Colfax, Washington mortgage lenders include US Bank, N.A.US Bank, N.A.101 N Main St, Colfax, WA 99111A+5.0 ★Texas Ratio: 2.85%, Columbia BankColumbia Bank201 S Main Street, Colfax, WA 99111A+5.0 ★Texas Ratio: 2.28%, Banner BankBanner Bank1400 Commercial Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.91%, Gesa Credit UnionGesa Credit Union5363 Auto Center Way, Bremerton, WA 98312A5.0 ★Texas Ratio: 6.57%, iQ Credit UnioniQ Credit Union300 W Main St, Battle Ground, WA 98604 4410A+5.0 ★Texas Ratio: 5.25%, WsecuWsecuOlympia, WA, Sammamish Mortgage CompanySammamish Mortgage CompanyBellevue, WA, Spokane Firefighters Credit UnSpokane Firefighters Credit UnSpokane, WA, Rocket Mortgage, and CrossCountry Mortgage, LLC. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Colfax, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Colfax are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Colfax, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Colfax 101 N Main St, Colfax, WA 99111 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
|
1 office in Colfax 201 S Main Street, Colfax, WA 99111 A+5.0 ★Texas Ratio: 2.28% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1400 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.91% |
Conventional, HELOC | 1 +1 HELOCs |
1.4% | 100% | $365,000 | View |
|
5363 Auto Center Way, Bremerton, WA 98312 A5.0 ★Texas Ratio: 6.57% |
Conventional | 1 | 1.4% | 100% | $65,000 | View |
|
300 W Main St, Battle Ground, WA 98604 4410 A+5.0 ★Texas Ratio: 5.25% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Wsecu
|
Conventional, FHA, HELOC | 3 +2 HELOCs |
4.2% | 100% | $208,333 | |
Sammamish Mortgage Company
|
Conventional | 1 | 1.4% | 100% | $185,000 | |
Spokane Firefighters Credit Un
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
|
Conventional, FHA | 14 | 19.7% | 93.3% | $240,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 6 | 8.5% | 100% | $275,000 | |
Guild Mortgage Company
|
Conventional, FHA | 5 | 7% | 100% | $147,000 | |
Potlatch No 1 Financial Credit U
|
Conventional, HELOC | 4 +6 HELOCs |
5.6% | 83.3% | $160,000 | |
Freedom Mortgage Corporation
|
FHA, VA | 4 | 5.6% | 100% | $267,500 | |
Kind Lending, LLC
|
Conventional, FHA, VA | 4 | 5.6% | 100% | $322,500 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 4 | 5.6% | 100% | $217,500 | |
Cmg Mortgage Inc
|
FHA, VA, USDA | 4 | 5.6% | 100% | $237,500 | |
United Wholesale Mortgage
|
Conventional, VA | 2 | 2.8% | 66.7% | $305,000 | |
Newrez LLC
|
Conventional | 2 | 2.8% | 100% | $325,000 | |
Royal Pacific Funding
|
Conventional, FHA | 2 | 2.8% | 100% | $140,000 | |
Idaho Central Credit Union
|
Conventional, HELOC | 1 +3 HELOCs |
1.4% | 100% | $205,000 | |
First Technology Federal Credit Union
|
Conventional, HELOC | 1 +1 HELOCs |
1.4% | 100% | $225,000 | |
Freedom Northwest Credit Union
|
Conventional | 1 | 1.4% | 100% | $75,000 | |
Guaranteed Rate, Inc.
|
Conventional | 1 | 1.4% | 100% | $155,000 | |
Lakeview Loan Servicing, LLC
|
VA | 1 | 1.4% | 50% | $175,000 | |
HomeBridge Financial Services, Inc
|
Conventional | 1 | 1.4% | 100% | $285,000 | |
Connexus Credit Union
|
Conventional | 1 | 1.4% | 100% | $55,000 | |
American Financing Corporation
|
FHA | 1 | 1.4% | 100% | $205,000 | |
Land Home Financial Services,
|
FHA | 1 | 1.4% | 100% | $405,000 | |
Planet Home Lending, LLC
|
VA | 1 | 1.4% | 100% | $255,000 | |
|
A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 1.4% | 100% | $385,000 | View |
Mortgage Research Center
|
VA | 1 | 1.4% | 100% | $285,000 | |
|
A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 1.4% | 100% | $375,000 | View |
Toyota Financial Savings Bank
|
Conventional | 1 | 1.4% | 100% | $405,000 | |
|
A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Colfax? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Colfax in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Colfax, WA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 78.9 percent of home loans in Colfax, Washington in 2025, banks 4.2 percent and credit unions 16.9 percent. Sammamish Mortgage Company was the largest mortgage company, US Bank, N.A. the largest bank and Gesa Credit Union the largest credit union. Among lenders headquartered in Washington, Banner Bank led with 1 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Colfax, Washington with 0 loans, about 0 percent of the market. The largest lender headquartered in Washington was Banner Bank with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Colfax, Washington in 2025, led by Pennymac Loan Services LLC with 2. 7 lenders closed VA loans, led by Freedom Mortgage Corporation, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 5 banks and 9 credit unions closed home loans in Colfax, Washington in 2025, alongside 20 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Colfax, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Colfax, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Colfax. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.