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Mortgage Lenders and Brokers in Tomball, Texas

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Tomball, Texas mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14202 Fm 2920 Rd, Tomball, TX 77377A+5.0 ★Texas Ratio: 3.68%, Frost BankFrost Bank14310 Fm 2920 Rd, Tomball, TX 77377A+5.0 ★Texas Ratio: 2.51%, Regions BankRegions Bank28522 Highway 249, Tomball, TX 77375A+5.0 ★Texas Ratio: 4.37%, Wells Fargo Bank NAWells Fargo Bank NA26500 Kuykendahl Rd, Tomball, TX 77375A+5.0 ★Texas Ratio: 5.36%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.28201 State Highway 249, Tomball, TX 77375A+5.0 ★Texas Ratio: 3.72%, Prosperity BankProsperity Bank27707 Tomball Pkwy, Tomball, TX 77375A+5.0 ★Texas Ratio: 1.58%, First Financial BankFirst Financial Bank2617 Antilley Rd, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.74%, Bank of America NABank of America NA24200 Kuykendahl Rd, Tomball, TX 77375A+5.0 ★Texas Ratio: 4.14%, PNC Bank N.A.PNC Bank N.A.1111 W Main St, Tomball, TX 77375A+5.0 ★Texas Ratio: 4.24%, and First Community Credit UnionFirst Community Credit Union26926 State Highway 249, Tomball, TX 77375 6515. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Tomball, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Tomball are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Tomball, Texas

