Mortgage Lenders and Brokers in Narrows, Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Narrows, Virginia mortgage lenders include Celco Community Federal Credit UnionCelco Community Federal Credit Union3381 VIRGINIA AVE, NARROWS, VA 24124A+5.0 ★Texas Ratio: 3.18%, The First National Bank of PeterstownThe First National Bank of Peterstown110 Old Virginia Ave, Narrows, VA 24124A+5.0 ★Texas Ratio: 4.90%, National Bank of BlacksburgNational Bank of Blacksburg102 Wall St Sw, Abingdon, VA 24210A+5.0 ★Texas Ratio: 0.34%, Freedom First Federal Credit UnionFreedom First Federal Credit Union1204 S Main St, Blacksburg, VA 24060 5546A+5.0 ★Texas Ratio: 3.69%, Virginia Federal Credit UnionVirginia Federal Credit Union120 Seminole Ct, Charlottesville, VA 22901A5.0 ★Texas Ratio: 6.40%, Truist BankTruist Bank233 Wyndale Road, Abingdon, VA 24210A+5.0 ★Texas Ratio: 2.87%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA106 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 3.68%, First Sentinel BankFirst Sentinel Bank968 W Main St, Abingdon, VA 24210A+5.0 ★Texas Ratio: 0.93%, City National Bank of WVCity National Bank of WV128 W 21st St, Buena Vista, VA 24416A+5.0 ★Texas Ratio: 1.47%, and Skyline National BankSkyline National Bank1206 South Main Street, Blacksburg, VA 24060A+5.0 ★Texas Ratio: 3.31%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Narrows, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Narrows are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Narrows, Virginia
Market share is the lender's share of all home loans closed in Narrows, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3381 VIRGINIA AVE, NARROWS, VA 24124 A+5.0 ★Texas Ratio: 3.18% |
Conventional | 8 | 4.2% | 80% | $122,500 | View |
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1 office in Narrows 110 Old Virginia Ave, Narrows, VA 24124 A+5.0 ★Texas Ratio: 4.90% |
Conventional | 8 | 4.2% | 72.7% | $141,250 | View |
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102 Wall St Sw, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 0.34% |
Conventional, USDA, Jumbo | 22 | 11.6% | 100% | $162,727 | View |
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1204 S Main St, Blacksburg, VA 24060 5546 A+5.0 ★Texas Ratio: 3.69% |
Conventional, FHA, HELOC | 7 +2 HELOCs |
3.7% | 100% | $112,142 | View |
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120 Seminole Ct, Charlottesville, VA 22901 A5.0 ★Texas Ratio: 6.40% |
Conventional, FHA | 2 | 1.1% | 40% | $90,000 | View |
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★ 1 stars, 1 review 233 Wyndale Road, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +4 HELOCs |
0.5% | 100% | $155,000 | View |
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106 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.5% | 33.3% | $125,000 | View |
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968 W Main St, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 0.93% |
Conventional | 1 | 0.5% | 100% | $295,000 | View |
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128 W 21st St, Buena Vista, VA 24416 A+5.0 ★Texas Ratio: 1.47% |
Conventional | 1 | 0.5% | 100% | $105,000 | View |
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1206 South Main Street, Blacksburg, VA 24060 A+5.0 ★Texas Ratio: 3.31% |
Conventional | 1 | 0.5% | 100% | $225,000 | View |
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201 Valley St Ne, Abingdon, VA 24210 A5.0 ★Texas Ratio: 8.87% |
Conventional | 1 | 0.5% | 50% | $75,000 | View |
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24412 Maringo Rd, Abingdon, VA 24211 A+5.0 ★Texas Ratio: 3.36% |
Conventional | 1 | 0.5% | 50% | $75,000 | View |
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933 E Main St, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 3.79% |
Conventional | 1 | 0.5% | 100% | $335,000 | View |
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115 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +3 HELOCs |
0% | 100% | View | |
ALCOVA Mortgage, LLC
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Conventional, FHA, VA, USDA | 11 | 5.8% | 100% | $221,363 | |
Atlantic Bay Mortgage Group
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Conventional, FHA, USDA | 9 | 4.7% | 100% | $168,333 | |
First Heritage Mortgage, LLC
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Conventional, VA | 4 | 2.1% | 100% | $282,500 | |
Prosperity Home Mortgage, LLC
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FHA | 4 | 2.1% | 100% | $177,500 | |
Capital Center LLC
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Conventional | 1 | 0.5% | 100% | $55,000 | |
Waterstone Mortgage Corporation
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Conventional, FHA, VA, USDA | 27 | 14.2% | 93.1% | $191,296 | |
Rocket Mortgage
