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Mortgage Lenders and Brokers in University Park, Texas

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

University Park, Texas mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Cornerstone Capital Bank, SsbCornerstone Capital Bank, Ssb710 Highway 71 W, Bastrop, TX 78602A+5.0 ★Texas Ratio: 3.21%, Benchmark BankBenchmark Bank3500 Crawford Avenue, Austin, TX 78703A+5.0 ★Texas Ratio: 1.39%, First Horizon BankFirst Horizon Bank8201 Preston Rd, Dallas, TX 75225A+5.0 ★Texas Ratio: 5.76%, Bank of America NABank of America NA2200 S 27th St, Abilene, TX 79605A+5.0 ★Texas Ratio: 4.14%, US Bank, N.A.US Bank, N.A.13737 Noel Rd, Dallas, TX 75240A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA3701 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 5.36%, Inwood National BankInwood National Bank1312 Washington St, Commerce, TX 75428A+5.0 ★Texas Ratio: 1.84%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.4650 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 3.72%, and Prosperity BankProsperity Bank1502 Barrow St, Abilene, TX 79605A+5.0 ★Texas Ratio: 1.58%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in University Park, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in University Park are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in University Park, Texas

Market share is the lender's share of all home loans closed in University Park, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo, HELOC	32 +7 HELOCs	11%	91.9%	$2,075,312	View
Cornerstone Capital Bank, Ssb 710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21%	Conventional, Jumbo	15	5.1%	93.8%	$1,545,000	View
Benchmark Bank 3500 Crawford Avenue, Austin, TX 78703 A+5.0 ★Texas Ratio: 1.39%	Conventional, Jumbo	9	3.1%	100%	$2,715,000	View
First Horizon Bank ★ 5 stars, 1 review 8201 Preston Rd, Dallas, TX 75225 A+5.0 ★Texas Ratio: 5.76%	Conventional, Jumbo, HELOC	8 +3 HELOCs	2.7%	100%	$1,373,750	View
Bank of America NA 2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	6 +11 HELOCs	2.1%	75%	$2,185,000	View
US Bank, N.A. 13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo	6	2.1%	85.7%	$1,765,000	View
Wells Fargo Bank NA 3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	6	2.1%	66.7%	$1,803,333	View
Inwood National Bank 1312 Washington St, Commerce, TX 75428 A+5.0 ★Texas Ratio: 1.84%	Conventional, Jumbo	5	1.7%	100%	$1,609,000	View
Zions Bancorporation, N.A. 4650 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 3.72%	Conventional, Jumbo, HELOC	4 +7 HELOCs	1.4%	100%	$1,945,000	View
Prosperity Bank ★ 1 stars, 1 review 1502 Barrow St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 1.58%	Conventional, Jumbo, HELOC	4 +2 HELOCs	1.4%	100%	$1,805,000	View
First United Bank and Trust Co 10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43%	Conventional, Jumbo, HELOC	4 +1 HELOCs	1.4%	66.7%	$2,180,000	View
Frost Bank ★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51%	Conventional, Jumbo, HELOC	3 +10 HELOCs	1%	50%	$2,068,333	View
MidFirst Bank 1920 Mckinney Ave, Dallas, TX 75201 A+5.0 ★Texas Ratio: 4.93%	Conventional, Jumbo, HELOC	3 +1 HELOCs	1%	100%	$1,078,333	View
North Dallas Bank & Trust Co. 12900 Preston Rd, Dallas, TX 75230 A5.0 ★Texas Ratio: 10.34%	Conventional, Jumbo	3	1%	100%	$1,205,000	View
Veritex Community Bank 3800 Matlock Rd, Arlington, TX 76015	Conventional, Jumbo	3	1%	100%	$2,881,666
Nexbank 2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93%	Conventional, Jumbo	3	1%	60%	$1,651,666	View
American Bank of Commerce 220 E 8th St, Austin, TX 78701 A+5.0 ★Texas Ratio: 1.48%	Conventional, Jumbo	2	0.7%	100%	$3,290,000	View
Susser Bank 2326 W Pleasant Ridge Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 3.02%	Conventional, Jumbo	2	0.7%	100%	$2,000,000	View
