MonitorBankRates
☰
Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Tolar, Texas

Tolar, Texas mortgage lenders include First Financial BankFirst Financial Bank2617 Antilley Rd, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.74%, Wells Fargo Bank NAWells Fargo Bank NA3701 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 5.36%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, LibertyOne Credit UnionLibertyOne Credit Union2221 E Lamar Blvd Ste 110, Arlington, TX 76006A5.0 ★Texas Ratio: 8.30%, First National Bank MortgageFirst National Bank Mortgage118 N Garfield Ave, Rotan, TX 79546A+5.0 ★Texas Ratio: 2.40%, EecuEecu2212 Southgate St, Arlington, TX 76013A+5.0 ★Texas Ratio: 2.73%, Citizens National Bank of TexasCitizens National Bank of Texas1651 Sw Wilshire Blvd, Burleson, TX 76028A5.0 ★Texas Ratio: 12.03%, Inwood National BankInwood National Bank1312 Washington St, Commerce, TX 75428A+5.0 ★Texas Ratio: 1.84%, and First National Bank and TrustFirst National Bank and Trust4201 Buffalo Gap Road, Abilene, TX 79606C3.8 ★Texas Ratio: 28.95%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Tolar, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Tolar are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Tolar, Texas

Market share is the lender's share of all home loans closed in Tolar, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
2617 Antilley Rd, Abilene, TX 79606
A+5.0 ★Texas Ratio: 3.74%
Conventional, HELOC 4
+3 HELOCs
2.3% 100% $242,500 View
3701 Belt Line Rd, Addison, TX 75001
A+5.0 ★Texas Ratio: 5.36%
Conventional 2 1.2% 100% $405,000 View
3250 Rebecca Ln, Abilene, TX 79606
A+5.0 ★Texas Ratio: 3.68%
Conventional 1 0.6% 100% $705,000 View
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713
Conventional 1 0.6% 100% $185,000
2221 E Lamar Blvd Ste 110, Arlington, TX 76006
A5.0 ★Texas Ratio: 8.30%
Conventional 1 0.6% 100% $305,000 View
118 N Garfield Ave, Rotan, TX 79546
A+5.0 ★Texas Ratio: 2.40%
Conventional 1 0.6% 100% $435,000 View
2212 Southgate St, Arlington, TX 76013
A+5.0 ★Texas Ratio: 2.73%
Conventional 1 0.6% 100% $105,000 View
1651 Sw Wilshire Blvd, Burleson, TX 76028
A5.0 ★Texas Ratio: 12.03%
Conventional 1 0.6% 100% $415,000 View
1312 Washington St, Commerce, TX 75428
A+5.0 ★Texas Ratio: 1.84%
Conventional 1 0.6% 100% $105,000 View
4201 Buffalo Gap Road, Abilene, TX 79606
C3.8 ★Texas Ratio: 28.95%
Conventional 1 0.6% 100% $355,000 View
10526 W Parmer Ln, Austin, TX 78717
A5.0 ★Texas Ratio: 10.43%
FHA 1 0.6% 100% $325,000 View
★ 5 stars, 1 review
15301 North Dallas Prkwy #100, Addison, TX 75001
A+5.0 ★Texas Ratio: 2.51%
Conventional 1 0.6% 50% $755,000 View
1 Village Dr, Abilene, TX 79606
A+5.0 ★Texas Ratio: 3.14%
Conventional 1 0.6% 100% $535,000 View
200 N Fm 1187, Aledo, TX 76008
A5.0 ★Texas Ratio: 11.26%
Conventional 1 0.6% 100% $205,000 View
★ 1.7 stars, 3 reviews
1049 N 3rd St Ste 100, Abilene, TX 79601
A+5.0 ★Texas Ratio: 4.24%
HELOC 0
+1 HELOCs
0% n/a View
The First National Bank of Gra
Conventional 10 5.8% 90.9% $207,000
Right Start Mortgage, Inc
VA 2 1.2% 100% $475,000
Ark-La-Tex Financial Services LLC
Conventional 2 1.2% 100% $265,000
Primelending
Conventional 1 0.6% 100% $215,000
Sfmc, LP
FHA 1 0.6% 100% $145,000
Members Trust of the SWFCU
Conventional 1 0.6% 100% $55,000
Loanpeople, LLC
Conventional 1 0.6% 100% $395,000
Gardner Financial Services
FHA 1 0.6% 100% $245,000
loanDepot.com LLC
Conventional, FHA, VA, USDA 19 11% 95% $254,473
B+4.7 ★Texas Ratio: 18.17%
Conventional, FHA 11 6.4% 84.6% $289,545 View
A+5.0 ★Texas Ratio: 2.58%
Conventional, FHA 10 5.8% 100% $226,000 View
United Wholesale Mortgage
Conventional, FHA, VA 9 5.2% 75% $287,222
Mortgage Research Center
Conventional, VA 9 5.2% 100% $373,888
Cardinal Financial Company, Li
Conventional, FHA 8 4.6% 88.9% $261,250
21St Mortgage
Conventional 8 4.6% 52.6% $146,250
Sage Home Loans Corporation
Conventional, FHA 5 2.9% 100% $297,000
American Pacific Mortgage Corporation
Conventional, FHA, VA 4 2.3% 66.7% $350,000
A5.0 ★Texas Ratio: 8.14%
Conventional, VA 4 2.3% 100% $347,500
B+4.8 ★Texas Ratio: 17.16%
Conventional, FHA 3 1.7% 100% $525,000 View
Cmg Mortgage Inc
Conventional, FHA, VA 3 1.7% 100% $348,333
A+5.0 ★Texas Ratio: 4.14%
FHA, VA 2 1.2% 100% $330,000 View
Royal United Mortgage LLC
Conventional 2 1.2% 100% $90,000
Mortgage Financial Services
VA 2 1.2% 100% $300,000
Churchill Mortgage Corporation
Conventional, FHA 2 1.2% 100% $290,000
New American Funding, LLC.
Conventional, VA 2 1.2% 100% $140,000
Southwest Stage Funding LLC
Conventional 2 1.2% 100% $125,000
Fairway Independent Mort Corp
Conventional, USDA 2 1.2% 100% $390,000
Paramount Residential Mortgage
Conventional, VA 2 1.2% 100% $205,000
American Portfolio Mortgage Corporation
VA 1 0.6% 100% $635,000
Lakeview Loan Servicing, LLC
FHA 1 0.6% 100% $285,000
Watermark Capital, Inc.
Conventional 1 0.6% 100% $525,000
Equity Prime Mortgage LLC
VA 1 0.6% 100% $405,000
CrossCountry Mortgage, LLC
Conventional 1 0.6% 100% $445,000
Kind Lending, LLC
Conventional 1 0.6% 100% $545,000
AmeriHome Mortgage Company, LLC
FHA 1 0.6% 50% $275,000
Movement Mortgage, LLC
VA, Jumbo 1 0.6% 50% $915,000
PHH Mortgage Corporation
FHA 1 0.6% 100% $455,000
Resicentral LLC
Conventional 1 0.6% 100% $415,000
Pennymac Loan Services LLC
Conventional 1 0.6% 66.7% $215,000
A+5.0 ★Texas Ratio: 3.34%
FHA 1 0.6% 100% $165,000 View
Assurance Financial Group, L.L.C.
FHA 1 0.6% 100% $305,000
United Built Homes, LLC
Conventional 1 0.6% 100% $375,000
Success Mortgage Partners, Inc
FHA 1 0.6% 100% $345,000
First Colony Mortgage Corporat
Conventional 1 0.6% 100% $245,000
Calcon Mutual Mortgage LLC
Conventional 1 0.6% 100% $555,000
Nations Lending Corporation
Conventional 1 0.6% 100% $185,000
RoundPoint Mortgage Servicing LLC
Conventional 1 0.6% 100% $65,000
Zillow Home Loans, LLC
Conventional 1 0.6% 100% $225,000
The Loan Store, Inc
Conventional 1 0.6% 100% $175,000
Lower, LLC
Conventional 1 0.6% 100% $515,000
Farm Credit Mid-America, Aca
Conventional 1 0.6% 100% $265,000
A5.0 ★Texas Ratio: 9.09%
FHA 1 0.6% 100% $225,000 View
Mason-McDuffie Mortgage Corporation
FHA 1 0.6% 100% $275,000
Village Capital & Investment
FHA 1 0.6% 100% $295,000
JMAC Lending, Inc.
FHA 1 0.6% 100% $265,000
Pentagon Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Tolar, Texas

