Mortgage Lenders and Brokers in Appomattox, Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Appomattox, Virginia mortgage lenders include Truist BankTruist Bank7677 Richmond Hwy, Appomattox, VA 24522A+5.0 ★Texas Ratio: 2.87%, Wells Fargo Bank NAWells Fargo Bank NA114 Moses Ave, Appomattox, VA 24522A+5.0 ★Texas Ratio: 5.36%, Freedom First Federal Credit UnionFreedom First Federal Credit Union1204 S Main St, Blacksburg, VA 24060 5546A+5.0 ★Texas Ratio: 3.69%, Blue Eagle Credit UnionBlue Eagle Credit Union3178 Roanoke Rd, Daleville, VA 24083 3151A+5.0 ★Texas Ratio: 0.62%, Virginia Federal Credit UnionVirginia Federal Credit Union120 Seminole Ct, Charlottesville, VA 22901A5.0 ★Texas Ratio: 6.40%, Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%, Central Virginia FCUCentral Virginia FCU14416 Forest Rd, Forest, VA 24551A5.0 ★Texas Ratio: 7.15%, Citizens Bank, NACitizens Bank, NA1700 Diagonal Rd, Alexandria, VA 22314A+5.0 ★Texas Ratio: 5.44%, Atlantic Union BankAtlantic Union Bank115 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 2.51%, and Langley Federal Credit UnionLangley Federal Credit Union13478 Carrollton Blvd Ste A, Carrollton, VA 23314A5.0 ★Texas Ratio: 10.20%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Appomattox, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Appomattox are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Appomattox, Virginia
Market share is the lender's share of all home loans closed in Appomattox, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 1 office in Appomattox 7677 Richmond Hwy, Appomattox, VA 24522 A+5.0 ★Texas Ratio: 2.87% |
Conventional, VA, HELOC | 3 +16 HELOCs |
2% | 100% | $255,000 | View |
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1 office in Appomattox 114 Moses Ave, Appomattox, VA 24522 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 2% | 60% | $178,333 | View |
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1204 S Main St, Blacksburg, VA 24060 5546 A+5.0 ★Texas Ratio: 3.69% |
Conventional, USDA | 3 | 2% | 100% | $265,000 | View |
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3178 Roanoke Rd, Daleville, VA 24083 3151 A+5.0 ★Texas Ratio: 0.62% |
Conventional | 3 | 2% | 100% | $275,000 | View |
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120 Seminole Ct, Charlottesville, VA 22901 A5.0 ★Texas Ratio: 6.40% |
Conventional, HELOC | 2 +3 HELOCs |
1.3% | 100% | $180,000 | View |
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7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 50% | $105,000 | |
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14416 Forest Rd, Forest, VA 24551 A5.0 ★Texas Ratio: 7.15% |
Conventional | 1 | 0.7% | 100% | $25,000 | View |
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1700 Diagonal Rd, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.7% | 100% | $315,000 | View |
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115 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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13478 Carrollton Blvd Ste A, Carrollton, VA 23314 A5.0 ★Texas Ratio: 10.20% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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4075wilson Boulevard, Arlington, VA 22203 A+5.0 ★Texas Ratio: 3.04% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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950 N Glebe Rd, Arlington, VA 22203 A5.0 ★Texas Ratio: 7.72% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Atlantic Bay Mortgage Group
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Conventional, FHA | 6 | 4% | 100% | $195,000 | |
ALCOVA Mortgage, LLC
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Conventional, FHA, USDA | 4 | 2.7% | 80% | $247,500 | |
Atlantic Coast Mortgage, LLC
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Conventional | 2 | 1.3% | 100% | $140,000 | |
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A+5.0 ★Texas Ratio: 1.80% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 16.7% | $75,000 | View |
Intercoastal Mortgage, LLC
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FHA | 1 | 0.7% | 100% | $305,000 | |
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A4.7 ★Texas Ratio: 0.83% |
Conventional | 1 | 0.7% | 100% | $185,000 | View |
Prosperity Home Mortgage, LLC
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VA | 1 | 0.7% | 100% | $195,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 24 | 16% | 82.8% | $229,583 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 9 | 6% | 90% | $242,777 | |
Mortgage Research Center
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VA | 6 | 4% | 100% | $276,666 | |
SWBC Mortgage Corporation
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Conventional, FHA, VA | 4 | 2.7% | 100% | $255,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 4 | 2.7% | 85.7% | $242,500 | |
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A+5.0 ★Texas Ratio: 3.36% |
Conventional, USDA | 3 | 2% | 100% | $245,000 | View |
Lakeview Loan Servicing, LLC
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Conventional, VA | 3 | 2% | 66.7% | $125,000 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 2% | 100% | $271,666 | |
Equity Prime Mortgage LLC
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FHA, VA | 3 | 2% | 100% | $211,666 | |
Pennymac Loan Services LLC
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Conventional, FHA | 3 | 2% | 100% | $131,666 | |
First Colony Mortgage Corporat