Market share is the lender's share of all home loans closed in Tomball, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 3 offices in Tomball 14202 Fm 2920 Rd, Tomball, TX 77377 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA	8	1.1%	72.7%	$315,000	View
Frost Bank ★ 5 stars, 1 review 1 office in Tomball 14310 Fm 2920 Rd, Tomball, TX 77377 A+5.0 ★Texas Ratio: 2.51%	Conventional, HELOC	6 +3 HELOCs	0.8%	88.9%	$171,666	View
Regions Bank 1 office in Tomball 28522 Highway 249, Tomball, TX 77375 A+5.0 ★Texas Ratio: 4.37%	Conventional	3	0.4%	42.9%	$145,000	View
Wells Fargo Bank NA 1 office in Tomball 26500 Kuykendahl Rd, Tomball, TX 77375 A+5.0 ★Texas Ratio: 5.36%	Conventional	3	0.4%	75%	$285,000	View
Zions Bancorporation, N.A. 1 office in Tomball 28201 State Highway 249, Tomball, TX 77375 A+5.0 ★Texas Ratio: 3.72%	Conventional, Jumbo, HELOC	2 +9 HELOCs	0.3%	100%	$1,875,000	View
Prosperity Bank ★ 1 stars, 1 review 2 offices in Tomball 27707 Tomball Pkwy, Tomball, TX 77375 A+5.0 ★Texas Ratio: 1.58%	Conventional	2	0.3%	50%	$460,000	View
First Financial Bank 1 office in Tomball 2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74%	Conventional	2	0.3%	100%	$270,000	View
Bank of America NA 3 offices in Tomball 24200 Kuykendahl Rd, Tomball, TX 77375 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	1 +4 HELOCs	0.1%	50%	$165,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Tomball 1111 W Main St, Tomball, TX 77375 A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +3 HELOCs	0%	n/a		View
First Community Credit Union 26926 State Highway 249, Tomball, TX 77375 6515	Conventional	6	0.8%	100%	$268,333
First Service Credit Union 3923 5th St, Brookshire, TX 77423 A+5.0 ★Texas Ratio: 4.24%	Conventional	5	0.7%	100%	$245,000	View
Pilgrim Mortgage LLC 123 E 3rd St, Clarendon, TX 79226 A+5.0 ★Texas Ratio: 1.04%	Conventional, FHA	4	0.6%	100%	$392,500	View
Shell Federal Credit Union 25514 State Highway 249, Tomball, TX 77375 A+5.0 ★Texas Ratio: 3.66%	Conventional	3	0.4%	100%	$65,000	View
Everett Financial, Inc. 1212 Royal Pkwy Ste 103, Euless, TX 76040 6713	Conventional, FHA	2	0.3%	66.7%	$245,000
Centennial Bank 1 Village Dr, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.14%	Conventional, Jumbo	2	0.3%	100%	$1,420,000	View
Plainscapital Bank 804 N Collins St, Arlington, TX 76011 A+5.0 ★Texas Ratio: 4.03%	Conventional	2	0.3%	100%	$340,000	View
Randolph-Brooks Federal Credit Union 404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$165,000	View
Smart Financial Credit Union 3201 W Davis St, Conroe, TX 77304 2039 A5.0 ★Texas Ratio: 6.46%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$445,000	View
Jsc FCU 877 E Highway 6, Alvin, TX 77511 A+5.0 ★Texas Ratio: 5.77%	Conventional	1	0.1%	100%	$395,000	View
First Horizon Bank ★ 5 stars, 1 review 8201 Preston Rd, Dallas, TX 75225 A+5.0 ★Texas Ratio: 5.76%	VA	1	0.1%	100%	$435,000	View
Hancock Whitney Bank ★ 4 stars, 3 reviews 7800 Shoal Creek Boulevard, Austin, TX 78757 A+5.0 ★Texas Ratio: 3.41%	Conventional	1	0.1%	100%	$365,000	View
Advancial Federal Credit Union 1259 W Exchange Pkwy Ste 100, Allen, TX 75013 A5.0 ★Texas Ratio: 12.30%	Conventional	1	0.1%	100%	$25,000
Cornerstone Capital Bank, Ssb 710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21%	VA	1	0.1%	100%	$505,000	View
American Bank, N.A. 2707 W Northwest Hwy, Dallas, TX 75220 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo	1	0.1%	100%	$1,685,000	View
Houston Federal Credit Union 10300 Town Park Dr, Houston, TX 77072 5236 A+5.0 ★Texas Ratio: 2.70%	Conventional	1	0.1%	100%	$45,000	View
Bokf NA 792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05%	Conventional	1	0.1%	100%	$545,000	View
