Mortgage Lenders and Brokers in Waitsburg, Washington
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Waitsburg, Washington mortgage lenders include Banner BankBanner Bank215 Main St, Waitsburg, WA 99361A+5.0 ★Texas Ratio: 2.91%, Gesa Credit UnionGesa Credit Union5363 Auto Center Way, Bremerton, WA 98312A5.0 ★Texas Ratio: 6.57%, Baker Boyer National BankBaker Boyer National Bank1149 N Edison St, Kennewick, WA 99336A+5.0 ★Texas Ratio: 2.77%, US Bank, N.A.US Bank, N.A.910 O Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.85%, Mechanics BankMechanics Bank921 Hildebrand Ln Ne, Bainbridge Island, WA 98110A+5.0 ★Texas Ratio: 1.81%, Numerica Credit UnionNumerica Credit Union1210 S Hayford Rd, Airway Heights, WA 99001A+5.0 ★Texas Ratio: 2.22%, Red Canoe Credit UnionRed Canoe Credit Union1620 Lake Tapps PKWY SE Ste 101, Auburn, WA 98092A+5.0 ★Texas Ratio: 3.68%, Spokane Teachers Credit UnionSpokane Teachers Credit Union10811 W State Route 2, Airway Heights, WA 99001 5167A5.0 ★Texas Ratio: 10.05%, Agwest Farm Credit, FlcaAgwest Farm Credit, FlcaSpokane, WA, and WsecuWsecuOlympia, WA. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Waitsburg, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Waitsburg are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Waitsburg, Washington
Market share is the lender's share of all home loans closed in Waitsburg, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Waitsburg 215 Main St, Waitsburg, WA 99361 A+5.0 ★Texas Ratio: 2.91% |
Conventional, VA, HELOC | 2 +6 HELOCs |
2.7% | 66.7% | $475,000 | View |
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5363 Auto Center Way, Bremerton, WA 98312 A5.0 ★Texas Ratio: 6.57% |
Conventional, HELOC | 4 +5 HELOCs |
5.5% | 57.1% | $135,000 | View |
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1149 N Edison St, Kennewick, WA 99336 A+5.0 ★Texas Ratio: 2.77% |
Conventional, Jumbo | 4 | 5.5% | 100% | $600,000 | View |
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910 O Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 1.4% | 50% | $585,000 | View |
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921 Hildebrand Ln Ne, Bainbridge Island, WA 98110 A+5.0 ★Texas Ratio: 1.81% |
Conventional, Jumbo | 1 | 1.4% | 100% | $1,925,000 | View |
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1210 S Hayford Rd, Airway Heights, WA 99001 A+5.0 ★Texas Ratio: 2.22% |
Conventional | 1 | 1.4% | 100% | $185,000 | View |
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1620 Lake Tapps PKWY SE Ste 101, Auburn, WA 98092 A+5.0 ★Texas Ratio: 3.68% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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10811 W State Route 2, Airway Heights, WA 99001 5167 A5.0 ★Texas Ratio: 10.05% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Agwest Farm Credit, Flca
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Conventional | 2 | 2.7% | 100% | $610,000 | |
Wsecu
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Conventional | 1 | 1.4% | 100% | $55,000 | |
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A5.0 ★Texas Ratio: 9.52% |
Conventional, FHA | 11 | 15.1% | 100% | $227,727 | View |
Rocket Mortgage
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Conventional | 8 | 11% | 88.9% | $227,500 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 7 | 9.6% | 100% | $307,857 | |
Premier Mortgage Resources, LLC
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Conventional, FHA, VA | 4 | 5.5% | 100% | $342,500 | |
United Wholesale Mortgage
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Conventional, VA | 4 | 5.5% | 100% | $397,500 | |
Pennymac Loan Services LLC
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Conventional, VA | 2 | 2.7% | 66.7% | $290,000 | |
loanDepot.com LLC
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Conventional | 2 | 2.7% | 100% | $135,000 | |
American Pacific Mortgage Corporation
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Conventional, VA, Jumbo | 2 | 2.7% | 100% | $830,000 | |
Mortgage Research Center
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VA | 2 | 2.7% | 100% | $280,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 1.4% | 100% | $415,000 | View |
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A5.0 ★Texas Ratio: 6.81% |
FHA | 1 | 1.4% | 100% | $175,000 | View |
Newrez LLC
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Conventional | 1 | 1.4% | 50% | $325,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 1.4% | 100% | $545,000 | |
Kind Lending, LLC
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Conventional | 1 | 1.4% | 100% | $415,000 | |
American Financial Network, Inc.
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Conventional | 1 | 1.4% | 100% | $315,000 | |
Discover Bank
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Conventional | 1 | 1.4% | 50% | $125,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 1.4% | 100% | $475,000 | |
New Day Financial, LLC.
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VA | 1 | 1.4% | 100% | $255,000 | |
Geneva Financial LLC
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Conventional | 1 | 1.4% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 1.4% | 100% | $165,000 | View |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.4% | 100% | $375,000 | View |
The Loan Store, Inc
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Conventional | 1 | 1.4% | 100% | $175,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA, Jumbo | 1 | 1.4% | 100% | $855,000 | View |
Village Capital & Investment
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VA | 1 | 1.4% | 100% | $225,000 | |
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Potlatch No 1 Financial Credit U
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Gte Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Waitsburg Mortgage Rate Trends
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Waitsburg, Washington
Looking for mortgage lenders near me or mortgage brokers near me in Waitsburg? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Waitsburg in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Waitsburg, WA
Use these to narrow the list above. Each category shows how many Waitsburg, WA lenders fit and what that kind of lender is usually best for.
Who Lends in Waitsburg, WA
Independent mortgage companies closed 75.3 percent of home loans in Waitsburg, Washington in 2025, banks 16.4 percent and credit unions 8.2 percent. Agwest Farm Credit, Flca was the largest mortgage company, Banner Bank the largest bank and Gesa Credit Union the largest credit union. Among lenders headquartered in Washington, Banner Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
More Washington Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Waitsburg, WA
By home loans closed in 2025, Banner Bank was the largest mortgage lender in Waitsburg, Washington with 2 loans, about 2.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
5 lenders closed FHA loans in Waitsburg, Washington in 2025, led by Mortgage Express with 4. 10 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 9 banks and 10 credit unions closed home loans in Waitsburg, Washington in 2025, alongside 22 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Waitsburg, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Waitsburg, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Waitsburg. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
