Mortgage Lenders and Brokers in Whitehouse, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Whitehouse, Texas mortgage lenders include Austin Bank, Texas National AssociationAustin Bank, Texas National Association100 Horton St, Whitehouse, TX 75791A+5.0 ★Texas Ratio: 3.34%, Southside BankSouthside Bank601 Highway 110 N, Whitehouse, TX 75791A+5.0 ★Texas Ratio: 0.90%, Kelly Community FCUKelly Community FCU2105 W Grande Blvd, Tyler, TX 75703 0551A+5.0 ★Texas Ratio: 4.67%, Regions BankRegions Bank1337 W Mcdermott Dr, Allen, TX 75013A+5.0 ★Texas Ratio: 4.37%, Verabank,N.A.Verabank,N.A.739 E Tyler St, Athens, TX 75751A+5.0 ★Texas Ratio: 5.54%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Cornerstone Capital Bank, SsbCornerstone Capital Bank, Ssb710 Highway 71 W, Bastrop, TX 78602A+5.0 ★Texas Ratio: 3.21%, Wells Fargo Bank NAWells Fargo Bank NA3701 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 5.36%, Texas Mortgage Lending, LLCTexas Mortgage Lending, LLC900 W Bethany Dr Ste 500, Allen, TX 75013 3834A+5.0 ★Texas Ratio: 3.34%, and Bokf NABokf NA792 S Watters Rd, Allen, TX 75013A+5.0 ★Texas Ratio: 1.05%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Whitehouse, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Whitehouse are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Whitehouse, Texas
Market share is the lender's share of all home loans closed in Whitehouse, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Whitehouse 100 Horton St, Whitehouse, TX 75791 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 9 | 2.9% | 75% | $235,000 | View |
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2 offices in Whitehouse 601 Highway 110 N, Whitehouse, TX 75791 A+5.0 ★Texas Ratio: 0.90% |
Conventional | 7 | 2.2% | 77.8% | $252,142 | View |
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2105 W Grande Blvd, Tyler, TX 75703 0551 A+5.0 ★Texas Ratio: 4.67% |
Conventional | 6 | 1.9% | 66.7% | $215,000 | View |
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1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 4 +5 HELOCs |
1.3% | 62.5% | $145,000 | View |
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739 E Tyler St, Athens, TX 75751 A+5.0 ★Texas Ratio: 5.54% |
Conventional | 4 | 1.3% | 80% | $247,500 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA | 3 | 1% | 100% | $218,333 | View |
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710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA | 3 | 1% | 100% | $221,666 | View |
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3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 3 | 1% | 75% | $521,666 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 2 | 0.6% | 100% | $205,000 | View |
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792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05% |
Conventional, FHA | 2 | 0.6% | 100% | $245,000 | View |
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449 S Trade Days Blvd, Canton, TX 75103 A+5.0 ★Texas Ratio: 3.78% |
Conventional | 2 | 0.6% | 100% | $155,000 | View |
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524 E Main St, Bullard, TX 75757 A5.0 ★Texas Ratio: 12.30% |
Conventional | 2 | 0.6% | 66.7% | $175,000 | View |
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107 N Phillips St, Bullard, TX 75757 A5.0 ★Texas Ratio: 6.23% |
Conventional | 2 | 0.6% | 100% | $185,000 | View |
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384 E Stacy Rd, Allen, TX 75002 A5.0 ★Texas Ratio: 6.66% |
Conventional | 2 | 0.6% | 100% | $365,000 | View |
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4650 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 3.72% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $755,000 | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $235,000 | View |
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202 S Palestine St, Athens, TX 75751 A+5.0 ★Texas Ratio: 4.58% |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
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825 S Jackson St, Jacksonville, TX 75766 A+5.0 ★Texas Ratio: 1.81% |
Conventional | 1 | 0.3% | 50% | $135,000 | View |
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1110 Hurst St, Center, TX 75935 A5.0 ★Texas Ratio: 8.54% |
Conventional | 1 | 0.3% | 100% | $335,000 | View |
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401 S Main St, Mc Gregor, TX 76657 C3.8 ★Texas Ratio: 29.33% |
Conventional | 1 | 0.3% | 100% | $175,000 | View |
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205 E Walnut ST, Celina, TX 75009 A5.0 ★Texas Ratio: 9.96% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
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2014 W White St, Anna, TX 75409 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 0.3% | 50% | $45,000 | View |
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★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.3% | 100% | $335,000 | View |
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9404 Hillside Rd, Amarillo, TX 79119 A+5.0 ★Texas Ratio: 4.84% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
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12208 N Mopac Expy, Austin, TX 78758 A5.0 ★Texas Ratio: 8.63% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA | 5 | 1.6% | 100% | $293,000 | |
East Texas Professional C.U.
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Conventional | 4 | 1.3% | 80% | $120,000 | |
Nationstar Mortgage
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Conventional | 4 | 1.3% | 66.7% | $115,000 | |
Primelending
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Conventional, FHA | 3 | 1% | 100% | $185,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 2 | 0.6% | 100% | $255,000 | |
Network Funding, L.P.
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Conventional | 1 | 0.3% | 100% | $245,000 | |
Integrity Mortgage Corporation of Texas
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Conventional | 1 | 0.3% | 100% | $225,000 | |
Click n' Close, Inc.