Usaa Federal Savings Bank 10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80%	VA	1	0.1%	100%	$635,000	View
Texell Credit Union 416 Lake Rd, Belton, TX 76513 A+5.0 ★Texas Ratio: 3.98%	Conventional	1	0.1%	100%	$335,000	View
Houston Police Federal Credit Union 1600 Memorial Dr, Houston, TX 77007 7702 A+5.0 ★Texas Ratio: 1.89%	Conventional	1	0.1%	100%	$75,000	View
Citizens State Bank 2007 S Day St, Brenham, TX 77833 A5.0 ★Texas Ratio: 12.20%	Conventional	1	0.1%	100%	$85,000	View
Nexbank 2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93%	Conventional	1	0.1%	100%	$235,000	View
Members Choice Credit Union 4100 Smith School Rd # 1, Austin, TX 78744 3205 A5.0 ★Texas Ratio: 7.07%	Conventional	1	0.1%	100%	$235,000	View
Texana Bank 124 E Rush St, Linden, TX 75563 A5.0 ★Texas Ratio: 13.83%	Conventional	1	0.1%	100%	$265,000	View
Bp Federal Credit Union 15455 Memorial Dr Ste 200, Houston, TX 77079 4136 A+5.0 ★Texas Ratio: 4.99%	Conventional	1	0.1%	100%	$315,000	View
Truist Bank ★ 1 stars, 1 review 3939 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.87%	HELOC	0 +2 HELOCs	0%	n/a		View
Trustmark Bank 840 13th St, Hempstead, TX 77445 A+5.0 ★Texas Ratio: 2.40%	HELOC	0 +1 HELOCs	0%	n/a		View
First United Bank and Trust Co 10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43%	HELOC	0 +1 HELOCs	0%	n/a		View
Clm Mortgage, Inc	Conventional, FHA, VA	56	7.9%	100%	$361,964
Colina Mortgage Group	Conventional, FHA, VA	12	1.7%	87.5%	$276,666
Nationstar Mortgage	Conventional, FHA, VA	9	1.3%	100%	$306,111
Grace Home Lending, LLC	Conventional, FHA	8	1.1%	100%	$367,500
DHI Mortgage Company, LTD.	Conventional, FHA, VA	8	1.1%	88.9%	$435,000
AML Funding LLC dba Absolute Mortgage & Lending	Conventional, FHA	5	0.7%	100%	$291,000
Network Funding, L.P.	Conventional, FHA, VA	5	0.7%	83.3%	$401,000
Republic State Mortgage Company	FHA	4	0.6%	100%	$342,500
Click n' Close, Inc.	Conventional, FHA	4	0.6%	100%	$407,500
Legend Lending Corporation A+5.0 ★Texas Ratio: 0.92%	Conventional, FHA	4	0.6%	100%	$407,500	View
Encompass Lending Group, L.P.	Conventional	4	0.6%	100%	$442,500
Pikeview Mortgage, LLC	Conventional, FHA	4	0.6%	100%	$237,500
Primelending	Conventional	3	0.4%	100%	$431,666
Highlands Residential Mortgage, Ltd.	Conventional, FHA	3	0.4%	100%	$345,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	3	0.4%	100%	$198,333	View
Stellar Bank	Conventional, Jumbo, HELOC	2 +1 HELOCs	0.3%	100%	$1,185,000
Sfmc, LP	FHA, VA	2	0.3%	100%	$320,000
Members Trust of the SWFCU	Conventional, Jumbo	2	0.3%	100%	$1,010,000
Hometrust Mortgage Company	Conventional	2	0.3%	100%	$340,000
Interlinc Mortgage Services, LLC	VA	1	0.1%	100%	$275,000
FocusOne Mortgage, LLC	Conventional	1	0.1%	100%	$255,000
SWBC Mortgage Corporation	Conventional	1	0.1%	100%	$205,000
Envoy Mortgage, Ltd	FHA	1	0.1%	100%	$175,000
Crestmark Mortgage Company, Ltd	VA	1	0.1%	100%	$365,000
Loanpeople, LLC	Conventional	1	0.1%	100%	$605,000
Home Financing Unlimited, Inc.	Conventional	1	0.1%	100%	$275,000
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo	48	6.8%	87.3%	$398,541
Rocket Mortgage B+4.7 ★Texas Ratio: 18.17%	Conventional, FHA, VA, Jumbo	48	6.8%	76.7%	$295,416	View
loanDepot.com LLC	Conventional, FHA, VA	41	5.8%	95.3%	$290,121
Taylor Morrison Home Funding, Inc.	Conventional, FHA, VA	32	4.5%	82.1%	$354,375
Cmg Mortgage Inc	Conventional, FHA, VA, USDA, Jumbo, HELOC	18 +5 HELOCs	2.5%	85.7%	$407,777
K. Hovnanian American Mortgage	Conventional, FHA, VA	17	2.4%	73.9%	$293,235
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	15	2.1%	78.9%	$484,333
Fairway Independent Mort Corp	Conventional, FHA	14	2%	93.3%	$447,142
