Mortgage Lenders and Brokers in Basye, Virginia
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Basye, Virginia mortgage lenders include First BankFirst Bank98 Blue Ridge Blvd, Blue Ridge, VA 24064A+5.0 ★Texas Ratio: 2.42%, Farmers & Merchants BankFarmers & Merchants Bank100 Plaza Dr, Bridgewater, VA 22812A+5.0 ★Texas Ratio: 3.40%, Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%, United Bank VaUnited Bank Va7901 Richmond Hwy, Alexandria, VA 22306A+5.0 ★Texas Ratio: 2.15%, Dupont Community Credit UnionDupont Community Credit Union32 Windward Dr, Fishersville, VA 22939A+5.0 ★Texas Ratio: 1.68%, Virginia Federal Credit UnionVirginia Federal Credit Union120 Seminole Ct, Charlottesville, VA 22901A5.0 ★Texas Ratio: 6.40%, City National Bank of WVCity National Bank of WV128 W 21st St, Buena Vista, VA 24416A+5.0 ★Texas Ratio: 1.47%, Truist BankTruist Bank233 Wyndale Road, Abingdon, VA 24210A+5.0 ★Texas Ratio: 2.87%, Northwest Federal Credit UnionNorthwest Federal Credit Union1008 N Glebe Rd, Arlington, VA 22201 4799A+5.0 ★Texas Ratio: 2.12%, and Uva Community Credit UnionUva Community Credit Union13701 US Highway 29 Ste I, Chatham, VA 24531A5.0 ★Texas Ratio: 7.25%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Basye, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Basye are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Basye, Virginia
Market share is the lender's share of all home loans closed in Basye, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
98 Blue Ridge Blvd, Blue Ridge, VA 24064 A+5.0 ★Texas Ratio: 2.42% |
Conventional | 5 | 4.3% | 75% | $161,000 | View |
|
100 Plaza Dr, Bridgewater, VA 22812 A+5.0 ★Texas Ratio: 3.40% |
Conventional | 4 | 3.4% | 100% | $190,000 | View |
|
7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 3 +1 HELOCs |
2.6% | 100% | $288,333 | |
|
7901 Richmond Hwy, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 2.15% |
Conventional, HELOC | 2 +1 HELOCs |
1.7% | 100% | $140,000 | View |
|
32 Windward Dr, Fishersville, VA 22939 A+5.0 ★Texas Ratio: 1.68% |
Conventional, HELOC | 1 +7 HELOCs |
0.9% | 100% | $355,000 | View |
|
120 Seminole Ct, Charlottesville, VA 22901 A5.0 ★Texas Ratio: 6.40% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $85,000 | View |
|
128 W 21st St, Buena Vista, VA 24416 A+5.0 ★Texas Ratio: 1.47% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $145,000 | View |
|
★ 1 stars, 1 review 233 Wyndale Road, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $225,000 | View |
|
1008 N Glebe Rd, Arlington, VA 22201 4799 A+5.0 ★Texas Ratio: 2.12% |
Conventional | 1 | 0.9% | 100% | $315,000 | View |
|
13701 US Highway 29 Ste I, Chatham, VA 24531 A5.0 ★Texas Ratio: 7.25% |
Conventional | 1 | 0.9% | 100% | $345,000 | View |
|
210 Virginia Ave, Bridgewater, VA 22812 A+5.0 ★Texas Ratio: 0.34% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
106 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 3.68% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 3131 Duke St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Atlantic Coast Mortgage, LLC
|
Conventional | 4 | 3.4% | 100% | $252,500 | |
Intercoastal Mortgage, LLC
|
Conventional | 3 | 2.6% | 100% | $271,666 | |
Integrity Home Mortgage Corporation
|
Conventional | 3 | 2.6% | 100% | $315,000 | |
ALCOVA Mortgage, LLC
|
Conventional, VA | 2 | 1.7% | 100% | $385,000 | |
First Savings Mortgage Corporation
|
Conventional | 2 | 1.7% | 100% | $120,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 13 | 11.1% | 73.7% | $214,230 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA, HELOC | 8 +3 HELOCs |
6.8% | 100% | $305,000 | |
Tomo Mortgage LLC
|
Conventional | 5 | 4.3% | 100% | $313,000 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 4 | 3.4% | 83.3% | $227,500 | |
Cmg Mortgage Inc
|
Conventional, HELOC | 3 +1 HELOCs |
2.6% | 100% | $335,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 3 | 2.6% | 100% | $261,666 | |
Pentagon Federal Credit Union
|
Conventional, FHA, HELOC | 2 +1 HELOCs |
1.7% | 100% | $270,000 | |
Alliant Credit Union
|
Conventional | 2 | 1.7% | 100% | $430,000 | |
United Wholesale Mortgage
|
Conventional | 2 | 1.7% | 100% | $240,000 | |
|
A+5.0 ★Texas Ratio: 3.87% |
Conventional | 2 | 1.7% | 100% | $650,000 | View |
Newrez LLC
|
FHA | 2 | 1.7% | 100% | $175,000 | |
|
A+5.0 ★Texas Ratio: 0.40% |
Conventional | 2 | 1.7% | 100% | $415,000 | View |
Guild Mortgage Company
|
FHA, VA | 2 | 1.7% | 66.7% | $225,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional | 2 | 1.7% | 100% | $170,000 | View |
Nfm, Inc
|
Conventional | 2 | 1.7% | 100% | $325,000 | |
Zillow Home Loans, LLC
|
Conventional | 2 | 1.7% | 100% | $320,000 | |
Cornerstone First Mortgage, LLC
|
Conventional | 1 | 0.9% | 50% | $335,000 | |
American Financial Resources LLC
|
Conventional | 1 | 0.9% | 100% | $265,000 | |
Guaranteed Rate, Inc.
