Mortgage Lenders and Brokers in Sumas, Washington
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Sumas, Washington mortgage lenders include Peoples BankPeoples Bank1218 Commercial Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 0.88%, Banner BankBanner Bank1400 Commercial Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.91%, First Fed BankFirst Fed Bank323 High School Rd Ne, Bainbridge Island, WA 98110A5.0 ★Texas Ratio: 12.33%, Qualstar Credit UnionQualstar Credit Union24000 35th Ave SE # 200, Bothell, WA 98021 8990A+5.0 ★Texas Ratio: 4.83%, Boeing Employees' Credit UnionBoeing Employees' Credit Union205 10th St NE, Auburn, WA 98002, Columbia BankColumbia Bank404 North West Avenue, Arlington, WA 98223A+5.0 ★Texas Ratio: 2.28%, Bank of America NABank of America NA3230 172nd St Ne, Arlington, WA 98223A+5.0 ★Texas Ratio: 4.14%, Sound Credit UnionSound Credit Union1202 Outlet Collection Way SW Ste 107, Auburn, WA 98001 6541A5.0 ★Texas Ratio: 8.08%, Evergreen Moneysource Mortgage CompanyEvergreen Moneysource Mortgage CompanyBellevue, WA, and Whatcom Educational Credit UniWhatcom Educational Credit UniBellingham, WA. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sumas, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sumas are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Sumas, Washington
Market share is the lender's share of all home loans closed in Sumas, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1218 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 0.88% |
Conventional, HELOC | 7 +6 HELOCs |
8.2% | 100% | $337,857 | View |
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1400 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.91% |
Conventional, FHA, HELOC | 4 +3 HELOCs |
4.7% | 80% | $390,000 | View |
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323 High School Rd Ne, Bainbridge Island, WA 98110 A5.0 ★Texas Ratio: 12.33% |
Conventional | 1 | 1.2% | 100% | $125,000 | View |
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24000 35th Ave SE # 200, Bothell, WA 98021 8990 A+5.0 ★Texas Ratio: 4.83% |
Conventional | 1 | 1.2% | 100% | $105,000 | View |
Boeing Employees' Credit Union
205 10th St NE, Auburn, WA 98002 |
Conventional | 1 | 1.2% | 100% | $585,000 | |
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404 North West Avenue, Arlington, WA 98223 A+5.0 ★Texas Ratio: 2.28% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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3230 172nd St Ne, Arlington, WA 98223 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1202 Outlet Collection Way SW Ste 107, Auburn, WA 98001 6541 A5.0 ★Texas Ratio: 8.08% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Evergreen Moneysource Mortgage Company
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Conventional, FHA | 8 | 9.4% | 88.9% | $358,750 | |
Whatcom Educational Credit Uni
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Conventional, HELOC | 4 +17 HELOCs |
4.7% | 80% | $455,000 | |
HMDA LAR 2025-Final
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Conventional | 2 | 2.4% | 100% | $720,000 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 13 | 15.3% | 77.8% | $289,615 | |
Rocket Mortgage
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Conventional, FHA | 7 | 8.2% | 87.5% | $240,714 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 5 | 5.9% | 100% | $383,000 | |
United Wholesale Mortgage
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Conventional, VA | 4 | 4.7% | 80% | $482,500 | |
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A5.0 ★Texas Ratio: 6.81% |
Conventional, FHA | 4 | 4.7% | 100% | $562,500 | View |
Newrez LLC
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Conventional, FHA, VA | 3 | 3.5% | 100% | $295,000 | |
Pennymac Loan Services LLC
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Conventional | 3 | 3.5% | 100% | $268,333 | |
Freedom Mortgage Corporation
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FHA | 2 | 2.4% | 100% | $395,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 2.4% | 100% | $340,000 | |
American Pacific Mortgage Corporation
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Conventional | 2 | 2.4% | 100% | $410,000 | |
loanDepot.com LLC
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Conventional, HELOC | 1 +1 HELOCs |
1.2% | 100% | $75,000 | |
Guaranteed Rate Affinity, LLC
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FHA | 1 | 1.2% | 100% | $445,000 | |
American Financial Resources LLC
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VA | 1 | 1.2% | 100% | $585,000 | |
PHH Mortgage Corporation
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VA | 1 | 1.2% | 100% | $245,000 | |
Guild Mortgage Company
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Conventional | 1 | 1.2% | 100% | $805,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
FHA | 1 | 1.2% | 100% | $405,000 | View |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 1.2% | 100% | $555,000 | View |
Cmg Mortgage Inc
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Conventional | 1 | 1.2% | 100% | $755,000 | |
Nfm, Inc
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FHA | 1 | 1.2% | 100% | $625,000 | |
Mortgage Research Center
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VA | 1 | 1.2% | 100% | $275,000 | |
New American Funding, LLC.
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Conventional | 1 | 1.2% | 100% | $315,000 | |
Leaderone Financial Corp.
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VA | 1 | 1.2% | 100% | $525,000 | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Sumas Mortgage Rate Trends
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Sumas, Washington
Looking for mortgage lenders near me or mortgage brokers near me in Sumas? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sumas in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Sumas, WA
Use these to narrow the list above. Each category shows how many Sumas, WA lenders fit and what that kind of lender is usually best for.
Who Lends in Sumas, WA
Independent mortgage companies closed 75.3 percent of home loans in Sumas, Washington in 2025, banks 17.6 percent and credit unions 7.1 percent. Evergreen Moneysource Mortgage Company was the largest mortgage company, Peoples Bank the largest bank and Qualstar Credit Union the largest credit union. Among lenders headquartered in Washington, Peoples Bank led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
More Washington Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Sumas, WA
By home loans closed in 2025, Peoples Bank was the largest mortgage lender in Sumas, Washington with 7 loans, about 8.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Sumas, Washington in 2025, led by Movement Mortgage, LLC with 4. 8 lenders closed VA loans, led by Movement Mortgage, LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 9 banks and 5 credit unions closed home loans in Sumas, Washington in 2025, alongside 21 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sumas, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sumas, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sumas. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
