Mortgage Lenders and Brokers in Western Lake, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Western Lake, Texas mortgage lenders include First Financial BankFirst Financial Bank2617 Antilley Rd, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.74%, First United Bank and Trust CoFirst United Bank and Trust Co10526 W Parmer Ln, Austin, TX 78717A5.0 ★Texas Ratio: 10.43%, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, Centennial BankCentennial Bank1 Village Dr, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, EecuEecu2212 Southgate St, Arlington, TX 76013A+5.0 ★Texas Ratio: 2.73%, Bokf NABokf NA792 S Watters Rd, Allen, TX 75013A+5.0 ★Texas Ratio: 1.05%, Southside BankSouthside Bank2831 W Park Row Dr, Arlington, TX 76013A+5.0 ★Texas Ratio: 0.90%, Fort Worth City Credit UnionFort Worth City Credit Union2309 Montgomery St, Fort Worth, TX 76107 4520A+5.0 ★Texas Ratio: 0.14%, and Susser BankSusser Bank2326 W Pleasant Ridge Rd, Arlington, TX 76015A+5.0 ★Texas Ratio: 3.02%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Western Lake, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Western Lake are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Western Lake, Texas
Market share is the lender's share of all home loans closed in Western Lake, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74% |
Conventional, VA, HELOC | 13 +5 HELOCs |
4.9% | 92.9% | $227,307 | View |
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10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
Conventional, FHA, Jumbo | 11 | 4.1% | 100% | $580,454 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 6 +2 HELOCs |
2.3% | 66.7% | $168,333 | View |
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1 Village Dr, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.14% |
Conventional, FHA, Jumbo | 6 | 2.3% | 100% | $691,666 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 5 | 1.9% | 100% | $545,000 | View |
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2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 2.73% |
Conventional, Jumbo, HELOC | 4 +5 HELOCs |
1.5% | 57.1% | $362,500 | View |
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792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05% |
Conventional, FHA, Jumbo, HELOC | 2 +1 HELOCs |
0.8% | 100% | $805,000 | View |
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2831 W Park Row Dr, Arlington, TX 76013 A+5.0 ★Texas Ratio: 0.90% |
Conventional | 2 | 0.8% | 66.7% | $355,000 | View |
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2309 Montgomery St, Fort Worth, TX 76107 4520 A+5.0 ★Texas Ratio: 0.14% |
Conventional | 2 | 0.8% | 66.7% | $155,000 | View |
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2326 W Pleasant Ridge Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 3.02% |
Conventional | 2 | 0.8% | 100% | $255,000 | View |
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108 W Main, Archer City, TX 76351 A5.0 ★Texas Ratio: 7.83% |
Conventional, FHA | 2 | 0.8% | 100% | $295,000 | View |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 1 +2 HELOCs |
0.4% | 100% | $905,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
VA, HELOC | 1 +1 HELOCs |
0.4% | 100% | $335,000 | |
First Community Credit Union
1600 E Main St, Alice, TX 78332 |
Conventional | 1 | 0.4% | 100% | $45,000 | |
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1920 Mckinney Ave, Dallas, TX 75201 A+5.0 ★Texas Ratio: 4.93% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,005,000 | View |
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501 E Hall St, Bangs, TX 76823 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.4% | 100% | $325,000 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 0.4% | 100% | $305,000 | View |
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118 N Garfield Ave, Rotan, TX 79546 A+5.0 ★Texas Ratio: 2.40% |
Conventional | 1 | 0.4% | 100% | $605,000 | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional | 1 | 0.4% | 100% | $95,000 | View |
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11610 Bee Caves Rd, Bee Cave, TX 78738 A-5.0 ★Texas Ratio: 14.71% |
Conventional | 1 | 0.4% | 100% | $505,000 | View |
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1515 West White Street, Anna, TX 75409 A+5.0 ★Texas Ratio: 3.01% |
Conventional | 1 | 0.4% | 100% | $575,000 | View |
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3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.4% | 100% | $325,000 | View |
Texas Tech Federal Credit Union
4001 Catclaw Dr, Abilene, TX 79606 |
Conventional | 1 | 0.4% | 100% | $445,000 | |
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2109 N Center St, Bonham, TX 75418 A+5.0 ★Texas Ratio: 2.19% |
Conventional | 1 | 0.4% | 100% | $315,000 | View |
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1312 Washington St, Commerce, TX 75428 A+5.0 ★Texas Ratio: 1.84% |
Conventional | 1 | 0.4% | 100% | $625,000 | View |
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2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.4% | 100% | $715,000 | View |
