Mortgage Lenders and Brokers in Woodstock, Vermont
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Woodstock, Vermont mortgage lenders include Mascoma BankMascoma Bank448 Woodstock Rd, Woodstock, VT 05091A+5.0 ★Texas Ratio: 1.41%, M&T BankM&T Bank2 The Grn, Woodstock, VT 05091A+5.0 ★Texas Ratio: 4.11%, EastRise Federal Credit UnionEastRise Federal Credit Union194 North St, Bennington, VT 05201 3055A+5.0 ★Texas Ratio: 3.84%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1 Church St, Burlington, VT 05401A+5.0 ★Texas Ratio: 3.68%, Northfield Savings BankNorthfield Savings Bank137 S Main St, Barre, VT 05641A+5.0 ★Texas Ratio: 3.85%, Citizens Bank, NACitizens Bank, NA310 Main St, Bennington, VT 05201A+5.0 ★Texas Ratio: 5.44%, TD BankTD Bank21 Elm St, Woodstock, VT 05091A+5.0 ★Texas Ratio: 3.71%, Community Bank, N.A.Community Bank, N.A.361 N Main St, Barre, VT 05641A+5.0 ★Texas Ratio: 3.83%, EMM Loans LLC, and Citibank, NACitibank, NAA+5.0 ★Texas Ratio: 2.82%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Woodstock, Vermont in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Woodstock are listed first, then lenders elsewhere in Vermont, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Woodstock, Vermont
Market share is the lender's share of all home loans closed in Woodstock, Vermont. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Woodstock 448 Woodstock Rd, Woodstock, VT 05091 A+5.0 ★Texas Ratio: 1.41% |
Conventional, Jumbo, HELOC | 22 +11 HELOCs |
36.7% | 78.8% | $747,272 | View |
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1 office in Woodstock 2 The Grn, Woodstock, VT 05091 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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194 North St, Bennington, VT 05201 3055 A+5.0 ★Texas Ratio: 3.84% |
Conventional | 4 | 6.7% | 100% | $72,500 | View |
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1 Church St, Burlington, VT 05401 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 3 | 5% | 100% | $861,666 | View |
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137 S Main St, Barre, VT 05641 A+5.0 ★Texas Ratio: 3.85% |
Conventional | 1 | 1.7% | 100% | $425,000 | View |
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310 Main St, Bennington, VT 05201 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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21 Elm St, Woodstock, VT 05091 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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361 N Main St, Barre, VT 05641 A+5.0 ★Texas Ratio: 3.83% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
EMM Loans LLC
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Conventional | 3 | 5% | 100% | $448,333 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 3 | 5% | 100% | $818,333 | View |
Rocket Mortgage
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Conventional, HELOC | 2 +1 HELOCs |
3.3% | 100% | $370,000 | |
Bar Harbor Bank & Trust
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Conventional, HELOC | 1 +2 HELOCs |
1.7% | 100% | $45,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
1.7% | 100% | $495,000 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 1.7% | 33.3% | $125,000 | View |
United Wholesale Mortgage
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Conventional | 1 | 1.7% | 100% | $625,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 1 | 1.7% | 100% | $805,000 | View |
Pennymac Loan Services LLC
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VA | 1 | 1.7% | 100% | $355,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 1.7% | 50% | $55,000 | |
Guild Mortgage Company
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Conventional | 1 | 1.7% | 100% | $375,000 | |
Homestead Funding Corp.
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Conventional | 1 | 1.7% | 100% | $385,000 | |
Cmg Mortgage Inc
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Conventional, Jumbo | 1 | 1.7% | 100% | $1,775,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 1.7% | 100% | $575,000 | View |
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A+5.0 ★Texas Ratio: 4.81% |
VA, Jumbo | 1 | 1.7% | 100% | $1,705,000 | View |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 1 | 1.7% | 100% | $1,765,000 | View |
Better Mortgage Corporation
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Conventional | 1 | 1.7% | 100% | $485,000 | |
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 1.7% | 100% | $145,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 1.7% | 100% | $515,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 1 | 1.7% | 100% | $1,005,000 | View |
Webster Bank, N.A.
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Conventional, Jumbo | 1 | 1.7% | 100% | $885,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 1.7% | 100% | $365,000 | View |
21St Mortgage
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Conventional | 1 | 1.7% | 100% | $65,000 | |
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A+5.0 ★Texas Ratio: 2.92% |
Conventional | 1 | 1.7% | 100% | $505,000 | View |
American Neighborhood Mortgage Acceptance Company
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Conventional, Jumbo | 1 | 1.7% | 100% | $1,385,000 | |
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Woodstock Mortgage Rate Trends
Daily average mortgage rates for Vermont compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Woodstock, Vermont
Looking for mortgage lenders near me or mortgage brokers near me in Woodstock? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Woodstock in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Woodstock, VT
Use these to narrow the list above. Each category shows how many Woodstock, VT lenders fit and what that kind of lender is usually best for.
Who Lends in Woodstock, VT
Independent mortgage companies closed 25 percent of home loans in Woodstock, Vermont in 2025, banks 68.3 percent and credit unions 6.7 percent. EMM Loans LLC was the largest mortgage company, Mascoma Bank the largest bank and EastRise Federal Credit Union the largest credit union. Among lenders headquartered in Vermont, EastRise Federal Credit Union led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Vermont. Property transfer tax paid by the buyer: 1.25 percent generally, with a principal residence taxed at 0.5 percent on the first $200,000 and 1.25 percent above that; most transfers also carry a 0.22 percent clean water surcharge, and non-primary residences (second homes) pay 3.4 percent plus the surcharge.
More Vermont Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Woodstock, VT
By home loans closed in 2025, Mascoma Bank was the largest mortgage lender in Woodstock, Vermont with 22 loans, about 36.7 percent of the market. The largest lender headquartered in Vermont was EastRise Federal Credit Union with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 20 banks and 2 credit unions closed home loans in Woodstock, Vermont in 2025, alongside 12 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Woodstock, Vermont during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Woodstock, Vermont for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Woodstock. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