Looking for mortgage lenders near me or mortgage brokers near me in Tolar? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Tolar in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Tolar, TX

Use these to narrow the list above. Each category shows how many Tolar, TX lenders fit and what that kind of lender is usually best for.

Who Lends in Tolar, TX

Independent mortgage companies closed 77.5 percent of home loans in Tolar, Texas in 2025, banks 18.5 percent and credit unions 4 percent. Everett Financial, Inc. was the largest mortgage company, First Financial Bank the largest bank and LibertyOne Credit Union the largest credit union. Among lenders headquartered in Texas, First Financial Bank led with 4 loans.

77.5%
Mortgage companies
18.5%
Banks
4%
Credit unions
24%
FHA loans
18%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.

More Texas Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Tolar, TX

Who is the largest mortgage lender in Tolar, TX?

By home loans closed in 2025, First Financial Bank was the largest mortgage lender in Tolar, Texas with 4 loans, about 2.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Tolar, TX mortgage lenders offer FHA, VA and USDA loans?

24 lenders closed FHA loans in Tolar, Texas in 2025, led by loanDepot.com LLC with 7. 14 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Tolar, TX lender list?

Yes. 17 banks and 5 credit unions closed home loans in Tolar, Texas in 2025, alongside 49 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Tolar, TX ranked on this page?

Lenders are ranked only by the number of home loans they closed in Tolar, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Tolar, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Tolar. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.