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406 W McDermott Dr, Allen, TX 75013 2708 A+5.0 ★Texas Ratio: 4.22% |
Conventional | 1 | 0.4% | 100% | $135,000 | View |
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4201 Buffalo Gap Road, Abilene, TX 79606 C3.8 ★Texas Ratio: 28.95% |
Conventional | 1 | 0.4% | 50% | $635,000 | View |
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5657 Buffalo Gap Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.56% |
Conventional | 1 | 0.4% | 100% | $125,000 | View |
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3923 5th St, Brookshire, TX 77423 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.4% | 100% | $165,000 | View |
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★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
Fort Worth Community Credit Union
2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520 |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
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4650 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Sfmc, LP
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Conventional, FHA, VA, Jumbo | 11 | 4.1% | 100% | $515,000 | |
Primelending
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Conventional, FHA, VA | 9 | 3.4% | 100% | $289,444 | |
Gardner Financial Services
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Conventional | 3 | 1.1% | 100% | $218,333 | |
SWBC Mortgage Corporation
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Conventional, VA | 2 | 0.8% | 100% | $265,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.8% | 100% | $275,000 | |
Countryplace Mortgage, Ltd.
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FHA | 1 | 0.4% | 100% | $295,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.4% | 100% | $235,000 | |
Willow Bend Mortgage Company, LLC
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Conventional | 1 | 0.4% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.4% | 100% | $115,000 | View |
Certified Funding, L.P.
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Conventional | 1 | 0.4% | 100% | $115,000 | |
The First National Bank of Gra
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Conventional | 1 | 0.4% | 100% | $385,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.4% | 100% | $345,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 28 | 10.5% | 71.8% | $386,071 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 23 | 8.6% | 100% | $502,391 | |
Mortgage Research Center
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Conventional, FHA, VA | 8 | 3% | 100% | $447,500 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional | 7 | 2.6% | 100% | $446,428 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 6 | 2.3% | 75% | $376,666 | |
American Financial Resources LLC
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Conventional, FHA, VA | 4 | 1.5% | 100% | $267,500 | |
Cardinal Financial Company, Li
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Conventional, FHA | 4 | 1.5% | 100% | $542,500 | |
American Pacific Mortgage Corporation
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Conventional | 4 | 1.5% | 80% | $417,500 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 1.1% | 100% | $381,666 | |
CrossCountry Mortgage, LLC
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Conventional | 3 | 1.1% | 100% | $475,000 | |
Cmg Mortgage Inc
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Conventional | 3 | 1.1% | 100% | $498,333 | |
21St Mortgage
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Conventional | 3 | 1.1% | 23.1% | $171,666 | |
Cadence Bank
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Conventional, Jumbo | 2 | 0.8% | 100% | $590,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 2 | 0.8% | 100% | $510,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 2 | 0.8% | 66.7% | $415,000 | |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 2 | 0.8% | 50% | $100,000 | View |
loanDepot.com LLC
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Conventional, FHA | 2 | 0.8% | 100% | $425,000 | |
AmWest Funding Corp
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Conventional | 2 | 0.8% | 100% | $260,000 | |
Planet Home Lending, LLC
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Conventional, VA | 2 | 0.8% | 100% | $480,000 | |
Waterstone Mortgage Corporation
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Conventional, VA | 2 | 0.8% | 100% | $410,000 | |
Better Mortgage Corporation
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Conventional | 2 | 0.8% | 50% | $485,000 | |
The Loan Store, Inc
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Conventional, Jumbo | 2 | 0.8% | 100% | $900,000 | |
Paramount Residential Mortgage
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Conventional, VA, Jumbo | 2 | 0.8% | 66.7% | $575,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 33.3% | $115,000 | |
Originpoint, LLC
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Conventional | 1 | 0.4% | 100% | $625,000 | |
Valley Strong Credit Union
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Conventional | 1 | 0.4% | 100% | $805,000 | |