|
Conventional | 1 | 0.9% | 100% | $265,000 | |
Lakeview Loan Servicing, LLC
|
Conventional | 1 | 0.9% | 100% | $35,000 | |
Envoy Mortgage, Ltd
|
FHA | 1 | 0.9% | 100% | $315,000 | |
Equity Prime Mortgage LLC
|
FHA | 1 | 0.9% | 100% | $375,000 | |
Kind Lending, LLC
|
Conventional | 1 | 0.9% | 100% | $205,000 | |
AmeriHome Mortgage Company, LLC
|
Conventional | 1 | 0.9% | 100% | $365,000 | |
State Employees Credit Union of MD
|
Conventional | 1 | 0.9% | 100% | $225,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 0.9% | 50% | $35,000 | |
American Financial Network, Inc.
|
Conventional | 1 | 0.9% | 100% | $205,000 | |
First Home Mortgage
|
Conventional | 1 | 0.9% | 100% | $295,000 | |
Royal Pacific Funding
|
Conventional | 1 | 0.9% | 100% | $525,000 | |
Bank Fund Staff Federal Credit
|
Conventional | 1 | 0.9% | 100% | $285,000 | |
Churchill Mortgage Corporation
|
Conventional | 1 | 0.9% | 100% | $225,000 | |
Nationstar Mortgage
|
Conventional | 1 | 0.9% | 100% | $155,000 | |
Mortgage Research Center
|
VA | 1 | 0.9% | 33.3% | $295,000 | |
Andrews Federal Credit Union
|
Conventional | 1 | 0.9% | 100% | $25,000 | |
Better Mortgage Corporation
|
Conventional | 1 | 0.9% | 100% | $535,000 | |
Keystone Funding, Inc
|
VA | 1 | 0.9% | 100% | $415,000 | |
New American Funding, LLC.
|
Conventional | 1 | 0.9% | 100% | $425,000 | |
|
A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.9% | 100% | $265,000 | View |
Fairway Independent Mort Corp
|
VA | 1 | 0.9% | 100% | $565,000 | |
Paramount Residential Mortgage
|
Conventional | 1 | 0.9% | 100% | $145,000 | |
|
A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.9% | 100% | $525,000 | View |
Plaza Home Mortgage, Inc
|
Conventional | 1 | 0.9% | 100% | $255,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional | 1 | 0.9% | 100% | $245,000 | |
loanDepot.com LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Basye Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Basye, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Basye? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Basye in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Basye, VA
Use these to narrow the list above. Each category shows how many Basye, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Basye, VA
Independent mortgage companies closed 71.8 percent of home loans in Basye, Virginia in 2025, banks 15.4 percent and credit unions 12.8 percent. Atlantic Coast Mortgage, LLC was the largest mortgage company, First Bank the largest bank and Navy Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, First Bank led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Basye, VA
By home loans closed in 2025, First Bank was the largest mortgage lender in Basye, Virginia with 5 loans, about 4.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Basye, Virginia in 2025, led by CrossCountry Mortgage, LLC with 2. 9 lenders closed VA loans, led by Navy Federal Credit Union. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 12 credit unions closed home loans in Basye, Virginia in 2025, alongside 41 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Basye, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Basye, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Basye. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