Freedom Mortgage Corporation	Conventional, FHA, VA	10	1.4%	91.7%	$317,000
Guild Mortgage Company A+5.0 ★Texas Ratio: 2.58%	Conventional, FHA	10	1.4%	100%	$306,000	View
Mortgage Research Center	VA, Jumbo	10	1.4%	76.9%	$581,000
21St Mortgage	Conventional	10	1.4%	43.5%	$95,000
Paramount Residential Mortgage	Conventional, FHA, VA	8	1.1%	100%	$447,500
Vanderbilt Mortgage and Finance, Inc	Conventional	8	1.1%	18.2%	$71,250
Cadence Bank	Conventional, Jumbo, HELOC	6 +1 HELOCs	0.8%	100%	$1,386,666
Guaranteed Rate, Inc.	Conventional, FHA, VA	6	0.8%	100%	$333,333
Kind Lending, LLC	Conventional, FHA, VA	6	0.8%	63.6%	$351,666
Shea Mortgage Inc.	Conventional, FHA	6	0.8%	85.7%	$421,666
V.I.P. Mortgage, Inc.	Conventional, FHA, VA	6	0.8%	100%	$308,333
New American Funding, LLC.	Conventional, FHA, HELOC	5 +2 HELOCs	0.7%	100%	$365,000
CrossCountry Mortgage, LLC	Conventional, FHA	5	0.7%	100%	$441,000
Chevron Federal Credit Union A+5.0 ★Texas Ratio: 2.12%	Conventional, HELOC	4 +1 HELOCs	0.6%	100%	$387,500
Guaranteed Rate Affinity, LLC	Conventional	4	0.6%	100%	$472,500
Newrez LLC	Conventional	4	0.6%	66.7%	$312,500
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, FHA, VA	4	0.6%	80%	$265,000	View
Union Home Mortgage Corp.	Conventional, FHA	4	0.6%	100%	$265,000
Mortgage Solutions of Colorado	FHA, VA	4	0.6%	100%	$300,000
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional	4	0.6%	62.5%	$135,000
Triad Financial Services, Inc. A+5.0 ★Texas Ratio: 5.06%	Conventional	3	0.4%	38.9%	$78,333	View
Movement Mortgage, LLC	Conventional, FHA	3	0.4%	100%	$525,000
PHH Mortgage Corporation	Conventional, VA	3	0.4%	100%	$361,666
Eustis Mortgage Corp A+5.0 ★Texas Ratio: 3.34%	Conventional, FHA	3	0.4%	100%	$315,000	View
Bay Equity LLC	Conventional	3	0.4%	100%	$231,666
Provident Funding Associates	Conventional	3	0.4%	75%	$288,333
Nations Lending Corporation	Conventional	3	0.4%	100%	$305,000
Hometown Equity Mortgage, LLC	Conventional	3	0.4%	100%	$235,000
Pulte Mortgage LLC	FHA, VA	3	0.4%	50%	$288,333
Carrington Mortgage Services LLC	Conventional, VA	3	0.4%	75%	$365,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA	3	0.4%	100%	$431,666	View
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo	3	0.4%	100%	$771,666	View
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	2	0.3%	66.7%	$310,000	View
Lakeview Loan Servicing, LLC	Conventional, FHA	2	0.3%	37.5%	$340,000
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional	2	0.3%	100%	$290,000	View
Synergy One Lending, Inc.	Conventional	2	0.3%	100%	$220,000
American Financial Network, Inc.	Conventional	2	0.3%	100%	$595,000
AmWest Funding Corp	Conventional	2	0.3%	100%	$215,000
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional, Jumbo	2	0.3%	100%	$710,000	View
Success Mortgage Partners, Inc	Conventional	2	0.3%	100%	$295,000
Discover Bank	Conventional	2	0.3%	20%	$70,000
Das Acquisition Company, LLC	Conventional, FHA	2	0.3%	100%	$445,000
Securitynational Mortgage Company	Conventional	2	0.3%	100%	$325,000
Weichert Financial Services	Conventional	2	0.3%	100%	$395,000
Churchill Mortgage Corporation	Conventional	2	0.3%	66.7%	$220,000
Planet Home Lending, LLC	Conventional, VA	2	0.3%	100%	$495,000
T2 Financial LLC	Conventional, FHA	2	0.3%	100%	$295,000
Sierra Pacific Mortgage Co. Inc	Conventional, FHA	2	0.3%	100%	$370,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	2	0.3%	100%	$325,000	View
Towne Mortgage Company	VA	2	0.3%	100%	$415,000
Lower, LLC	Conventional, VA	2	0.3%	100%	$605,000
Angel Oak Mortgage Solutions LLC	Conventional, Jumbo	2	0.3%	100%	$1,440,000
Nexera Holding LLC	Conventional, Jumbo	2	0.3%	100%	$1,055,000
Plaza Home Mortgage, Inc	Conventional	2	0.3%	100%	$300,000