Bokf NA 792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05%	Conventional, HELOC	1 +9 HELOCs	0.3%	100%	$755,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24%	Conventional, Jumbo, HELOC	1 +3 HELOCs	0.3%	100%	$1,275,000	View
Regions Bank 1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37%	Conventional, Jumbo, HELOC	1 +1 HELOCs	0.3%	100%	$1,375,000	View
First Financial Bank 2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74%	Conventional, Jumbo, HELOC	1 +1 HELOCs	0.3%	100%	$2,395,000	View
Amarillo National Bank 1500 S Coulter St, Amarillo, TX 79106 A5.0 ★Texas Ratio: 9.89%	Conventional, Jumbo	1	0.3%	100%	$1,965,000	View
Broadstreet Bank 500 W Pine St, Edgewood, TX 75117 B4.5 ★Texas Ratio: 21.09%	Conventional, Jumbo	1	0.3%	100%	$525,000	View
BOM Bank 163 Casscaid St, Center, TX 75935 A5.0 ★Texas Ratio: 6.40%	Conventional	1	0.3%	100%	$245,000	View
Texas Mortgage Lending, LLC 900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34%	Conventional, Jumbo	1	0.3%	100%	$1,655,000	View
TBK Bank, SSB 12700 Park Central Dr, Dallas, TX 75251 A5.0 ★Texas Ratio: 8.52%	Conventional, Jumbo	1	0.3%	100%	$3,005,000	View
American Bank NA 100 S 4th St, Waco, TX 76701 A+5.0 ★Texas Ratio: 0.07%	Conventional, Jumbo	1	0.3%	100%	$1,505,000	View
Texas Security Bank 5151 Belt Line Road, Dallas, TX 75254 A+5.0 ★Texas Ratio: 3.46%	Conventional, Jumbo	1	0.3%	100%	$2,635,000	View
Pegasus Bank 5940 Forest Ln, Dallas, TX 75230 A+5.0 ★Texas Ratio: 0.00%	Conventional, Jumbo	1	0.3%	100%	$2,705,000	View
Simmons Bank 3641 Matlock Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 5.33%	Conventional, Jumbo	1	0.3%	100%	$2,935,000	View
First Ciitizens Bank and Trust 4101 Marathon Blvd, Austin, TX 78756 A5.0 ★Texas Ratio: 7.72%	Conventional, Jumbo	1	0.3%	100%	$3,445,000	View
Extraco Banks, NA 2000 N Main St, Belton, TX 76513 A+5.0 ★Texas Ratio: 0.26%	Conventional, Jumbo	1	0.3%	100%	$1,145,000	View
American National Bank & Trust 108 W Main, Archer City, TX 76351 A5.0 ★Texas Ratio: 7.83%	Conventional	1	0.3%	100%	$645,000	View
City Bank 4601c Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 1.71%	Conventional, Jumbo	1	0.3%	100%	$1,305,000	View
Sunflower Bank, N.A. 623 W 38th St, Austin, TX 78705 A5.0 ★Texas Ratio: 10.77%	Conventional, Jumbo	1	0.3%	100%	$1,205,000	View
Vista Bank 317 Main St, Abernathy, TX 79311 A+5.0 ★Texas Ratio: 0.03%	Conventional, Jumbo	1	0.3%	50%	$1,625,000	View
Umb Bank NA 3910 S Treadaway Blvd, Abilene, TX 79602 A+5.0 ★Texas Ratio: 1.78%	Conventional, Jumbo	1	0.3%	100%	$2,505,000	View
Texas Heritage National Bank 107 Webb St, Daingerfield, TX 75638 A5.0 ★Texas Ratio: 11.57%	Conventional, Jumbo	1	0.3%	100%	$645,000	View
Interbank 200 N Fm 1187, Aledo, TX 76008 A5.0 ★Texas Ratio: 11.26%	Conventional	1	0.3%	100%	$155,000	View
Origin Bank 384 E Stacy Rd, Allen, TX 75002 A5.0 ★Texas Ratio: 6.66%	Conventional, Jumbo	1	0.3%	100%	$1,485,000	View
Truist Bank ★ 1 stars, 1 review 3939 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.87%	HELOC	0 +5 HELOCs	0%	n/a		View
Credit Union of Texas 900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34%	HELOC	0 +4 HELOCs	0%	n/a		View
Eecu 2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 2.73%	HELOC	0 +1 HELOCs	0%	n/a		View
Randolph-Brooks Federal Credit Union 404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89%	HELOC	0 +1 HELOCs	0%	100%		View
Primelending	Conventional, Jumbo	3	1%	100%	$565,000
SWBC Mortgage Corporation	Conventional, Jumbo	2	0.7%	100%	$1,985,000
Willow Bend Mortgage Company, LLC	Conventional, Jumbo	2	0.7%	100%	$1,660,000
Certified Funding, L.P.	Conventional	2	0.7%	100%	$200,000
Highlands Residential Mortgage, Ltd.	Conventional, Jumbo	1	0.3%	100%	$1,995,000
Gardner Financial Services	Conventional, Jumbo	1	0.3%	100%	$1,195,000
Nationstar Mortgage	Conventional	1	0.3%	100%	$55,000
The First National Bank of Gra	Conventional	1	0.3%	100%	$505,000
Ark-La-Tex Financial Services LLC	VA, Jumbo	1	0.3%	100%	$895,000
