400 MacCorkle Ave SE, Charleston, WV 25304 |
Conventional | 1 | 2.9% | 100% | $25,000 | |
|
315 Midway Rd, Alum Creek, WV 25003 A+5.0 ★Texas Ratio: 3.53% |
Conventional | 1 | 2.9% | 100% | $105,000 | View |
|
★ 5 stars, 1 review 3800 Maccorkle Ave Se, Charleston, WV 25304 A4.9 ★Texas Ratio: 5.30% |
Conventional | 1 | 2.9% | 100% | $95,000 | View |
|
101 River Rd, Barboursville, WV 25504 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 2.9% | 100% | $95,000 | View |
Rocket Mortgage
|
Conventional, FHA, VA | 3 | 8.8% | 60% | $71,666 | |
Guaranteed Rate, Inc.
|
Conventional, USDA | 2 | 5.9% | 100% | $190,000 | |
Credit Human Federal Credit Un
|
Conventional | 2 | 5.9% | 37.5% | $110,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 2 | 5.9% | 30% | $130,000 | |
Lakeview Loan Servicing, LLC
|
FHA | 1 | 2.9% | 100% | $255,000 | |
Newrez LLC
|
VA | 1 | 2.9% | 100% | $155,000 | |
Equity Prime Mortgage LLC
|
USDA | 1 | 2.9% | 100% | $115,000 | |
|
B+4.8 ★Texas Ratio: 17.16% |
USDA | 1 | 2.9% | 100% | $145,000 | View |
Amerisave Mortgage Company
|
Conventional | 1 | 2.9% | 100% | $45,000 | |
loanDepot.com LLC
|
Conventional | 1 | 2.9% | 50% | $45,000 | |
Success Mortgage Partners, Inc
|
FHA | 1 | 2.9% | 100% | $105,000 | |
Das Acquisition Company, LLC
|
USDA | 1 | 2.9% | 100% | $195,000 | |
Stockton Mortgage Corporation
|
FHA | 1 | 2.9% | 100% | $245,000 | |
Zillow Home Loans, LLC
|
Conventional | 1 | 2.9% | 100% | $75,000 | |
Southwest Stage Funding LLC
|
Conventional | 1 | 2.9% | 100% | $85,000 |
Daily average mortgage rates for West Virginia compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Cedar Grove? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cedar Grove in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Cedar Grove, WV lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 50 percent of home loans in Cedar Grove, West Virginia in 2025, banks 38.2 percent and credit unions 11.8 percent. Rocket Mortgage was the largest mortgage company, Whitesville State Bank the largest bank and The State Credit Union the largest credit union. Among lenders headquartered in West Virginia, Whitesville State Bank led with 3 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in West Virginia. State excise tax of $1.10 per $500 plus a county tax of at least $0.55 per $500 that counties may raise to $1.65 per $500, so total transfer tax runs $1.65 to $2.75 per $500 (0.33 to 0.55 percent), paid by the seller (W. Va. Code 11-22-2); no mortgage tax.
By home loans closed in 2025, Whitesville State Bank was the largest mortgage lender in Cedar Grove, West Virginia with 3 loans, about 8.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
5 lenders closed FHA loans in Cedar Grove, West Virginia in 2025, led by Huntington National Bank with 1. 2 lenders closed VA loans, led by Rocket Mortgage, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 9 banks and 3 credit unions closed home loans in Cedar Grove, West Virginia in 2025, alongside 13 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Cedar Grove, West Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cedar Grove, West Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cedar Grove. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.