Guaranteed Rate Affinity, LLC
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VA | 1 | 0.4% | 100% | $725,000 | |
Residential Wholesale Mortgage
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Conventional | 1 | 0.4% | 100% | $465,000 | |
Canopy Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $515,000 | |
Nbkc Bank
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VA, Jumbo | 1 | 0.4% | 50% | $1,015,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.4% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 0.4% | 41.7% | $115,000 | View |
Movement Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $285,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $305,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.4% | 100% | $745,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
FHA | 1 | 0.4% | 100% | $475,000 | View |
AAFMAA Mortgage Services LLC
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Conventional | 1 | 0.4% | 100% | $325,000 | |
Discover Bank
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Conventional | 1 | 0.4% | 100% | $65,000 | |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.4% | 100% | $405,000 | |
Flat Branch Mortgage, Inc.
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Conventional | 1 | 0.4% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,105,000 | View |
Securitynational Mortgage Company
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Conventional | 1 | 0.4% | 100% | $95,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.4% | 100% | $385,000 | |
Mortgage Management Consultants, Inc.
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Conventional | 1 | 0.4% | 100% | $85,000 | |
T2 Financial LLC
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VA | 1 | 0.4% | 100% | $775,000 | |
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A+5.0 ★Texas Ratio: 1.41% |
Conventional | 1 | 0.4% | 100% | $155,000 | View |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.4% | 100% | $555,000 | |
Great Plains National Bank
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Conventional | 1 | 0.4% | 100% | $645,000 | |
Firefighters First Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $265,000 | |
Towne Mortgage Company
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Conventional | 1 | 0.4% | 100% | $175,000 | |
V.I.P. Mortgage, Inc.
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FHA | 1 | 0.4% | 100% | $495,000 | |
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A+5.0 ★Texas Ratio: 3.12% |
VA, Jumbo | 1 | 0.4% | 100% | $835,000 | View |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.4% | 100% | $655,000 | View |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $335,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.4% | 50% | $295,000 | |
Nmsi, Inc.
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Conventional | 1 | 0.4% | 100% | $235,000 | |
RBC Bank (Georgia), N.A.
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Conventional | 1 | 0.4% | 100% | $465,000 | |
Heartland Credi T Union
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Conventional | 1 | 0.4% | 100% | $175,000 | |
Florida Capital Bank, N.A
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Conventional | 1 | 0.4% | 100% | $465,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.4% | 50% | $155,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.4% | 100% | $245,000 | View |
Tomo Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $565,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
VA | 1 | 0.4% | 100% | $475,000 | View |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Western Lake Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Western Lake, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Western Lake? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Western Lake in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Western Lake, TX
Use these to narrow the list above. Each category shows how many Western Lake, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Western Lake, TX
Independent mortgage companies closed 59.8 percent of home loans in Western Lake, Texas in 2025, banks 32.3 percent and credit unions 7.9 percent. Everett Financial, Inc. was the largest mortgage company, First Financial Bank the largest bank and Eecu the largest credit union. Among lenders headquartered in Texas, First Financial Bank led with 13 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Western Lake, TX
By home loans closed in 2025, First Financial Bank was the largest mortgage lender in Western Lake, Texas with 13 loans, about 4.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
21 lenders closed FHA loans in Western Lake, Texas in 2025, led by Rocket Mortgage with 6. 20 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 38 banks and 13 credit unions closed home loans in Western Lake, Texas in 2025, alongside 58 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Western Lake, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Western Lake, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Western Lake. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
