Mortgage Lenders and Brokers in Vidor, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Vidor, Texas mortgage lenders include First Financial BankFirst Financial Bank960 N Main St, Vidor, TX 77662A+5.0 ★Texas Ratio: 3.74%, PNC Bank N.A.PNC Bank N.A.855 N Main St, Vidor, TX 77662A+5.0 ★Texas Ratio: 4.24%, Dugood Federal Credit UnionDugood Federal Credit Union1430 N Main St, Vidor, TX 77662 3010A+5.0 ★Texas Ratio: 0.43%, Rave Financial Credit UnionRave Financial Credit Union1100 N Main St, Vidor, TX 77662A+5.0 ★Texas Ratio: 3.39%, Neches Federal Credit UnionNeches Federal Credit Union1955 Dowlen Rd, Beaumont, TX 77706 3330A+5.0 ★Texas Ratio: 0.97%, Fivepoint Credit UnionFivepoint Credit Union4005 Dowlen Rd, Beaumont, TX 77706 6850, Sabine Federal Credit UnionSabine Federal Credit Union8255 Gladys Ave, Beaumont, TX 77706 4004A+5.0 ★Texas Ratio: 3.83%, Mct Credit UnionMct Credit Union3950 Dowlen Rd, Beaumont, TX 77706A+5.0 ★Texas Ratio: 1.72%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, and Education First Federal Credit UnionEducation First Federal Credit Union740 Fannin St, Beaumont, TX 77701A+5.0 ★Texas Ratio: 3.82%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Vidor, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Vidor are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Vidor, Texas
Market share is the lender's share of all home loans closed in Vidor, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Vidor 960 N Main St, Vidor, TX 77662 A+5.0 ★Texas Ratio: 3.74% |
Conventional, FHA, USDA, HELOC | 14 +2 HELOCs |
4.2% | 82.4% | $167,857 | View |
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★ 1.7 stars, 3 reviews 1 office in Vidor 855 N Main St, Vidor, TX 77662 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +4 HELOCs |
0.3% | 100% | $155,000 | View |
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1430 N Main St, Vidor, TX 77662 3010 A+5.0 ★Texas Ratio: 0.43% |
Conventional | 18 | 5.4% | 79.2% | $92,777 | |
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1100 N Main St, Vidor, TX 77662 A+5.0 ★Texas Ratio: 3.39% |
Conventional | 17 | 5.1% | 65.5% | $102,058 | View |
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1955 Dowlen Rd, Beaumont, TX 77706 3330 A+5.0 ★Texas Ratio: 0.97% |
Conventional | 16 | 4.8% | 100% | $125,000 | View |
Fivepoint Credit Union
4005 Dowlen Rd, Beaumont, TX 77706 6850 |
Conventional | 11 | 3.3% | 73.3% | $179,545 | |
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8255 Gladys Ave, Beaumont, TX 77706 4004 A+5.0 ★Texas Ratio: 3.83% |
Conventional | 7 | 2.1% | 87.5% | $190,714 | View |
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3950 Dowlen Rd, Beaumont, TX 77706 A+5.0 ★Texas Ratio: 1.72% |
Conventional | 5 | 1.5% | 100% | $169,000 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.6% | 66.7% | $120,000 | View |
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740 Fannin St, Beaumont, TX 77701 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 2 | 0.6% | 100% | $105,000 | View |
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3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 2 | 0.6% | 66.7% | $200,000 | View |
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701 W Round Bunch Rd, Bridge City, TX 77611 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.6% | 100% | $260,000 | View |
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2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
FHA | 1 | 0.3% | 100% | $165,000 | |
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2360 Dowlen Rd, Beaumont, TX 77706 A+5.0 ★Texas Ratio: 2.58% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
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7235 John Martin Road, Baytown, TX 77521 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.3% | 100% | $65,000 | View |
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4601c Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 1.71% |
FHA | 1 | 0.3% | 100% | $105,000 | View |
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1147 Cantwell Ln, Corpus Christi, TX 78407 A+5.0 ★Texas Ratio: 1.39% |
Conventional | 1 | 0.3% | 100% | $65,000 | View |
Click n' Close, Inc.
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FHA, VA, USDA | 4 | 1.2% | 100% | $217,500 | |
Highlands Residential Mortgage, Ltd.
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FHA | 2 | 0.6% | 100% | $230,000 | |
Primelending
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Conventional | 1 | 0.3% | 100% | $125,000 | |
Network Funding, L.P.
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FHA | 1 | 0.3% | 100% | $525,000 | |
Commercial Bank of Texas, NA
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Conventional | 1 | 0.3% | 100% | $105,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.3% | 100% | $75,000 | |
Hometrust Mortgage Company
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Conventional | 1 | 0.3% | 100% | $125,000 | |
21St Mortgage
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Conventional | 34 | 10.2% | 47.4% | $117,352 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 17 | 5.1% | 63% | $175,588 | View |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA, USDA | 17 | 5.1% | 100% | $205,000 | View |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA, VA, USDA | 15 | 4.5% | 100% | $190,333 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 15 | 4.5% | 100% | $249,666 | |
Canopy Mortgage, LLC
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Conventional, FHA | 13 | 3.9% | 92.9% | $209,615 | |
Acrisure Mortgage, LLC
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Conventional, FHA, VA, USDA | 11 | 3.3% | 100% | $226,818 | |
Fairway Independent Mort Corp
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Conventional, FHA, USDA | 8 | 2.4% | 100% | $208,750 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 7 | 2.1% | 100% | $237,857 | |
Mortgage Research Center
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VA | 7 | 2.1% | 77.8% | $253,571 | |
New American Funding, LLC.
