Mortgage Lenders and Brokers in Woodcreek, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Woodcreek, Texas mortgage lenders include Randolph-Brooks Federal Credit UnionRandolph-Brooks Federal Credit Union404 E Stacy Rd, Allen, TX 75002A+5.0 ★Texas Ratio: 5.89%, Pilgrim Mortgage LLCPilgrim Mortgage LLC123 E 3rd St, Clarendon, TX 79226A+5.0 ★Texas Ratio: 1.04%, First Financial BankFirst Financial Bank2617 Antilley Rd, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.74%, US Bank, N.A.US Bank, N.A.13737 Noel Rd, Dallas, TX 75240A+5.0 ★Texas Ratio: 2.85%, The First National Bank of SonoraThe First National Bank of Sonora122 W Bandera Rd, Boerne, TX 78006C+4.1 ★Texas Ratio: 26.35%, First Horizon BankFirst Horizon Bank8201 Preston Rd, Dallas, TX 75225A+5.0 ★Texas Ratio: 5.76%, Huntington National BankHuntington National Bank3800 Matlock Rd, Arlington, TX 76015A+5.0 ★Texas Ratio: 3.66%, Greater Texas FCUGreater Texas FCU1425 N CENTER ST, ARLINGTON, TX 76011, Usaa Federal Savings BankUsaa Federal Savings Bank10750 Mcdermott Fwy, San Antonio, TX 78288B-3.5 ★Texas Ratio: 6.80%, and Union Square Credit UnionUnion Square Credit Union909 W Kramer Rd, Burkburnett, TX 76354 2641B4.5 ★Texas Ratio: 21.22%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Woodcreek, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Woodcreek are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Woodcreek, Texas
Market share is the lender's share of all home loans closed in Woodcreek, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional, HELOC | 3 +1 HELOCs |
4.4% | 80% | $218,333 | View |
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123 E 3rd St, Clarendon, TX 79226 A+5.0 ★Texas Ratio: 1.04% |
Conventional | 2 | 2.9% | 100% | $260,000 | View |
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2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74% |
Conventional | 2 | 2.9% | 100% | $305,000 | View |
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13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 1.5% | 100% | $415,000 | View |
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122 W Bandera Rd, Boerne, TX 78006 C+4.1 ★Texas Ratio: 26.35% |
Conventional | 1 | 1.5% | 100% | $105,000 | View |
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★ 5 stars, 1 review 8201 Preston Rd, Dallas, TX 75225 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 1.5% | 100% | $375,000 | View |
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3800 Matlock Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 1.5% | 100% | $605,000 | View |
Greater Texas FCU
1425 N CENTER ST, ARLINGTON, TX 76011 |
Conventional | 1 | 1.5% | 100% | $75,000 | |
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10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 1.5% | 100% | $395,000 | View |
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909 W Kramer Rd, Burkburnett, TX 76354 2641 B4.5 ★Texas Ratio: 21.22% |
Conventional | 1 | 1.5% | 100% | $685,000 | View |
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★ 5 stars, 1 review 10901 W Highway 290, Austin, TX 78736 A5.0 ★Texas Ratio: 7.03% |
Conventional | 1 | 1.5% | 100% | $635,000 | View |
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★ 5 stars, 1 review 3301 Fall Creek Hwy, Acton, TX 76049 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 1.5% | 100% | $545,000 | View |
International Bank of Commerce
1421 W Frontage Rd, Alamo, TX 78516 |
Conventional | 1 | 1.5% | 100% | $155,000 | |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 1 | 1.5% | 100% | $125,000 | View |
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★ 1 stars, 1 review 3939 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.87% |
VA | 1 | 1.5% | 100% | $525,000 | View |
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1 Village Dr, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.14% |
VA | 1 | 1.5% | 100% | $445,000 | View |
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1402 W Stassney LN, Austin, TX 78745 2948 A5.0 ★Texas Ratio: 11.13% |
Conventional | 1 | 1.5% | 100% | $195,000 | View |
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114 W 7th Street Suite 100, Austin, TX 78701 A5.0 ★Texas Ratio: 6.02% |
Conventional | 1 | 1.5% | 100% | $315,000 | View |
SWBC Mortgage Corporation
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Conventional | 1 | 1.5% | 100% | $555,000 | |
Southwest Funding LP
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Conventional | 1 | 1.5% | 100% | $285,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, VA | 7 | 10.3% | 87.5% | $250,714 | View |
Cmg Mortgage Inc
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Conventional, FHA | 7 | 10.3% | 100% | $385,000 | |
United Wholesale Mortgage
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Conventional | 6 | 8.8% | 100% | $413,333 | |
Kind Lending, LLC
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Conventional | 2 | 2.9% | 100% | $220,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 2.9% | 100% | $320,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 2 | 2.9% | 100% | $325,000 | |
Union Home Mortgage Corp.
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Conventional, HELOC | 1 +1 HELOCs |
1.5% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 1.5% | 100% | $505,000 | View |
Affordable Mortgage Advisors
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Conventional | 1 | 1.5% | 100% | $155,000 | |
Newrez LLC
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FHA | 1 | 1.5% | 100% | $585,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 1.5% | 100% | $365,000 | |
loanDepot.com LLC
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Conventional | 1 | 1.5% | 100% | $105,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional | 1 | 1.5% | 100% | $195,000 | View |
Assurance Financial Group, L.L.C.
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Conventional | 1 | 1.5% | 100% | $225,000 | |
Obsidian Financial Services
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Conventional | 1 | 1.5% | 100% | $805,000 | |
American Financing Corporation
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Conventional | 1 | 1.5% | 50% | $155,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 1.5% | 100% | $235,000 | |
Better Mortgage Corporation
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Conventional | 1 | 1.5% | 100% | $605,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 1.5% | 100% | $675,000 | |
The Loan Store, Inc
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Conventional | 1 | 1.5% | 100% | $415,000 | |
Nmsi, Inc.
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Conventional | 1 | 1.5% | 100% | $165,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 1.5% | 50% | $325,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 1.5% | 100% | $325,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 1.5% | 100% | $425,000 |
Woodcreek Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Woodcreek, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Woodcreek? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Woodcreek in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Woodcreek, TX
Use these to narrow the list above. Each category shows how many Woodcreek, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Woodcreek, TX
Independent mortgage companies closed 70.6 percent of home loans in Woodcreek, Texas in 2025, banks 20.6 percent and credit unions 8.8 percent. Pilgrim Mortgage LLC was the largest mortgage company, First Financial Bank the largest bank and Randolph-Brooks Federal Credit Union the largest credit union. Among lenders headquartered in Texas, Randolph-Brooks Federal Credit Union led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Woodcreek, TX
By home loans closed in 2025, Randolph-Brooks Federal Credit Union was the largest mortgage lender in Woodcreek, Texas with 3 loans, about 4.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
3 lenders closed FHA loans in Woodcreek, Texas in 2025, led by Cmg Mortgage Inc with 2. 3 lenders closed VA loans, led by Truist Bank. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 4 credit unions closed home loans in Woodcreek, Texas in 2025, alongside 27 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Woodcreek, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Woodcreek, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Woodcreek. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
