Mortgage Lenders and Brokers in Yantis, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Yantis, Texas mortgage lenders include The City National Bank of Sulphur SpringsThe City National Bank of Sulphur Springs120 N Main St, Yantis, TX 75497A+5.0 ★Texas Ratio: 1.12%, Austin Bank, Texas National AssociationAustin Bank, Texas National Association108 E Broadway St, Big Sandy, TX 75755A+5.0 ★Texas Ratio: 3.34%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Red River Employees Federal Credit UnionRed River Employees Federal Credit Union105 Loop 59, Atlanta, TX 75551A+5.0 ★Texas Ratio: 4.75%, Alliance BankAlliance Bank9404 Hillside Rd, Amarillo, TX 79119A+5.0 ★Texas Ratio: 4.84%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, Amplify Credit UnionAmplify Credit Union2800 Esperanza Xing Bldg 2, Austin, TX 78758 3772A+5.0 ★Texas Ratio: 4.72%, Security Bank of TexasSecurity Bank of Texas3600 N Capital Of Texas Highway, Austin, TX 78746A5.0 ★Texas Ratio: 12.78%, Cornerstone Capital Bank, SsbCornerstone Capital Bank, Ssb710 Highway 71 W, Bastrop, TX 78602A+5.0 ★Texas Ratio: 3.21%, and First National Bank of East TexasFirst National Bank of East Texas910 W Broadway St, Big Sandy, TX 75755A5.0 ★Texas Ratio: 12.71%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Yantis, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Yantis are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Yantis, Texas
Market share is the lender's share of all home loans closed in Yantis, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Yantis 120 N Main St, Yantis, TX 75497 A+5.0 ★Texas Ratio: 1.12% |
Conventional | 18 | 13.3% | 85.7% | $273,888 | View |
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108 E Broadway St, Big Sandy, TX 75755 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 3 | 2.2% | 100% | $131,666 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1.5% | 66.7% | $195,000 | View |
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105 Loop 59, Atlanta, TX 75551 A+5.0 ★Texas Ratio: 4.75% |
Conventional | 2 | 1.5% | 100% | $125,000 | View |
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9404 Hillside Rd, Amarillo, TX 79119 A+5.0 ★Texas Ratio: 4.84% |
Conventional | 2 | 1.5% | 66.7% | $320,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
VA, Jumbo | 1 | 0.7% | 100% | $835,000 | |
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2800 Esperanza Xing Bldg 2, Austin, TX 78758 3772 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.7% | 100% | $265,000 | View |
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3600 N Capital Of Texas Highway, Austin, TX 78746 A5.0 ★Texas Ratio: 12.78% |
Conventional | 1 | 0.7% | 100% | $145,000 | View |
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710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.7% | 100% | $385,000 | View |
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910 W Broadway St, Big Sandy, TX 75755 A5.0 ★Texas Ratio: 12.71% |
Conventional | 1 | 0.7% | 25% | $155,000 | View |
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792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05% |
Conventional | 1 | 0.7% | 100% | $515,000 | View |
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401 S Main St, Mc Gregor, TX 76657 C3.8 ★Texas Ratio: 29.33% |
Conventional | 1 | 0.7% | 100% | $155,000 | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional | 1 | 0.7% | 100% | $75,000 | View |
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200 S Main St, Andrews, TX 79714 A5.0 ★Texas Ratio: 12.55% |
Conventional | 1 | 0.7% | 100% | $225,000 | View |
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3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.7% | 100% | $285,000 | View |
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★ 1 stars, 1 review 1502 Barrow St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 1 | 0.7% | 25% | $475,000 | View |
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1001 Congress Ave, Austin, TX 78701 A5.0 ★Texas Ratio: 7.25% |
USDA | 1 | 0.7% | 100% | $145,000 | View |
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384 E Stacy Rd, Allen, TX 75002 A5.0 ★Texas Ratio: 6.66% |
Conventional | 1 | 0.7% | 100% | $105,000 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Nationstar Mortgage
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Conventional | 3 | 2.2% | 100% | $278,333 | |
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A-5.0 ★Texas Ratio: 14.15% |
Conventional | 2 | 1.5% | 100% | $110,000 | View |
Network Funding, L.P.
