Mortgage Lenders and Brokers in Verona, Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Verona, Virginia mortgage lenders include City National Bank of WVCity National Bank of WV21 Dick Huff Ln, Verona, VA 24482A+5.0 ★Texas Ratio: 1.47%, Atlantic Union BankAtlantic Union Bank374 Lee Hwy, Verona, VA 24482A+5.0 ★Texas Ratio: 2.51%, Dupont Community Credit UnionDupont Community Credit Union315 Lee Hwy, Verona, VA 24482A+5.0 ★Texas Ratio: 1.68%, Farmers & Merchants BankFarmers & Merchants Bank100 Plaza Dr, Bridgewater, VA 22812A+5.0 ★Texas Ratio: 3.40%, Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%, First Bank and Trust CompanyFirst Bank and Trust Company1563 Commerce Rd, Verona, VA 24482A+5.0 ★Texas Ratio: 3.79%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust950 N Glebe Rd, Arlington, VA 22203A5.0 ★Texas Ratio: 7.72%, Primis BankPrimis Bank201 N Washington Hwy, Ashland, VA 23005A5.0 ★Texas Ratio: 13.21%, Pendleton Community BankPendleton Community Bank317 N Main St, Bridgewater, VA 22812A5.0 ★Texas Ratio: 9.24%, and Uva Community Credit UnionUva Community Credit Union13701 US Highway 29 Ste I, Chatham, VA 24531A5.0 ★Texas Ratio: 7.25%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Verona, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Verona are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Verona, Virginia
Market share is the lender's share of all home loans closed in Verona, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Verona 21 Dick Huff Ln, Verona, VA 24482 A+5.0 ★Texas Ratio: 1.47% |
Conventional, HELOC | 2 +5 HELOCs |
1.7% | 40% | $40,000 | View |
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1 office in Verona 374 Lee Hwy, Verona, VA 24482 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 2 +4 HELOCs |
1.7% | 100% | $430,000 | View |
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315 Lee Hwy, Verona, VA 24482 A+5.0 ★Texas Ratio: 1.68% |
Conventional, HELOC | 7 +47 HELOCs |
5.8% | 100% | $249,285 | View |
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100 Plaza Dr, Bridgewater, VA 22812 A+5.0 ★Texas Ratio: 3.40% |
Conventional | 5 | 4.1% | 100% | $471,000 | View |
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7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
Conventional | 3 | 2.5% | 100% | $551,666 | |
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1563 Commerce Rd, Verona, VA 24482 A+5.0 ★Texas Ratio: 3.79% |
Conventional, HELOC | 2 +4 HELOCs |
1.7% | 100% | $240,000 | View |
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950 N Glebe Rd, Arlington, VA 22203 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 1 +2 HELOCs |
0.8% | 100% | $215,000 | View |
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201 N Washington Hwy, Ashland, VA 23005 A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.8% | 100% | $415,000 | View |
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317 N Main St, Bridgewater, VA 22812 A5.0 ★Texas Ratio: 9.24% |
Conventional | 1 | 0.8% | 100% | $225,000 | View |
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13701 US Highway 29 Ste I, Chatham, VA 24531 A5.0 ★Texas Ratio: 7.25% |
Conventional | 1 | 0.8% | 50% | $65,000 | View |
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98 Blue Ridge Blvd, Blue Ridge, VA 24064 A+5.0 ★Texas Ratio: 2.42% |
Conventional | 1 | 0.8% | 100% | $105,000 | View |
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332 Cummings St, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.8% | 100% | $165,000 | View |
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★ 1 stars, 1 review 233 Wyndale Road, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
ALCOVA Mortgage, LLC
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Conventional, FHA, VA, USDA | 9 | 7.4% | 100% | $265,000 | |
Integrity Home Mortgage Corporation
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Conventional, FHA | 5 | 4.1% | 100% | $305,000 | |
Atlantic Coast Mortgage, LLC
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Conventional, VA | 4 | 3.3% | 100% | $222,500 | |
Atlantic Bay Mortgage Group
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Conventional, FHA, USDA | 4 | 3.3% | 100% | $270,000 | |
Gray Fox Mortgage, LLC
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Conventional | 2 | 1.7% | 100% | $400,000 | |
Farm Credit of the Virginias, ACA
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Conventional | 2 | 1.7% | 100% | $255,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 2 | 1.7% | 66.7% | $135,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
USDA | 1 | 0.8% | 100% | $255,000 | View |
Capital Center LLC
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Conventional | 1 | 0.8% | 100% | $145,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 13 | 10.7% | 100% | $217,307 | |
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A+5.0 ★Texas Ratio: 0.40% |
Conventional, FHA | 7 | 5.8% | 100% | $237,857 | View |
Lower, LLC
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Conventional, VA | 7 | 5.8% | 100% | $332,142 | |
loanDepot.com LLC
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Conventional, VA, HELOC | 4 +1 HELOCs |
3.3% | 100% | $242,500 | |
United Wholesale Mortgage
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Conventional, FHA, USDA | 3 | 2.5% | 100% | $278,333 | |
Mortgage Research Center
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VA | 3 | 2.5% | 75% | $338,333 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA | 3 | 2.5% | 100% | $245,000 | View |
Freedom Mortgage Corporation
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Conventional, FHA | 2 | 1.7% | 100% | $215,000 | |
Cmg Mortgage Inc
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FHA | 2 | 1.7% | 100% | $230,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 2 | 1.7% | 100% | $160,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
FHA | 1 | 0.8% | 100% | $275,000 | View |
SWBC Mortgage Corporation
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VA | 1 | 0.8% | 100% | $395,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.8% | 100% | $355,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.8% | 100% | $325,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 0.8% | 66.7% | $275,000 | |
Guild Mortgage Company
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VA | 1 | 0.8% | 100% | $645,000 | |
Total Mortgage Services, LLC
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FHA | 1 | 0.8% | 100% | $245,000 | |
Nfm, Inc
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Conventional | 1 | 0.8% | 100% | $555,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.8% | 100% | $55,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.8% | 100% | $235,000 | View |
Churchill Mortgage Corporation
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FHA | 1 | 0.8% | 100% | $215,000 | |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $105,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.8% | 100% | $405,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.8% | 100% | $595,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.8% | 100% | $185,000 | |
21St Mortgage
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Conventional | 1 | 0.8% | 100% | $55,000 | |
Reliance First Capital, LLC
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FHA | 1 | 0.8% | 100% | $255,000 | |
Cake Mortgage Corp.
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Conventional | 1 | 0.8% | 100% | $315,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Corning Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Verona Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Verona, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Verona? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Verona in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Verona, VA
Use these to narrow the list above. Each category shows how many Verona, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Verona, VA
Independent mortgage companies closed 71.9 percent of home loans in Verona, Virginia in 2025, banks 19 percent and credit unions 9.1 percent. ALCOVA Mortgage, LLC was the largest mortgage company, City National Bank of WV the largest bank and Dupont Community Credit Union the largest credit union. Among lenders headquartered in Virginia, Atlantic Union Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Verona, VA
By home loans closed in 2025, City National Bank of WV was the largest mortgage lender in Verona, Virginia with 2 loans, about 1.7 percent of the market. The largest lender headquartered in Virginia was Atlantic Union Bank with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
16 lenders closed FHA loans in Verona, Virginia in 2025, led by Rocket Mortgage with 3. 9 lenders closed VA loans, led by Mortgage Research Center, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 4 credit unions closed home loans in Verona, Virginia in 2025, alongside 33 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Verona, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Verona, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Verona. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
