Shawsville, Virginia mortgage lenders include Freedom First Federal Credit UnionFreedom First Federal Credit Union1204 S Main St, Blacksburg, VA 24060 5546A+5.0 ★Texas Ratio: 3.69%, Virginia Federal Credit UnionVirginia Federal Credit Union120 Seminole Ct, Charlottesville, VA 22901A5.0 ★Texas Ratio: 6.40%, National Bank of BlacksburgNational Bank of Blacksburg102 Wall St Sw, Abingdon, VA 24210A+5.0 ★Texas Ratio: 0.34%, Atlantic Union BankAtlantic Union Bank115 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 2.51%, First Bank and Trust CompanyFirst Bank and Trust Company933 E Main St, Abingdon, VA 24210A+5.0 ★Texas Ratio: 3.79%, Truist BankTruist Bank233 Wyndale Road, Abingdon, VA 24210A+5.0 ★Texas Ratio: 2.87%, Apple Federal Credit UnionApple Federal Credit Union7696F Richmond Hwy, Alexandria, VA 22306, Bank of BotetourtBank of Botetourt19747 Main St, Buchanan, VA 24066A+5.0 ★Texas Ratio: 1.98%, Wells Fargo Bank NAWells Fargo Bank NA332 Cummings St, Abingdon, VA 24210A+5.0 ★Texas Ratio: 5.36%, and Blue Eagle Credit UnionBlue Eagle Credit Union3178 Roanoke Rd, Daleville, VA 24083 3151A+5.0 ★Texas Ratio: 0.62%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Shawsville, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Shawsville are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Shawsville, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1204 S Main St, Blacksburg, VA 24060 5546 A+5.0 ★Texas Ratio: 3.69% |
Conventional, FHA, HELOC | 5 +2 HELOCs |
7.1% | 100% | $185,000 | View |
|
120 Seminole Ct, Charlottesville, VA 22901 A5.0 ★Texas Ratio: 6.40% |
Conventional, FHA, HELOC | 3 +1 HELOCs |
4.3% | 66.7% | $121,666 | View |
|
102 Wall St Sw, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 0.34% |
Conventional | 3 | 4.3% | 100% | $228,333 | View |
|
115 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 2.51% |
Conventional, FHA, HELOC | 2 +3 HELOCs |
2.9% | 100% | $245,000 | View |
|
933 E Main St, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 3.79% |
Conventional | 2 | 2.9% | 100% | $140,000 | View |
|
★ 1 stars, 1 review 233 Wyndale Road, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +2 HELOCs |
1.4% | 100% | $175,000 | View |
Apple Federal Credit Union
7696F Richmond Hwy, Alexandria, VA 22306 |
Conventional | 1 | 1.4% | 100% | $135,000 | |
|
19747 Main St, Buchanan, VA 24066 A+5.0 ★Texas Ratio: 1.98% |
Conventional | 1 | 1.4% | 100% | $395,000 | View |
|
332 Cummings St, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.4% | 100% | $185,000 | View |
|
3178 Roanoke Rd, Daleville, VA 24083 3151 A+5.0 ★Texas Ratio: 0.62% |
Conventional | 1 | 1.4% | 100% | $55,000 | View |
|
1901 S Main St, Blacksburg, VA 24060 A5.0 ★Texas Ratio: 6.26% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Atlantic Bay Mortgage Group
|
Conventional, FHA | 10 | 14.3% | 100% | $206,000 | |
ALCOVA Mortgage, LLC
|
Conventional, FHA, USDA | 8 | 11.4% | 100% | $222,500 | |
Prosperity Home Mortgage, LLC
|
Conventional, FHA | 2 | 2.9% | 100% | $210,000 | |
Farm Credit of the Virginias, ACA
|
Conventional | 1 | 1.4% | 100% | $425,000 | |
Integrity Home Mortgage Corporation
|
Conventional | 1 | 1.4% | 100% | $185,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 6 | 8.6% | 100% | $265,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 5 | 7.1% | 83.3% | $221,000 | |
Waterstone Mortgage Corporation
|
Conventional | 2 | 2.9% | 66.7% | $200,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 2 | 2.9% | 20% | $155,000 | |
Truliant Federal Credit Union
|
Conventional, HELOC | 1 +1 HELOCs |
1.4% | 100% | $225,000 | |
|
A+5.0 ★Texas Ratio: 3.36% |
FHA | 1 | 1.4% | 100% | $305,000 | View |
Freedom Mortgage Corporation
|
FHA | 1 | 1.4% | 100% | $245,000 | |
Sage Home Loans Corporation
|
Conventional | 1 | 1.4% | 100% | $285,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 1.4% | 50% | $165,000 | |
Guild Mortgage Company
|
Conventional | 1 | 1.4% | 100% | $175,000 | |
Nation One Mortgage Corporatio
|
FHA | 1 | 1.4% | 100% | $155,000 | |
Union Home Mortgage Corp.
|
Conventional | 1 | 1.4% | 100% | $155,000 | |
Milend, Inc
|
VA | 1 | 1.4% | 100% | $305,000 | |
RoundPoint Mortgage Servicing LLC
|
Conventional | 1 | 1.4% | 100% | $95,000 | |
Mutual of Omaha Mortgage
|
Conventional | 1 | 1.4% | 100% | $135,000 | |
Lower, LLC
|
FHA | 1 | 1.4% | 100% | $175,000 | |
Carrington Mortgage Services LLC
|
FHA | 1 | 1.4% | 40% | $145,000 | |
Goodleap, LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a |
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Shawsville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Shawsville in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Shawsville, VA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 65.7 percent of home loans in Shawsville, Virginia in 2025, banks 18.6 percent and credit unions 15.7 percent. Atlantic Bay Mortgage Group was the largest mortgage company, National Bank of Blacksburg the largest bank and Freedom First Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Freedom First Federal Credit Union led with 5 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
By home loans closed in 2025, Freedom First Federal Credit Union was the largest mortgage lender in Shawsville, Virginia with 5 loans, about 7.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
13 lenders closed FHA loans in Shawsville, Virginia in 2025, led by Atlantic Bay Mortgage Group with 4. 3 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 9 banks and 5 credit unions closed home loans in Shawsville, Virginia in 2025, alongside 21 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Shawsville, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Shawsville, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Shawsville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.