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Conventional | 1 | 0.3% | 100% | $255,000 | |
Gardner Financial Services
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Conventional | 1 | 0.3% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $345,000 | View |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 27 | 8.6% | 84.4% | $245,740 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 22 | 7% | 95.7% | $299,545 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA | 22 | 7% | 100% | $244,545 | |
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A+5.0 ★Texas Ratio: 3.03% |
Conventional, FHA, VA | 20 | 6.3% | 80.8% | $152,000 | View |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA, VA | 15 | 4.8% | 100% | $265,666 | View |
Mortgage Financial Services
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Conventional, FHA, VA | 11 | 3.5% | 91.7% | $312,272 | |
Newrez LLC
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Conventional, FHA, VA | 8 | 2.5% | 88.9% | $310,000 | |
21St Mortgage
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Conventional | 7 | 2.2% | 38.9% | $190,714 | |
Primary Residential Mortgage, INC.
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Conventional, FHA | 6 | 1.9% | 100% | $215,000 | |
Platinum Eagle Mortgage, LLC
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Conventional, VA | 6 | 1.9% | 100% | $368,333 | |
Mortgage Research Center
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FHA, VA | 6 | 1.9% | 100% | $243,333 | |
Pennymac Loan Services LLC
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Conventional, FHA | 5 | 1.6% | 100% | $183,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA, VA | 5 | 1.6% | 100% | $285,000 | View |
Freedom Mortgage Corporation
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FHA, VA | 4 | 1.3% | 100% | $237,500 | |
Cadence Bank
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Conventional, HELOC | 3 +4 HELOCs |
1% | 100% | $318,333 | |
loanDepot.com LLC
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Conventional, HELOC | 3 +1 HELOCs |
1% | 50% | $205,000 | |
Guaranteed Rate, Inc.
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FHA, VA | 3 | 1% | 100% | $291,666 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 3 | 1% | 71.4% | $81,666 | View |
Cardinal Financial Company, Li
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Conventional, FHA | 3 | 1% | 100% | $315,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, Jumbo | 3 | 1% | 60% | $428,333 | |
ML Mortgage Corp.
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Conventional, FHA | 2 | 0.6% | 100% | $150,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 2 | 0.6% | 100% | $165,000 | |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 2 | 0.6% | 66.7% | $90,000 | View |
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A+5.0 ★Texas Ratio: 3.34% |
FHA, USDA | 2 | 0.6% | 100% | $255,000 | View |
Discover Bank
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Conventional | 2 | 0.6% | 40% | $80,000 | |
Union Home Mortgage Corp.
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Conventional, VA | 2 | 0.6% | 100% | $295,000 | |
Provident Funding Associates
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Conventional | 2 | 0.6% | 100% | $345,000 | |
Summit Funding.Inc
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Conventional, FHA | 2 | 0.6% | 100% | $125,000 | |
Farm Credit Mid-America, Aca
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Conventional, Jumbo | 2 | 0.6% | 100% | $740,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 2 | 0.6% | 100% | $330,000 | |
Village Capital & Investment
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VA | 2 | 0.6% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $145,000 | View |
HomeBridge Financial Services, Inc
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VA, HELOC | 1 +1 HELOCs |
0.3% | 100% | $275,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.3% | 100% | $295,000 | View |
Consumer Real Estate Finance Co DBA Society Mortgage
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FHA | 1 | 0.3% | 100% | $235,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.3% | 50% | $205,000 | |
Canopy Mortgage, LLC
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VA | 1 | 0.3% | 100% | $405,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.3% | 100% | $175,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $85,000 | |
Success Mortgage Partners, Inc
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FHA | 1 | 0.3% | 100% | $135,000 | |
ClearPath Lending
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VA | 1 | 0.3% | 100% | $205,000 | |
SIRVA Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $155,000 | |
Land Home Financial Services,
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Conventional | 1 | 0.3% | 100% | $105,000 | |
Cis Financial Services, Inc.
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Conventional | 1 | 0.3% | 100% | $185,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $285,000 | |
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A5.0 ★Texas Ratio: 7.80% |
Conventional | 1 | 0.3% | 100% | $315,000 | View |
V.I.P. Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $255,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.3% | 100% | $275,000 | |
Prosperity Home Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $215,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.3% | 100% | $85,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional | 1 | 0.3% | 100% | $435,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 0.3% | 100% | $85,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.3% | 100% | $215,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.3% | 100% | $365,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.3% | 20% | $105,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.3% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 3.26% |
VA | 1 | 0.3% | 100% | $135,000 | View |
Tomo Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $265,000 | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Whitehouse Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Whitehouse, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Whitehouse? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Whitehouse in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Whitehouse, TX
Use these to narrow the list above. Each category shows how many Whitehouse, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Whitehouse, TX
Independent mortgage companies closed 67 percent of home loans in Whitehouse, Texas in 2025, banks 21.3 percent and credit unions 11.7 percent. Highlands Residential Mortgage, Ltd. was the largest mortgage company, Austin Bank, Texas National Association the largest bank and Kelly Community FCU the largest credit union. Among lenders headquartered in Texas, Austin Bank, Texas National Association led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Whitehouse, TX
By home loans closed in 2025, Austin Bank, Texas National Association was the largest mortgage lender in Whitehouse, Texas with 9 loans, about 2.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
27 lenders closed FHA loans in Whitehouse, Texas in 2025, led by United Wholesale Mortgage with 8. 22 lenders closed VA loans, led by Newrez LLC, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 9 credit unions closed home loans in Whitehouse, Texas in 2025, alongside 58 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Whitehouse, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Whitehouse, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Whitehouse. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