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Conventional | 1 | 0.7% | 100% | $155,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.7% | 50% | $85,000 | |
Commercial Bank of Texas, NA
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Conventional | 1 | 0.7% | 100% | $65,000 | |
Southwest Funding LP
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Conventional | 1 | 0.7% | 100% | $375,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA | 13 | 9.6% | 72.2% | $230,384 | View |
21St Mortgage
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Conventional | 11 | 8.1% | 60% | $134,090 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 5 | 3.7% | 55.6% | $89,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA, USDA | 4 | 3% | 100% | $157,500 | View |
Cmg Mortgage Inc
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Conventional | 4 | 3% | 100% | $322,500 | |
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A+5.0 ★Texas Ratio: 4.14% |
VA, USDA | 3 | 2.2% | 60% | $178,333 | View |
United Wholesale Mortgage
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Conventional, VA | 3 | 2.2% | 75% | $241,666 | |
Mortgage Research Center
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VA | 3 | 2.2% | 100% | $298,333 | |
Fairway Independent Mort Corp
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Conventional, FHA | 3 | 2.2% | 100% | $275,000 | |
Royal United Mortgage LLC
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Conventional | 2 | 1.5% | 66.7% | $135,000 | |
Freedom Mortgage Corporation
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Conventional, VA | 2 | 1.5% | 100% | $525,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 2 | 1.5% | 100% | $135,000 | |
American Pacific Mortgage Corporation
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FHA | 2 | 1.5% | 100% | $225,000 | |
Southwest Stage Funding LLC
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Conventional, FHA | 2 | 1.5% | 100% | $105,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 2 | 1.5% | 100% | $110,000 | |
Cadence Bank
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Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $325,000 | |
American Financial Resources LLC
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VA | 1 | 0.7% | 100% | $395,000 | |
Guaranteed Rate, Inc.
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FHA | 1 | 0.7% | 50% | $95,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $405,000 | |
Newrez LLC
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Conventional | 1 | 0.7% | 100% | $305,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $525,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.7% | 100% | $405,000 | View |
Golden Empire Mortgage, Inc.
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Conventional | 1 | 0.7% | 100% | $265,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.7% | 100% | $175,000 | View |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.7% | 100% | $125,000 | View |
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A5.0 ★Texas Ratio: 6.69% |
Conventional | 1 | 0.7% | 100% | $485,000 | View |
LoanFlight Lending, LLC.
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Conventional | 1 | 0.7% | 100% | $315,000 | |
VanDyk Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $215,000 | |
ClearPath Lending
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VA | 1 | 0.7% | 100% | $135,000 | |
Flat Branch Mortgage, Inc.
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Conventional | 1 | 0.7% | 100% | $355,000 | |
Churchill Mortgage Corporation
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FHA | 1 | 0.7% | 100% | $245,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.7% | 100% | $255,000 | |
T2 Financial LLC
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Conventional, Jumbo | 1 | 0.7% | 100% | $915,000 | |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $615,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.7% | 50% | $175,000 | View |
Summit Funding.Inc
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FHA | 1 | 0.7% | 100% | $155,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.7% | 100% | $475,000 | |
Meadowbrook Financial Mortgage Bankers Corp.
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Conventional | 1 | 0.7% | 100% | $485,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.7% | 50% | $155,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.7% | 100% | $195,000 | |
loanDepot.com LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Yantis Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Yantis, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Yantis? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Yantis in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Yantis, TX
Use these to narrow the list above. Each category shows how many Yantis, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Yantis, TX
Independent mortgage companies closed 60 percent of home loans in Yantis, Texas in 2025, banks 34.8 percent and credit unions 5.2 percent. Everett Financial, Inc. was the largest mortgage company, The City National Bank of Sulphur Springs the largest bank and Red River Employees Federal Credit Union the largest credit union. Among lenders headquartered in Texas, The City National Bank of Sulphur Springs led with 18 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Yantis, TX
By home loans closed in 2025, The City National Bank of Sulphur Springs was the largest mortgage lender in Yantis, Texas with 18 loans, about 13.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Yantis, Texas in 2025, led by Guild Mortgage Company with 2. 8 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 6 credit unions closed home loans in Yantis, Texas in 2025, alongside 37 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Yantis, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Yantis, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Yantis. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