American Airlines Federal Cred	HELOC	0 +1 HELOCs	0%	n/a
Guaranteed Rate, Inc.	Conventional, Jumbo	14	4.8%	100%	$2,141,428
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo	14	4.8%	93.3%	$2,590,714	View
CrossCountry Mortgage, LLC	Conventional, Jumbo, HELOC	10 +1 HELOCs	3.4%	100%	$1,142,000
United Wholesale Mortgage	Conventional, VA, Jumbo	10	3.4%	76.9%	$1,300,000
Rocket Mortgage B+4.7 ★Texas Ratio: 18.17%	Conventional, Jumbo	8	2.7%	100%	$806,250	View
Cadence Bank	Conventional, Jumbo	7	2.4%	100%	$1,417,857
Watermark Capital, Inc.	Conventional, Jumbo	5	1.7%	100%	$1,997,000
Nfm, Inc	Conventional	5	1.7%	100%	$765,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	5	1.7%	100%	$2,751,000	View
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	4	1.4%	100%	$1,325,000	View
Goldman Sachs Bank USA A+5.0 ★Texas Ratio: 4.32%	Conventional, Jumbo	3	1%	100%	$1,741,666	View
Deephaven Mortgage LLC	Conventional, Jumbo	3	1%	60%	$1,938,333
Standard Mortgage Corporation	Conventional	3	1%	100%	$895,000
Churchill Mortgage Corporation	Conventional, Jumbo	3	1%	100%	$888,333
Citadel Servicing Corporation	Conventional, Jumbo	3	1%	100%	$2,055,000
Prosperity Home Mortgage, LLC	Conventional, Jumbo	3	1%	100%	$1,461,666
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	3	1%	60%	$1,795,000	View
Cmg Mortgage Inc	Conventional, VA, Jumbo, HELOC	2 +1 HELOCs	0.7%	75%	$1,715,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional, Jumbo	2	0.7%	100%	$945,000	View
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional, Jumbo	2	0.7%	100%	$1,115,000	View
Alameda Mortgage Corporation	Conventional, Jumbo	1	0.3%	100%	$1,405,000
NOVA Financial & Investment Corporation	Conventional, Jumbo	1	0.3%	100%	$2,995,000
PHH Mortgage Corporation	Conventional	1	0.3%	100%	$355,000
Southern First Bank A+5.0 ★Texas Ratio: 3.08%	Conventional	1	0.3%	100%	$805,000	View
Pennymac Loan Services LLC	Conventional, Jumbo	1	0.3%	33.3%	$855,000
Oaktree Funding Corp	Conventional, Jumbo	1	0.3%	100%	$3,505,000
American Financial Network, Inc.	Conventional, Jumbo	1	0.3%	100%	$1,995,000
General Mortgage Capital Corporation	Conventional, Jumbo	1	0.3%	50%	$1,135,000
Primis Bank A5.0 ★Texas Ratio: 13.21%	Conventional, Jumbo	1	0.3%	100%	$1,475,000	View
Pinnacle Bank A+5.0 ★Texas Ratio: 3.04%	Conventional, Jumbo	1	0.3%	100%	$1,275,000	View
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional, Jumbo	1	0.3%	100%	$2,805,000	View
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional, Jumbo	1	0.3%	100%	$1,505,000	View
Redwood Residential Acquisition Corporation	Conventional, Jumbo	1	0.3%	100%	$1,895,000
Direct Mortgage Corp A+5.0 ★Texas Ratio: 3.64%	Conventional, Jumbo	1	0.3%	100%	$1,045,000	View
Homeowners Financial Group, LLC	Conventional, Jumbo	1	0.3%	100%	$1,145,000
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional	1	0.3%	100%	$175,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	1	0.3%	100%	$3,415,000	View
Victorian Finance, LLC	Conventional, Jumbo	1	0.3%	100%	$1,715,000
Better Mortgage Corporation	Conventional	1	0.3%	100%	$755,000
FM Home Loans LLC	Conventional	1	0.3%	100%	$715,000
Hometown Funding, INC. D/B/A CNB Mortgage Company	Conventional	1	0.3%	100%	$405,000
Red River Bank A+5.0 ★Texas Ratio: 0.70%	Conventional, Jumbo	1	0.3%	100%	$1,205,000	View
Vast Bank, N.A. A+5.0 ★Texas Ratio: 0.03%	Conventional, Jumbo	1	0.3%	100%	$4,655,000	View
Florida Capital Bank, N.A	Conventional	1	0.3%	100%	$585,000
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, Jumbo	1	0.3%	100%	$935,000
City National Bank A+5.0 ★Texas Ratio: 5.55%	Conventional, Jumbo	1	0.3%	100%	$2,525,000	View
Spring Eq, LLC	Conventional	1	0.3%	25%	$155,000
The Mortgage Link, Inc.	Conventional	1	0.3%	100%	$805,000
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +2 HELOCs	0%	0%		View
Figure Lending LLC	HELOC	0 +2 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

