Mortgage Lenders and Brokers in Ilwaco, Washington
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Ilwaco, Washington mortgage lenders include US Bank, N.A.US Bank, N.A.910 O Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.85%, iQ Credit UnioniQ Credit Union300 W Main St, Battle Ground, WA 98604 4410A+5.0 ★Texas Ratio: 5.25%, 1st Security Bank of Washington1st Security Bank of Washington100 W 1st St, Aberdeen, WA 98520A+5.0 ★Texas Ratio: 4.31%, BMO Harris Bank NABMO Harris Bank NA312 N Ruby St, Ellensburg, WA 98926A+5.0 ★Texas Ratio: 3.54%, Sammamish Mortgage CompanySammamish Mortgage CompanyBellevue, WA, Cornerstone Capital Bank, SsbCornerstone Capital Bank, SsbA+5.0 ★Texas Ratio: 3.21%, Guaranteed Rate Affinity, LLC, Rocket Mortgage, Newrez LLC, and Golden Empire Mortgage, Inc.. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ilwaco, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ilwaco are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Ilwaco, Washington
Market share is the lender's share of all home loans closed in Ilwaco, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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910 O Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo | 1 | 7.7% | 100% | $1,245,000 | View |
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300 W Main St, Battle Ground, WA 98604 4410 A+5.0 ★Texas Ratio: 5.25% |
Conventional | 1 | 7.7% | 100% | $425,000 | View |
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100 W 1st St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.31% |
FHA | 1 | 7.7% | 100% | $495,000 | View |
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312 N Ruby St, Ellensburg, WA 98926 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Sammamish Mortgage Company
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Conventional | 1 | 7.7% | 100% | $465,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional, Jumbo | 2 | 15.4% | 100% | $725,000 | View |
Guaranteed Rate Affinity, LLC
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FHA | 1 | 7.7% | 100% | $285,000 | |
Rocket Mortgage
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VA | 1 | 7.7% | 100% | $315,000 | |
Newrez LLC
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VA | 1 | 7.7% | 50% | $565,000 | |
Golden Empire Mortgage, Inc.
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Conventional | 1 | 7.7% | 100% | $325,000 | |
Guild Mortgage Company
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Conventional | 1 | 7.7% | 100% | $395,000 | |
American Financing Corporation
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Conventional | 1 | 7.7% | 100% | $145,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 7.7% | 100% | $315,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Ilwaco Mortgage Rate Trends
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Ilwaco, Washington
Looking for mortgage lenders near me or mortgage brokers near me in Ilwaco? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ilwaco in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Ilwaco, WA
Use these to narrow the list above. Each category shows how many Ilwaco, WA lenders fit and what that kind of lender is usually best for.
Who Lends in Ilwaco, WA
Independent mortgage companies closed 53.8 percent of home loans in Ilwaco, Washington in 2025, banks 38.5 percent and credit unions 7.7 percent. Sammamish Mortgage Company was the largest mortgage company, US Bank, N.A. the largest bank and iQ Credit Union the largest credit union. Among lenders headquartered in Washington, iQ Credit Union led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
More Washington Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Ilwaco, WA
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Ilwaco, Washington with 1 loans, about 7.7 percent of the market. The largest lender headquartered in Washington was iQ Credit Union with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
2 lenders closed FHA loans in Ilwaco, Washington in 2025, led by 1st Security Bank of Washington with 1. 2 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 5 banks and 2 credit unions closed home loans in Ilwaco, Washington in 2025, alongside 7 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ilwaco, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ilwaco, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ilwaco. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