Champions Funding, LLC	Conventional, Jumbo	2	0.3%	100%	$635,000
The Loan Store, Inc	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$275,000
Spring Eq, LLC	Conventional, HELOC	1 +1 HELOCs	0.1%	33.3%	$105,000
Panorama Mortgage Group, LLC	FHA	1	0.1%	100%	$285,000
Originpoint, LLC	Conventional	1	0.1%	100%	$375,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	1	0.1%	100%	$185,000	View
Consumer Real Estate Finance Co DBA Society Mortgage	FHA	1	0.1%	100%	$255,000
Devon Bank B+4.0 ★Texas Ratio: 2.09%	Conventional	1	0.1%	100%	$315,000	View
Liberty Federal Credit Union	Conventional, Jumbo	1	0.1%	100%	$905,000
Goldman Sachs Bank USA A+5.0 ★Texas Ratio: 4.32%	Conventional	1	0.1%	100%	$555,000	View
American Financial Resources LLC	Conventional	1	0.1%	100%	$225,000
Residential Wholesale Mortgage	Conventional	1	0.1%	100%	$475,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional	1	0.1%	100%	$225,000	View
Goodleap, LLC	FHA	1	0.1%	100%	$265,000
Gold Star Mortgage Financial Group, Corporation	VA	1	0.1%	50%	$425,000
Affordable Mortgage Advisors	FHA	1	0.1%	100%	$315,000
First National Bank of Gilbert A+5.0 ★Texas Ratio: 1.84%	Conventional	1	0.1%	100%	$555,000	View
All Credit Considered Mortgage, Inc.	Conventional	1	0.1%	100%	$245,000
Equity Prime Mortgage LLC	FHA	1	0.1%	100%	$255,000
Delmar Financial Company A+5.0 ★Texas Ratio: 5.29%	Conventional	1	0.1%	100%	$265,000	View
Guidance Residential, LLC	Conventional	1	0.1%	100%	$395,000
AmeriHome Mortgage Company, LLC	Conventional	1	0.1%	100%	$595,000
Loanunited.Com, LLC	FHA	1	0.1%	100%	$345,000
Filo Mortgage, LLC	Conventional, Jumbo	1	0.1%	100%	$1,335,000
Resicentral LLC	Conventional	1	0.1%	100%	$315,000
Deephaven Mortgage LLC	Conventional	1	0.1%	100%	$185,000
Amerisave Mortgage Company A5.0 ★Texas Ratio: 9.93%	Conventional	1	0.1%	100%	$105,000	View
Assurance Financial Group, L.L.C.	Conventional	1	0.1%	100%	$225,000
Primis Bank A5.0 ★Texas Ratio: 13.21%	Conventional, Jumbo	1	0.1%	100%	$905,000	View
Goldwater Bank, N.A. C+4.1 ★Texas Ratio: 26.20%	Conventional	1	0.1%	100%	$425,000	View
Flexpoint, Inc.	Conventional	1	0.1%	100%	$225,000
Citizens Equity First Credit U	Conventional	1	0.1%	100%	$525,000
A&N Mortgage Services, Inc. A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$645,000	View
Mid-Continent Funding, Inc.	VA	1	0.1%	100%	$445,000
Greenbox Loans	Conventional, Jumbo	1	0.1%	100%	$1,205,000
Calcon Mutual Mortgage LLC	Conventional	1	0.1%	100%	$285,000
Nfm, Inc	Conventional	1	0.1%	100%	$295,000
Oceanfirst Bank A+5.0 ★Texas Ratio: 5.26%	Conventional	1	0.1%	100%	$125,000	View
M/I Financial. LLC	Conventional	1	0.1%	100%	$245,000
Lendsure Mortgage Corp.	Conventional	1	0.1%	100%	$325,000
Wolfe Financial Inc	Conventional	1	0.1%	100%	$105,000
American Pacific Mortgage Corporation	Conventional	1	0.1%	100%	$355,000
Ardri LLC	Conventional, Jumbo	1	0.1%	100%	$1,685,000
Uif Corporation	Conventional	1	0.1%	100%	$85,000
Better Mortgage Corporation	Conventional	1	0.1%	100%	$395,000
Firstbank A5.0 ★Texas Ratio: 7.51%	Conventional	1	0.1%	28.6%	$115,000	View
Citadel Servicing Corporation	Conventional	1	0.1%	100%	$415,000
Nations Direct Mortgage, LLC	VA	1	0.1%	50%	$395,000
Summit Funding.Inc	FHA	1	0.1%	100%	$205,000
CSL Financial, LLC	Conventional	1	0.1%	100%	$75,000
Mld Mortgage, Inc.Dba the Money Store	FHA	1	0.1%	100%	$285,000
Gmfs, LLC	Conventional	1	0.1%	100%	$355,000
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$345,000
Cake Mortgage Corp.	Conventional	1	0.1%	100%	$315,000
Lendage, LLC dba Achieve Loans	HELOC	0 +4 HELOCs	0%	n/a
Figure Lending LLC	HELOC	0 +3 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +2 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +1 HELOCs	0%	0%