University Park Mortgage Rate Trends

Daily average mortgage rates for Texas compared with the national average, updated every evening.

30-Year Fixed TX Avg

7.414%

▲ 0.066 vs 7 days ago

15-Year Fixed TX Avg

6.904%

▲ 0.023 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in University Park, Texas

Looking for mortgage lenders near me or mortgage brokers near me in University Park? The list below shows the banks, credit unions and mortgage brokers that closed home loans in University Park in 2025, with lenders based there listed first.

Types of Mortgage Lenders in University Park, TX

Use these to narrow the list above. Each category shows how many University Park, TX lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 37 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 61 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 8 lenders. Member owned, often lower fees and flexible underwriting for members VA lenders 3 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 80 lenders. Loans above the conforming limit for higher priced homes Local lenders based in TX 38 lenders headquartered in Texas, the closest thing to a mortgage lender near you

Who Lends in University Park, TX

Independent mortgage companies closed 32.9 percent of home loans in University Park, Texas in 2025, banks 66.1 percent and credit unions 1 percent. SWBC Mortgage Corporation was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Texas Mortgage Lending, LLC the largest credit union. Among lenders headquartered in Texas, Cornerstone Capital Bank, Ssb led with 15 loans.

32.9%

Mortgage companies

66.1%

Banks

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.

More Texas Mortgage Lender Pages

All Texas lenders 1,264 lenders Houston 690 lenders San Antonio 463 lenders Fort Worth 521 lenders Austin 484 lenders Dallas 513 lenders El Paso 275 lenders Celina 272 lenders Corpus Christi 261 lenders Lubbock 281 lenders Arlington 342 lenders Frisco 337 lenders New Braunfels 280 lenders

Frequently Asked Questions About Mortgage Lenders in University Park, TX

Who is the largest mortgage lender in University Park, TX?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in University Park, Texas with 32 loans, about 11 percent of the market. The largest lender headquartered in Texas was Cornerstone Capital Bank, Ssb with 15 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this University Park, TX lender list?

Yes. 61 banks and 8 credit unions closed home loans in University Park, Texas in 2025, alongside 37 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in University Park, TX ranked on this page?

Lenders are ranked only by the number of home loans they closed in University Park, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in University Park, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up University Park. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.