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Conventional, FHA | 3 | 2% | 100% | $348,333 | |
Nationstar Mortgage
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Conventional, FHA, VA | 3 | 2% | 100% | $255,000 | |
EMM Loans LLC
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Conventional, USDA | 2 | 1.3% | 100% | $260,000 | |
Liberty Federal Credit Union
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Conventional | 2 | 1.3% | 100% | $285,000 | |
Residential Wholesale Mortgage
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Conventional, USDA | 2 | 1.3% | 100% | $270,000 | |
Newrez LLC
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FHA, VA | 2 | 1.3% | 100% | $365,000 | |
Kind Lending, LLC
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Conventional, USDA | 2 | 1.3% | 100% | $245,000 | |
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D3.3 ★Texas Ratio: 35.11% |
FHA, USDA | 2 | 1.3% | 100% | $230,000 | View |
American Financial Network, Inc.
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Conventional, FHA | 2 | 1.3% | 100% | $100,000 | |
Fidelity Direct Mortgage, LLC
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Conventional | 2 | 1.3% | 100% | $280,000 | |
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A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA | 2 | 1.3% | 100% | $190,000 | View |
Nation One Mortgage Corporatio
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Conventional, USDA | 2 | 1.3% | 100% | $135,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 1.3% | 100% | $345,000 | |
Calcon Mutual Mortgage LLC
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Conventional, FHA | 2 | 1.3% | 100% | $140,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA | 2 | 1.3% | 100% | $55,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 1.3% | 25% | $175,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.7% | 100% | $65,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.7% | 100% | $205,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.7% | 100% | $315,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.7% | 100% | $275,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.7% | 100% | $75,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.7% | 100% | $205,000 | |
Oceanside Mortgage Company
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FHA | 1 | 0.7% | 100% | $285,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.7% | 100% | $255,000 | |
New Day Financial, LLC.
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VA | 1 | 0.7% | 33.3% | $345,000 | |
Embrace Home Loans, Inc.
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FHA | 1 | 0.7% | 100% | $285,000 | |
T2 Financial LLC
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Conventional | 1 | 0.7% | 100% | $245,000 | |
Allegacy Federal Credit Union
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Conventional | 1 | 0.7% | 100% | $295,000 | |
Towne Mortgage Company
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VA | 1 | 0.7% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 0.55% |
Conventional | 1 | 0.7% | 100% | $105,000 | View |
New American Funding, LLC.
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FHA | 1 | 0.7% | 100% | $265,000 | |
Lower, LLC
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FHA | 1 | 0.7% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.7% | 100% | $305,000 | View |
Carrington Mortgage Services LLC
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VA | 1 | 0.7% | 100% | $255,000 | |
Loan Simple, Inc.
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FHA | 1 | 0.7% | 100% | $305,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.7% | 50% | $85,000 | |
Village Capital & Investment
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VA | 1 | 0.7% | 100% | $215,000 | |
loanDepot.com LLC
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | 0% |
Appomattox Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Appomattox, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Appomattox? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Appomattox in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Appomattox, VA
Use these to narrow the list above. Each category shows how many Appomattox, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Appomattox, VA
Independent mortgage companies closed 78.7 percent of home loans in Appomattox, Virginia in 2025, banks 12 percent and credit unions 9.3 percent. Atlantic Bay Mortgage Group was the largest mortgage company, Truist Bank the largest bank and Freedom First Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Freedom First Federal Credit Union led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Appomattox, VA
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Appomattox, Virginia with 3 loans, about 2 percent of the market. The largest lender headquartered in Virginia was Freedom First Federal Credit Union with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
24 lenders closed FHA loans in Appomattox, Virginia in 2025, led by Rocket Mortgage with 7. 16 lenders closed VA loans, led by Mortgage Research Center, and 8 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 11 credit unions closed home loans in Appomattox, Virginia in 2025, alongside 47 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Appomattox, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Appomattox, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Appomattox. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