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Tomball Mortgage Rate Trends

Daily average mortgage rates for Texas compared with the national average, updated every evening.

30-Year Fixed TX Avg

7.414%

▲ 0.066 vs 7 days ago

15-Year Fixed TX Avg

6.904%

▲ 0.023 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Tomball, Texas

Looking for mortgage lenders near me or mortgage brokers near me in Tomball? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Tomball in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Tomball, TX

Use these to narrow the list above. Each category shows how many Tomball, TX lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 124 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 41 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 18 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 53 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 35 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 21 lenders. Loans above the conforming limit for higher priced homes Local lenders based in TX 50 lenders headquartered in Texas, the closest thing to a mortgage lender near you

Who Lends in Tomball, TX

Independent mortgage companies closed 84.2 percent of home loans in Tomball, Texas in 2025, banks 10.9 percent and credit unions 4.9 percent. Pilgrim Mortgage LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and First Community Credit Union the largest credit union. Among lenders headquartered in Texas, Frost Bank led with 6 loans.

84.2%

Mortgage companies

10.9%

Banks

4.9%

Credit unions

20%

FHA loans

11%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.

More Texas Mortgage Lender Pages

All Texas lenders 1,264 lenders Houston 690 lenders San Antonio 463 lenders Fort Worth 521 lenders Austin 484 lenders Dallas 513 lenders El Paso 275 lenders Celina 272 lenders Corpus Christi 261 lenders Lubbock 281 lenders Arlington 342 lenders Frisco 337 lenders New Braunfels 280 lenders

Frequently Asked Questions About Mortgage Lenders in Tomball, TX

Who is the largest mortgage lender in Tomball, TX?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Tomball, Texas with 8 loans, about 1.1 percent of the market. The largest lender headquartered in Texas was Frost Bank with 6 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Tomball, TX have the highest approval rates?

Among lenders with meaningful volume in Tomball, Texas, Clm Mortgage, Inc approved the highest share of completed applications in 2025 at 100 percent, against a 80.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Tomball, TX mortgage lenders offer FHA, VA and USDA loans?

53 lenders closed FHA loans in Tomball, Texas in 2025, led by loanDepot.com LLC with 17. 35 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Tomball, TX lender list?

Yes. 41 banks and 18 credit unions closed home loans in Tomball, Texas in 2025, alongside 124 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Tomball, TX ranked on this page?

Lenders are ranked only by the number of home loans they closed in Tomball, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Tomball, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Tomball. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.