Mortgage Lenders and Brokers in Accomac, Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Accomac, Virginia mortgage lenders include Presidential Bank, FSBPresidential Bank, FSB1515 Wilson Blvd, Arlington, VA 22209A-4.9 ★Texas Ratio: 16.48%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA106 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 3.68%, Atlantic Union BankAtlantic Union Bank115 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 2.51%, Shore United Bank, N.A.Shore United Bank, N.A.425 William St, Fredericksburg, VA 22401A5.0 ★Texas Ratio: 9.61%, Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%, Southern Bank and Trust CompanySouthern Bank and Trust Company1217 Cedar Rd, Chesapeake, VA 23322A+5.0 ★Texas Ratio: 1.13%, Truist BankTruist Bank233 Wyndale Road, Abingdon, VA 24210A+5.0 ★Texas Ratio: 2.87%, Tidewater Mortgage Services, IncTidewater Mortgage Services, IncVirginia Beach, VA, United Wholesale Mortgage, and Rocket Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Accomac, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Accomac are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Accomac, Virginia
Market share is the lender's share of all home loans closed in Accomac, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1515 Wilson Blvd, Arlington, VA 22209 A-4.9 ★Texas Ratio: 16.48% |
Conventional, USDA | 3 | 15% | 100% | $168,333 | View |
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106 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 5% | 100% | $205,000 | View |
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115 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 1 | 5% | 100% | $245,000 | View |
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425 William St, Fredericksburg, VA 22401 A5.0 ★Texas Ratio: 9.61% |
Conventional | 1 | 5% | 100% | $375,000 | View |
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7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 5% | 50% | $225,000 | |
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1217 Cedar Rd, Chesapeake, VA 23322 A+5.0 ★Texas Ratio: 1.13% |
Conventional | 1 | 5% | 100% | $205,000 | View |
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★ 1 stars, 1 review 233 Wyndale Road, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Tidewater Mortgage Services, Inc
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VA | 1 | 5% | 100% | $175,000 | |
United Wholesale Mortgage
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Conventional, FHA | 2 | 10% | 66.7% | $220,000 | |
Rocket Mortgage
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Conventional | 2 | 10% | 100% | $95,000 | |
Educational Systems FCU
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Conventional | 1 | 5% | 100% | $65,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 5% | 100% | $745,000 | |
Newrez LLC
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FHA | 1 | 5% | 100% | $285,000 | |
Kind Lending, LLC
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Conventional | 1 | 5% | 100% | $145,000 | |
Amerisave Mortgage Company
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FHA | 1 | 5% | 100% | $235,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 5% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 5% | 100% | $205,000 | View |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Accomac Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Accomac, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Accomac? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Accomac in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Accomac, VA
Use these to narrow the list above. Each category shows how many Accomac, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Accomac, VA
Independent mortgage companies closed 50 percent of home loans in Accomac, Virginia in 2025, banks 40 percent and credit unions 10 percent. Tidewater Mortgage Services, Inc was the largest mortgage company, Presidential Bank, FSB the largest bank and Navy Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Atlantic Union Bank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Accomac, VA
By home loans closed in 2025, Presidential Bank, FSB was the largest mortgage lender in Accomac, Virginia with 3 loans, about 15 percent of the market. The largest lender headquartered in Virginia was Atlantic Union Bank with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
3 lenders closed FHA loans in Accomac, Virginia in 2025, led by United Wholesale Mortgage with 1. 2 lenders closed VA loans, led by Navy Federal Credit Union, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 8 banks and 2 credit unions closed home loans in Accomac, Virginia in 2025, alongside 8 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Accomac, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Accomac, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Accomac. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
