Mortgage Lenders and Brokers in Bay View, Washington
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Bay View, Washington mortgage lenders include Peoples BankPeoples Bank1218 Commercial Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 0.88%, Banner BankBanner Bank1400 Commercial Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.91%, Qualstar Credit UnionQualstar Credit Union24000 35th Ave SE # 200, Bothell, WA 98021 8990A+5.0 ★Texas Ratio: 4.83%, Boeing Employees' Credit UnionBoeing Employees' Credit Union205 10th St NE, Auburn, WA 98002, Industrial CU of Whatcom CountyIndustrial CU of Whatcom County1225 W Bakerview Rd Ste A, Bellingham, WA 98226 9691A+5.0 ★Texas Ratio: 1.33%, Keybank National AssociationKeybank National Association100 N Broadway St, Aberdeen, WA 98520A+5.0 ★Texas Ratio: 4.81%, 1st Security Bank of Washington1st Security Bank of Washington100 W 1st St, Aberdeen, WA 98520A+5.0 ★Texas Ratio: 4.31%, North Coast Credit UnionNorth Coast Credit Union3110 Commercial Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.91%, Bank of America NABank of America NA3230 172nd St Ne, Arlington, WA 98223A+5.0 ★Texas Ratio: 4.14%, and Heritage BankHeritage Bank2202 Commercial Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 1.04%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Bay View, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bay View are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Bay View, Washington
Market share is the lender's share of all home loans closed in Bay View, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1218 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 0.88% |
Conventional, HELOC | 2 +4 HELOCs |
3% | 100% | $705,000 | View |
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1400 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.91% |
Conventional, HELOC | 2 +3 HELOCs |
3% | 66.7% | $405,000 | View |
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24000 35th Ave SE # 200, Bothell, WA 98021 8990 A+5.0 ★Texas Ratio: 4.83% |
Conventional | 2 | 3% | 100% | $90,000 | View |
Boeing Employees' Credit Union
205 10th St NE, Auburn, WA 98002 |
Conventional, HELOC | 1 +8 HELOCs |
1.5% | 50% | $505,000 | |
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1225 W Bakerview Rd Ste A, Bellingham, WA 98226 9691 A+5.0 ★Texas Ratio: 1.33% |
Conventional | 1 | 1.5% | 100% | $145,000 | View |
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100 N Broadway St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 1.5% | 100% | $415,000 | View |
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100 W 1st St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.31% |
Conventional | 1 | 1.5% | 100% | $395,000 | View |
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3110 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.91% |
Conventional | 1 | 1.5% | 100% | $255,000 | View |
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3230 172nd St Ne, Arlington, WA 98223 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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2202 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 1.04% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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404 North West Avenue, Arlington, WA 98223 A+5.0 ★Texas Ratio: 2.28% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1017 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 4.48% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Evergreen Moneysource Mortgage Company
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Conventional | 2 | 3% | 100% | $640,000 | |
Whatcom Educational Credit Uni
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Conventional, HELOC | 1 +3 HELOCs |
1.5% | 100% | $705,000 | |
Cmg Mortgage Inc
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Conventional, VA, Jumbo | 12 | 18.2% | 92.3% | $640,833 | |
United Wholesale Mortgage
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Conventional, FHA | 8 | 12.1% | 80% | $600,000 | |
Rocket Mortgage
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Conventional, Jumbo | 4 | 6.1% | 80% | $297,500 | |
CrossCountry Mortgage, LLC
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Conventional | 2 | 3% | 100% | $765,000 | |
Kind Lending, LLC
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VA | 2 | 3% | 100% | $695,000 | |
loanDepot.com LLC
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Conventional, FHA | 2 | 3% | 100% | $260,000 | |
Guild Mortgage Company
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Conventional, FHA | 2 | 3% | 100% | $395,000 | |
American Pacific Mortgage Corporation
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Conventional | 2 | 3% | 100% | $585,000 | |
Fairway Independent Mort Corp
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Conventional, VA, Jumbo | 2 | 3% | 100% | $710,000 | |
Paramount Residential Mortgage
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Conventional, Jumbo | 2 | 3% | 100% | $735,000 | |
Spring Eq, LLC
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Conventional | 2 | 3% | 100% | $90,000 | |
Global Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
1.5% | 100% | $505,000 | |
Newrez LLC
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Conventional | 1 | 1.5% | 100% | $255,000 | |
Acrisure Mortgage, LLC
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Conventional | 1 | 1.5% | 100% | $765,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
VA | 1 | 1.5% | 100% | $325,000 | View |
Highlands Residential Mortgage, Ltd.
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Conventional | 1 | 1.5% | 100% | $315,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 1.5% | 100% | $265,000 | |
Planet Home Lending, LLC
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VA | 1 | 1.5% | 100% | $655,000 | |
Provident Funding Associates
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Conventional | 1 | 1.5% | 100% | $585,000 | |
The Loan Store, Inc
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Conventional | 1 | 1.5% | 100% | $355,000 | |
ClearEdge Lending LLC
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Conventional | 1 | 1.5% | 100% | $625,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 1.5% | 100% | $515,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 1.5% | 100% | $705,000 | |
Guaranteed Rate, Inc.
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Gte Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Bay View Mortgage Rate Trends
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Bay View, Washington
Looking for mortgage lenders near me or mortgage brokers near me in Bay View? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bay View in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Bay View, WA
Use these to narrow the list above. Each category shows how many Bay View, WA lenders fit and what that kind of lender is usually best for.
Who Lends in Bay View, WA
Independent mortgage companies closed 75.8 percent of home loans in Bay View, Washington in 2025, banks 12.1 percent and credit unions 12.1 percent. Evergreen Moneysource Mortgage Company was the largest mortgage company, Peoples Bank the largest bank and Qualstar Credit Union the largest credit union. Among lenders headquartered in Washington, Peoples Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
More Washington Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Bay View, WA
By home loans closed in 2025, Peoples Bank was the largest mortgage lender in Bay View, Washington with 2 loans, about 3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
4 lenders closed FHA loans in Bay View, Washington in 2025, led by United Wholesale Mortgage with 2. 5 lenders closed VA loans, led by Kind Lending, LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 8 credit unions closed home loans in Bay View, Washington in 2025, alongside 22 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Bay View, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bay View, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bay View. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