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Conventional, FHA | 6 | 1.8% | 85.7% | $70,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 5 | 1.5% | 100% | $195,000 | |
Royal United Mortgage LLC
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Conventional | 4 | 1.2% | 80% | $87,500 | |
loanDepot.com LLC
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Conventional, HELOC | 3 +1 HELOCs |
0.9% | 75% | $188,333 | |
Cmg Mortgage Inc
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Conventional, FHA | 3 | 0.9% | 80% | $148,333 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 3 | 0.9% | 75% | $251,666 | |
Freedom Mortgage Corporation
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Conventional, VA | 2 | 0.6% | 100% | $200,000 | |
Equity Prime Mortgage LLC
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FHA, USDA | 2 | 0.6% | 100% | $205,000 | |
Hamilton Mortgage Corporation
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FHA | 2 | 0.6% | 100% | $320,000 | |
Kind Lending, LLC
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Conventional, FHA | 2 | 0.6% | 66.7% | $340,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 2 | 0.6% | 100% | $125,000 | |
Pennymac Loan Services LLC
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FHA, VA | 2 | 0.6% | 75% | $300,000 | |
American Financial Network, Inc.
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FHA | 2 | 0.6% | 100% | $215,000 | |
New Fed Mortgage Corp.
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FHA | 2 | 0.6% | 100% | $185,000 | |
Mortgage Solutions of Colorado
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VA | 2 | 0.6% | 100% | $265,000 | |
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A5.0 ★Texas Ratio: 7.51% |
Conventional | 2 | 0.6% | 30% | $80,000 | View |
Lower, LLC
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FHA | 2 | 0.6% | 100% | $160,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA, VA | 2 | 0.6% | 100% | $270,000 | View |
Plaza Home Mortgage, Inc
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FHA | 2 | 0.6% | 66.7% | $245,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.3% | 100% | $285,000 | View |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.3% | 100% | $485,000 | View |
Affordable Mortgage Advisors
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Conventional | 1 | 0.3% | 100% | $215,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.3% | 100% | $245,000 | |
Newrez LLC
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VA | 1 | 0.3% | 50% | $365,000 | |
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D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.3% | 100% | $175,000 | View |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.3% | 100% | $465,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 0.3% | 21.6% | $125,000 | View |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 1 | 0.3% | 33.3% | $255,000 | View |
Data Mortgage, Inc
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FHA | 1 | 0.3% | 100% | $135,000 | |
Assurance Financial Group, L.L.C.
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FHA | 1 | 0.3% | 50% | $295,000 | |
PFN Lending Group, Inc.
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FHA | 1 | 0.3% | 100% | $335,000 | |
Mortgage Financial Services
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FHA | 1 | 0.3% | 100% | $205,000 | |
American Financing Corporation
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Conventional | 1 | 0.3% | 100% | $155,000 | |
Securitynational Mortgage Company
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FHA | 1 | 0.3% | 100% | $105,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
FHA | 1 | 0.3% | 100% | $425,000 | View |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.3% | 100% | $125,000 | View |
Better Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $155,000 | |
Pike Creek Mortgage Services, Inc.
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FHA | 1 | 0.3% | 100% | $175,000 | |
V.I.P. Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $385,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.3% | 100% | $95,000 | |
The Loan Store, Inc
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FHA | 1 | 0.3% | 100% | $145,000 | |
Farm Credit Mid-America, Aca
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Conventional | 1 | 0.3% | 100% | $415,000 | |
Leaderone Financial Corp.
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FHA | 1 | 0.3% | 33.3% | $215,000 | |
Spring Eq, LLC
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Vidor Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Vidor, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Vidor? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Vidor in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Vidor, TX
Use these to narrow the list above. Each category shows how many Vidor, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Vidor, TX
Independent mortgage companies closed 61.1 percent of home loans in Vidor, Texas in 2025, banks 13.6 percent and credit unions 25.3 percent. Everett Financial, Inc. was the largest mortgage company, First Financial Bank the largest bank and Dugood Federal Credit Union the largest credit union. Among lenders headquartered in Texas, First Financial Bank led with 14 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Vidor, TX
By home loans closed in 2025, First Financial Bank was the largest mortgage lender in Vidor, Texas with 14 loans, about 4.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
41 lenders closed FHA loans in Vidor, Texas in 2025, led by Canopy Mortgage, LLC with 11. 13 lenders closed VA loans, led by Mortgage Research Center, and 7 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 13 credit unions closed home loans in Vidor, Texas in 2025, alongside 54 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Vidor, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Vidor, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Vidor. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