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Conventional, FHA | 18 | 9.5% | 79.2% | $113,888 | |
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A+5.0 ★Texas Ratio: 0.40% |
Conventional, FHA, VA, USDA | 11 | 5.8% | 100% | $160,454 | View |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA | 6 | 3.2% | 66.7% | $275,000 | |
Mortgage Research Center
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VA | 4 | 2.1% | 80% | $255,000 | |
Towne Mortgage Company
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FHA, USDA | 4 | 2.1% | 100% | $232,500 | |
Newrez LLC
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Conventional, FHA, USDA | 3 | 1.6% | 60% | $118,333 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 3 | 1.6% | 100% | $135,000 | |
Truliant Federal Credit Union
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Conventional, HELOC | 2 +1 HELOCs |
1.1% | 66.7% | $25,000 | |
Royal United Mortgage LLC
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Conventional | 2 | 1.1% | 100% | $90,000 | |
Freedom Mortgage Corporation
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VA | 2 | 1.1% | 100% | $215,000 | |
Better Mortgage Corporation
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Conventional, FHA | 2 | 1.1% | 40% | $135,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 1.1% | 42.9% | $195,000 | |
Carrington Mortgage Services LLC
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Conventional | 2 | 1.1% | 100% | $100,000 | |
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A+5.0 ★Texas Ratio: 3.36% |
FHA | 1 | 0.5% | 100% | $145,000 | View |
American Financial Resources LLC
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Conventional | 1 | 0.5% | 100% | $215,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.5% | 66.7% | $105,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.5% | 50% | $35,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.5% | 100% | $145,000 | |
American Security Mortgage Cor
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VA | 1 | 0.5% | 100% | $325,000 | |
American Financing Corporation
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FHA | 1 | 0.5% | 100% | $335,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.5% | 100% | $515,000 | |
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A5.0 ★Texas Ratio: 7.24% |
Conventional | 1 | 0.5% | 100% | $315,000 | View |
Cardinal Financial Company, Li
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FHA | 1 | 0.5% | 100% | $165,000 | |
New Day Financial, LLC.
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VA | 1 | 0.5% | 50% | $175,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 0.5% | 100% | $195,000 | |
New American Funding, LLC.
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FHA | 1 | 0.5% | 100% | $205,000 | |
Lower, LLC
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VA | 1 | 0.5% | 100% | $275,000 | |
Southwest Stage Funding LLC
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FHA | 1 | 0.5% | 100% | $155,000 | |
21St Mortgage
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Conventional | 1 | 0.5% | 100% | $205,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.5% | 100% | $35,000 | |
Village Capital & Investment
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VA | 1 | 0.5% | 100% | $185,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Narrows Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Narrows, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Narrows? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Narrows in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Narrows, VA
Use these to narrow the list above. Each category shows how many Narrows, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Narrows, VA
Independent mortgage companies closed 55.3 percent of home loans in Narrows, Virginia in 2025, banks 34.7 percent and credit unions 10 percent. ALCOVA Mortgage, LLC was the largest mortgage company, The First National Bank of Peterstown the largest bank and Celco Community Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Celco Community Federal Credit Union led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Narrows, VA
By home loans closed in 2025, Celco Community Federal Credit Union was the largest mortgage lender in Narrows, Virginia with 8 loans, about 4.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Narrows, Virginia in 2025, led by Waterstone Mortgage Corporation with 13. 12 lenders closed VA loans, led by Mortgage Research Center, and 8 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 4 credit unions closed home loans in Narrows, Virginia in 2025, alongside 35 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Narrows, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Narrows, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Narrows. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
